<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:ecc4e583-f4fc-428e-ab30-f902b7e1b448,g:dcc24385-e532-440a-ad3c-7ae6a8481a64-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.cloverhealth/role/Cover" xlink:type="simple" xlink:href="clov-20211115.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_5504eced-142a-4d78-9480-eb5b8db13823" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_DocumentType_5504eced-142a-4d78-9480-eb5b8db13823" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_8978cc54-ff38-4eb3-8caf-8072c29758a2" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityRegistrantName_8978cc54-ff38-4eb3-8caf-8072c29758a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_6823e809-9abb-42a6-ad30-917ca7c9094f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityIncorporationStateCountryCode_6823e809-9abb-42a6-ad30-917ca7c9094f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityPrimarySicNumber_5bf8ed31-d8d0-45c7-a330-95570c8e16df" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityPrimarySicNumber"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityPrimarySicNumber_5bf8ed31-d8d0-45c7-a330-95570c8e16df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_ea5a0010-37d7-44ce-94be-36eefc80d601" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityTaxIdentificationNumber_ea5a0010-37d7-44ce-94be-36eefc80d601" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_a89c2aef-7226-4bc7-b23a-97492843847f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityAddressAddressLine1_a89c2aef-7226-4bc7-b23a-97492843847f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine2_f243d670-e5d6-482a-89f8-e6198904ddcd" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine2"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityAddressAddressLine2_f243d670-e5d6-482a-89f8-e6198904ddcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_9c716e39-c645-4440-84ac-892ac166524f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityAddressCityOrTown_9c716e39-c645-4440-84ac-892ac166524f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_28a7baf1-efe5-4f71-8703-a5429f4da670" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityAddressStateOrProvince_28a7baf1-efe5-4f71-8703-a5429f4da670" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_40daaff1-dce9-497d-9ac3-d9acd3f0ac41" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityAddressPostalZipCode_40daaff1-dce9-497d-9ac3-d9acd3f0ac41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_824d4743-03f5-4b5c-bccf-becbba384f34" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_CityAreaCode_824d4743-03f5-4b5c-bccf-becbba384f34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_4c7443ba-1ad7-4486-a975-8c748d1a516b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_LocalPhoneNumber_4c7443ba-1ad7-4486-a975-8c748d1a516b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_e3599b33-4f0b-40c7-bd3a-831c38dbab4c" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityFilerCategory_e3599b33-4f0b-40c7-bd3a-831c38dbab4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_9f7f5b38-b48f-4833-ab37-dca402d828a3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntitySmallBusiness_9f7f5b38-b48f-4833-ab37-dca402d828a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_2758c652-6e4f-4a8e-b2d0-6fa6b59a433b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityEmergingGrowthCompany_2758c652-6e4f-4a8e-b2d0-6fa6b59a433b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityExTransitionPeriod_67cfb779-b107-45e3-b3c9-704cc1010fe3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityExTransitionPeriod"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityExTransitionPeriod_67cfb779-b107-45e3-b3c9-704cc1010fe3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_5100e4cb-ab99-49b8-bee8-0edaf3808d06" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_EntityCentralIndexKey_5100e4cb-ab99-49b8-bee8-0edaf3808d06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_3b83bbc6-ca50-4735-8d8a-584254b78d51" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_2a964a2b-c9df-4ad9-9057-bb2b571de28f" xlink:to="loc_dei_AmendmentFlag_3b83bbc6-ca50-4735-8d8a-584254b78d51" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="clov-20211115.xsd#CONSOLIDATEDBALANCESHEETS"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_8e8884bb-d3f3-449f-a764-8953cea9be85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_8e8884bb-d3f3-449f-a764-8953cea9be85" xlink:to="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsCurrentAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_c8db49e0-f0fc-47fc-b758-49570ae4713c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_c8db49e0-f0fc-47fc-b758-49570ae4713c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermInvestments_16cf3996-3c3a-4b21-adde-7d4afa1b3f8f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherShortTermInvestments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_OtherShortTermInvestments_16cf3996-3c3a-4b21-adde-7d4afa1b3f8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesCurrent_c57874ad-32fc-4bf8-8777-975b7e928c92" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesCurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesCurrent_c57874ad-32fc-4bf8-8777-975b7e928c92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccruedRetrospectivePremiumsCurrent_7423c572-fa19-4408-91d9-8ba29e934e1a" xlink:href="clov-20211115.xsd#clov_AccruedRetrospectivePremiumsCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_clov_AccruedRetrospectivePremiumsCurrent_7423c572-fa19-4408-91d9-8ba29e934e1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_6ad98d2c-ec56-4a6c-97fb-879bdbae3d16" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherReceivables"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_OtherReceivables_6ad98d2c-ec56-4a6c-97fb-879bdbae3d16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverables_8f3e6288-8c05-4955-ba4a-6205901dfc85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverables"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_ReinsuranceRecoverables_8f3e6288-8c05-4955-ba4a-6205901dfc85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFromCustomers_acd2bc9d-6229-45a5-be09-b9375661200c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesFromCustomers"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_ReceivablesFromCustomers_acd2bc9d-6229-45a5-be09-b9375661200c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_a77ca816-8c93-4b38-baba-eff78903155d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_a77ca816-8c93-4b38-baba-eff78903155d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_d8033154-70fe-480a-8fa5-f504412e792f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsCurrent"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_a5a6ff92-b470-4132-97ac-af3b76b03dcd" xlink:to="loc_us-gaap_AssetsCurrent_d8033154-70fe-480a-8fa5-f504412e792f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_eef97869-1da2-4ba6-bb1e-ed019a0d7464" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_eef97869-1da2-4ba6-bb1e-ed019a0d7464" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_f014177f-8cac-4cdc-9234-6a5e19fa204a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_f014177f-8cac-4cdc-9234-6a5e19fa204a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_572a1d96-688d-4f9d-a0fb-9d3369a0185b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_572a1d96-688d-4f9d-a0fb-9d3369a0185b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_16d772c9-ca6f-4341-9ffa-12e66bdac4a4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_16d772c9-ca6f-4341-9ffa-12e66bdac4a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_ca29d1e3-b10b-4da4-a44b-e585cabf653b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_ca29d1e3-b10b-4da4-a44b-e585cabf653b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_63e5feb8-a5a6-425d-9872-d9a5db6fa6df" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_Goodwill_63e5feb8-a5a6-425d-9872-d9a5db6fa6df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_19baa69d-55ee-43c3-a508-1cecacd0f6f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_19baa69d-55ee-43c3-a508-1cecacd0f6f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_8b297b5c-443d-4cdf-9b39-ab54dcb9bc04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Assets"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_0f2c9600-8256-4276-b83a-4ec5f8e50d40" xlink:to="loc_us-gaap_Assets_8b297b5c-443d-4cdf-9b39-ab54dcb9bc04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_fb6e0fc3-4072-42d9-b79e-7a41268df27a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_8e8884bb-d3f3-449f-a764-8953cea9be85" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_fb6e0fc3-4072-42d9-b79e-7a41268df27a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_fb6e0fc3-4072-42d9-b79e-7a41268df27a" xlink:to="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesCurrentAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_c1c769ef-7b49-43d6-8ca9-2a758ca90129" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_c1c769ef-7b49-43d6-8ca9-2a758ca90129" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_59c306d6-15df-447d-8dda-1cf36af66d10" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_59c306d6-15df-447d-8dda-1cf36af66d10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_fd80bf88-89b1-4379-947b-d1ae5ab433e6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccruedSalariesCurrentAndNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_fd80bf88-89b1-4379-947b-d1ae5ab433e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_469bbbd6-94f1-433e-81c3-a06f8ecf4154" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_469bbbd6-94f1-433e-81c3-a06f8ecf4154" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleNotesPayableCurrent_65767d9e-6383-4b8f-b10b-1d225b0fa6a3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleNotesPayableCurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_ConvertibleNotesPayableCurrent_65767d9e-6383-4b8f-b10b-1d225b0fa6a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefits_4c6af164-7e36-4197-85ac-e30d71653939" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefits"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefits_4c6af164-7e36-4197-85ac-e30d71653939" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_f7b76dbe-83df-4133-8c0b-bb91ab9fbb1b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherLiabilitiesCurrent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent_f7b76dbe-83df-4133-8c0b-bb91ab9fbb1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_0bff3b7c-a840-4995-bec7-a1c0d3f079b1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_682c5324-9ba3-4b5a-b6cc-ef17ca7343f6" xlink:to="loc_us-gaap_LiabilitiesCurrent_0bff3b7c-a840-4995-bec7-a1c0d3f079b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_aa18ce38-d73a-46ad-a16b-1f0b77532fa7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_aa18ce38-d73a-46ad-a16b-1f0b77532fa7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_cb727ec3-f697-4ea1-9fa6-df2a6238e0d2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_LongTermDebtNoncurrent_cb727ec3-f697-4ea1-9fa6-df2a6238e0d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitiesNoncurrent_424c306b-43ae-41b4-a582-230fe739ccfb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeLiabilitiesNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_DerivativeLiabilitiesNoncurrent_424c306b-43ae-41b4-a582-230fe739ccfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_40acd2cc-edfc-4f75-aa7b-5b08224d0ccc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_40acd2cc-edfc-4f75-aa7b-5b08224d0ccc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_17091030-9dce-4568-b5fd-bbafbd0d5b56" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_17091030-9dce-4568-b5fd-bbafbd0d5b56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_36f98942-709c-4cc9-896d-491abf087a00" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_Liabilities_36f98942-709c-4cc9-896d-491abf087a00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_4d39bb44-8ade-484a-9054-723893104e94" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_CommitmentsAndContingencies_4d39bb44-8ade-484a-9054-723893104e94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_00f73562-ade3-4eca-91f0-b1524d7412e4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_4ebd00e3-319b-4fb1-9700-cfe5d509c6f2" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_00f73562-ade3-4eca-91f0-b1524d7412e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_fb6e0fc3-4072-42d9-b79e-7a41268df27a" xlink:to="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_b61b8995-362e-4c29-8a24-211669f722df" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:to="loc_us-gaap_CommonStockValue_b61b8995-362e-4c29-8a24-211669f722df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_d7218af4-9115-41f5-bbff-ae4a24fc4573" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:to="loc_us-gaap_AdditionalPaidInCapital_d7218af4-9115-41f5-bbff-ae4a24fc4573" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_53a9459b-ec7e-4f5c-ac4a-2e3d42e21ad3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_53a9459b-ec7e-4f5c-ac4a-2e3d42e21ad3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_818b5a38-f771-44fb-9108-2b22ef7af8e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_818b5a38-f771-44fb-9108-2b22ef7af8e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_4149253a-e13e-4cb9-b5c8-49dafff23919" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:to="loc_us-gaap_StockholdersEquity_4149253a-e13e-4cb9-b5c8-49dafff23919" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_27b0e941-dbeb-4629-98b4-6909c502da23" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MinorityInterest"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:to="loc_us-gaap_MinorityInterest_27b0e941-dbeb-4629-98b4-6909c502da23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_a2f2f000-be77-4c4e-aa04-b1b8a2065a69" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1611af96-d76d-4d62-8d37-eabbab8eb9f8" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_a2f2f000-be77-4c4e-aa04-b1b8a2065a69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_9850addf-a7fc-453f-9eed-5f4e9a5fc29f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_fb6e0fc3-4072-42d9-b79e-7a41268df27a" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_9850addf-a7fc-453f-9eed-5f4e9a5fc29f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="simple" xlink:href="clov-20211115.xsd#CONSOLIDATEDBALANCESHEETSParenthetical"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_HeldToMaturitySecuritiesFairValueCurrent_b4f32dcb-14ff-42cb-8548-3ed2f3e2d6f3" xlink:href="clov-20211115.xsd#clov_HeldToMaturitySecuritiesFairValueCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_clov_HeldToMaturitySecuritiesFairValueCurrent_b4f32dcb-14ff-42cb-8548-3ed2f3e2d6f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesNoncurrent_89b0dfca-68c0-42f1-b1ec-955d2ac1d959" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesNoncurrent_89b0dfca-68c0-42f1-b1ec-955d2ac1d959" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_HeldToMaturitySecuritiesFairValueNonCurrent_c3eaa483-2614-47d3-845f-645f89380296" xlink:href="clov-20211115.xsd#clov_HeldToMaturitySecuritiesFairValueNonCurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_clov_HeldToMaturitySecuritiesFairValueNonCurrent_c3eaa483-2614-47d3-845f-645f89380296" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_a6c53795-d1cc-435d-a43b-b1e6e3adbba6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_a6c53795-d1cc-435d-a43b-b1e6e3adbba6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_5ce79014-a6f9-4d80-a562-5fcfc85470f7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_5ce79014-a6f9-4d80-a562-5fcfc85470f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_c9a8c4e8-119d-477f-9e59-6fbf0e3de563" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_PreferredStockSharesIssued_c9a8c4e8-119d-477f-9e59-6fbf0e3de563" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_e577566d-3ba9-4cf4-b955-afe08b340e77" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_e577566d-3ba9-4cf4-b955-afe08b340e77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockLiquidationPreferenceValue_c576287f-b4d8-47c7-b1a0-909d753ad8b4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockLiquidationPreferenceValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_PreferredStockLiquidationPreferenceValue_c576287f-b4d8-47c7-b1a0-909d753ad8b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_1e85a54b-a1da-4086-b7ad-fa00f2217626" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_1e85a54b-a1da-4086-b7ad-fa00f2217626" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_7f84d3f0-4cdc-4724-874a-98793d94f605" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_7f84d3f0-4cdc-4724-874a-98793d94f605" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_a625fb12-bf7e-4e5b-a439-58033d9c48be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_CommonStockSharesIssued_a625fb12-bf7e-4e5b-a439-58033d9c48be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_964acf9f-facb-4de1-9f95-ed2184d9f304" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_6e641114-36af-4053-be1f-e8d4813c5b1d" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_964acf9f-facb-4de1-9f95-ed2184d9f304" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSS" xlink:type="simple" xlink:href="clov-20211115.xsd#CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSS"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_a31e1f0d-7629-4626-b803-21f7aa385296" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_RevenuesAbstract_a31e1f0d-7629-4626-b803-21f7aa385296" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_3cc143b7-9cbe-4ff9-8d27-6fc7d9a02b21" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_a31e1f0d-7629-4626-b803-21f7aa385296" xlink:to="loc_us-gaap_PremiumsEarnedNet_3cc143b7-9cbe-4ff9-8d27-6fc7d9a02b21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomerOther_ce852927-6497-4965-aba1-6c0943383ddf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomerOther"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_a31e1f0d-7629-4626-b803-21f7aa385296" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomerOther_ce852927-6497-4965-aba1-6c0943383ddf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_573f76c0-76b8-4d4c-bddf-e5a7a2146cd6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_a31e1f0d-7629-4626-b803-21f7aa385296" xlink:to="loc_us-gaap_NetInvestmentIncome_573f76c0-76b8-4d4c-bddf-e5a7a2146cd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_da1d2e52-0769-4ca5-8663-ab0ad163e157" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_a31e1f0d-7629-4626-b803-21f7aa385296" xlink:to="loc_us-gaap_Revenues_da1d2e52-0769-4ca5-8663-ab0ad163e157" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingExpensesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_08f45587-f3f7-4797-b155-7b6f2ef26d04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_08f45587-f3f7-4797-b155-7b6f2ef26d04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_9c73a89d-7338-4ccf-a800-d4fdb815a15d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:to="loc_us-gaap_LaborAndRelatedExpense_9c73a89d-7338-4ccf-a800-d4fdb815a15d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_f83f12a3-fc75-4e30-9830-e045da86a6e9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_f83f12a3-fc75-4e30-9830-e045da86a6e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount_d397ab4a-1aec-4f1c-8135-cd7bcece93ec" xlink:href="clov-20211115.xsd#clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:to="loc_clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount_d397ab4a-1aec-4f1c-8135-cd7bcece93ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_36f63ad7-6ea8-470f-91be-6a94a23f2afa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:to="loc_us-gaap_DepreciationAndAmortization_36f63ad7-6ea8-470f-91be-6a94a23f2afa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherGeneralExpense_d2bc30b2-ae31-4738-a6a4-584b0517dd56" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherGeneralExpense"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:to="loc_us-gaap_OtherGeneralExpense_d2bc30b2-ae31-4738-a6a4-584b0517dd56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_cb74bbf5-6495-4874-a67b-9a4973a0b2cf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingExpenses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_8988e74f-52b5-480f-afdf-9db557ee3bf3" xlink:to="loc_us-gaap_OperatingExpenses_cb74bbf5-6495-4874-a67b-9a4973a0b2cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_bca3aa69-5b46-4cb8-9529-6714b36e6cab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_OperatingIncomeLoss_bca3aa69-5b46-4cb8-9529-6714b36e6cab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_e3e9fc2c-d768-4a6a-a88a-c8f3936bb315" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_e3e9fc2c-d768-4a6a-a88a-c8f3936bb315" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_f298f4f1-1b37-4b9e-b958-b1b57ba15cb9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_InterestExpense_f298f4f1-1b37-4b9e-b958-b1b57ba15cb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_c5da480e-654a-41d7-876f-2b836050c5df" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_c5da480e-654a-41d7-876f-2b836050c5df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_e2b73770-1ff9-4144-bbd8-5815d3ac853f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_e2b73770-1ff9-4144-bbd8-5815d3ac853f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_e9ef91ba-df05-409d-988e-effd723361c4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_NetIncomeLoss_e9ef91ba-df05-409d-988e-effd723361c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_914dea8d-e1a5-4d2d-8839-5cff2059e38a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_EarningsPerShareAbstract_914dea8d-e1a5-4d2d-8839-5cff2059e38a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_85ccdb83-5c23-4ad4-bca6-639e112de705" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_914dea8d-e1a5-4d2d-8839-5cff2059e38a" xlink:to="loc_us-gaap_EarningsPerShareBasic_85ccdb83-5c23-4ad4-bca6-639e112de705" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_ccb11cf5-be16-43ae-9447-e34cb442e754" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_914dea8d-e1a5-4d2d-8839-5cff2059e38a" xlink:to="loc_us-gaap_EarningsPerShareDiluted_ccb11cf5-be16-43ae-9447-e34cb442e754" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_0dd80d47-d1b9-4227-8dbd-ad7fcce37fab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_0dd80d47-d1b9-4227-8dbd-ad7fcce37fab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_ee5a2dfd-f74f-43b3-b9f2-ca9adffcaeaf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_0dd80d47-d1b9-4227-8dbd-ad7fcce37fab" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_ee5a2dfd-f74f-43b3-b9f2-ca9adffcaeaf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_7104729e-2488-4a5f-a58e-371be901a223" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_0dd80d47-d1b9-4227-8dbd-ad7fcce37fab" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_7104729e-2488-4a5f-a58e-371be901a223" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_6bc5f2d4-222a-4ad2-a51a-3de84c446733" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_6bc5f2d4-222a-4ad2-a51a-3de84c446733" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_3d3cfddf-58ee-418c-978f-7f84bc8ddd25" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_83343723-441e-4dc6-bd92-97ffbec783cf" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_3d3cfddf-58ee-418c-978f-7f84bc8ddd25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSParenthetical" xlink:type="simple" xlink:href="clov-20211115.xsd#CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSParenthetical"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_8b5ec8f3-3555-4484-bd6f-3b9a51175ba5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_758f525c-f274-4f58-ab3d-fc3f3ed477fc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_8b5ec8f3-3555-4484-bd6f-3b9a51175ba5" xlink:to="loc_us-gaap_CededPremiumsEarned_758f525c-f274-4f58-ab3d-fc3f3ed477fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnaudited" xlink:type="simple" xlink:href="clov-20211115.xsd#CONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnaudited"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnaudited" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_76333cb2-f6a8-4c1f-a0ff-123d02c195cb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_d48db19c-a2e6-4f53-891c-416f56d05ea1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_76333cb2-f6a8-4c1f-a0ff-123d02c195cb" xlink:to="loc_us-gaap_StatementTable_d48db19c-a2e6-4f53-891c-416f56d05ea1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_44cda788-1990-450a-b517-7207f13f9f2a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_d48db19c-a2e6-4f53-891c-416f56d05ea1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_44cda788-1990-450a-b517-7207f13f9f2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_44cda788-1990-450a-b517-7207f13f9f2a" xlink:to="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_e6999bdc-a75d-468f-a66c-e00da0d7edf9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:to="loc_us-gaap_PreferredStockMember_e6999bdc-a75d-468f-a66c-e00da0d7edf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_dc8d4c39-32fb-4c3b-afcc-4d3149640be3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:to="loc_us-gaap_CommonStockMember_dc8d4c39-32fb-4c3b-afcc-4d3149640be3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_3bfdf16c-a3ca-4377-8069-09ffb4ffa5c5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_3bfdf16c-a3ca-4377-8069-09ffb4ffa5c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_7ae79de5-44bc-4614-ac36-47365d47321d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:to="loc_us-gaap_RetainedEarningsMember_7ae79de5-44bc-4614-ac36-47365d47321d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_14888bec-7089-43e2-9e2d-ccea143c68e7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_14888bec-7089-43e2-9e2d-ccea143c68e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestMember_267c867d-6fa0-43ac-9d88-3ac8bc7e6107" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NoncontrollingInterestMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_d2a76ad9-c6bd-43ab-bb62-846d88df8113" xlink:to="loc_us-gaap_NoncontrollingInterestMember_267c867d-6fa0-43ac-9d88-3ac8bc7e6107" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_03c8d06c-a6ca-4f76-ac8b-2f97e5cb19a0" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_d48db19c-a2e6-4f53-891c-416f56d05ea1" xlink:to="loc_srt_RestatementAxis_03c8d06c-a6ca-4f76-ac8b-2f97e5cb19a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_2e953d31-98c2-4beb-8801-3e1c86c8f5d4" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementAxis_03c8d06c-a6ca-4f76-ac8b-2f97e5cb19a0" xlink:to="loc_srt_RestatementDomain_2e953d31-98c2-4beb-8801-3e1c86c8f5d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_b6dbbe87-11c4-42b7-babe-1a8e569cf145" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementDomain_2e953d31-98c2-4beb-8801-3e1c86c8f5d4" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_b6dbbe87-11c4-42b7-babe-1a8e569cf145" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAdjustmentMember_b64f094e-fc83-4388-ad55-b8a3ff270e13" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementAdjustmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementDomain_2e953d31-98c2-4beb-8801-3e1c86c8f5d4" xlink:to="loc_srt_RestatementAdjustmentMember_b64f094e-fc83-4388-ad55-b8a3ff270e13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_5b31d568-4e16-4127-b078-44c0674cad62" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_d48db19c-a2e6-4f53-891c-416f56d05ea1" xlink:to="loc_us-gaap_StatementLineItems_5b31d568-4e16-4127-b078-44c0674cad62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_4c7663ae-28e2-4ea2-bb17-ec5d93eb1745" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInTemporaryEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5b31d568-4e16-4127-b078-44c0674cad62" xlink:to="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_4c7663ae-28e2-4ea2-bb17-ec5d93eb1745" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_f0362755-35cb-4034-940e-f7d1cbed264e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_4c7663ae-28e2-4ea2-bb17-ec5d93eb1745" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_f0362755-35cb-4034-940e-f7d1cbed264e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_64ee331b-164f-4d80-aa0a-40288a219b7a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_4c7663ae-28e2-4ea2-bb17-ec5d93eb1745" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_64ee331b-164f-4d80-aa0a-40288a219b7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_e1b7434b-943e-46bb-a0f1-63479d103170" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_4c7663ae-28e2-4ea2-bb17-ec5d93eb1745" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_e1b7434b-943e-46bb-a0f1-63479d103170" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_f64db137-a017-4b3f-9d76-da361717a392" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_4c7663ae-28e2-4ea2-bb17-ec5d93eb1745" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_f64db137-a017-4b3f-9d76-da361717a392" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5b31d568-4e16-4127-b078-44c0674cad62" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesOutstanding_2750bcb5-5f1b-48c5-9f6f-87ed7eaf4d10" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_SharesOutstanding_2750bcb5-5f1b-48c5-9f6f-87ed7eaf4d10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_cb07949e-07cc-4d63-be06-0a561b94db55" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_cb07949e-07cc-4d63-be06-0a561b94db55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_0aa6554e-0dc4-43ff-931c-58680678aa5c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_0aa6554e-0dc4-43ff-931c-58680678aa5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_57e40733-dbb6-46c0-86be-73f7ad23c703" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_57e40733-dbb6-46c0-86be-73f7ad23c703" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReverseCapitalizationShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriod_9dc66b51-4b30-4a4d-8d81-a0c42f1f1aa1" xlink:href="clov-20211115.xsd#clov_ReverseCapitalizationShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriod"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_clov_ReverseCapitalizationShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriod_9dc66b51-4b30-4a4d-8d81-a0c42f1f1aa1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_76ba54db-c3ea-482d-b43b-0ca469b91714" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_76ba54db-c3ea-482d-b43b-0ca469b91714" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_cfb7e461-0d27-4f2f-bb90-ad807743bd65" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_cfb7e461-0d27-4f2f-bb90-ad807743bd65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_ef38d17b-9d17-41c3-bde9-a67f23139cac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_ef38d17b-9d17-41c3-bde9-a67f23139cac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReverseCapitalizationShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsNetOfEarlyExerciseLiabilityExercisesInPeriod_fc3bfed1-6973-4a1e-b2fc-dc8a37213afe" xlink:href="clov-20211115.xsd#clov_ReverseCapitalizationShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsNetOfEarlyExerciseLiabilityExercisesInPeriod"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_clov_ReverseCapitalizationShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsNetOfEarlyExerciseLiabilityExercisesInPeriod_fc3bfed1-6973-4a1e-b2fc-dc8a37213afe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_b7703779-1916-45e3-8775-eafdde5775c9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_b7703779-1916-45e3-8775-eafdde5775c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalConvertibleDebtWithConversionFeature_84d676ce-38a2-44db-b38f-d0f482b93792" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalConvertibleDebtWithConversionFeature"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalConvertibleDebtWithConversionFeature_84d676ce-38a2-44db-b38f-d0f482b93792" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_3e7af017-15ab-4641-9e2d-5bbd46d76e86" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MinorityInterestDecreaseFromRedemptions"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_3e7af017-15ab-4641-9e2d-5bbd46d76e86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_7667ba9d-ffc1-4cd5-ab7d-68a27ffc1bed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_NetIncomeLoss_7667ba9d-ffc1-4cd5-ab7d-68a27ffc1bed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesOutstanding_fbe2995a-f340-40b5-8b2f-4a97ab5c732d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharesOutstanding"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_SharesOutstanding_fbe2995a-f340-40b5-8b2f-4a97ab5c732d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_c7bffd65-b2a7-481c-9440-7e9e4341b11d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_c5200885-2cf3-45ba-bf06-89696681e8ed" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_c7bffd65-b2a7-481c-9440-7e9e4341b11d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWSUnaudited" xlink:type="simple" xlink:href="clov-20211115.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWSUnaudited"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWSUnaudited" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_60971c7a-7f67-4757-b2d2-5ea276ef8687" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_60971c7a-7f67-4757-b2d2-5ea276ef8687" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_af311eb2-5858-4913-9f09-1a2efdfaeef6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_60971c7a-7f67-4757-b2d2-5ea276ef8687" xlink:to="loc_us-gaap_ProfitLoss_af311eb2-5858-4913-9f09-1a2efdfaeef6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_60971c7a-7f67-4757-b2d2-5ea276ef8687" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_50186908-cd99-4a88-8690-e0354fe5181b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_DepreciationAndAmortization_50186908-cd99-4a88-8690-e0354fe5181b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AmortizationOfNotesAndSecuritiesDiscounts_9acd2b46-19d8-46d8-9ad6-9e56f6ed74c5" xlink:href="clov-20211115.xsd#clov_AmortizationOfNotesAndSecuritiesDiscounts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_clov_AmortizationOfNotesAndSecuritiesDiscounts_9acd2b46-19d8-46d8-9ad6-9e56f6ed74c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_45ab486f-9c88-4d2f-957f-ecac4ce19a70" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_45ab486f-9c88-4d2f-957f-ecac4ce19a70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_27d665bb-53fb-4a7f-be59-bafc7d0202ff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_ShareBasedCompensation_27d665bb-53fb-4a7f-be59-bafc7d0202ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaidInKindInterest_06382848-bfcd-42ae-a399-b96b820b6e0e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaidInKindInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_PaidInKindInterest_06382848-bfcd-42ae-a399-b96b820b6e0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants_854c50e1-5554-44fe-9250-b9aae7d0f0b3" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants_854c50e1-5554-44fe-9250-b9aae7d0f0b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_91e98b29-c8c4-4606-8fc8-4b1c9a629e21" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDerivativeLiabilities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_91e98b29-c8c4-4606-8fc8-4b1c9a629e21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_72fa44b0-75a7-4392-819a-bc02e8e2fb68" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet_72fa44b0-75a7-4392-819a-bc02e8e2fb68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_6d0120b0-b484-4864-8dd6-b635cc1b0830" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_GainLossOnInvestments_6d0120b0-b484-4864-8dd6-b635cc1b0830" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AmortizationExpensesOfWarrants_4dd74499-873b-487c-a665-486f58dab0bb" xlink:href="clov-20211115.xsd#clov_AmortizationExpensesOfWarrants"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_clov_AmortizationExpensesOfWarrants_4dd74499-873b-487c-a665-486f58dab0bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCosts_352427c8-0820-4ef6-85c6-11040b5d9de5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCosts"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_AmortizationOfFinancingCosts_352427c8-0820-4ef6-85c6-11040b5d9de5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetImpairmentCharges_e3bc688f-55c8-4280-a020-17315b09e832" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetImpairmentCharges"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_AssetImpairmentCharges_e3bc688f-55c8-4280-a020-17315b09e832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_0d67c0da-dbd5-4acc-8e5b-b7dc4696a084" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_0d67c0da-dbd5-4acc-8e5b-b7dc4696a084" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherReceivables_8a5b86ed-0777-4540-9ae5-89815b71ec47" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherReceivables"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherReceivables_8a5b86ed-0777-4540-9ae5-89815b71ec47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_824fba59-d59d-43e0-8632-66aa906e2ac2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInReinsuranceRecoverable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_824fba59-d59d-43e0-8632-66aa906e2ac2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_040c4588-de8b-4dab-8328-bb44e7deb21c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_040c4588-de8b-4dab-8328-bb44e7deb21c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_5605adfc-5bf0-437f-aa69-43806625f43f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_5605adfc-5bf0-437f-aa69-43806625f43f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInOperatingLeaseRightOfUseAssets_b88d51dc-7167-4d67-b214-49a6695e6cb4" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInOperatingLeaseRightOfUseAssets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_clov_IncreaseDecreaseInOperatingLeaseRightOfUseAssets_b88d51dc-7167-4d67-b214-49a6695e6cb4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInUnpaidClaims_2dedcae3-b733-4635-ae65-aad090552edd" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInUnpaidClaims"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_clov_IncreaseDecreaseInUnpaidClaims_2dedcae3-b733-4635-ae65-aad090552edd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_4b492d74-67c0-4d6b-bc39-deadba61a2a3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_4b492d74-67c0-4d6b-bc39-deadba61a2a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedSalaries_7ff37e17-c3f4-4ecb-bd03-5657377b8603" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedSalaries"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedSalaries_7ff37e17-c3f4-4ecb-bd03-5657377b8603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInPremiumDeficiencyReserve_b6880e99-8432-48bf-9c82-7131914e8d72" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInPremiumDeficiencyReserve"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_clov_IncreaseDecreaseInPremiumDeficiencyReserve_b6880e99-8432-48bf-9c82-7131914e8d72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInReinsurancePayables_d7b9f3ba-74af-4c76-98f3-d18dba1e363d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInReinsurancePayables"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInReinsurancePayables_d7b9f3ba-74af-4c76-98f3-d18dba1e363d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredCharges_c2378fb0-3c01-4eb6-94be-ddc35089a155" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredCharges"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredCharges_c2378fb0-3c01-4eb6-94be-ddc35089a155" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherNoncurrentLiabilities_5a9956f4-f83f-479e-a39a-af5a4419b29c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherNoncurrentLiabilities"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherNoncurrentLiabilities_5a9956f4-f83f-479e-a39a-af5a4419b29c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInOperatingLeaseLiabilities_05d4d8e4-9e6c-478a-b128-5ca3edc5b314" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInOperatingLeaseLiabilities"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_79c2e4df-5293-4a1b-ae45-b156faefb22d" xlink:to="loc_clov_IncreaseDecreaseInOperatingLeaseLiabilities_05d4d8e4-9e6c-478a-b128-5ca3edc5b314" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_01fd4390-d0c1-4639-9a8e-5bf75d9df9a8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_22ea8dcb-7287-46a8-be6f-c508673bd614" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_01fd4390-d0c1-4639-9a8e-5bf75d9df9a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireInvestments_2982888d-8c8e-4497-81ee-5b2cd630924e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireInvestments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:to="loc_us-gaap_PaymentsToAcquireInvestments_2982888d-8c8e-4497-81ee-5b2cd630924e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_5d82f6be-0090-4c96-bfd4-1021aad317ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_5d82f6be-0090-4c96-bfd4-1021aad317ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_61017d4b-e0d2-43bf-bbcd-8a2d1caa09bc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_61017d4b-e0d2-43bf-bbcd-8a2d1caa09bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_120ba25b-6e6a-4840-80ae-b0218aae6bd6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_120ba25b-6e6a-4840-80ae-b0218aae6bd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_bccfbcc6-c878-45e8-8e52-4397879b8594" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_bccfbcc6-c878-45e8-8e52-4397879b8594" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_6b340525-49b8-4657-9849-fc27b2ed5eac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_6b340525-49b8-4657-9849-fc27b2ed5eac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_1cb256f8-2ddb-4855-9cad-7cf6641c107f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_1157d09b-b7d2-45e4-b31f-15c87022a239" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_1cb256f8-2ddb-4855-9cad-7cf6641c107f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromConvertibleDebt_e94a9e00-116b-46a4-9bce-6ea602bcd187" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromConvertibleDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:to="loc_us-gaap_ProceedsFromConvertibleDebt_e94a9e00-116b-46a4-9bce-6ea602bcd187" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfFinancingCosts_7acefbd7-9393-4d27-b29a-75daba696061" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsOfFinancingCosts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:to="loc_us-gaap_PaymentsOfFinancingCosts_7acefbd7-9393-4d27-b29a-75daba696061" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfNotesPayable_7b37b872-67b2-460b-ba49-2e625b668efa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RepaymentsOfNotesPayable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:to="loc_us-gaap_RepaymentsOfNotesPayable_7b37b872-67b2-460b-ba49-2e625b668efa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_06528ae0-25d0-4b98-8bac-55d54a4f0dba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_06528ae0-25d0-4b98-8bac-55d54a4f0dba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_88149f7b-1b02-4269-b3ff-d661bc383f6a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_88149f7b-1b02-4269-b3ff-d661bc383f6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_3a814b39-3241-4fd0-a237-1e21304ea686" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromPaymentsToMinorityShareholders"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:to="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_3a814b39-3241-4fd0-a237-1e21304ea686" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_4445bc4b-b5cd-4d8e-a5c6-1496d0d78621" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_07ecad85-7380-4945-a539-90f06b736647" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_4445bc4b-b5cd-4d8e-a5c6-1496d0d78621" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_96956e45-e176-4368-aab2-5051c0103a87" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_96956e45-e176-4368-aab2-5051c0103a87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_05541f7c-4671-4965-a1e4-a3c2522f6fb9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_05541f7c-4671-4965-a1e4-a3c2522f6fb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e7cd7ade-839b-4304-a408-3a3e1873e1fe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e7cd7ade-839b-4304-a408-3a3e1873e1fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_b8121da3-cae6-4011-9add-77a74b974859" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_b8121da3-cae6-4011-9add-77a74b974859" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_9a15c9ed-fd25-49f9-8332-254cb8ac9622" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_b8121da3-cae6-4011-9add-77a74b974859" xlink:to="loc_us-gaap_InterestPaidNet_9a15c9ed-fd25-49f9-8332-254cb8ac9622" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_HealthInsuranceIndustryFeeExpense_0567a726-0231-4cf0-8c80-c242e4006852" xlink:href="clov-20211115.xsd#clov_HealthInsuranceIndustryFeeExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_b8121da3-cae6-4011-9add-77a74b974859" xlink:to="loc_clov_HealthInsuranceIndustryFeeExpense_0567a726-0231-4cf0-8c80-c242e4006852" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_6f367979-bf3c-4a6f-808a-d2b09cab77d0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_08dee9e8-4cbc-414a-979a-33a86d8145f5" xlink:to="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_6f367979-bf3c-4a6f-808a-d2b09cab77d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsIssuedInConnectionWithNotesPayableFairValue_5a3db982-d970-478a-b495-f342e8dc6f2e" xlink:href="clov-20211115.xsd#clov_WarrantsIssuedInConnectionWithNotesPayableFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_6f367979-bf3c-4a6f-808a-d2b09cab77d0" xlink:to="loc_clov_WarrantsIssuedInConnectionWithNotesPayableFairValue_5a3db982-d970-478a-b495-f342e8dc6f2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansAssumed1_b07512e0-0276-4db4-a669-e9bb4a7330fe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LoansAssumed1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_6f367979-bf3c-4a6f-808a-d2b09cab77d0" xlink:to="loc_us-gaap_LoansAssumed1_b07512e0-0276-4db4-a669-e9bb4a7330fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalLeaseObligationsIncurred_d4058b67-0d29-415c-8296-5b5b434b1ef1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CapitalLeaseObligationsIncurred"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_6f367979-bf3c-4a6f-808a-d2b09cab77d0" xlink:to="loc_us-gaap_CapitalLeaseObligationsIncurred_d4058b67-0d29-415c-8296-5b5b434b1ef1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Organizationandoperations" xlink:type="simple" xlink:href="clov-20211115.xsd#Organizationandoperations"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Organizationandoperations" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_f5c64d2d-fc8e-4282-bf45-8ca2f33e9c83" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedFinancialStatementsTable_1a579c41-76fd-49be-8647-a774a4dcfd83" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfCondensedFinancialStatementsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_f5c64d2d-fc8e-4282-bf45-8ca2f33e9c83" xlink:to="loc_srt_ScheduleOfCondensedFinancialStatementsTable_1a579c41-76fd-49be-8647-a774a4dcfd83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_b9950f3d-d7cf-43af-bb6f-a4507ce9b106" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_1a579c41-76fd-49be-8647-a774a4dcfd83" xlink:to="loc_srt_ConsolidatedEntitiesAxis_b9950f3d-d7cf-43af-bb6f-a4507ce9b106" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_090c9da5-16ef-4d00-95d0-7da3c45dfaa8" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_b9950f3d-d7cf-43af-bb6f-a4507ce9b106" xlink:to="loc_srt_ConsolidatedEntitiesDomain_090c9da5-16ef-4d00-95d0-7da3c45dfaa8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_99032943-50c0-432b-9130-9184b4cd6c51" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_090c9da5-16ef-4d00-95d0-7da3c45dfaa8" xlink:to="loc_srt_ParentCompanyMember_99032943-50c0-432b-9130-9184b4cd6c51" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialStatementsCaptionsLineItems_2ba90743-62b8-426a-ba84-5ba9f94c9d68" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_1a579c41-76fd-49be-8647-a774a4dcfd83" xlink:to="loc_srt_CondensedFinancialStatementsCaptionsLineItems_2ba90743-62b8-426a-ba84-5ba9f94c9d68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_c4a12cfe-bb22-4c07-9918-3dbf0f54e890" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_2ba90743-62b8-426a-ba84-5ba9f94c9d68" xlink:to="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_c4a12cfe-bb22-4c07-9918-3dbf0f54e890" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Summaryofsignificantaccountingpolicies" xlink:type="simple" xlink:href="clov-20211115.xsd#Summaryofsignificantaccountingpolicies"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Summaryofsignificantaccountingpolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_8aac3a9a-f1bf-410a-8185-f1edb62cbb59" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedFinancialStatementsTable_a5739290-5e06-477e-a656-7cc8bda1b4ac" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfCondensedFinancialStatementsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_8aac3a9a-f1bf-410a-8185-f1edb62cbb59" xlink:to="loc_srt_ScheduleOfCondensedFinancialStatementsTable_a5739290-5e06-477e-a656-7cc8bda1b4ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_c5aa2ecf-cd2c-412b-be2f-7e60708c1ee6" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_a5739290-5e06-477e-a656-7cc8bda1b4ac" xlink:to="loc_srt_ConsolidatedEntitiesAxis_c5aa2ecf-cd2c-412b-be2f-7e60708c1ee6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_39dcc07c-d6d6-440b-aced-1ca1c02abbd4" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_c5aa2ecf-cd2c-412b-be2f-7e60708c1ee6" xlink:to="loc_srt_ConsolidatedEntitiesDomain_39dcc07c-d6d6-440b-aced-1ca1c02abbd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_fdac1b94-b620-4a2d-851a-ecc638ad826d" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_39dcc07c-d6d6-440b-aced-1ca1c02abbd4" xlink:to="loc_srt_ParentCompanyMember_fdac1b94-b620-4a2d-851a-ecc638ad826d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialStatementsCaptionsLineItems_696aa10a-8912-45a3-891a-8ff5b0fcb2b4" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_a5739290-5e06-477e-a656-7cc8bda1b4ac" xlink:to="loc_srt_CondensedFinancialStatementsCaptionsLineItems_696aa10a-8912-45a3-891a-8ff5b0fcb2b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock_0cf351a2-99f5-4a84-870c-11f6f9870f7c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_696aa10a-8912-45a3-891a-8ff5b0fcb2b4" xlink:to="loc_us-gaap_SignificantAccountingPoliciesTextBlock_0cf351a2-99f5-4a84-870c-11f6f9870f7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofsignificantaccountingpoliciesPolicies" xlink:type="simple" xlink:href="clov-20211115.xsd#SummaryofsignificantaccountingpoliciesPolicies"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/SummaryofsignificantaccountingpoliciesPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_4ad1be30-6a70-49e1-b805-f0f75cdf4e9e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedFinancialStatementsTable_bcc6ce84-353e-462f-a274-ab65eae137dd" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfCondensedFinancialStatementsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ad1be30-6a70-49e1-b805-f0f75cdf4e9e" xlink:to="loc_srt_ScheduleOfCondensedFinancialStatementsTable_bcc6ce84-353e-462f-a274-ab65eae137dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_708d6f72-f423-4e0d-a98f-a13131ca2087" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_bcc6ce84-353e-462f-a274-ab65eae137dd" xlink:to="loc_srt_ConsolidatedEntitiesAxis_708d6f72-f423-4e0d-a98f-a13131ca2087" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_ac4f1b92-64fb-46c6-bb95-035aa58baa43" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_708d6f72-f423-4e0d-a98f-a13131ca2087" xlink:to="loc_srt_ConsolidatedEntitiesDomain_ac4f1b92-64fb-46c6-bb95-035aa58baa43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_413cf6d4-f3f7-40fa-aa37-484d186129f9" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_ac4f1b92-64fb-46c6-bb95-035aa58baa43" xlink:to="loc_srt_ParentCompanyMember_413cf6d4-f3f7-40fa-aa37-484d186129f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_bcc6ce84-353e-462f-a274-ab65eae137dd" xlink:to="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_006ad0b4-805c-4dac-9b0e-507a843c33ca" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_006ad0b4-805c-4dac-9b0e-507a843c33ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UseOfEstimates_7c3900bf-e271-4403-b269-9488ed9a231c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UseOfEstimates"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_UseOfEstimates_7c3900bf-e271-4403-b269-9488ed9a231c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_1c2b2523-768f-42e2-8bd2-f920649b6ad4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_1c2b2523-768f-42e2-8bd2-f920649b6ad4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock_cd107f5f-bca4-443b-a382-3adf00de15e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock_cd107f5f-bca4-443b-a382-3adf00de15e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RisksAndUncertaintiesPolicyPolicyTextBlock_ccc6b8e7-08a7-4ce6-897b-51cc6fa50f17" xlink:href="clov-20211115.xsd#clov_RisksAndUncertaintiesPolicyPolicyTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_clov_RisksAndUncertaintiesPolicyPolicyTextBlock_ccc6b8e7-08a7-4ce6-897b-51cc6fa50f17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_cdf4a3dc-637a-48fa-a0d4-468bd372fdd5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_cdf4a3dc-637a-48fa-a0d4-468bd372fdd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentPolicyTextBlock_be0705b3-0cb5-4e17-824b-f8f1df22bb38" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentPolicyTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_InvestmentPolicyTextBlock_be0705b3-0cb5-4e17-824b-f8f1df22bb38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesTradeAndOtherAccountsReceivableAllowanceForDoubtfulAccountsPolicy_bf7fd992-7b8b-4609-b823-4db1782ce777" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesTradeAndOtherAccountsReceivableAllowanceForDoubtfulAccountsPolicy"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_ReceivablesTradeAndOtherAccountsReceivableAllowanceForDoubtfulAccountsPolicy_bf7fd992-7b8b-4609-b823-4db1782ce777" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InvestmentIncomeNetPolicyPolicyTextBlock_721e0734-806f-44c5-941f-f9e9be810cd4" xlink:href="clov-20211115.xsd#clov_InvestmentIncomeNetPolicyPolicyTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_clov_InvestmentIncomeNetPolicyPolicyTextBlock_721e0734-806f-44c5-941f-f9e9be810cd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_580fa649-d3c7-4629-82e3-0067478d4731" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_580fa649-d3c7-4629-82e3-0067478d4731" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskCreditRisk_640b61a7-4703-45c5-9a76-f131d58edd5d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConcentrationRiskCreditRisk"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_ConcentrationRiskCreditRisk_640b61a7-4703-45c5-9a76-f131d58edd5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_d7f6fcec-8eb6-4803-8134-fb8207ec5ed5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_d7f6fcec-8eb6-4803-8134-fb8207ec5ed5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_10e8330f-64c1-4452-a375-883618f43c9d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_10e8330f-64c1-4452-a375-883618f43c9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock_124d3a97-e8d7-42da-8da8-ecea8414205c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock_124d3a97-e8d7-42da-8da8-ecea8414205c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceAccountingPolicy_87154121-12e1-487e-a2c0-b737be5d266b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceAccountingPolicy"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_ReinsuranceAccountingPolicy_87154121-12e1-487e-a2c0-b737be5d266b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnpaidPolicyClaimsAndClaimsAdjustmentExpensePolicy_94a5e142-9a1a-49ac-9269-cd9979faf7d1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UnpaidPolicyClaimsAndClaimsAdjustmentExpensePolicy"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_UnpaidPolicyClaimsAndClaimsAdjustmentExpensePolicy_94a5e142-9a1a-49ac-9269-cd9979faf7d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsurancePremiumsRevenueRecognitionPolicy_1abc1232-1a32-4a55-a7e5-0675fac79cde" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsurancePremiumsRevenueRecognitionPolicy"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_InsurancePremiumsRevenueRecognitionPolicy_1abc1232-1a32-4a55-a7e5-0675fac79cde" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtPolicyTextBlock_007064ec-ab60-4276-a63e-edd7296c41fe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtPolicyTextBlock"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_DebtPolicyTextBlock_007064ec-ab60-4276-a63e-edd7296c41fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayablePolicyPolicyTextBlock_d789afe7-6864-4b8c-b15c-b1594554d43c" xlink:href="clov-20211115.xsd#clov_WarrantsPayablePolicyPolicyTextBlock"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_clov_WarrantsPayablePolicyPolicyTextBlock_d789afe7-6864-4b8c-b15c-b1594554d43c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativesEmbeddedDerivatives_75b8dd05-a912-4a9b-bbda-0c4ac3ab725f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativesEmbeddedDerivatives"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_DerivativesEmbeddedDerivatives_75b8dd05-a912-4a9b-bbda-0c4ac3ab725f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeLeasesPolicyTextBlock_222fe9aa-5852-419b-ba54-20173eb9041b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeLeasesPolicyTextBlock"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_LesseeLeasesPolicyTextBlock_222fe9aa-5852-419b-ba54-20173eb9041b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_6d9f8812-6d34-4890-b98d-fd31f55e09dd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_6d9f8812-6d34-4890-b98d-fd31f55e09dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_d81a4e40-4214-4e7c-aa6c-d5d6cdb0f18f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_d81a4e40-4214-4e7c-aa6c-d5d6cdb0f18f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesPolicyTextBlock_a3b4ccb3-4d55-4021-8db1-5880de36eaf8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingenciesPolicyTextBlock"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_CommitmentsAndContingenciesPolicyTextBlock_a3b4ccb3-4d55-4021-8db1-5880de36eaf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock_e14ece80-cad4-4a45-b84d-91ddb0d243d0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_IncomeTaxPolicyTextBlock_e14ece80-cad4-4a45-b84d-91ddb0d243d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingGeneralAndAdministrativeExpensesPolicyTextBlock_b60d0c73-191d-4a28-972a-2a4c9ea8bf8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpensesPolicyTextBlock"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_SellingGeneralAndAdministrativeExpensesPolicyTextBlock_b60d0c73-191d-4a28-972a-2a4c9ea8bf8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_d20502cb-30de-4759-9e84-81f996460352" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_EarningsPerSharePolicyTextBlock_d20502cb-30de-4759-9e84-81f996460352" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_87dfbfc3-0603-4d1f-821f-606a2aa922b2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_9185e961-ecae-49dc-aeb1-3516bd530bcd" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_87dfbfc3-0603-4d1f-821f-606a2aa922b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofsignificantaccountingpoliciesAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#SummaryofsignificantaccountingpoliciesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/SummaryofsignificantaccountingpoliciesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments_d665121f-1fa9-4b2c-acd9-8328aaffdff2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_us-gaap_NumberOfReportableSegments_d665121f-1fa9-4b2c-acd9-8328aaffdff2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ImpairmentOfInvestments_a8e2460e-7c69-4a57-8327-eb73f13c39f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairmentOfInvestments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_us-gaap_ImpairmentOfInvestments_a8e2460e-7c69-4a57-8327-eb73f13c39f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_236d517d-43e4-4469-93f7-dfff3883b798" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_236d517d-43e4-4469-93f7-dfff3883b798" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_42587b9e-b915-4a1a-94ae-9410c74d00f7" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_236d517d-43e4-4469-93f7-dfff3883b798" xlink:to="loc_srt_RangeAxis_42587b9e-b915-4a1a-94ae-9410c74d00f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_e30966d1-67a7-403c-b3f5-d99844223efb" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_42587b9e-b915-4a1a-94ae-9410c74d00f7" xlink:to="loc_srt_RangeMember_e30966d1-67a7-403c-b3f5-d99844223efb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_f69a4c89-30fa-4586-985c-3bb6f748cc47" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_e30966d1-67a7-403c-b3f5-d99844223efb" xlink:to="loc_srt_MinimumMember_f69a4c89-30fa-4586-985c-3bb6f748cc47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_42ecddae-d1a2-4cad-b79c-e2d7ac40fd4b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_e30966d1-67a7-403c-b3f5-d99844223efb" xlink:to="loc_srt_MaximumMember_42ecddae-d1a2-4cad-b79c-e2d7ac40fd4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_df742f8e-3053-4f5d-8d1a-735628837d5e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_236d517d-43e4-4469-93f7-dfff3883b798" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentLineItems_df742f8e-3053-4f5d-8d1a-735628837d5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_8589185d-d42f-44d8-b4a1-25147e3cc7e8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_df742f8e-3053-4f5d-8d1a-735628837d5e" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_8589185d-d42f-44d8-b4a1-25147e3cc7e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportingUnits_3a696edd-5ba9-4190-971b-04733500c211" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NumberOfReportingUnits"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_us-gaap_NumberOfReportingUnits_3a696edd-5ba9-4190-971b-04733500c211" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_2178cd60-259b-487d-a771-c9963b31103b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillImpairmentLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_2178cd60-259b-487d-a771-c9963b31103b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesAllowance_f3c7ea56-2fd7-4be4-9435-20afe7cb5de9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesAllowance"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_us-gaap_ReinsuranceRecoverablesAllowance_f3c7ea56-2fd7-4be4-9435-20afe7cb5de9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_HealthInsuranceIndustryFeeExpense_011d65e4-67a1-4bdf-8d45-f1bfcc3966e2" xlink:href="clov-20211115.xsd#clov_HealthInsuranceIndustryFeeExpense"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_clov_HealthInsuranceIndustryFeeExpense_011d65e4-67a1-4bdf-8d45-f1bfcc3966e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_ed5a8a6e-c0cf-4153-b9cd-176ad3525610" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_4ca531da-c0ed-4567-8e38-69f497cf50e5" xlink:to="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_ed5a8a6e-c0cf-4153-b9cd-176ad3525610" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CumulativeEffectPeriodOfAdoptionAxis_a2263160-ef02-4144-b434-0316bb7e1dd8" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_ed5a8a6e-c0cf-4153-b9cd-176ad3525610" xlink:to="loc_srt_CumulativeEffectPeriodOfAdoptionAxis_a2263160-ef02-4144-b434-0316bb7e1dd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CumulativeEffectPeriodOfAdoptionDomain_f13e07c8-0407-46f5-b89c-e79aecd52a2b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CumulativeEffectPeriodOfAdoptionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CumulativeEffectPeriodOfAdoptionAxis_a2263160-ef02-4144-b434-0316bb7e1dd8" xlink:to="loc_srt_CumulativeEffectPeriodOfAdoptionDomain_f13e07c8-0407-46f5-b89c-e79aecd52a2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember_3f2f0f1f-5874-4520-94d8-d322c3c350d9" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CumulativeEffectPeriodOfAdoptionDomain_f13e07c8-0407-46f5-b89c-e79aecd52a2b" xlink:to="loc_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember_3f2f0f1f-5874-4520-94d8-d322c3c350d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9383df6-2e9b-4426-b8c1-88f7749e2635" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_ed5a8a6e-c0cf-4153-b9cd-176ad3525610" xlink:to="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9383df6-2e9b-4426-b8c1-88f7749e2635" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_7c851214-c2b1-4fbf-bead-4ea2b4957627" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9383df6-2e9b-4426-b8c1-88f7749e2635" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_7c851214-c2b1-4fbf-bead-4ea2b4957627" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_9c35938b-c51a-43ee-afcd-813704d0b49a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9383df6-2e9b-4426-b8c1-88f7749e2635" xlink:to="loc_us-gaap_OperatingLeaseLiability_9c35938b-c51a-43ee-afcd-813704d0b49a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Reversecapitalization" xlink:type="simple" xlink:href="clov-20211115.xsd#Reversecapitalization"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Reversecapitalization" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReverseCapitalizationAbstract_56d624d0-3072-442a-8312-7a60e51192ec" xlink:href="clov-20211115.xsd#clov_ReverseCapitalizationAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReverseCapitalizationDisclosureTextBlock_92bdc4d8-a0b0-48c8-9981-8fb9db094327" xlink:href="clov-20211115.xsd#clov_ReverseCapitalizationDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReverseCapitalizationAbstract_56d624d0-3072-442a-8312-7a60e51192ec" xlink:to="loc_clov_ReverseCapitalizationDisclosureTextBlock_92bdc4d8-a0b0-48c8-9981-8fb9db094327" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ReversecapitalizationTables" xlink:type="simple" xlink:href="clov-20211115.xsd#ReversecapitalizationTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ReversecapitalizationTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReverseCapitalizationAbstract_71888a5e-bd70-4577-bbee-3905beef27b2" xlink:href="clov-20211115.xsd#clov_ReverseCapitalizationAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfReverseCapitalizationTableTextBlock_46f40c4d-9b15-45de-bd10-b6727f50f505" xlink:href="clov-20211115.xsd#clov_ScheduleOfReverseCapitalizationTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReverseCapitalizationAbstract_71888a5e-bd70-4577-bbee-3905beef27b2" xlink:to="loc_clov_ScheduleOfReverseCapitalizationTableTextBlock_46f40c4d-9b15-45de-bd10-b6727f50f505" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedBalanceSheetsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedBalanceSheetsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReverseCapitalizationAbstract_21d9b7d5-500b-4985-b1ea-b0baf97f9de2" xlink:href="clov-20211115.xsd#clov_ReverseCapitalizationAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfReverseCapitalizationTable_93f349ec-61d8-4a67-96fb-61319b836bc6" xlink:href="clov-20211115.xsd#clov_ScheduleOfReverseCapitalizationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReverseCapitalizationAbstract_21d9b7d5-500b-4985-b1ea-b0baf97f9de2" xlink:to="loc_clov_ScheduleOfReverseCapitalizationTable_93f349ec-61d8-4a67-96fb-61319b836bc6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_41ddde32-56d3-4957-9176-314bbc38f24b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_93f349ec-61d8-4a67-96fb-61319b836bc6" xlink:to="loc_srt_RestatementAxis_41ddde32-56d3-4957-9176-314bbc38f24b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_24f43803-d0a5-4692-a90c-d5d53096a324" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementAxis_41ddde32-56d3-4957-9176-314bbc38f24b" xlink:to="loc_srt_RestatementDomain_24f43803-d0a5-4692-a90c-d5d53096a324" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_e2078a35-e8ef-484b-9fdd-2de278039952" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementDomain_24f43803-d0a5-4692-a90c-d5d53096a324" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_e2078a35-e8ef-484b-9fdd-2de278039952" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_409bc95c-c8ed-449c-8594-46f74e6236a1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_93f349ec-61d8-4a67-96fb-61319b836bc6" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_409bc95c-c8ed-449c-8594-46f74e6236a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_41b05859-8f85-4b1f-8873-5012b32677ec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_409bc95c-c8ed-449c-8594-46f74e6236a1" xlink:to="loc_us-gaap_EquityComponentDomain_41b05859-8f85-4b1f-8873-5012b32677ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_d9bd44db-dd62-4579-9b7d-c12b22a28d6e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_41b05859-8f85-4b1f-8873-5012b32677ec" xlink:to="loc_us-gaap_PreferredStockMember_d9bd44db-dd62-4579-9b7d-c12b22a28d6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:href="clov-20211115.xsd#clov_ScheduleOfReverseCapitalizationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_93f349ec-61d8-4a67-96fb-61319b836bc6" xlink:to="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesAuthorized_956d5626-c0f7-4a55-8ac5-0b2ae794f76a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesAuthorized"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:to="loc_us-gaap_TemporaryEquitySharesAuthorized_956d5626-c0f7-4a55-8ac5-0b2ae794f76a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesIssued_9f46828d-9f10-4e73-a6b9-c41a84d9fa4c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesIssued"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:to="loc_us-gaap_TemporaryEquitySharesIssued_9f46828d-9f10-4e73-a6b9-c41a84d9fa4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_9c77e568-e978-479d-acd8-c4b1dc187258" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_9c77e568-e978-479d-acd8-c4b1dc187258" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_9e65ec19-1b18-4582-988b-23fe84fa0931" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_9e65ec19-1b18-4582-988b-23fe84fa0931" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_f19e4a30-3f7e-430c-96ec-03cddee55329" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:to="loc_us-gaap_CommonStockSharesIssued_f19e4a30-3f7e-430c-96ec-03cddee55329" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_04ad9b16-e3b8-47bf-a8a2-4a077b63e8ae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_04ad9b16-e3b8-47bf-a8a2-4a077b63e8ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_6535015c-2258-4a3a-b75e-612e73dbb533" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_6c32e427-a50d-4206-8499-069226948cba" xlink:to="loc_clov_CommonStockExchangeRatio_6535015c-2258-4a3a-b75e-612e73dbb533" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedBalanceSheetsDetails_1" xlink:type="simple" xlink:href="clov-20211115.xsd#ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedBalanceSheetsDetails_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedBalanceSheetsDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReverseCapitalizationAbstract_f45ba275-467b-4edf-bf45-71bc3be2df5d" xlink:href="clov-20211115.xsd#clov_ReverseCapitalizationAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfReverseCapitalizationTable_7a044327-62ea-4cef-8c4a-e27b960cfdaf" xlink:href="clov-20211115.xsd#clov_ScheduleOfReverseCapitalizationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReverseCapitalizationAbstract_f45ba275-467b-4edf-bf45-71bc3be2df5d" xlink:to="loc_clov_ScheduleOfReverseCapitalizationTable_7a044327-62ea-4cef-8c4a-e27b960cfdaf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_7de6361f-dd7d-49a5-b6b2-22500bf4f7ca" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_7a044327-62ea-4cef-8c4a-e27b960cfdaf" xlink:to="loc_srt_RestatementAxis_7de6361f-dd7d-49a5-b6b2-22500bf4f7ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_5d873c5a-90b6-4be9-a9e7-e7d74d62e68a" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementAxis_7de6361f-dd7d-49a5-b6b2-22500bf4f7ca" xlink:to="loc_srt_RestatementDomain_5d873c5a-90b6-4be9-a9e7-e7d74d62e68a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_28ffac39-e9a3-489b-9076-29874a41f82a" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementDomain_5d873c5a-90b6-4be9-a9e7-e7d74d62e68a" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_28ffac39-e9a3-489b-9076-29874a41f82a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfReverseCapitalizationLineItems_cf03683a-6e9d-46f2-9f5f-b355452cc983" xlink:href="clov-20211115.xsd#clov_ScheduleOfReverseCapitalizationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_7a044327-62ea-4cef-8c4a-e27b960cfdaf" xlink:to="loc_clov_ScheduleOfReverseCapitalizationLineItems_cf03683a-6e9d-46f2-9f5f-b355452cc983" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_f9293b1b-9308-4e5b-826e-b1d127069c09" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_cf03683a-6e9d-46f2-9f5f-b355452cc983" xlink:to="loc_us-gaap_EarningsPerShareBasic_f9293b1b-9308-4e5b-826e-b1d127069c09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_ad89a114-d150-41e0-bec6-b00220c317d2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_cf03683a-6e9d-46f2-9f5f-b355452cc983" xlink:to="loc_us-gaap_EarningsPerShareDiluted_ad89a114-d150-41e0-bec6-b00220c317d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_1dfe4e3d-0b44-4cd4-839c-9652922fd389" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_cf03683a-6e9d-46f2-9f5f-b355452cc983" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_1dfe4e3d-0b44-4cd4-839c-9652922fd389" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_589230f9-31aa-486c-8ad8-9476d9ca6f24" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_cf03683a-6e9d-46f2-9f5f-b355452cc983" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_589230f9-31aa-486c-8ad8-9476d9ca6f24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_4de20781-a4ff-41ff-a35c-7e8382edd8cb" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_cf03683a-6e9d-46f2-9f5f-b355452cc983" xlink:to="loc_clov_CommonStockExchangeRatio_4de20781-a4ff-41ff-a35c-7e8382edd8cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedStatementsofChangesinConvertiblePreferredStockandStockholdersDeficitDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedStatementsofChangesinConvertiblePreferredStockandStockholdersDeficitDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ReversecapitalizationRetroactiveApplicationofReverseCapitalizationtoConsolidatedStatementsofChangesinConvertiblePreferredStockandStockholdersDeficitDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_294e89ed-c5e0-4952-8035-03324b5a6e76" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfReverseCapitalizationTable_db6cdd89-b895-4cf3-9a02-522f8f36ba44" xlink:href="clov-20211115.xsd#clov_ScheduleOfReverseCapitalizationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_294e89ed-c5e0-4952-8035-03324b5a6e76" xlink:to="loc_clov_ScheduleOfReverseCapitalizationTable_db6cdd89-b895-4cf3-9a02-522f8f36ba44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_be4d7b25-4066-4e0a-a5d7-a4cbd5ae5528" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_db6cdd89-b895-4cf3-9a02-522f8f36ba44" xlink:to="loc_srt_RestatementAxis_be4d7b25-4066-4e0a-a5d7-a4cbd5ae5528" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_d2acc8fe-6196-4cce-a4f2-c71f8d577784" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementAxis_be4d7b25-4066-4e0a-a5d7-a4cbd5ae5528" xlink:to="loc_srt_RestatementDomain_d2acc8fe-6196-4cce-a4f2-c71f8d577784" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_43c4d161-e14b-49ef-a782-c48e73e83ed0" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementDomain_d2acc8fe-6196-4cce-a4f2-c71f8d577784" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_43c4d161-e14b-49ef-a782-c48e73e83ed0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_9bae86f9-453e-41af-b3c3-588f39c388ca" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_db6cdd89-b895-4cf3-9a02-522f8f36ba44" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_9bae86f9-453e-41af-b3c3-588f39c388ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_196093bc-e2b2-42f6-ba81-a8b156d1ea03" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_9bae86f9-453e-41af-b3c3-588f39c388ca" xlink:to="loc_us-gaap_EquityComponentDomain_196093bc-e2b2-42f6-ba81-a8b156d1ea03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_e6dbffd4-70e5-4624-a480-579280c888d3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_196093bc-e2b2-42f6-ba81-a8b156d1ea03" xlink:to="loc_us-gaap_PreferredStockMember_e6dbffd4-70e5-4624-a480-579280c888d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfReverseCapitalizationLineItems_09ac99b5-c191-4118-bf2f-89f1707fdeea" xlink:href="clov-20211115.xsd#clov_ScheduleOfReverseCapitalizationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationTable_db6cdd89-b895-4cf3-9a02-522f8f36ba44" xlink:to="loc_clov_ScheduleOfReverseCapitalizationLineItems_09ac99b5-c191-4118-bf2f-89f1707fdeea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_32d59054-67c7-405f-8350-e83d5ec4543d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_09ac99b5-c191-4118-bf2f-89f1707fdeea" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_32d59054-67c7-405f-8350-e83d5ec4543d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_d3900b3a-34ef-4e3d-a031-c348807a6b14" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_09ac99b5-c191-4118-bf2f-89f1707fdeea" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_d3900b3a-34ef-4e3d-a031-c348807a6b14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValueOutstanding_b5a613aa-c0db-45de-8d9a-21656f4a13ad" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockValueOutstanding"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_09ac99b5-c191-4118-bf2f-89f1707fdeea" xlink:to="loc_us-gaap_CommonStockValueOutstanding_b5a613aa-c0db-45de-8d9a-21656f4a13ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_61d0cf3a-f57c-4e27-a779-8da2e630a805" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ScheduleOfReverseCapitalizationLineItems_09ac99b5-c191-4118-bf2f-89f1707fdeea" xlink:to="loc_clov_CommonStockExchangeRatio_61d0cf3a-f57c-4e27-a779-8da2e630a805" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Investmentsecurities" xlink:type="simple" xlink:href="clov-20211115.xsd#Investmentsecurities"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Investmentsecurities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_eec73214-c673-416e-b369-d64183bc0555" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_c31ec413-818a-4832-b9bb-961359a35335" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_eec73214-c673-416e-b369-d64183bc0555" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_c31ec413-818a-4832-b9bb-961359a35335" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentsecuritiesTables" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentsecuritiesTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentsecuritiesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5723379e-bd38-4710-a8d3-311e4ac13783" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfInvestmentSecuritiesReconciliationTableTextBlock_505b0c67-8024-4349-9dca-3d373b2f5dcf" xlink:href="clov-20211115.xsd#clov_ScheduleOfInvestmentSecuritiesReconciliationTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5723379e-bd38-4710-a8d3-311e4ac13783" xlink:to="loc_clov_ScheduleOfInvestmentSecuritiesReconciliationTableTextBlock_505b0c67-8024-4349-9dca-3d373b2f5dcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_6c5b5b64-1cb5-4a95-9d6a-f2f4d819758f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5723379e-bd38-4710-a8d3-311e4ac13783" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_6c5b5b64-1cb5-4a95-9d6a-f2f4d819758f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeTextBlock_d2f4fa80-d5eb-46be-a782-4d91308072d8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5723379e-bd38-4710-a8d3-311e4ac13783" xlink:to="loc_us-gaap_InvestmentIncomeTextBlock_d2f4fa80-d5eb-46be-a782-4d91308072d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_4bf3de36-20a5-4f2c-9e60-67474f3bec0c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5723379e-bd38-4710-a8d3-311e4ac13783" xlink:to="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_4bf3de36-20a5-4f2c-9e60-67474f3bec0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentsecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentsecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentsecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_fa38d948-f098-48c4-80cd-e0ee977c34e8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfInvestmentsTable_50960e57-c1fe-48e5-a5d8-898dc1c24c7d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfInvestmentsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_fa38d948-f098-48c4-80cd-e0ee977c34e8" xlink:to="loc_us-gaap_ScheduleOfInvestmentsTable_50960e57-c1fe-48e5-a5d8-898dc1c24c7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis_da0b0885-574c-450c-be7d-b10360986ede" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsTable_50960e57-c1fe-48e5-a5d8-898dc1c24c7d" xlink:to="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis_da0b0885-574c-450c-be7d-b10360986ede" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain_548e2963-82cc-494e-a498-e99b29d254ea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis_da0b0885-574c-450c-be7d-b10360986ede" xlink:to="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain_548e2963-82cc-494e-a498-e99b29d254ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USGovernmentDebtSecuritiesMember_4bed96ab-184e-45d7-844f-4185de40d23c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USGovernmentDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain_548e2963-82cc-494e-a498-e99b29d254ea" xlink:to="loc_us-gaap_USGovernmentDebtSecuritiesMember_4bed96ab-184e-45d7-844f-4185de40d23c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_94b5540e-33ae-49a0-8ab6-5bde84f1dfc6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsTable_50960e57-c1fe-48e5-a5d8-898dc1c24c7d" xlink:to="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_94b5540e-33ae-49a0-8ab6-5bde84f1dfc6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_37731030-dfba-4547-9410-2415286be225" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_94b5540e-33ae-49a0-8ab6-5bde84f1dfc6" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_37731030-dfba-4547-9410-2415286be225" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesMember_8ee5b832-b897-4c4e-a568-b13a4c418f5d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_37731030-dfba-4547-9410-2415286be225" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesMember_8ee5b832-b897-4c4e-a568-b13a4c418f5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_eae8b69b-3d32-4a0d-843b-7b316792ec53" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_37731030-dfba-4547-9410-2415286be225" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_eae8b69b-3d32-4a0d-843b-7b316792ec53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfInvestmentsLineItems_705c0006-b16d-4135-9aa2-40f3c5903405" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsTable_50960e57-c1fe-48e5-a5d8-898dc1c24c7d" xlink:to="loc_us-gaap_ScheduleOfInvestmentsLineItems_705c0006-b16d-4135-9aa2-40f3c5903405" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cb09689a-ab22-44b1-93ec-4c202fc13993" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesClassifiedAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsLineItems_705c0006-b16d-4135-9aa2-40f3c5903405" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cb09689a-ab22-44b1-93ec-4c202fc13993" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_fcd7b094-4786-4615-87a6-a497f2790148" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cb09689a-ab22-44b1-93ec-4c202fc13993" xlink:to="loc_us-gaap_HeldToMaturitySecurities_fcd7b094-4786-4615-87a6-a497f2790148" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_87d3b524-a26d-4dab-84e7-bf2c956d8d7a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cb09689a-ab22-44b1-93ec-4c202fc13993" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_87d3b524-a26d-4dab-84e7-bf2c956d8d7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_753f5876-bd6b-4f26-b9d3-c72453b95578" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cb09689a-ab22-44b1-93ec-4c202fc13993" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_753f5876-bd6b-4f26-b9d3-c72453b95578" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_d57d71b5-9b29-4e8f-b731-d15667e4ee6c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cb09689a-ab22-44b1-93ec-4c202fc13993" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_d57d71b5-9b29-4e8f-b731-d15667e4ee6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_ac793f86-5703-4b73-883d-136b3923bf8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsLineItems_705c0006-b16d-4135-9aa2-40f3c5903405" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_ac793f86-5703-4b73-883d-136b3923bf8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_968191af-7716-4036-bc9b-ce56e7d34392" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_ac793f86-5703-4b73-883d-136b3923bf8a" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_968191af-7716-4036-bc9b-ce56e7d34392" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_d622c619-c212-4a6e-9dd9-a2ea067c8a2a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_ac793f86-5703-4b73-883d-136b3923bf8a" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_d622c619-c212-4a6e-9dd9-a2ea067c8a2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_1361d441-f06b-48d4-87b1-5a53db2a148f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_ac793f86-5703-4b73-883d-136b3923bf8a" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_1361d441-f06b-48d4-87b1-5a53db2a148f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_91d9f3d0-3dfb-4a20-99ba-2ecbf97f176f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_ac793f86-5703-4b73-883d-136b3923bf8a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_91d9f3d0-3dfb-4a20-99ba-2ecbf97f176f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_e2bceba8-6d58-4787-9c42-c80121f424ed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsLineItems_705c0006-b16d-4135-9aa2-40f3c5903405" xlink:to="loc_us-gaap_InvestmentsAbstract_e2bceba8-6d58-4787-9c42-c80121f424ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_d472e71c-f9a0-461f-b03c-c9bbba678f32" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Investments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_e2bceba8-6d58-4787-9c42-c80121f424ed" xlink:to="loc_us-gaap_Investments_d472e71c-f9a0-461f-b03c-c9bbba678f32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_51867b42-061a-4c7f-af81-74ceeb1c4a73" xlink:href="clov-20211115.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_e2bceba8-6d58-4787-9c42-c80121f424ed" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_51867b42-061a-4c7f-af81-74ceeb1c4a73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_de2c7732-3bd8-49da-85da-6ea5c6147279" xlink:href="clov-20211115.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_e2bceba8-6d58-4787-9c42-c80121f424ed" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_de2c7732-3bd8-49da-85da-6ea5c6147279" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_ca883bbf-9500-4c8b-8b59-4ceb31376332" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_e2bceba8-6d58-4787-9c42-c80121f424ed" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_ca883bbf-9500-4c8b-8b59-4ceb31376332" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentsecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails_1" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentsecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentsecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails_1" xlink:type="extended"/>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentsecuritiesScheduleofAmortizedCostandFairValueofDebtSecuritiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentsecuritiesScheduleofAmortizedCostandFairValueofDebtSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentsecuritiesScheduleofAmortizedCostandFairValueofDebtSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8bd0db05-8e49-46d7-b056-cc07ae87e9b9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_530cd58f-b20f-43d9-a2dc-e96ed462c871" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8bd0db05-8e49-46d7-b056-cc07ae87e9b9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_530cd58f-b20f-43d9-a2dc-e96ed462c871" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_12023e72-48e5-4b99-8cef-4592849101b9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_530cd58f-b20f-43d9-a2dc-e96ed462c871" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_12023e72-48e5-4b99-8cef-4592849101b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_351709ca-740a-4771-8073-181b12de3385" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_530cd58f-b20f-43d9-a2dc-e96ed462c871" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_351709ca-740a-4771-8073-181b12de3385" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_9fe74ce9-e24e-4dfb-beb0-0f0b6d4bfedc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_530cd58f-b20f-43d9-a2dc-e96ed462c871" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_9fe74ce9-e24e-4dfb-beb0-0f0b6d4bfedc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_e1a35ad5-f489-4ad4-b27d-378d4c99c35d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_530cd58f-b20f-43d9-a2dc-e96ed462c871" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_e1a35ad5-f489-4ad4-b27d-378d4c99c35d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_0e8958c5-a9f0-41cd-b4ae-9e23df8b2d93" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_530cd58f-b20f-43d9-a2dc-e96ed462c871" xlink:to="loc_us-gaap_HeldToMaturitySecurities_0e8958c5-a9f0-41cd-b4ae-9e23df8b2d93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_e57745c7-73f8-492c-a9f5-270957d153d2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8bd0db05-8e49-46d7-b056-cc07ae87e9b9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_e57745c7-73f8-492c-a9f5-270957d153d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_d43e4086-140e-4c01-a478-af3158da5157" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_e57745c7-73f8-492c-a9f5-270957d153d2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_d43e4086-140e-4c01-a478-af3158da5157" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_4318958d-0b66-4194-bfa1-36759e2f234f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_e57745c7-73f8-492c-a9f5-270957d153d2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_4318958d-0b66-4194-bfa1-36759e2f234f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_2f107db9-b312-4dd7-a993-602ace0ef9ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_e57745c7-73f8-492c-a9f5-270957d153d2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_2f107db9-b312-4dd7-a993-602ace0ef9ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_382091b3-26ac-42af-8892-e6cd4d63f5ce" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_e57745c7-73f8-492c-a9f5-270957d153d2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_382091b3-26ac-42af-8892-e6cd4d63f5ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_eadf128f-d5e9-4cc8-92d7-f50f900a4f64" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_e57745c7-73f8-492c-a9f5-270957d153d2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_eadf128f-d5e9-4cc8-92d7-f50f900a4f64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_b76bf2e7-a98d-40e7-9e80-23f9fe7f39e7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8bd0db05-8e49-46d7-b056-cc07ae87e9b9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_b76bf2e7-a98d-40e7-9e80-23f9fe7f39e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_504e28e5-f0dc-484c-9465-4de1ecf13c55" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_b76bf2e7-a98d-40e7-9e80-23f9fe7f39e7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_504e28e5-f0dc-484c-9465-4de1ecf13c55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_baf945ca-a816-4fcb-beeb-1bc10838578a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_b76bf2e7-a98d-40e7-9e80-23f9fe7f39e7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_baf945ca-a816-4fcb-beeb-1bc10838578a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_3d9f8b32-7606-42c7-afe0-a107d5872685" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_b76bf2e7-a98d-40e7-9e80-23f9fe7f39e7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_3d9f8b32-7606-42c7-afe0-a107d5872685" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_eb3ba07b-8334-4f28-ad3f-3e733fb49137" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_b76bf2e7-a98d-40e7-9e80-23f9fe7f39e7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_eb3ba07b-8334-4f28-ad3f-3e733fb49137" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_e13905d6-bc55-4273-a516-6cf6e288c3f3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_b76bf2e7-a98d-40e7-9e80-23f9fe7f39e7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_e13905d6-bc55-4273-a516-6cf6e288c3f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_204fe0da-badb-45e9-998d-783a0c22fb4a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8bd0db05-8e49-46d7-b056-cc07ae87e9b9" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_204fe0da-badb-45e9-998d-783a0c22fb4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_87722e3f-a6fe-4eb0-8b35-6bbed565908a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_204fe0da-badb-45e9-998d-783a0c22fb4a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_87722e3f-a6fe-4eb0-8b35-6bbed565908a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_0b8c5b31-b8ed-4370-bb5c-ae54e2ddb179" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_204fe0da-badb-45e9-998d-783a0c22fb4a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_0b8c5b31-b8ed-4370-bb5c-ae54e2ddb179" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_7c84911a-f4a3-4b98-a0a3-807f43962f4b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_204fe0da-badb-45e9-998d-783a0c22fb4a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_7c84911a-f4a3-4b98-a0a3-807f43962f4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_826e6c53-9411-4928-a7ef-fe5f7e081371" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_204fe0da-badb-45e9-998d-783a0c22fb4a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_826e6c53-9411-4928-a7ef-fe5f7e081371" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_8f8b6e8f-7392-4229-a818-279d483f4c37" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_204fe0da-badb-45e9-998d-783a0c22fb4a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_8f8b6e8f-7392-4229-a818-279d483f4c37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentsecuritiesscheduleofNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentsecuritiesscheduleofNetInvestmentIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentsecuritiesscheduleofNetInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_7d5b6685-c8ef-4c9c-848e-57f1969f2063" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_78065e44-94d4-483a-bf34-0591efa69124" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_7d5b6685-c8ef-4c9c-848e-57f1969f2063" xlink:to="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_78065e44-94d4-483a-bf34-0591efa69124" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeAxis_9066bca3-ce37-4a23-b307-df7f28a2795e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_78065e44-94d4-483a-bf34-0591efa69124" xlink:to="loc_us-gaap_InvestmentTypeAxis_9066bca3-ce37-4a23-b307-df7f28a2795e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_18d7be9e-ff01-4eb9-b68b-8691bf333e7f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_9066bca3-ce37-4a23-b307-df7f28a2795e" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_18d7be9e-ff01-4eb9-b68b-8691bf333e7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsMember_568114ef-2f3b-4eb2-8293-045e5cfb9dd5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_18d7be9e-ff01-4eb9-b68b-8691bf333e7f" xlink:to="loc_us-gaap_CashAndCashEquivalentsMember_568114ef-2f3b-4eb2-8293-045e5cfb9dd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_464e942a-4a31-46e3-8bdb-922dea64aee6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermInvestmentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_18d7be9e-ff01-4eb9-b68b-8691bf333e7f" xlink:to="loc_us-gaap_ShortTermInvestmentsMember_464e942a-4a31-46e3-8bdb-922dea64aee6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesInvestmentMember_6cede053-76a3-412a-9c74-99eb9e729c7b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecuritiesInvestmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_18d7be9e-ff01-4eb9-b68b-8691bf333e7f" xlink:to="loc_us-gaap_SecuritiesInvestmentMember_6cede053-76a3-412a-9c74-99eb9e729c7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_d3c6996d-a3a5-4bd7-92af-e30d2a4f6448" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_78065e44-94d4-483a-bf34-0591efa69124" xlink:to="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_d3c6996d-a3a5-4bd7-92af-e30d2a4f6448" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_62c433b0-1fb3-474a-96bb-31d6525148aa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_d3c6996d-a3a5-4bd7-92af-e30d2a4f6448" xlink:to="loc_us-gaap_NetInvestmentIncome_62c433b0-1fb3-474a-96bb-31d6525148aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentsecuritiesProceedsfromSalesandMaturitiesofInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentsecuritiesProceedsfromSalesandMaturitiesofInvestmentSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentsecuritiesProceedsfromSalesandMaturitiesofInvestmentSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_a50872e3-df22-4747-8d7a-cefb6d106efb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities_a9c5b9cc-cce0-49dc-b052-80a7f28689e6" xlink:href="clov-20211115.xsd#clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_a50872e3-df22-4747-8d7a-cefb6d106efb" xlink:to="loc_clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities_a9c5b9cc-cce0-49dc-b052-80a7f28689e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale_1273a1b8-d69a-45d2-866f-9b7cbfc5c6d2" xlink:href="clov-20211115.xsd#clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_a50872e3-df22-4747-8d7a-cefb6d106efb" xlink:to="loc_clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale_1273a1b8-d69a-45d2-866f-9b7cbfc5c6d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedGains_a26df165-d415-4915-a7b4-b176369d9a3b" xlink:href="clov-20211115.xsd#clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedGains"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_a50872e3-df22-4747-8d7a-cefb6d106efb" xlink:to="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedGains_a26df165-d415-4915-a7b4-b176369d9a3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedLosses_0e528ad6-4f64-4a07-98b5-f970d77f1117" xlink:href="clov-20211115.xsd#clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedLosses"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_a50872e3-df22-4747-8d7a-cefb6d106efb" xlink:to="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedLosses_0e528ad6-4f64-4a07-98b5-f970d77f1117" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealizedInvestmentGainsLosses_c536571f-29de-4cbb-91d3-20f2930eaa50" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealizedInvestmentGainsLosses"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_a50872e3-df22-4747-8d7a-cefb6d106efb" xlink:to="loc_us-gaap_RealizedInvestmentGainsLosses_c536571f-29de-4cbb-91d3-20f2930eaa50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentsecuritiesAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentsecuritiesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentsecuritiesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1b4011a9-d818-4300-a6c1-5165d048075a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_d4bbccc1-21f5-4fe7-b9df-62d1ec3d848d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Deposits"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1b4011a9-d818-4300-a6c1-5165d048075a" xlink:to="loc_us-gaap_Deposits_d4bbccc1-21f5-4fe7-b9df-62d1ec3d848d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Fairvaluemeasurements" xlink:type="simple" xlink:href="clov-20211115.xsd#Fairvaluemeasurements"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Fairvaluemeasurements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_338d13a6-e0a4-4913-84a2-446f692b32d4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_dea838dc-f9da-4f19-a5bf-645d9362df03" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_338d13a6-e0a4-4913-84a2-446f692b32d4" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_dea838dc-f9da-4f19-a5bf-645d9362df03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairvaluemeasurementsTables" xlink:type="simple" xlink:href="clov-20211115.xsd#FairvaluemeasurementsTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairvaluemeasurementsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_807b573b-8f51-4443-9736-68eebcee536e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_671fd7c3-e47a-470c-ae0e-33e8c07dd548" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_807b573b-8f51-4443-9736-68eebcee536e" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_671fd7c3-e47a-470c-ae0e-33e8c07dd548" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_1467a6f5-c469-47e7-9729-d52a4aea3d58" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_807b573b-8f51-4443-9736-68eebcee536e" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_1467a6f5-c469-47e7-9729-d52a4aea3d58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_1f3766bf-aecb-44fc-9beb-06191d36fbfc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_807b573b-8f51-4443-9736-68eebcee536e" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_1f3766bf-aecb-44fc-9beb-06191d36fbfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairvaluemeasurementsSummaryofFairValueMeasurementsforItemsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairvaluemeasurementsSummaryofFairValueMeasurementsforItemsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairvaluemeasurementsSummaryofFairValueMeasurementsforItemsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_663e7973-d8cc-4043-8427-d1564856af74" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b899e520-f585-40cd-916b-7476aff76a5c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_663e7973-d8cc-4043-8427-d1564856af74" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b899e520-f585-40cd-916b-7476aff76a5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8529aece-2976-487c-8088-03619dc4897b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b899e520-f585-40cd-916b-7476aff76a5c" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8529aece-2976-487c-8088-03619dc4897b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_a5e02817-3084-418c-8254-0c95816a3a99" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8529aece-2976-487c-8088-03619dc4897b" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_a5e02817-3084-418c-8254-0c95816a3a99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_0b5a9e73-9907-4835-855e-878c22b99c39" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_a5e02817-3084-418c-8254-0c95816a3a99" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_0b5a9e73-9907-4835-855e-878c22b99c39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_e7dab7c3-c55c-480b-8da2-d01e196b635c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_a5e02817-3084-418c-8254-0c95816a3a99" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_e7dab7c3-c55c-480b-8da2-d01e196b635c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_26f19720-73be-46cc-aeda-c7d2b7985923" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_a5e02817-3084-418c-8254-0c95816a3a99" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_26f19720-73be-46cc-aeda-c7d2b7985923" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_267eeddb-d47f-4262-ae09-2091467a46fa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b899e520-f585-40cd-916b-7476aff76a5c" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_267eeddb-d47f-4262-ae09-2091467a46fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_5b70fbf5-5152-4164-b88d-311a98319a1c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_267eeddb-d47f-4262-ae09-2091467a46fa" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_5b70fbf5-5152-4164-b88d-311a98319a1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_c94d186d-5c14-4b3d-89e8-2572f898ce34" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_5b70fbf5-5152-4164-b88d-311a98319a1c" xlink:to="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_c94d186d-5c14-4b3d-89e8-2572f898ce34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_d1ef156f-a9de-4169-85f0-d146998a14f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b899e520-f585-40cd-916b-7476aff76a5c" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_d1ef156f-a9de-4169-85f0-d146998a14f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_c71607f4-91d2-4dff-bf2a-32727fbbf092" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_d1ef156f-a9de-4169-85f0-d146998a14f8" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_c71607f4-91d2-4dff-bf2a-32727fbbf092" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_3356eda7-5fe1-4cb9-a6c9-2370b7b5eb94" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_c71607f4-91d2-4dff-bf2a-32727fbbf092" xlink:to="loc_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_3356eda7-5fe1-4cb9-a6c9-2370b7b5eb94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayableMember_f478c293-1d81-4562-a5c4-d74691b0ea4d" xlink:href="clov-20211115.xsd#clov_WarrantsPayableMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_c71607f4-91d2-4dff-bf2a-32727fbbf092" xlink:to="loc_clov_WarrantsPayableMember_f478c293-1d81-4562-a5c4-d74691b0ea4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8bff07f2-a4d2-4fba-b81b-ffb0edd0793d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b899e520-f585-40cd-916b-7476aff76a5c" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8bff07f2-a4d2-4fba-b81b-ffb0edd0793d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_5697465f-c357-4ad9-9fe8-39a89068a8ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8bff07f2-a4d2-4fba-b81b-ffb0edd0793d" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_5697465f-c357-4ad9-9fe8-39a89068a8ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_4b261cd3-4d3f-4c90-8992-c6e0b7eb4f64" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_8bff07f2-a4d2-4fba-b81b-ffb0edd0793d" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_4b261cd3-4d3f-4c90-8992-c6e0b7eb4f64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairvaluemeasurementsAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairvaluemeasurementsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairvaluemeasurementsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_4487ff0b-2bd2-4040-a84a-db9bfca80421" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_eaed0c1a-1e8e-4558-85fd-b2a482dbd34d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_4487ff0b-2bd2-4040-a84a-db9bfca80421" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_eaed0c1a-1e8e-4558-85fd-b2a482dbd34d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_5d8d6c0c-41a2-478f-8769-5a89e722ff89" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_eaed0c1a-1e8e-4558-85fd-b2a482dbd34d" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_5d8d6c0c-41a2-478f-8769-5a89e722ff89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_932b21a3-ac5c-4ebd-a865-236741e1194c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_5d8d6c0c-41a2-478f-8769-5a89e722ff89" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_932b21a3-ac5c-4ebd-a865-236741e1194c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayableMember_344f5f64-16ba-4923-8270-a4d635884ba3" xlink:href="clov-20211115.xsd#clov_WarrantsPayableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_932b21a3-ac5c-4ebd-a865-236741e1194c" xlink:to="loc_clov_WarrantsPayableMember_344f5f64-16ba-4923-8270-a4d635884ba3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_fc0804c3-efad-4093-879c-e10f3221eefc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_eaed0c1a-1e8e-4558-85fd-b2a482dbd34d" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_fc0804c3-efad-4093-879c-e10f3221eefc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_8e17e706-720f-46e8-985f-1a9316e85c76" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_fc0804c3-efad-4093-879c-e10f3221eefc" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_8e17e706-720f-46e8-985f-1a9316e85c76" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_ee67eaa4-f640-489b-b4af-58c817711ca5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_8e17e706-720f-46e8-985f-1a9316e85c76" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_ee67eaa4-f640-489b-b4af-58c817711ca5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_e57ac3c6-7924-44d3-b06c-f66af1a0de30" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_8e17e706-720f-46e8-985f-1a9316e85c76" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_e57ac3c6-7924-44d3-b06c-f66af1a0de30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_3d3c7f3d-d128-49ee-8349-098d4bea994a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_eaed0c1a-1e8e-4558-85fd-b2a482dbd34d" xlink:to="loc_us-gaap_FinancialInstrumentAxis_3d3c7f3d-d128-49ee-8349-098d4bea994a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1a2401f2-3b85-4193-afee-b4d4272f715d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_3d3c7f3d-d128-49ee-8349-098d4bea994a" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1a2401f2-3b85-4193-afee-b4d4272f715d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandTwentyConvertibleNoteMember_df6b2a1f-757a-4d0a-abbd-7a3c6cfd66b5" xlink:href="clov-20211115.xsd#clov_TwoThousandTwentyConvertibleNoteMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1a2401f2-3b85-4193-afee-b4d4272f715d" xlink:to="loc_clov_TwoThousandTwentyConvertibleNoteMember_df6b2a1f-757a-4d0a-abbd-7a3c6cfd66b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_5d404b58-191d-4a05-8296-1cd89ac86db8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_eaed0c1a-1e8e-4558-85fd-b2a482dbd34d" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_5d404b58-191d-4a05-8296-1cd89ac86db8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleDebtFairValueDisclosures_9ee63b71-6490-4b76-bfc8-8eae556a989a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleDebtFairValueDisclosures"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_5d404b58-191d-4a05-8296-1cd89ac86db8" xlink:to="loc_us-gaap_ConvertibleDebtFairValueDisclosures_9ee63b71-6490-4b76-bfc8-8eae556a989a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleDebtFairValueAndCarryingValueDisclosures_33c2ce2a-f471-41a0-9051-eacf6cd9adca" xlink:href="clov-20211115.xsd#clov_ConvertibleDebtFairValueAndCarryingValueDisclosures"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_5d404b58-191d-4a05-8296-1cd89ac86db8" xlink:to="loc_clov_ConvertibleDebtFairValueAndCarryingValueDisclosures_33c2ce2a-f471-41a0-9051-eacf6cd9adca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_FinancialAssetOrLiabilitiesTransferInAndOut_f8abe168-c993-4274-a341-ca0644ed83d3" xlink:href="clov-20211115.xsd#clov_FinancialAssetOrLiabilitiesTransferInAndOut"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_5d404b58-191d-4a05-8296-1cd89ac86db8" xlink:to="loc_clov_FinancialAssetOrLiabilitiesTransferInAndOut_f8abe168-c993-4274-a341-ca0644ed83d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairvaluemeasurementsConvertibleSecuritiesandDerivativeLiabilityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairvaluemeasurementsConvertibleSecuritiesandDerivativeLiabilityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairvaluemeasurementsConvertibleSecuritiesandDerivativeLiabilityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_19c69c70-f178-4aff-9906-55f6e5b41cf6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2d1a9e8d-9d71-4b3a-baab-234b767ce21c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_19c69c70-f178-4aff-9906-55f6e5b41cf6" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2d1a9e8d-9d71-4b3a-baab-234b767ce21c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_978b6566-084b-44b5-b380-77e9016335c4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2d1a9e8d-9d71-4b3a-baab-234b767ce21c" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_978b6566-084b-44b5-b380-77e9016335c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_d485c288-61b4-4945-836e-d72476e5dc5f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_978b6566-084b-44b5-b380-77e9016335c4" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_d485c288-61b4-4945-836e-d72476e5dc5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputSharePriceMember_2475a771-864f-4aca-9b39-e9bbde28bd3b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputSharePriceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_d485c288-61b4-4945-836e-d72476e5dc5f" xlink:to="loc_us-gaap_MeasurementInputSharePriceMember_2475a771-864f-4aca-9b39-e9bbde28bd3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputExercisePriceMember_a2ef37e8-9f91-41a3-81ec-9649d182d23d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputExercisePriceMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_d485c288-61b4-4945-836e-d72476e5dc5f" xlink:to="loc_us-gaap_MeasurementInputExercisePriceMember_a2ef37e8-9f91-41a3-81ec-9649d182d23d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputPriceVolatilityMember_07cea97a-05af-4992-88ec-b8f7c3ab8bee" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputPriceVolatilityMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_d485c288-61b4-4945-836e-d72476e5dc5f" xlink:to="loc_us-gaap_MeasurementInputPriceVolatilityMember_07cea97a-05af-4992-88ec-b8f7c3ab8bee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputRiskFreeInterestRateMember_89d990cb-2f67-4494-8817-93c704828ab6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputRiskFreeInterestRateMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_d485c288-61b4-4945-836e-d72476e5dc5f" xlink:to="loc_us-gaap_MeasurementInputRiskFreeInterestRateMember_89d990cb-2f67-4494-8817-93c704828ab6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_cf1ce99c-d879-460c-91b2-149331a11079" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_d485c288-61b4-4945-836e-d72476e5dc5f" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_cf1ce99c-d879-460c-91b2-149331a11079" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_baeedfe2-06b4-46dc-8565-acf0810e044a" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2d1a9e8d-9d71-4b3a-baab-234b767ce21c" xlink:to="loc_srt_RangeAxis_baeedfe2-06b4-46dc-8565-acf0810e044a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_38cec60f-4908-4ddf-a960-4e1d20f145cd" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_baeedfe2-06b4-46dc-8565-acf0810e044a" xlink:to="loc_srt_RangeMember_38cec60f-4908-4ddf-a960-4e1d20f145cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_0f4cf4f3-db2d-4d19-a6dc-a160f50c65e2" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_38cec60f-4908-4ddf-a960-4e1d20f145cd" xlink:to="loc_srt_MinimumMember_0f4cf4f3-db2d-4d19-a6dc-a160f50c65e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_bcd55743-a3b7-43aa-b5b7-ffdd00d20e87" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_38cec60f-4908-4ddf-a960-4e1d20f145cd" xlink:to="loc_srt_MaximumMember_bcd55743-a3b7-43aa-b5b7-ffdd00d20e87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_4d1fbcd0-239e-459c-8cc2-0f52771a56c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2d1a9e8d-9d71-4b3a-baab-234b767ce21c" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_4d1fbcd0-239e-459c-8cc2-0f52771a56c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleSecuritiesMeasurementInput_54fc04b1-fb02-40d0-807b-c874b12b714e" xlink:href="clov-20211115.xsd#clov_ConvertibleSecuritiesMeasurementInput"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_4d1fbcd0-239e-459c-8cc2-0f52771a56c2" xlink:to="loc_clov_ConvertibleSecuritiesMeasurementInput_54fc04b1-fb02-40d0-807b-c874b12b714e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleSecuritiesExpectedTerm_0b6cd61f-0fd2-4c83-b46c-1f97af4e8742" xlink:href="clov-20211115.xsd#clov_ConvertibleSecuritiesExpectedTerm"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_4d1fbcd0-239e-459c-8cc2-0f52771a56c2" xlink:to="loc_clov_ConvertibleSecuritiesExpectedTerm_0b6cd61f-0fd2-4c83-b46c-1f97af4e8742" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityMeasurementInput_c4ece2b2-bd99-4155-90a6-f3d461ac00cf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeLiabilityMeasurementInput"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_4d1fbcd0-239e-459c-8cc2-0f52771a56c2" xlink:to="loc_us-gaap_DerivativeLiabilityMeasurementInput_c4ece2b2-bd99-4155-90a6-f3d461ac00cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTermOfContract_323b8fed-0127-4b12-a07e-bd628bafad16" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeTermOfContract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_4d1fbcd0-239e-459c-8cc2-0f52771a56c2" xlink:to="loc_us-gaap_DerivativeTermOfContract_323b8fed-0127-4b12-a07e-bd628bafad16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairvaluemeasurementsScheduleofSignificantUnobservableInputsUsedinBlackScholesModeltoMeasureWarrantsPayableDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairvaluemeasurementsScheduleofSignificantUnobservableInputsUsedinBlackScholesModeltoMeasureWarrantsPayableDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairvaluemeasurementsScheduleofSignificantUnobservableInputsUsedinBlackScholesModeltoMeasureWarrantsPayableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_f7caa4e3-0009-44a1-9d2c-3dd984557d98" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ad230898-df83-4fb9-a6a9-ab404b18ba14" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_f7caa4e3-0009-44a1-9d2c-3dd984557d98" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ad230898-df83-4fb9-a6a9-ab404b18ba14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_9527fe52-fe9e-45ef-9efe-e7fc12f5b97d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ad230898-df83-4fb9-a6a9-ab404b18ba14" xlink:to="loc_us-gaap_StatementClassOfStockAxis_9527fe52-fe9e-45ef-9efe-e7fc12f5b97d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_8d41018d-2897-4de9-8441-9d7627e8a047" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_9527fe52-fe9e-45ef-9efe-e7fc12f5b97d" xlink:to="loc_us-gaap_ClassOfStockDomain_8d41018d-2897-4de9-8441-9d7627e8a047" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertiblePreferredStockMember_fbaed170-326c-4a4f-86cc-b592fd9c63be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertiblePreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_8d41018d-2897-4de9-8441-9d7627e8a047" xlink:to="loc_us-gaap_ConvertiblePreferredStockMember_fbaed170-326c-4a4f-86cc-b592fd9c63be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleCommonStockMember_7e230b1c-0a87-4c59-9794-c638ad544f79" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleCommonStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_8d41018d-2897-4de9-8441-9d7627e8a047" xlink:to="loc_us-gaap_ConvertibleCommonStockMember_7e230b1c-0a87-4c59-9794-c638ad544f79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_c51b483d-f31d-40af-99ee-5a0c759db797" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ad230898-df83-4fb9-a6a9-ab404b18ba14" xlink:to="loc_srt_RangeAxis_c51b483d-f31d-40af-99ee-5a0c759db797" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_1942d78b-0eec-4062-ade8-f41d3ef35d1b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_c51b483d-f31d-40af-99ee-5a0c759db797" xlink:to="loc_srt_RangeMember_1942d78b-0eec-4062-ade8-f41d3ef35d1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_d2711dd2-187d-4d01-9a07-f4c3c5e1f36b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_1942d78b-0eec-4062-ade8-f41d3ef35d1b" xlink:to="loc_srt_MinimumMember_d2711dd2-187d-4d01-9a07-f4c3c5e1f36b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_05513de2-e45d-4d05-9004-d8f98320e976" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_1942d78b-0eec-4062-ade8-f41d3ef35d1b" xlink:to="loc_srt_MaximumMember_05513de2-e45d-4d05-9004-d8f98320e976" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ad230898-df83-4fb9-a6a9-ab404b18ba14" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharePrice_0069ab4b-3143-4b7a-93c4-37ce918581a4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharePrice"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:to="loc_us-gaap_SharePrice_0069ab4b-3143-4b7a-93c4-37ce918581a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsStrikePrice_37ba635b-c6f9-473a-8deb-a4449c8c6464" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsStrikePrice"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsStrikePrice_37ba635b-c6f9-473a-8deb-a4449c8c6464" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_c793f996-0ab3-4ec6-a0c9-b9a7cddfd920" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_c793f996-0ab3-4ec6-a0c9-b9a7cddfd920" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_79dd6b9b-365a-43f1-9a23-23269949a3e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_79dd6b9b-365a-43f1-9a23-23269949a3e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_d4dd63ba-26f2-424f-8932-fb70012d0b44" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_d4dd63ba-26f2-424f-8932-fb70012d0b44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountForPostvestingRestrictions_0f3eb92e-e5a0-4d8d-b677-e38f028375b2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountForPostvestingRestrictions"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_d6260777-34de-4158-b4c1-ab3d2c5039cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountForPostvestingRestrictions_0f3eb92e-e5a0-4d8d-b677-e38f028375b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairvaluemeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairvaluemeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairvaluemeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_70b6f330-da2d-46e6-a5f1-8c6c84b17e87" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a67c4a61-f246-4b24-b380-9ef545fe9640" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_70b6f330-da2d-46e6-a5f1-8c6c84b17e87" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a67c4a61-f246-4b24-b380-9ef545fe9640" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_34b07d7c-b7d0-4ea1-a2e5-0d7b248751c5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a67c4a61-f246-4b24-b380-9ef545fe9640" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_34b07d7c-b7d0-4ea1-a2e5-0d7b248751c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b73595c4-426f-44ff-b11f-258f5e724272" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_34b07d7c-b7d0-4ea1-a2e5-0d7b248751c5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b73595c4-426f-44ff-b11f-258f5e724272" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_29e01ac4-dd63-405e-8564-56f5161b4e20" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b73595c4-426f-44ff-b11f-258f5e724272" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_29e01ac4-dd63-405e-8564-56f5161b4e20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_b61eaa55-55fa-42a1-8d90-fde79cbc4844" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a67c4a61-f246-4b24-b380-9ef545fe9640" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_b61eaa55-55fa-42a1-8d90-fde79cbc4844" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_60ae787d-167c-4b4a-a7bd-1b4d52c55de1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_b61eaa55-55fa-42a1-8d90-fde79cbc4844" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_60ae787d-167c-4b4a-a7bd-1b4d52c55de1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleSecuritiesMember_1f9f99f3-3de5-4a0e-806f-c675e24ce416" xlink:href="clov-20211115.xsd#clov_ConvertibleSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_60ae787d-167c-4b4a-a7bd-1b4d52c55de1" xlink:to="loc_clov_ConvertibleSecuritiesMember_1f9f99f3-3de5-4a0e-806f-c675e24ce416" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_48500317-0978-446a-be1c-1f135827729d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_60ae787d-167c-4b4a-a7bd-1b4d52c55de1" xlink:to="loc_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_48500317-0978-446a-be1c-1f135827729d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayableMember_2b21e18f-74ef-4082-aa50-2e5785e5e5c7" xlink:href="clov-20211115.xsd#clov_WarrantsPayableMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_60ae787d-167c-4b4a-a7bd-1b4d52c55de1" xlink:to="loc_clov_WarrantsPayableMember_2b21e18f-74ef-4082-aa50-2e5785e5e5c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_3b62cb47-e38c-43aa-a9f8-fc8916001827" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a67c4a61-f246-4b24-b380-9ef545fe9640" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_3b62cb47-e38c-43aa-a9f8-fc8916001827" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_3b62cb47-e38c-43aa-a9f8-fc8916001827" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_d4f565a4-9c7a-4eca-9022-b9a6f7265582" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_d4f565a4-9c7a-4eca-9022-b9a6f7265582" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues_470e9f2f-c6bf-4334-895a-78eeed6c6afa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues_470e9f2f-c6bf-4334-895a-78eeed6c6afa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_67777644-51ed-46a6-b69d-1defb8c6e956" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_67777644-51ed-46a6-b69d-1defb8c6e956" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3_ffa4d04d-0a4e-422c-90ba-31c28531b612" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3_ffa4d04d-0a4e-422c-90ba-31c28531b612" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3_d7803866-084b-494d-a7d1-0c6691309e3e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3_d7803866-084b-494d-a7d1-0c6691309e3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss_aeb5d851-a47f-492f-a6e1-eaae52b8ac76" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:to="loc_us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss_aeb5d851-a47f-492f-a6e1-eaae52b8ac76" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_cbf0be4c-3006-4cfa-a65b-55c5b259f800" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_74aaf6e8-b70e-4181-bb2f-d024762b554e" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_cbf0be4c-3006-4cfa-a65b-55c5b259f800" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Acquisition" xlink:type="simple" xlink:href="clov-20211115.xsd#Acquisition"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Acquisition" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_2c1e2ae0-06c7-4a06-8c6e-baa98310d26d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationDisclosureTextBlock_70025aba-8ace-4e6b-b9d5-86dff4f52389" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_2c1e2ae0-06c7-4a06-8c6e-baa98310d26d" xlink:to="loc_us-gaap_BusinessCombinationDisclosureTextBlock_70025aba-8ace-4e6b-b9d5-86dff4f52389" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/AcquisitionAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#AcquisitionAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/AcquisitionAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_6197604b-539c-4dba-a147-0a65b8868f0b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_00c8e0fd-a922-45ff-9671-88c7454bd41b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_6197604b-539c-4dba-a147-0a65b8868f0b" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_00c8e0fd-a922-45ff-9671-88c7454bd41b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_8eb34d17-ab40-4616-bee2-060fdf0a3845" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_00c8e0fd-a922-45ff-9671-88c7454bd41b" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_8eb34d17-ab40-4616-bee2-060fdf0a3845" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c0782fcc-3043-4f81-9033-0fea78907b4e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_8eb34d17-ab40-4616-bee2-060fdf0a3845" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c0782fcc-3043-4f81-9033-0fea78907b4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrincipiumAndMSPNJMember_4ce5f4d0-d0c2-4d11-9279-012a95b28092" xlink:href="clov-20211115.xsd#clov_PrincipiumAndMSPNJMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c0782fcc-3043-4f81-9033-0fea78907b4e" xlink:to="loc_clov_PrincipiumAndMSPNJMember_4ce5f4d0-d0c2-4d11-9279-012a95b28092" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_08c7debf-5856-4ec6-94c2-29451c58acf7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_00c8e0fd-a922-45ff-9671-88c7454bd41b" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_08c7debf-5856-4ec6-94c2-29451c58acf7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_1002b696-0d79-42d8-ae18-e70b382c227c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_08c7debf-5856-4ec6-94c2-29451c58acf7" xlink:to="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_1002b696-0d79-42d8-ae18-e70b382c227c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferred1_9de35eaf-e541-447b-a562-a5e30780e4b7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationConsiderationTransferred1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_08c7debf-5856-4ec6-94c2-29451c58acf7" xlink:to="loc_us-gaap_BusinessCombinationConsiderationTransferred1_9de35eaf-e541-447b-a562-a5e30780e4b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAcquiredDuringPeriod_d7d97099-8b03-480e-951d-97461849c756" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_08c7debf-5856-4ec6-94c2-29451c58acf7" xlink:to="loc_us-gaap_GoodwillAcquiredDuringPeriod_d7d97099-8b03-480e-951d-97461849c756" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Healthcarereceivables" xlink:type="simple" xlink:href="clov-20211115.xsd#Healthcarereceivables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Healthcarereceivables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_72879f81-ad7d-4d78-a836-dc48a0809496" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccountReceivablesTextBlock_0624f389-7bf3-41a8-b7e2-163139cbc86f" xlink:href="clov-20211115.xsd#clov_AccountReceivablesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_72879f81-ad7d-4d78-a836-dc48a0809496" xlink:to="loc_clov_AccountReceivablesTextBlock_0624f389-7bf3-41a8-b7e2-163139cbc86f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/HealthcarereceivablesAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#HealthcarereceivablesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/HealthcarereceivablesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_0cc035e7-9226-43e7-b134-a8703299012b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReceivablesTable_19701250-bfdb-4bd2-ac8c-b5c5c3172f47" xlink:href="clov-20211115.xsd#clov_ReceivablesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0cc035e7-9226-43e7-b134-a8703299012b" xlink:to="loc_clov_ReceivablesTable_19701250-bfdb-4bd2-ac8c-b5c5c3172f47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3e7a373b-76c0-4b95-9e16-ea1a6e12ba24" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReceivablesTable_19701250-bfdb-4bd2-ac8c-b5c5c3172f47" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3e7a373b-76c0-4b95-9e16-ea1a6e12ba24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_ed3ab6c7-38d9-4d9b-8fa6-75b0a24da6fb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3e7a373b-76c0-4b95-9e16-ea1a6e12ba24" xlink:to="loc_us-gaap_ReceivableTypeDomain_ed3ab6c7-38d9-4d9b-8fa6-75b0a24da6fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RebateReceivablesMember_7ccd8b52-a61a-43ac-ba4c-2c80ee4a6c5a" xlink:href="clov-20211115.xsd#clov_RebateReceivablesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_ed3ab6c7-38d9-4d9b-8fa6-75b0a24da6fb" xlink:to="loc_clov_RebateReceivablesMember_7ccd8b52-a61a-43ac-ba4c-2c80ee4a6c5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OtherHealthcareReceivablesMember_8bdfa00f-75a7-42d1-a952-7a124a0198a2" xlink:href="clov-20211115.xsd#clov_OtherHealthcareReceivablesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_ed3ab6c7-38d9-4d9b-8fa6-75b0a24da6fb" xlink:to="loc_clov_OtherHealthcareReceivablesMember_8bdfa00f-75a7-42d1-a952-7a124a0198a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReceivablesLineItems_899041ae-b178-420b-bc4c-7db443d27120" xlink:href="clov-20211115.xsd#clov_ReceivablesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReceivablesTable_19701250-bfdb-4bd2-ac8c-b5c5c3172f47" xlink:to="loc_clov_ReceivablesLineItems_899041ae-b178-420b-bc4c-7db443d27120" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFromCustomers_e35d9ac9-ffa8-4b81-bc30-3f7059c40cc1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesFromCustomers"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReceivablesLineItems_899041ae-b178-420b-bc4c-7db443d27120" xlink:to="loc_us-gaap_ReceivablesFromCustomers_e35d9ac9-ffa8-4b81-bc30-3f7059c40cc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Relatedpartytransactions" xlink:type="simple" xlink:href="clov-20211115.xsd#Relatedpartytransactions"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Relatedpartytransactions" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_2c14fed9-12bf-483c-b050-9e464b36ba5e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_4d21fba9-44b2-4f48-8140-1824595b00dd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_2c14fed9-12bf-483c-b050-9e464b36ba5e" xlink:to="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_4d21fba9-44b2-4f48-8140-1824595b00dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RelatedpartytransactionsAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#RelatedpartytransactionsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/RelatedpartytransactionsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_6e652307-bad0-4beb-b347-82be99c94766" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_118a296e-501b-4300-8bcc-101f9bb8d13d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_6e652307-bad0-4beb-b347-82be99c94766" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_118a296e-501b-4300-8bcc-101f9bb8d13d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_56f39c30-7182-48b1-9f98-9250532ca5ee" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_118a296e-501b-4300-8bcc-101f9bb8d13d" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_56f39c30-7182-48b1-9f98-9250532ca5ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_91624677-589f-42d4-be2f-d21116f30ffc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_56f39c30-7182-48b1-9f98-9250532ca5ee" xlink:to="loc_us-gaap_RelatedPartyDomain_91624677-589f-42d4-be2f-d21116f30ffc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CarePointHealthContractMember_7bf44470-8298-425f-9913-ca07d2c1fb4c" xlink:href="clov-20211115.xsd#clov_CarePointHealthContractMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_91624677-589f-42d4-be2f-d21116f30ffc" xlink:to="loc_clov_CarePointHealthContractMember_7bf44470-8298-425f-9913-ca07d2c1fb4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_3a1785f8-2eb7-42fe-96eb-34554c3673ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_118a296e-501b-4300-8bcc-101f9bb8d13d" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_3a1785f8-2eb7-42fe-96eb-34554c3673ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_87a43557-3ac6-47f2-a7ae-1f719b0461b1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_3a1785f8-2eb7-42fe-96eb-34554c3673ab" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_87a43557-3ac6-47f2-a7ae-1f719b0461b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Propertyandequipmentnet" xlink:type="simple" xlink:href="clov-20211115.xsd#Propertyandequipmentnet"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Propertyandequipmentnet" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_f79778e9-4f5d-4cdd-a8a2-e1d57a6e0f9e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_512b0d73-a4ac-484f-9e2b-01973e490e46" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_f79778e9-4f5d-4cdd-a8a2-e1d57a6e0f9e" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_512b0d73-a4ac-484f-9e2b-01973e490e46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/PropertyandequipmentnetTables" xlink:type="simple" xlink:href="clov-20211115.xsd#PropertyandequipmentnetTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/PropertyandequipmentnetTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_9162334f-b249-4caa-9ca9-3cc57c9bb615" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_31f8044b-80d3-4e04-837e-c64bbc058f39" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_9162334f-b249-4caa-9ca9-3cc57c9bb615" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_31f8044b-80d3-4e04-837e-c64bbc058f39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/PropertyandequipmentnetSummaryDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#PropertyandequipmentnetSummaryDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/PropertyandequipmentnetSummaryDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_8db47f35-1d3d-4438-a758-141998086d25" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_5e103863-e55a-45eb-bcb6-bf3d31b21e58" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_8db47f35-1d3d-4438-a758-141998086d25" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_5e103863-e55a-45eb-bcb6-bf3d31b21e58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8983aeca-d24e-4f21-b37f-f474242d01de" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_5e103863-e55a-45eb-bcb6-bf3d31b21e58" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8983aeca-d24e-4f21-b37f-f474242d01de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_ad818497-a69f-4b65-b461-b50c8175c755" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8983aeca-d24e-4f21-b37f-f474242d01de" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_ad818497-a69f-4b65-b461-b50c8175c755" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_41061c08-d4ad-473e-b23d-00b61829c6f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_ad818497-a69f-4b65-b461-b50c8175c755" xlink:to="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_41061c08-d4ad-473e-b23d-00b61829c6f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_c8aa432a-e6a5-45d7-a70b-b4012db3860a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeaseholdImprovementsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_ad818497-a69f-4b65-b461-b50c8175c755" xlink:to="loc_us-gaap_LeaseholdImprovementsMember_c8aa432a-e6a5-45d7-a70b-b4012db3860a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_88379b74-a783-4363-9800-d1aadc884a57" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FurnitureAndFixturesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_ad818497-a69f-4b65-b461-b50c8175c755" xlink:to="loc_us-gaap_FurnitureAndFixturesMember_88379b74-a783-4363-9800-d1aadc884a57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquipmentMember_1681ce43-c014-47d3-a835-888fbbbad85f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquipmentMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_ad818497-a69f-4b65-b461-b50c8175c755" xlink:to="loc_us-gaap_EquipmentMember_1681ce43-c014-47d3-a835-888fbbbad85f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_3e6541cb-1745-48c4-81f4-71931ba429e7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_5e103863-e55a-45eb-bcb6-bf3d31b21e58" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentLineItems_3e6541cb-1745-48c4-81f4-71931ba429e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_593483f8-d69d-46a7-9995-9cba7f30d654" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_3e6541cb-1745-48c4-81f4-71931ba429e7" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_593483f8-d69d-46a7-9995-9cba7f30d654" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_a9b3a1bc-31bb-4712-860e-aed172ef3456" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_3e6541cb-1745-48c4-81f4-71931ba429e7" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_a9b3a1bc-31bb-4712-860e-aed172ef3456" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_a3f0c769-eb00-498b-a6ca-32102d0ca9f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_3e6541cb-1745-48c4-81f4-71931ba429e7" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_a3f0c769-eb00-498b-a6ca-32102d0ca9f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/PropertyandequipmentnetAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#PropertyandequipmentnetAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/PropertyandequipmentnetAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_bc6195da-8642-447c-bd9e-a6d9fc900a42" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Depreciation_196e054c-577b-4fc6-bf0d-e9b7c6a6fb86" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Depreciation"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_bc6195da-8642-447c-bd9e-a6d9fc900a42" xlink:to="loc_us-gaap_Depreciation_196e054c-577b-4fc6-bf0d-e9b7c6a6fb86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentForAmortization_7a71a68d-365b-4457-a899-009ba519fbb6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentForAmortization"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_bc6195da-8642-447c-bd9e-a6d9fc900a42" xlink:to="loc_us-gaap_AdjustmentForAmortization_7a71a68d-365b-4457-a899-009ba519fbb6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Goodwillandotherintangibleassets" xlink:type="simple" xlink:href="clov-20211115.xsd#Goodwillandotherintangibleassets"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Goodwillandotherintangibleassets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0000aac4-fb05-43a8-93c6-84e493915011" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_ace27b3b-205c-4252-9625-1d369d0a3fba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0000aac4-fb05-43a8-93c6-84e493915011" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_ace27b3b-205c-4252-9625-1d369d0a3fba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/GoodwillandotherintangibleassetsAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#GoodwillandotherintangibleassetsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/GoodwillandotherintangibleassetsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_4d28b0c3-dd8a-41d1-a68e-6db92afbef78" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_4378769f-77a8-4c64-a934-0ab2f22874ba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_4d28b0c3-dd8a-41d1-a68e-6db92afbef78" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_4378769f-77a8-4c64-a934-0ab2f22874ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_5739f386-2256-4184-a0c5-7df446ba89bf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_4d28b0c3-dd8a-41d1-a68e-6db92afbef78" xlink:to="loc_us-gaap_Goodwill_5739f386-2256-4184-a0c5-7df446ba89bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_e0ef1a57-6bf1-46a3-90ec-2eba4de05f92" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_4d28b0c3-dd8a-41d1-a68e-6db92afbef78" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_e0ef1a57-6bf1-46a3-90ec-2eba4de05f92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Unpaidclaims" xlink:type="simple" xlink:href="clov-20211115.xsd#Unpaidclaims"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Unpaidclaims" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_d8d472bb-3628-4ba9-a571-78d395b7cab2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_9614fa1b-2da9-4025-bc9a-9fdad99418ba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_d8d472bb-3628-4ba9-a571-78d395b7cab2" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_9614fa1b-2da9-4025-bc9a-9fdad99418ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidclaimsTables" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidclaimsTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidclaimsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_4598ba47-122e-4c39-812f-82d9dae76d2a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_a286da00-82b6-4526-bf7f-d4193536e425" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_4598ba47-122e-4c39-812f-82d9dae76d2a" xlink:to="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_a286da00-82b6-4526-bf7f-d4193536e425" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTableTextBlock_2ba4fd92-330e-4ac7-9ae8-728410b6741c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_4598ba47-122e-4c39-812f-82d9dae76d2a" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTableTextBlock_2ba4fd92-330e-4ac7-9ae8-728410b6741c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTableTextBlock_e1b9d1c5-bd4f-451f-8f85-f4a8a6025762" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_4598ba47-122e-4c39-812f-82d9dae76d2a" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsReconciliationOfClaimsDevelopmentToLiabilityTableTextBlock_e1b9d1c5-bd4f-451f-8f85-f4a8a6025762" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidclaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidclaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidclaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_82fe43a8-7b0f-4c70-ae06-fd24e83653f7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_82fe43a8-7b0f-4c70-ae06-fd24e83653f7" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_914e0c02-a901-456b-93e9-6199204ec3e8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_914e0c02-a901-456b-93e9-6199204ec3e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_9b33a775-18f6-4caa-a8f3-67205bc6e64e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_9b33a775-18f6-4caa-a8f3-67205bc6e64e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_cf0096aa-0234-4d43-a76b-f09d7a8ce2e3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_cf0096aa-0234-4d43-a76b-f09d7a8ce2e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_39acdfd1-b69f-4a2e-887e-2db962a8310b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_39acdfd1-b69f-4a2e-887e-2db962a8310b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_42a6fb8d-7875-4c36-8600-4cc581f66532" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_39acdfd1-b69f-4a2e-887e-2db962a8310b" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_42a6fb8d-7875-4c36-8600-4cc581f66532" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_5607adf8-30a1-457e-a82c-c6a55f834af0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_39acdfd1-b69f-4a2e-887e-2db962a8310b" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_5607adf8-30a1-457e-a82c-c6a55f834af0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_a8b57503-163c-4272-9cc5-a2bcaf99a863" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_39acdfd1-b69f-4a2e-887e-2db962a8310b" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_a8b57503-163c-4272-9cc5-a2bcaf99a863" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_9bec8cda-f5bf-4fdd-8196-01afebb571fb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_9bec8cda-f5bf-4fdd-8196-01afebb571fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_c0ee5e33-3608-41e8-add8-514ea953bc8d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_9bec8cda-f5bf-4fdd-8196-01afebb571fb" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_c0ee5e33-3608-41e8-add8-514ea953bc8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_b4dc79d6-2746-47c6-afe8-537c6480c8d7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_9bec8cda-f5bf-4fdd-8196-01afebb571fb" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_b4dc79d6-2746-47c6-afe8-537c6480c8d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_fb191d5f-7d19-4a9a-8ec3-7ccf8c59159c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_9bec8cda-f5bf-4fdd-8196-01afebb571fb" xlink:to="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_fb191d5f-7d19-4a9a-8ec3-7ccf8c59159c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_a07d00e9-27d5-4d42-bd6e-9c0dc7bc96c9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_a07d00e9-27d5-4d42-bd6e-9c0dc7bc96c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_d1ad1b60-78b7-4db9-9eb7-883c4b85377b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_d1ad1b60-78b7-4db9-9eb7-883c4b85377b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_b1e1c79a-cdcf-47ff-b077-1f4bf147818c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_7419472c-2a1c-4cd0-9fc8-e72ef74fc09f" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_b1e1c79a-cdcf-47ff-b077-1f4bf147818c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidclaimsAdditionalinformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidclaimsAdditionalinformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidclaimsAdditionalinformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1bc7b11d-8ef9-438b-89b9-842f50b0b30a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_7b243580-7247-4804-970f-a1afce9583b3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1bc7b11d-8ef9-438b-89b9-842f50b0b30a" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_7b243580-7247-4804-970f-a1afce9583b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_527e1fde-733f-4162-a9c3-2e9f8e9107bb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1bc7b11d-8ef9-438b-89b9-842f50b0b30a" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_527e1fde-733f-4162-a9c3-2e9f8e9107bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_c31458ea-c370-413e-b879-bc0926e1db01" xlink:href="clov-20211115.xsd#clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1bc7b11d-8ef9-438b-89b9-842f50b0b30a" xlink:to="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_c31458ea-c370-413e-b879-bc0926e1db01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidclaimsIncurredClaimsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidclaimsIncurredClaimsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidclaimsIncurredClaimsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_a0f9574c-1324-4fb5-8f7a-173b09745b8b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_24b07ff1-1923-4aec-8b23-977fbffd9729" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_a0f9574c-1324-4fb5-8f7a-173b09745b8b" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_24b07ff1-1923-4aec-8b23-977fbffd9729" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearAxis_70f213ca-70bb-4686-9ae6-8f4f2a9422a6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsAccidentYearAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_24b07ff1-1923-4aec-8b23-977fbffd9729" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearAxis_70f213ca-70bb-4686-9ae6-8f4f2a9422a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_71ad8e30-2dc3-46dd-b26a-b87c45682854" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsAccidentYearDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearAxis_70f213ca-70bb-4686-9ae6-8f4f2a9422a6" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_71ad8e30-2dc3-46dd-b26a-b87c45682854" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShortDurationInsuranceContractsAccidentYear2018AndPriorMember_363ab4f1-481e-4e27-bc0d-2eb2c201ec0e" xlink:href="clov-20211115.xsd#clov_ShortDurationInsuranceContractsAccidentYear2018AndPriorMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_71ad8e30-2dc3-46dd-b26a-b87c45682854" xlink:to="loc_clov_ShortDurationInsuranceContractsAccidentYear2018AndPriorMember_363ab4f1-481e-4e27-bc0d-2eb2c201ec0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2019Member_e913ddce-7644-4f8c-87cc-c930a3481ad0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortDurationInsuranceContractAccidentYear2019Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_71ad8e30-2dc3-46dd-b26a-b87c45682854" xlink:to="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2019Member_e913ddce-7644-4f8c-87cc-c930a3481ad0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2020Member_75212a8e-1d91-4e74-99f8-6d0db2d43112" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortDurationInsuranceContractAccidentYear2020Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_71ad8e30-2dc3-46dd-b26a-b87c45682854" xlink:to="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2020Member_75212a8e-1d91-4e74-99f8-6d0db2d43112" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClaimsDevelopmentLineItems_3245d988-eefe-4672-84f3-617e4c758a8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClaimsDevelopmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_24b07ff1-1923-4aec-8b23-977fbffd9729" xlink:to="loc_us-gaap_ClaimsDevelopmentLineItems_3245d988-eefe-4672-84f3-617e4c758a8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet_1a8e321c-caf7-4b60-8732-ae2da5955329" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClaimsDevelopmentLineItems_3245d988-eefe-4672-84f3-617e4c758a8a" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet_1a8e321c-caf7-4b60-8732-ae2da5955329" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet_bf421876-bd07-4193-a3dc-9abf4ef76eb0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClaimsDevelopmentLineItems_3245d988-eefe-4672-84f3-617e4c758a8a" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet_bf421876-bd07-4193-a3dc-9abf4ef76eb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims_47c1b2f6-869d-44d4-94ec-d7209e353c03" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClaimsDevelopmentLineItems_3245d988-eefe-4672-84f3-617e4c758a8a" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsNumberOfReportedClaims_47c1b2f6-869d-44d4-94ec-d7209e353c03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidclaimsPaidClaimsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidclaimsPaidClaimsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidclaimsPaidClaimsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_49f28202-629f-49b1-8a15-22f806e5b5a6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_95eae67c-7689-41fb-b31d-4a8cffffc527" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_49f28202-629f-49b1-8a15-22f806e5b5a6" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_95eae67c-7689-41fb-b31d-4a8cffffc527" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearAxis_f3fefb19-8721-4c29-bf9c-a615188dc81e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsAccidentYearAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_95eae67c-7689-41fb-b31d-4a8cffffc527" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearAxis_f3fefb19-8721-4c29-bf9c-a615188dc81e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_b45b4722-b8ca-42e9-abbb-e8ee4ca1af35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsAccidentYearDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearAxis_f3fefb19-8721-4c29-bf9c-a615188dc81e" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_b45b4722-b8ca-42e9-abbb-e8ee4ca1af35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShortDurationInsuranceContractsAccidentYear2018AndPriorMember_57e8943b-adcc-44d3-8b79-1b1704c3ec24" xlink:href="clov-20211115.xsd#clov_ShortDurationInsuranceContractsAccidentYear2018AndPriorMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_b45b4722-b8ca-42e9-abbb-e8ee4ca1af35" xlink:to="loc_clov_ShortDurationInsuranceContractsAccidentYear2018AndPriorMember_57e8943b-adcc-44d3-8b79-1b1704c3ec24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2019Member_b9b04a07-ed50-43df-80f3-c3bdcd58c82c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortDurationInsuranceContractAccidentYear2019Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_b45b4722-b8ca-42e9-abbb-e8ee4ca1af35" xlink:to="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2019Member_b9b04a07-ed50-43df-80f3-c3bdcd58c82c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2020Member_a692daad-b3fd-4ded-b62e-27a483ab5c1e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortDurationInsuranceContractAccidentYear2020Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsAccidentYearDomain_b45b4722-b8ca-42e9-abbb-e8ee4ca1af35" xlink:to="loc_us-gaap_ShortDurationInsuranceContractAccidentYear2020Member_a692daad-b3fd-4ded-b62e-27a483ab5c1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClaimsDevelopmentLineItems_97f3c2ad-327b-4001-b382-4d780106e427" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClaimsDevelopmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_95eae67c-7689-41fb-b31d-4a8cffffc527" xlink:to="loc_us-gaap_ClaimsDevelopmentLineItems_97f3c2ad-327b-4001-b382-4d780106e427" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_073f07dd-b41f-4c5d-aa2b-502a5c475357" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClaimsDevelopmentLineItems_97f3c2ad-327b-4001-b382-4d780106e427" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_073f07dd-b41f-4c5d-aa2b-502a5c475357" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidclaimsReconciliationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidclaimsReconciliationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidclaimsReconciliationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_590d3058-347d-4fa8-bd7f-c8412c038202" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet_5c72c7cb-69c8-48ee-94a8-c26a65657282" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_590d3058-347d-4fa8-bd7f-c8412c038202" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet_5c72c7cb-69c8-48ee-94a8-c26a65657282" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_96a1efa5-19b2-42cc-92ab-11b005781d50" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_590d3058-347d-4fa8-bd7f-c8412c038202" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet_96a1efa5-19b2-42cc-92ab-11b005781d50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet_2da4db71-e6a9-4aed-b961-a5b094dcae07" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_590d3058-347d-4fa8-bd7f-c8412c038202" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet_2da4db71-e6a9-4aed-b961-a5b094dcae07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Reinsurance" xlink:type="simple" xlink:href="clov-20211115.xsd#Reinsurance"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Reinsurance" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_fb1c8740-3654-4c65-b883-baa7ae372f20" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceTextBlock_8f381cdf-fc1d-489e-bb10-19e0b0a511d7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_fb1c8740-3654-4c65-b883-baa7ae372f20" xlink:to="loc_us-gaap_ReinsuranceTextBlock_8f381cdf-fc1d-489e-bb10-19e0b0a511d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ReinsuranceTables" xlink:type="simple" xlink:href="clov-20211115.xsd#ReinsuranceTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ReinsuranceTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_32b506b0-c696-4987-a589-52846d6d4477" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTableTextBlock_b25bf6dc-2c77-4b2b-a8a2-cee2472e3a55" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectsOfReinsuranceTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_32b506b0-c696-4987-a589-52846d6d4477" xlink:to="loc_us-gaap_EffectsOfReinsuranceTableTextBlock_b25bf6dc-2c77-4b2b-a8a2-cee2472e3a55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ReinsuranceAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ReinsuranceAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ReinsuranceAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_8abbaffb-4736-4a44-840e-f8a4e11e0b30" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTable_3f935416-c053-4e17-9532-f451f4b6e28f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectsOfReinsuranceTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_8abbaffb-4736-4a44-840e-f8a4e11e0b30" xlink:to="loc_us-gaap_EffectsOfReinsuranceTable_3f935416-c053-4e17-9532-f451f4b6e28f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_3ed732de-5a6f-4d78-a569-1367a3823cd6" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_3f935416-c053-4e17-9532-f451f4b6e28f" xlink:to="loc_srt_RangeAxis_3ed732de-5a6f-4d78-a569-1367a3823cd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_11c6b8d8-8aa8-45a7-995e-2ac51076feef" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_3ed732de-5a6f-4d78-a569-1367a3823cd6" xlink:to="loc_srt_RangeMember_11c6b8d8-8aa8-45a7-995e-2ac51076feef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_2d46dd9c-7395-45c4-9026-67d0db43ce1a" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_11c6b8d8-8aa8-45a7-995e-2ac51076feef" xlink:to="loc_srt_MinimumMember_2d46dd9c-7395-45c4-9026-67d0db43ce1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_6d1d5f78-49f8-46bb-884a-c0bc8d95f490" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_11c6b8d8-8aa8-45a7-995e-2ac51076feef" xlink:to="loc_srt_MaximumMember_6d1d5f78-49f8-46bb-884a-c0bc8d95f490" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectsOfReinsuranceLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_3f935416-c053-4e17-9532-f451f4b6e28f" xlink:to="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReinsuranceExcessLossCoverageThresholdPerCoveredPerson_5a751cf0-824a-4b07-8a63-6eb65c2214aa" xlink:href="clov-20211115.xsd#clov_ReinsuranceExcessLossCoverageThresholdPerCoveredPerson"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_ReinsuranceExcessLossCoverageThresholdPerCoveredPerson_5a751cf0-824a-4b07-8a63-6eb65c2214aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LifeInsuranceReservesFullyCoinsuredByThirdParty_72d1c56d-5488-4299-aa36-7471ae7f6bce" xlink:href="clov-20211115.xsd#clov_LifeInsuranceReservesFullyCoinsuredByThirdParty"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_LifeInsuranceReservesFullyCoinsuredByThirdParty_72d1c56d-5488-4299-aa36-7471ae7f6bce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LifeInsuranceReservesCoinsurancePercentage_10633f16-ff76-4693-8606-c4a931b8865b" xlink:href="clov-20211115.xsd#clov_LifeInsuranceReservesCoinsurancePercentage"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_LifeInsuranceReservesCoinsurancePercentage_10633f16-ff76-4693-8606-c4a931b8865b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LifeInsuranceReservesAssumptionInterestRate_59311053-94b0-4f77-b340-3ce9d9393a43" xlink:href="clov-20211115.xsd#clov_LifeInsuranceReservesAssumptionInterestRate"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_LifeInsuranceReservesAssumptionInterestRate_59311053-94b0-4f77-b340-3ce9d9393a43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LifeInsuranceReservesHoldInTrustPercentage_7ffe9e52-bafd-419a-b3c6-82cebb6ef3ad" xlink:href="clov-20211115.xsd#clov_LifeInsuranceReservesHoldInTrustPercentage"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_LifeInsuranceReservesHoldInTrustPercentage_7ffe9e52-bafd-419a-b3c6-82cebb6ef3ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AnnuityReserveFullyCoinsuredToThirdParty_58836500-0809-4bad-bbbc-ba27ae08bf8f" xlink:href="clov-20211115.xsd#clov_AnnuityReserveFullyCoinsuredToThirdParty"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_AnnuityReserveFullyCoinsuredToThirdParty_58836500-0809-4bad-bbbc-ba27ae08bf8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AnnuityReservesTransferOfRiskPercentage_5a9bf59b-e7dd-4ab6-b94a-7f3230a76d97" xlink:href="clov-20211115.xsd#clov_AnnuityReservesTransferOfRiskPercentage"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_AnnuityReservesTransferOfRiskPercentage_5a9bf59b-e7dd-4ab6-b94a-7f3230a76d97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AnnuityReservesAssumptionInterestRate_99534493-b716-4d89-bef1-2c7a0edd0ab2" xlink:href="clov-20211115.xsd#clov_AnnuityReservesAssumptionInterestRate"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_bab80a85-4f15-4483-8c60-94af1cb0c73d" xlink:to="loc_clov_AnnuityReservesAssumptionInterestRate_99534493-b716-4d89-bef1-2c7a0edd0ab2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ReinsuranceDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ReinsuranceDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ReinsuranceDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_7417b39b-2e0a-4015-8dad-c61f4fd82a3f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_d9143518-2e14-4db2-b7ff-5c0fdc5f9299" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_7417b39b-2e0a-4015-8dad-c61f4fd82a3f" xlink:to="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_d9143518-2e14-4db2-b7ff-5c0fdc5f9299" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DirectPremiumsEarned_f9b90738-383c-4ccc-8fcd-ec08e3e27a81" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DirectPremiumsEarned"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_d9143518-2e14-4db2-b7ff-5c0fdc5f9299" xlink:to="loc_us-gaap_DirectPremiumsEarned_f9b90738-383c-4ccc-8fcd-ec08e3e27a81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_25afcea4-94c8-4d8a-becf-fe7e90565044" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_d9143518-2e14-4db2-b7ff-5c0fdc5f9299" xlink:to="loc_us-gaap_CededPremiumsEarned_25afcea4-94c8-4d8a-becf-fe7e90565044" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_6f927d01-c07f-4369-8f1e-8013ba8fa283" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_d9143518-2e14-4db2-b7ff-5c0fdc5f9299" xlink:to="loc_us-gaap_PremiumsEarnedNet_6f927d01-c07f-4369-8f1e-8013ba8fa283" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_0b9b5902-2586-4648-994c-e52e72b0e2a6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_7417b39b-2e0a-4015-8dad-c61f4fd82a3f" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_0b9b5902-2586-4648-994c-e52e72b0e2a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_35d0f2d9-7d0c-4252-a9f3-0e284fe58ed8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredGross"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_0b9b5902-2586-4648-994c-e52e72b0e2a6" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_35d0f2d9-7d0c-4252-a9f3-0e284fe58ed8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded_ec6299f7-34d5-4933-a03b-b50bebc22679" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_0b9b5902-2586-4648-994c-e52e72b0e2a6" xlink:to="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded_ec6299f7-34d5-4933-a03b-b50bebc22679" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_ecf313ee-a3de-4baa-886f-cd583d5c20f5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_0b9b5902-2586-4648-994c-e52e72b0e2a6" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_ecf313ee-a3de-4baa-886f-cd583d5c20f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesAbstract_189f6f74-9e08-47c4-b67e-64dee8d33281" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_7417b39b-2e0a-4015-8dad-c61f4fd82a3f" xlink:to="loc_us-gaap_ReinsuranceRecoverablesAbstract_189f6f74-9e08-47c4-b67e-64dee8d33281" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnPaidLosses_c25ec964-738c-4c26-a39a-ae8513ffa876" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesOnPaidLosses"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceRecoverablesAbstract_189f6f74-9e08-47c4-b67e-64dee8d33281" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnPaidLosses_c25ec964-738c-4c26-a39a-ae8513ffa876" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_31b1c16b-b5b6-4b94-954f-7a9c52fb8a77" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceRecoverablesAbstract_189f6f74-9e08-47c4-b67e-64dee8d33281" xlink:to="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_31b1c16b-b5b6-4b94-954f-7a9c52fb8a77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidReinsurancePremiums_ae07b26f-0e52-4c68-9c3c-d9938111a533" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PrepaidReinsurancePremiums"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceRecoverablesAbstract_189f6f74-9e08-47c4-b67e-64dee8d33281" xlink:to="loc_us-gaap_PrepaidReinsurancePremiums_ae07b26f-0e52-4c68-9c3c-d9938111a533" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverables_04aefd8a-2f07-46c8-b9c3-b6806086821a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverables"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceRecoverablesAbstract_189f6f74-9e08-47c4-b67e-64dee8d33281" xlink:to="loc_us-gaap_ReinsuranceRecoverables_04aefd8a-2f07-46c8-b9c3-b6806086821a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NotesandSecuritiesPayable" xlink:type="simple" xlink:href="clov-20211115.xsd#NotesandSecuritiesPayable"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NotesandSecuritiesPayable" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_87c3f023-f554-4de3-bb6a-f0678804dba8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_2090f65d-8dd4-4258-b3d5-57073e1ee385" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_87c3f023-f554-4de3-bb6a-f0678804dba8" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_2090f65d-8dd4-4258-b3d5-57073e1ee385" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedFinancialStatementsTable_f4b390b5-88b0-42da-b147-25ea814d67f6" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfCondensedFinancialStatementsTable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_87c3f023-f554-4de3-bb6a-f0678804dba8" xlink:to="loc_srt_ScheduleOfCondensedFinancialStatementsTable_f4b390b5-88b0-42da-b147-25ea814d67f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_f4eb00ca-ef3b-4e8b-be2c-7f9cce2481b6" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_f4b390b5-88b0-42da-b147-25ea814d67f6" xlink:to="loc_srt_ConsolidatedEntitiesAxis_f4eb00ca-ef3b-4e8b-be2c-7f9cce2481b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_9aaaf20a-a416-4353-9db6-6e99d37f98b1" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_f4eb00ca-ef3b-4e8b-be2c-7f9cce2481b6" xlink:to="loc_srt_ConsolidatedEntitiesDomain_9aaaf20a-a416-4353-9db6-6e99d37f98b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_86869a1c-724f-4166-ae4d-eecd7d2eee1b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_9aaaf20a-a416-4353-9db6-6e99d37f98b1" xlink:to="loc_srt_ParentCompanyMember_86869a1c-724f-4166-ae4d-eecd7d2eee1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialStatementsCaptionsLineItems_5802ec9c-9568-4322-aba4-319c9c390da3" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfCondensedFinancialStatementsTable_f4b390b5-88b0-42da-b147-25ea814d67f6" xlink:to="loc_srt_CondensedFinancialStatementsCaptionsLineItems_5802ec9c-9568-4322-aba4-319c9c390da3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_73b1f695-492d-46cc-b997-a4f548916582" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialStatementsCaptionsLineItems_5802ec9c-9568-4322-aba4-319c9c390da3" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_73b1f695-492d-46cc-b997-a4f548916582" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NotesandsecuritiespayableTables" xlink:type="simple" xlink:href="clov-20211115.xsd#NotesandsecuritiespayableTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NotesandsecuritiespayableTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_5942ccc8-60fa-4dfe-8b89-18fea7dafda6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_804d3936-6615-4344-95b3-89063d2a2399" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_5942ccc8-60fa-4dfe-8b89-18fea7dafda6" xlink:to="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_804d3936-6615-4344-95b3-89063d2a2399" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NotesandsecuritiespayableAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NotesandsecuritiespayableAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NotesandsecuritiespayableAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_10aa9840-62a4-405b-80ca-cfcee75101f2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_10aa9840-62a4-405b-80ca-cfcee75101f2" xlink:to="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsidiarySaleOfStockAxis_0b5dfc13-baa7-4fe3-9c71-b1eb8fd0dffd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_SubsidiarySaleOfStockAxis_0b5dfc13-baa7-4fe3-9c71-b1eb8fd0dffd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_0347778a-7883-403f-866c-6dfef718fb58" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_0b5dfc13-baa7-4fe3-9c71-b1eb8fd0dffd" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_0347778a-7883-403f-866c-6dfef718fb58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_QualifiedPublicOfferingMember_a60a8bc5-3a62-4fbc-b5b6-b8e98ac78ace" xlink:href="clov-20211115.xsd#clov_QualifiedPublicOfferingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_0347778a-7883-403f-866c-6dfef718fb58" xlink:to="loc_clov_QualifiedPublicOfferingMember_a60a8bc5-3a62-4fbc-b5b6-b8e98ac78ace" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_ee403b22-b5f2-4380-b7dc-088ecff46e8d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_ee403b22-b5f2-4380-b7dc-088ecff46e8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_30fef3b1-82f0-467b-a4b9-2e42a193cf1a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_ee403b22-b5f2-4380-b7dc-088ecff46e8d" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_30fef3b1-82f0-467b-a4b9-2e42a193cf1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonConvertibleNotesPayableMember_05221d06-0337-4ddf-bac7-82665044f03c" xlink:href="clov-20211115.xsd#clov_NonConvertibleNotesPayableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_30fef3b1-82f0-467b-a4b9-2e42a193cf1a" xlink:to="loc_clov_NonConvertibleNotesPayableMember_05221d06-0337-4ddf-bac7-82665044f03c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_f71b5234-69ae-430a-874f-5ad3e0ad67f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_30fef3b1-82f0-467b-a4b9-2e42a193cf1a" xlink:to="loc_us-gaap_SeniorNotesMember_f71b5234-69ae-430a-874f-5ad3e0ad67f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleNotesPayableMember_7efcf0a1-0a6f-4e21-82d6-84b31efb5902" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleNotesPayableMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_30fef3b1-82f0-467b-a4b9-2e42a193cf1a" xlink:to="loc_us-gaap_ConvertibleNotesPayableMember_7efcf0a1-0a6f-4e21-82d6-84b31efb5902" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandTwentyConvertibleNoteMember_aedefb93-01f0-43d5-a5a6-fd85f7775c82" xlink:href="clov-20211115.xsd#clov_TwoThousandTwentyConvertibleNoteMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_30fef3b1-82f0-467b-a4b9-2e42a193cf1a" xlink:to="loc_clov_TwoThousandTwentyConvertibleNoteMember_aedefb93-01f0-43d5-a5a6-fd85f7775c82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_80bc0a75-7e53-47a4-afc1-299b06e7bbfa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_FinancialInstrumentAxis_80bc0a75-7e53-47a4-afc1-299b06e7bbfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f443953e-de13-40f1-ad44-63ec111b7330" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_80bc0a75-7e53-47a4-afc1-299b06e7bbfa" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f443953e-de13-40f1-ad44-63ec111b7330" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleDebtSecuritiesMember_303da35e-cfa9-4b9c-966b-62d325f708aa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f443953e-de13-40f1-ad44-63ec111b7330" xlink:to="loc_us-gaap_ConvertibleDebtSecuritiesMember_303da35e-cfa9-4b9c-966b-62d325f708aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_4cb7baea-4025-4668-8df4-869749c9e7d6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_4cb7baea-4025-4668-8df4-869749c9e7d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c721c75e-5003-427b-af15-455a287c9e60" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_4cb7baea-4025-4668-8df4-869749c9e7d6" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c721c75e-5003-427b-af15-455a287c9e60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SeekInsuranceServicesMember_0204243d-c398-4828-8696-2d01af185966" xlink:href="clov-20211115.xsd#clov_SeekInsuranceServicesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_c721c75e-5003-427b-af15-455a287c9e60" xlink:to="loc_clov_SeekInsuranceServicesMember_0204243d-c398-4828-8696-2d01af185966" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_ac8495d1-4bcf-441e-a9cb-f9747733185d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_StatementClassOfStockAxis_ac8495d1-4bcf-441e-a9cb-f9747733185d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_fae91367-7e7d-451e-8f5a-9df448c3c951" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_ac8495d1-4bcf-441e-a9cb-f9747733185d" xlink:to="loc_us-gaap_ClassOfStockDomain_fae91367-7e7d-451e-8f5a-9df448c3c951" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonClassZMember_0b684871-28c9-44a2-b1b8-fd79fac95d86" xlink:href="clov-20211115.xsd#clov_CommonClassZMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_fae91367-7e7d-451e-8f5a-9df448c3c951" xlink:to="loc_clov_CommonClassZMember_0b684871-28c9-44a2-b1b8-fd79fac95d86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_8ef2f3ea-e1b8-42c3-a469-4af3194494bd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_fae91367-7e7d-451e-8f5a-9df448c3c951" xlink:to="loc_us-gaap_CommonClassBMember_8ef2f3ea-e1b8-42c3-a469-4af3194494bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingAxis_8210f69a-0fb0-41a2-906e-b777d5edf082" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VestingAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_VestingAxis_8210f69a-0fb0-41a2-906e-b777d5edf082" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingDomain_8ba036fd-672a-4772-9380-dc027015e450" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VestingDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingAxis_8210f69a-0fb0-41a2-906e-b777d5edf082" xlink:to="loc_us-gaap_VestingDomain_8ba036fd-672a-4772-9380-dc027015e450" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TrancheOneMember_5437cd5e-07a0-4320-8bb7-6117dcfd4ef2" xlink:href="clov-20211115.xsd#clov_TrancheOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingDomain_8ba036fd-672a-4772-9380-dc027015e450" xlink:to="loc_clov_TrancheOneMember_5437cd5e-07a0-4320-8bb7-6117dcfd4ef2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OtherTrancheMember_a65c6c25-4e64-4d7b-b7ba-b0a11498bf91" xlink:href="clov-20211115.xsd#clov_OtherTrancheMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingDomain_8ba036fd-672a-4772-9380-dc027015e450" xlink:to="loc_clov_OtherTrancheMember_a65c6c25-4e64-4d7b-b7ba-b0a11498bf91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_f4e34212-17ed-4135-a996-b5450a8fb10b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_srt_RangeAxis_f4e34212-17ed-4135-a996-b5450a8fb10b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_cf9312c6-4e07-4cd4-ae8c-6617fd4d8eef" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_f4e34212-17ed-4135-a996-b5450a8fb10b" xlink:to="loc_srt_RangeMember_cf9312c6-4e07-4cd4-ae8c-6617fd4d8eef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_dcef3b5a-ade2-4a40-8b03-02907fab11e7" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_cf9312c6-4e07-4cd4-ae8c-6617fd4d8eef" xlink:to="loc_srt_MinimumMember_dcef3b5a-ade2-4a40-8b03-02907fab11e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_b3da7cc4-93a7-4843-9981-d222d658088f" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_cf9312c6-4e07-4cd4-ae8c-6617fd4d8eef" xlink:to="loc_srt_MaximumMember_b3da7cc4-93a7-4843-9981-d222d658088f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InterestRatePeriodAxis_3b1e30b4-7b0e-40e0-987e-f4e2ce773689" xlink:href="clov-20211115.xsd#clov_InterestRatePeriodAxis"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_clov_InterestRatePeriodAxis_3b1e30b4-7b0e-40e0-987e-f4e2ce773689" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InterestRatePeriodDomain_e2067d4c-ca2a-45f8-92a7-55710f3a138a" xlink:href="clov-20211115.xsd#clov_InterestRatePeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_InterestRatePeriodAxis_3b1e30b4-7b0e-40e0-987e-f4e2ce773689" xlink:to="loc_clov_InterestRatePeriodDomain_e2067d4c-ca2a-45f8-92a7-55710f3a138a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentInterestRatePeriodOneMember_7c64e5c6-17b2-4907-965f-f262f71e2f66" xlink:href="clov-20211115.xsd#clov_DebtInstrumentInterestRatePeriodOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_InterestRatePeriodDomain_e2067d4c-ca2a-45f8-92a7-55710f3a138a" xlink:to="loc_clov_DebtInstrumentInterestRatePeriodOneMember_7c64e5c6-17b2-4907-965f-f262f71e2f66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentInterestRatePeriodTwoMember_59fc34aa-2d32-4919-a738-ab9205e22712" xlink:href="clov-20211115.xsd#clov_DebtInstrumentInterestRatePeriodTwoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_InterestRatePeriodDomain_e2067d4c-ca2a-45f8-92a7-55710f3a138a" xlink:to="loc_clov_DebtInstrumentInterestRatePeriodTwoMember_59fc34aa-2d32-4919-a738-ab9205e22712" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_376e5b45-3ce4-437b-b85c-c0b82de70997" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_DebtInstrumentAxis_376e5b45-3ce4-437b-b85c-c0b82de70997" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_b2e9999a-4bb8-44ee-a179-337c2ae2e405" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_376e5b45-3ce4-437b-b85c-c0b82de70997" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_b2e9999a-4bb8-44ee-a179-337c2ae2e405" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BridgeLoanMember_f6547860-2c81-4bec-a234-13495ab0e4ff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BridgeLoanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_b2e9999a-4bb8-44ee-a179-337c2ae2e405" xlink:to="loc_us-gaap_BridgeLoanMember_f6547860-2c81-4bec-a234-13495ab0e4ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleAgreementDebtMember_3a7bfd62-1f27-4300-ab62-f2c494509a07" xlink:href="clov-20211115.xsd#clov_ConvertibleAgreementDebtMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_b2e9999a-4bb8-44ee-a179-337c2ae2e405" xlink:to="loc_clov_ConvertibleAgreementDebtMember_3a7bfd62-1f27-4300-ab62-f2c494509a07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MergerAgreementDebtMember_fad0577e-454a-40d9-b0fe-d0e186480d52" xlink:href="clov-20211115.xsd#clov_MergerAgreementDebtMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_b2e9999a-4bb8-44ee-a179-337c2ae2e405" xlink:to="loc_clov_MergerAgreementDebtMember_fad0577e-454a-40d9-b0fe-d0e186480d52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_070d50f6-6b37-40f6-aef9-3dbcb3856e73" xlink:to="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_92a6f4bc-482e-4cbe-bc6a-68ca4503f952" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_LongTermDebt_92a6f4bc-482e-4cbe-bc6a-68ca4503f952" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AmountDrawnUnderLoanFacility_ea0205b0-ae51-4415-9bd9-41f4699af9b5" xlink:href="clov-20211115.xsd#clov_AmountDrawnUnderLoanFacility"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_AmountDrawnUnderLoanFacility_ea0205b0-ae51-4415-9bd9-41f4699af9b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsToPayObligationsAndWorkingCapital_d0f28506-d0e3-41c9-9ba1-f06219730ecd" xlink:href="clov-20211115.xsd#clov_ProceedsToPayObligationsAndWorkingCapital"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_ProceedsToPayObligationsAndWorkingCapital_d0f28506-d0e3-41c9-9ba1-f06219730ecd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_29ecf93c-332b-4976-b42e-7f2c26f277a0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_29ecf93c-332b-4976-b42e-7f2c26f277a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AdditionalAmountUnderLoanFacility_a0220762-46c3-47cc-b21f-8cb152bd5ea6" xlink:href="clov-20211115.xsd#clov_AdditionalAmountUnderLoanFacility"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_AdditionalAmountUnderLoanFacility_a0220762-46c3-47cc-b21f-8cb152bd5ea6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsGross_9b496a43-8cc6-4f9b-acb9-cd82b439580d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredFinanceCostsGross"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DeferredFinanceCostsGross_9b496a43-8cc6-4f9b-acb9-cd82b439580d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_a397c0ae-05de-43f4-94f0-3581a798de90" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_a397c0ae-05de-43f4-94f0-3581a798de90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDebtExcludingAmortization_48cd276f-8208-42e7-91cd-2e7f26777d3b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpenseDebtExcludingAmortization"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_InterestExpenseDebtExcludingAmortization_48cd276f-8208-42e7-91cd-2e7f26777d3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_68074ef2-518b-4232-a286-55a1008566ac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentInterestRateDuringPeriod"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_68074ef2-518b-4232-a286-55a1008566ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_16a89a6d-987b-4e33-8098-99a50bc7a12d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_16a89a6d-987b-4e33-8098-99a50bc7a12d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDebt_d98cd226-6b1b-4c8f-a7f6-6b7d4d2da6c3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpenseDebt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_InterestExpenseDebt_d98cd226-6b1b-4c8f-a7f6-6b7d4d2da6c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleDebtBorrowingCapacity_996af1df-91f5-4d8c-ab76-203bad21e61b" xlink:href="clov-20211115.xsd#clov_ConvertibleDebtBorrowingCapacity"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_ConvertibleDebtBorrowingCapacity_996af1df-91f5-4d8c-ab76-203bad21e61b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromConvertibleDebt_ccbc0e33-73cd-4a36-ac4f-7d8982919f3b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromConvertibleDebt"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_ProceedsFromConvertibleDebt_ccbc0e33-73cd-4a36-ac4f-7d8982919f3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtinguishmentOfDebtAmount_3e0636fd-12df-4a47-b302-59a25a0cfc08" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ExtinguishmentOfDebtAmount"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_ExtinguishmentOfDebtAmount_3e0636fd-12df-4a47-b302-59a25a0cfc08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtConversionConvertedInstrumentAmount1_f01f53bd-c498-4884-8ed0-ca588551204d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtConversionConvertedInstrumentAmount1"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtConversionConvertedInstrumentAmount1_f01f53bd-c498-4884-8ed0-ca588551204d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EmbeddedDerivativeDiscountRate_483362b5-be9c-4ad4-b8cb-942f49d46e5e" xlink:href="clov-20211115.xsd#clov_EmbeddedDerivativeDiscountRate"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_EmbeddedDerivativeDiscountRate_483362b5-be9c-4ad4-b8cb-942f49d46e5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentConvertibleStockPriceTriggerValueInCalculation_5037f969-c0d5-4f44-afd9-8714f379591e" xlink:href="clov-20211115.xsd#clov_DebtInstrumentConvertibleStockPriceTriggerValueInCalculation"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_DebtInstrumentConvertibleStockPriceTriggerValueInCalculation_5037f969-c0d5-4f44-afd9-8714f379591e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentConvertibleExtensionPeriod_eb0cea1e-628c-4264-aacf-180d66ac74b6" xlink:href="clov-20211115.xsd#clov_DebtInstrumentConvertibleExtensionPeriod"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_DebtInstrumentConvertibleExtensionPeriod_eb0cea1e-628c-4264-aacf-180d66ac74b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentConvertibleExtensionPeriodUponNewSecurityHolder_e6d18dce-f217-4508-9b8c-90b458dd29f0" xlink:href="clov-20211115.xsd#clov_DebtInstrumentConvertibleExtensionPeriodUponNewSecurityHolder"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_DebtInstrumentConvertibleExtensionPeriodUponNewSecurityHolder_e6d18dce-f217-4508-9b8c-90b458dd29f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PercentageChargeForSecurityConversionUnderMergerAgreement_f7d05be4-6457-42cd-b9dd-97d0b4dbd076" xlink:href="clov-20211115.xsd#clov_PercentageChargeForSecurityConversionUnderMergerAgreement"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_PercentageChargeForSecurityConversionUnderMergerAgreement_f7d05be4-6457-42cd-b9dd-97d0b4dbd076" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscount_4edce297-481d-49c1-b1b1-4649b9171f17" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscount"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscount_4edce297-481d-49c1-b1b1-4649b9171f17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnamortizedDebtIssuanceExpense_7516077a-f189-47fa-b701-2f10f92a35ec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UnamortizedDebtIssuanceExpense"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_UnamortizedDebtIssuanceExpense_7516077a-f189-47fa-b701-2f10f92a35ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCosts_9a63e9a6-fecc-4843-ae81-acef73e0aa24" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCosts"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_AmortizationOfFinancingCosts_9a63e9a6-fecc-4843-ae81-acef73e0aa24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_c5591213-2b42-41a6-986d-2a7d6e44faeb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_c5591213-2b42-41a6-986d-2a7d6e44faeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentConvertibleBeneficialConversionFeature_60af54c8-2952-46a6-b02e-1b3949969ebb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentConvertibleBeneficialConversionFeature"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtInstrumentConvertibleBeneficialConversionFeature_60af54c8-2952-46a6-b02e-1b3949969ebb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PaymentsOfAccruedInterest_32e6453c-f32d-4231-8b94-1f77412563a8" xlink:href="clov-20211115.xsd#clov_PaymentsOfAccruedInterest"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_PaymentsOfAccruedInterest_32e6453c-f32d-4231-8b94-1f77412563a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentRedeemedAndConvertedSharesIssued_79d100e4-f688-47f5-aac1-4c1d4bc0387d" xlink:href="clov-20211115.xsd#clov_DebtInstrumentRedeemedAndConvertedSharesIssued"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_DebtInstrumentRedeemedAndConvertedSharesIssued_79d100e4-f688-47f5-aac1-4c1d4bc0387d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentRedeemedSharesIssued_ba189a6b-88e1-4848-a73f-ba384e563145" xlink:href="clov-20211115.xsd#clov_DebtInstrumentRedeemedSharesIssued"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_clov_DebtInstrumentRedeemedSharesIssued_ba189a6b-88e1-4848-a73f-ba384e563145" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_cd3bdd9c-b164-43cc-8af1-833092db8d6e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_cd3bdd9c-b164-43cc-8af1-833092db8d6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleDebt_89dc76b1-2a6c-4f08-ad18-ad5f3946311c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleDebt"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_ConvertibleDebt_89dc76b1-2a6c-4f08-ad18-ad5f3946311c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentIncreaseAccruedInterest_1323949a-df2e-4c96-9caf-76e2865945be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentIncreaseAccruedInterest"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtInstrumentIncreaseAccruedInterest_1323949a-df2e-4c96-9caf-76e2865945be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_f342f5ab-1e98-4aec-bb3e-b11cfeeb8ec2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability"/>
    <link:presentationArc order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_f342f5ab-1e98-4aec-bb3e-b11cfeeb8ec2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfDebtDiscountPremium_aa849be6-6640-445b-8f16-a7c6111ea5cb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfDebtDiscountPremium"/>
    <link:presentationArc order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_AmortizationOfDebtDiscountPremium_aa849be6-6640-445b-8f16-a7c6111ea5cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtConversionConvertedInstrumentSharesIssued1_c65d690b-371c-4477-b6b6-25396847cf14" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtConversionConvertedInstrumentSharesIssued1"/>
    <link:presentationArc order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DebtConversionConvertedInstrumentSharesIssued1_c65d690b-371c-4477-b6b6-25396847cf14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesBorrowed_b6c023e3-f83c-46ef-ac5e-337d87440e35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecuritiesBorrowed"/>
    <link:presentationArc order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_SecuritiesBorrowed_b6c023e3-f83c-46ef-ac5e-337d87440e35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleNotesPayableCurrent_c14ea36c-a55e-4017-a481-8b6465f0b2b5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleNotesPayableCurrent"/>
    <link:presentationArc order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_ConvertibleNotesPayableCurrent_c14ea36c-a55e-4017-a481-8b6465f0b2b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsCurrentNet_05f263ba-a4ef-4021-94b8-2fd72365d034" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredFinanceCostsCurrentNet"/>
    <link:presentationArc order="37" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_DeferredFinanceCostsCurrentNet_05f263ba-a4ef-4021-94b8-2fd72365d034" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_fbaf74a3-fa16-415c-9449-3cf647ae06ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="38" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_e38cd258-171e-4f9a-af8e-44d61c0a697d" xlink:to="loc_us-gaap_InterestExpense_fbaf74a3-fa16-415c-9449-3cf647ae06ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NotesandsecuritiespayableScheduleofMaturitiesofLongtermDebtDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NotesandsecuritiespayableScheduleofMaturitiesofLongtermDebtDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NotesandsecuritiespayableScheduleofMaturitiesofLongtermDebtDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_ef5e21dd-d16d-4a4d-8f87-63bfa54007dd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_d6a64c92-d470-4295-ba94-954ea82cbc4c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_ef5e21dd-d16d-4a4d-8f87-63bfa54007dd" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_d6a64c92-d470-4295-ba94-954ea82cbc4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_c87e130b-b1c7-42a5-b647-589e21615748" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_ef5e21dd-d16d-4a4d-8f87-63bfa54007dd" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_c87e130b-b1c7-42a5-b647-589e21615748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_05d60757-9910-4838-928d-0b779ff55482" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_ef5e21dd-d16d-4a4d-8f87-63bfa54007dd" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_05d60757-9910-4838-928d-0b779ff55482" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_481658eb-bba5-459d-b155-56ac7a6b6d72" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_ef5e21dd-d16d-4a4d-8f87-63bfa54007dd" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_481658eb-bba5-459d-b155-56ac7a6b6d72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_8477c3f3-53a0-4cdc-9350-75c1f1ddcb9d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_ef5e21dd-d16d-4a4d-8f87-63bfa54007dd" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_8477c3f3-53a0-4cdc-9350-75c1f1ddcb9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_b91beccf-cd28-45aa-9e94-33dbb48e563c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_ef5e21dd-d16d-4a4d-8f87-63bfa54007dd" xlink:to="loc_us-gaap_LongTermDebt_b91beccf-cd28-45aa-9e94-33dbb48e563c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NotesandsecuritiespayableSurplusNoteDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NotesandsecuritiespayableSurplusNoteDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NotesandsecuritiespayableSurplusNoteDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_606e54f3-6785-4264-969f-b85761b6ce7a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_2071c486-ff7d-452c-87fe-cd41fb86a9fd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_606e54f3-6785-4264-969f-b85761b6ce7a" xlink:to="loc_us-gaap_DebtInstrumentTable_2071c486-ff7d-452c-87fe-cd41fb86a9fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_90a2f6e8-0be1-4aa0-834f-2dbe42750c42" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_2071c486-ff7d-452c-87fe-cd41fb86a9fd" xlink:to="loc_srt_ConsolidatedEntitiesAxis_90a2f6e8-0be1-4aa0-834f-2dbe42750c42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_76c758b7-44fc-4265-957d-2416c80de9b1" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_90a2f6e8-0be1-4aa0-834f-2dbe42750c42" xlink:to="loc_srt_ConsolidatedEntitiesDomain_76c758b7-44fc-4265-957d-2416c80de9b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_1dd554d1-35e4-41e6-82e8-2484d89e1903" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_76c758b7-44fc-4265-957d-2416c80de9b1" xlink:to="loc_srt_ParentCompanyMember_1dd554d1-35e4-41e6-82e8-2484d89e1903" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_bf90da05-f251-402f-b2b1-933fabe73cb8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_2071c486-ff7d-452c-87fe-cd41fb86a9fd" xlink:to="loc_us-gaap_DebtInstrumentLineItems_bf90da05-f251-402f-b2b1-933fabe73cb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesPayable_64b56f6a-9962-44b1-a9b0-714ddf3cb60e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NotesPayable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_bf90da05-f251-402f-b2b1-933fabe73cb8" xlink:to="loc_us-gaap_NotesPayable_64b56f6a-9962-44b1-a9b0-714ddf3cb60e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Warrantspayable" xlink:type="simple" xlink:href="clov-20211115.xsd#Warrantspayable"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Warrantspayable" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteAbstract_09296674-2ad4-4a46-9b2f-ebc37de1911e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayableDisclosureTextBlockTextBlock_bfd7f3a6-cc0a-495e-aebb-047fdb3ac20a" xlink:href="clov-20211115.xsd#clov_WarrantsPayableDisclosureTextBlockTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityNoteAbstract_09296674-2ad4-4a46-9b2f-ebc37de1911e" xlink:to="loc_clov_WarrantsPayableDisclosureTextBlockTextBlock_bfd7f3a6-cc0a-495e-aebb-047fdb3ac20a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/WarrantspayableDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#WarrantspayableDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/WarrantspayableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteAbstract_af15862e-958b-4e5c-996c-cd4a5ad3c26b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightTable_21e061d5-13be-42f0-932e-2b1f0d95132a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityNoteAbstract_af15862e-958b-4e5c-996c-cd4a5ad3c26b" xlink:to="loc_us-gaap_ClassOfWarrantOrRightTable_21e061d5-13be-42f0-932e-2b1f0d95132a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_da95be14-6dc1-4c66-8791-fbcf2bffc1ed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_21e061d5-13be-42f0-932e-2b1f0d95132a" xlink:to="loc_us-gaap_StatementClassOfStockAxis_da95be14-6dc1-4c66-8791-fbcf2bffc1ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_7f4cf286-fd05-46dc-b869-a0e0339b840d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_da95be14-6dc1-4c66-8791-fbcf2bffc1ed" xlink:to="loc_us-gaap_ClassOfStockDomain_7f4cf286-fd05-46dc-b869-a0e0339b840d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_d4876ffb-c06a-48dd-a03c-bf132b66c0b3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7f4cf286-fd05-46dc-b869-a0e0339b840d" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_d4876ffb-c06a-48dd-a03c-bf132b66c0b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_8a2c7f4b-5a88-4114-a762-a8970bc53b06" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_21e061d5-13be-42f0-932e-2b1f0d95132a" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_8a2c7f4b-5a88-4114-a762-a8970bc53b06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_de709f6e-8a3b-4697-bf73-3554e7ea6894" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_8a2c7f4b-5a88-4114-a762-a8970bc53b06" xlink:to="loc_us-gaap_EquityComponentDomain_de709f6e-8a3b-4697-bf73-3554e7ea6894" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_487d10df-18a6-4a88-8bce-42e3d264ac6d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_de709f6e-8a3b-4697-bf73-3554e7ea6894" xlink:to="loc_us-gaap_CommonStockMember_487d10df-18a6-4a88-8bce-42e3d264ac6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_b3686601-401a-479c-82e7-3bd68476945a" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_21e061d5-13be-42f0-932e-2b1f0d95132a" xlink:to="loc_srt_RestatementAxis_b3686601-401a-479c-82e7-3bd68476945a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_9f86a337-4a1d-48d6-b871-527aa9b20188" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RestatementDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementAxis_b3686601-401a-479c-82e7-3bd68476945a" xlink:to="loc_srt_RestatementDomain_9f86a337-4a1d-48d6-b871-527aa9b20188" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_bed77d34-0b9b-4181-a5d3-e285a677ef6b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementDomain_9f86a337-4a1d-48d6-b871-527aa9b20188" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_bed77d34-0b9b-4181-a5d3-e285a677ef6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightLineItems_d264601e-1a21-4935-9061-b4ca8e4414be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_21e061d5-13be-42f0-932e-2b1f0d95132a" xlink:to="loc_us-gaap_ClassOfWarrantOrRightLineItems_d264601e-1a21-4935-9061-b4ca8e4414be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_aaaba287-1747-45ed-a65d-80a0cd12c1d3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_d264601e-1a21-4935-9061-b4ca8e4414be" xlink:to="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_aaaba287-1747-45ed-a65d-80a0cd12c1d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_b9fc13ce-71fd-4a26-8375-1d56f3335054" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_d264601e-1a21-4935-9061-b4ca8e4414be" xlink:to="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_b9fc13ce-71fd-4a26-8375-1d56f3335054" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_4c8436ad-cbf0-46e4-bcc9-d57f06df690a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_d264601e-1a21-4935-9061-b4ca8e4414be" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_4c8436ad-cbf0-46e4-bcc9-d57f06df690a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AdditionalSharesBasedProportionallyOnTheAggregatePrincipalAmounts_e6b491dc-3639-4afb-b6b1-8174ecffc34c" xlink:href="clov-20211115.xsd#clov_AdditionalSharesBasedProportionallyOnTheAggregatePrincipalAmounts"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_d264601e-1a21-4935-9061-b4ca8e4414be" xlink:to="loc_clov_AdditionalSharesBasedProportionallyOnTheAggregatePrincipalAmounts_e6b491dc-3639-4afb-b6b1-8174ecffc34c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Derivativeliabilities" xlink:type="simple" xlink:href="clov-20211115.xsd#Derivativeliabilities"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Derivativeliabilities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_45e13c90-4652-4f2a-b0ef-a12366d00f5e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_f8f0d153-b436-4142-bc4b-6cf9f0a3d284" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_45e13c90-4652-4f2a-b0ef-a12366d00f5e" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_f8f0d153-b436-4142-bc4b-6cf9f0a3d284" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DerivativeliabilitiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#DerivativeliabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DerivativeliabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_de85eb99-0376-4cb4-9106-4872dd48385b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_23f46666-d3d5-4bc2-aabd-a5da02cb1e4b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_de85eb99-0376-4cb4-9106-4872dd48385b" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_23f46666-d3d5-4bc2-aabd-a5da02cb1e4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainOnDerivative_f4e93f48-eeb1-4682-9375-a45bd5e83cdf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeGainOnDerivative"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_de85eb99-0376-4cb4-9106-4872dd48385b" xlink:to="loc_us-gaap_DerivativeGainOnDerivative_f4e93f48-eeb1-4682-9375-a45bd5e83cdf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLossOnDerivative_fa27911a-bb3e-47d4-ac1b-5b3f6f4cb84b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeLossOnDerivative"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_de85eb99-0376-4cb4-9106-4872dd48385b" xlink:to="loc_us-gaap_DerivativeLossOnDerivative_fa27911a-bb3e-47d4-ac1b-5b3f6f4cb84b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitiesNoncurrent_32ea28b5-9704-4db8-b4a3-06c7365b1a85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeLiabilitiesNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_de85eb99-0376-4cb4-9106-4872dd48385b" xlink:to="loc_us-gaap_DerivativeLiabilitiesNoncurrent_32ea28b5-9704-4db8-b4a3-06c7365b1a85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LetterofCredit" xlink:type="simple" xlink:href="clov-20211115.xsd#LetterofCredit"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LetterofCredit" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_a3deea7a-d3d5-4936-b123-0eb276d06a7f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTextBlock_f816c3a7-4008-446e-85d8-e44c75273bf9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermDebtTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_a3deea7a-d3d5-4936-b123-0eb276d06a7f" xlink:to="loc_us-gaap_ShortTermDebtTextBlock_f816c3a7-4008-446e-85d8-e44c75273bf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LetterofcreditAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#LetterofcreditAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LetterofcreditAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_96077373-1d5a-4b8f-823c-6a54d3c3e22b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_84d76db0-7a96-44e1-9bd6-96aaadcc595f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_96077373-1d5a-4b8f-823c-6a54d3c3e22b" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_84d76db0-7a96-44e1-9bd6-96aaadcc595f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_bbf015f3-09f4-42a7-a3f1-e2dfe9e33391" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_84d76db0-7a96-44e1-9bd6-96aaadcc595f" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_bbf015f3-09f4-42a7-a3f1-e2dfe9e33391" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_f6736c14-ce29-4549-8565-78ff533ec317" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_bbf015f3-09f4-42a7-a3f1-e2dfe9e33391" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_f6736c14-ce29-4549-8565-78ff533ec317" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LetterOfCreditMember_f6cdc1f7-7c15-4ac6-bcc5-e850bed8f552" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LetterOfCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_f6736c14-ce29-4549-8565-78ff533ec317" xlink:to="loc_us-gaap_LetterOfCreditMember_f6cdc1f7-7c15-4ac6-bcc5-e850bed8f552" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_8aefb9d6-7a45-4cd3-8c95-115b166901ce" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_84d76db0-7a96-44e1-9bd6-96aaadcc595f" xlink:to="loc_us-gaap_FinancialInstrumentAxis_8aefb9d6-7a45-4cd3-8c95-115b166901ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_603a8878-4c30-4f8c-a8c2-da58d89a978f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_8aefb9d6-7a45-4cd3-8c95-115b166901ce" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_603a8878-4c30-4f8c-a8c2-da58d89a978f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnusedLinesOfCreditMember_e4abadba-248f-41d0-837b-cc19eae9580d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UnusedLinesOfCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_603a8878-4c30-4f8c-a8c2-da58d89a978f" xlink:to="loc_us-gaap_UnusedLinesOfCreditMember_e4abadba-248f-41d0-837b-cc19eae9580d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_f1f1a96d-0dd7-4bc6-99f0-ad8dfacd400b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_84d76db0-7a96-44e1-9bd6-96aaadcc595f" xlink:to="loc_srt_RangeAxis_f1f1a96d-0dd7-4bc6-99f0-ad8dfacd400b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_08be0abc-f08d-467a-ba45-d09a889e9310" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_f1f1a96d-0dd7-4bc6-99f0-ad8dfacd400b" xlink:to="loc_srt_RangeMember_08be0abc-f08d-467a-ba45-d09a889e9310" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_389f3c2f-8814-4c78-96b1-7398102934a2" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_08be0abc-f08d-467a-ba45-d09a889e9310" xlink:to="loc_srt_MaximumMember_389f3c2f-8814-4c78-96b1-7398102934a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_dfa4fd3a-bf17-4d9c-a6c1-3feb342c242f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_84d76db0-7a96-44e1-9bd6-96aaadcc595f" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_dfa4fd3a-bf17-4d9c-a6c1-3feb342c242f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLinesOfCredit_bcd2efa3-8f5c-499f-b525-efbdfe3d34ed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromLinesOfCredit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_dfa4fd3a-bf17-4d9c-a6c1-3feb342c242f" xlink:to="loc_us-gaap_ProceedsFromLinesOfCredit_bcd2efa3-8f5c-499f-b525-efbdfe3d34ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_da62d0b6-a427-4807-91d5-fe98648b46b7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateDuringPeriod"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_dfa4fd3a-bf17-4d9c-a6c1-3feb342c242f" xlink:to="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_da62d0b6-a427-4807-91d5-fe98648b46b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_5d9e4c08-2f90-4d10-aeac-3f2711289147" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_dfa4fd3a-bf17-4d9c-a6c1-3feb342c242f" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_5d9e4c08-2f90-4d10-aeac-3f2711289147" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Leases" xlink:type="simple" xlink:href="clov-20211115.xsd#Leases"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Leases" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_35873ba2-4f20-4609-a4c9-bd76ed38acb0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeasesTextBlock_994165c9-b388-48a1-8832-90af1aca3787" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeasesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_35873ba2-4f20-4609-a4c9-bd76ed38acb0" xlink:to="loc_us-gaap_LesseeOperatingLeasesTextBlock_994165c9-b388-48a1-8832-90af1aca3787" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesTables" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_f4f08987-587c-43c2-befa-7ed327329e6d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCostTableTextBlock_fb047a4e-1d67-481c-a1b3-f90f3976fbe5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeaseCostTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_f4f08987-587c-43c2-befa-7ed327329e6d" xlink:to="loc_us-gaap_LeaseCostTableTextBlock_fb047a4e-1d67-481c-a1b3-f90f3976fbe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_b6bcf0c4-3b23-4038-8a3b-ffb3612905e9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_f4f08987-587c-43c2-befa-7ed327329e6d" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_b6bcf0c4-3b23-4038-8a3b-ffb3612905e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_ad2db590-5dcd-4958-9194-81dfd1c065fb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfOperatingLeasedAssetsTable_837e265b-4b9c-4360-80b4-6be7e30720ec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfOperatingLeasedAssetsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_ad2db590-5dcd-4958-9194-81dfd1c065fb" xlink:to="loc_us-gaap_ScheduleOfOperatingLeasedAssetsTable_837e265b-4b9c-4360-80b4-6be7e30720ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAxis_1cec98fc-3353-4cb8-925a-6b9f1d03f7e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfOperatingLeasedAssetsTable_837e265b-4b9c-4360-80b4-6be7e30720ec" xlink:to="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAxis_1cec98fc-3353-4cb8-925a-6b9f1d03f7e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseDomain_cdbcbc68-f501-4fb4-8d70-b8378250ff53" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAxis_1cec98fc-3353-4cb8-925a-6b9f1d03f7e5" xlink:to="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseDomain_cdbcbc68-f501-4fb4-8d70-b8378250ff53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MontgomeryLeasesMember_a5fd624d-6acb-4a87-ab83-671aecd617c5" xlink:href="clov-20211115.xsd#clov_MontgomeryLeasesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseDomain_cdbcbc68-f501-4fb4-8d70-b8378250ff53" xlink:to="loc_clov_MontgomeryLeasesMember_a5fd624d-6acb-4a87-ab83-671aecd617c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SanFranciscoLeasesMember_7d24254f-bcec-4885-ba33-2372321f3c47" xlink:href="clov-20211115.xsd#clov_SanFranciscoLeasesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseDomain_cdbcbc68-f501-4fb4-8d70-b8378250ff53" xlink:to="loc_clov_SanFranciscoLeasesMember_7d24254f-bcec-4885-ba33-2372321f3c47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LyndhurstLeaseMember_2526097b-f68a-4463-9ba9-027a645476cd" xlink:href="clov-20211115.xsd#clov_LyndhurstLeaseMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseDomain_cdbcbc68-f501-4fb4-8d70-b8378250ff53" xlink:to="loc_clov_LyndhurstLeaseMember_2526097b-f68a-4463-9ba9-027a645476cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_1d0eff7e-4bca-446a-8115-3f11b1088b8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfOperatingLeasedAssetsTable_837e265b-4b9c-4360-80b4-6be7e30720ec" xlink:to="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_1d0eff7e-4bca-446a-8115-3f11b1088b8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LesseeOperatingLeaseNumberOfRenewalOptions_72210196-127f-4e0d-93fe-32baf7c27399" xlink:href="clov-20211115.xsd#clov_LesseeOperatingLeaseNumberOfRenewalOptions"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_1d0eff7e-4bca-446a-8115-3f11b1088b8a" xlink:to="loc_clov_LesseeOperatingLeaseNumberOfRenewalOptions_72210196-127f-4e0d-93fe-32baf7c27399" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseRenewalTerm_8985971d-dec1-460d-9c4f-7e3f195ccbf9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseRenewalTerm"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_1d0eff7e-4bca-446a-8115-3f11b1088b8a" xlink:to="loc_us-gaap_LesseeOperatingLeaseRenewalTerm_8985971d-dec1-460d-9c4f-7e3f195ccbf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseImpairmentLoss_83d890dd-253c-4447-b602-2990ad75aa5d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseImpairmentLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_1d0eff7e-4bca-446a-8115-3f11b1088b8a" xlink:to="loc_us-gaap_OperatingLeaseImpairmentLoss_83d890dd-253c-4447-b602-2990ad75aa5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NumberOfFloorsOnLease_97addd02-e97e-47da-a89e-81c14f09be9a" xlink:href="clov-20211115.xsd#clov_NumberOfFloorsOnLease"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_1d0eff7e-4bca-446a-8115-3f11b1088b8a" xlink:to="loc_clov_NumberOfFloorsOnLease_97addd02-e97e-47da-a89e-81c14f09be9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NumberOfFloorsOnSubLease_b1be9bbd-bfa5-4895-80f8-0b976315e382" xlink:href="clov-20211115.xsd#clov_NumberOfFloorsOnSubLease"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_1d0eff7e-4bca-446a-8115-3f11b1088b8a" xlink:to="loc_clov_NumberOfFloorsOnSubLease_b1be9bbd-bfa5-4895-80f8-0b976315e382" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesSummaryofLeaseCostsRecognizedunderASC842andOtherInformationPertainingtoOperatingLeasesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesSummaryofLeaseCostsRecognizedunderASC842andOtherInformationPertainingtoOperatingLeasesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesSummaryofLeaseCostsRecognizedunderASC842andOtherInformationPertainingtoOperatingLeasesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseCost_39dd52e5-59fe-4b5d-8ce4-e8885ae5a7ec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_us-gaap_OperatingLeaseCost_39dd52e5-59fe-4b5d-8ce4-e8885ae5a7ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableLeaseCost_868133d2-1f28-44b5-ac1d-3c9f45da3a79" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VariableLeaseCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_us-gaap_VariableLeaseCost_868133d2-1f28-44b5-ac1d-3c9f45da3a79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermLeaseCost_4b17d161-afca-491d-9951-7fb23dc3e58d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermLeaseCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_us-gaap_ShortTermLeaseCost_4b17d161-afca-491d-9951-7fb23dc3e58d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubleaseIncome_39e04c4e-b07f-4c30-8ff6-d7f7fdfb808e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubleaseIncome"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_us-gaap_SubleaseIncome_39e04c4e-b07f-4c30-8ff6-d7f7fdfb808e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCost_cd52ab5a-7d2d-4f33-ba68-c618061c3e1e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeaseCost"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_us-gaap_LeaseCost_cd52ab5a-7d2d-4f33-ba68-c618061c3e1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CashPaidForAmountsIncludedInTheMeasurementOfLeaseLiabilities_7ae5a4c3-55e8-437d-849b-8e25ea331521" xlink:href="clov-20211115.xsd#clov_CashPaidForAmountsIncludedInTheMeasurementOfLeaseLiabilities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_clov_CashPaidForAmountsIncludedInTheMeasurementOfLeaseLiabilities_7ae5a4c3-55e8-437d-849b-8e25ea331521" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_532b06fb-d22f-4f52-a6a1-42bea067e255" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_532b06fb-d22f-4f52-a6a1-42bea067e255" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_fb2ba022-15eb-4458-a32f-737bd98cf2a7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_8125a84e-205d-4ad6-8be0-919e65ac8153" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_fb2ba022-15eb-4458-a32f-737bd98cf2a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_ff4ee442-ebe4-4250-a2ea-5562eabc9cf1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_ff4ee442-ebe4-4250-a2ea-5562eabc9cf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_8fdf6142-51d8-49cd-8b19-ce5c00729aba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_8fdf6142-51d8-49cd-8b19-ce5c00729aba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_624683c4-0ec0-49de-9256-2a5b116700e2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_624683c4-0ec0-49de-9256-2a5b116700e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_01a9d515-8676-46c9-b306-dd6f2567ccd9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_01a9d515-8676-46c9-b306-dd6f2567ccd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_7ac9215c-5bc0-403b-acdb-1dcce9f65e81" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_7ac9215c-5bc0-403b-acdb-1dcce9f65e81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_78ba2987-55f2-4983-8f48-3669726960f7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_78ba2987-55f2-4983-8f48-3669726960f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_4e06ddee-54c7-468b-8889-ec05a53b1381" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_4e06ddee-54c7-468b-8889-ec05a53b1381" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_0b6b9514-b277-4adc-89f4-479b7c43113e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_0b6b9514-b277-4adc-89f4-479b7c43113e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_fa4298c5-591b-47d3-9d66-1b5859ef9343" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_cd23f354-a787-4594-ad39-d4440810a82b" xlink:to="loc_us-gaap_OperatingLeaseLiability_fa4298c5-591b-47d3-9d66-1b5859ef9343" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails_1" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails_1" xlink:type="extended"/>
  <link:roleRef roleURI="http://www.cloverhealth/role/Preferredstock" xlink:type="simple" xlink:href="clov-20211115.xsd#Preferredstock"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Preferredstock" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityDisclosureAbstract_636e07f6-aeb3-4c8d-a4e7-98321c803558" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockTextBlock_f4ddd6f5-4778-4260-8ebe-6c85be9a6a33" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TemporaryEquityDisclosureAbstract_636e07f6-aeb3-4c8d-a4e7-98321c803558" xlink:to="loc_us-gaap_PreferredStockTextBlock_f4ddd6f5-4778-4260-8ebe-6c85be9a6a33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/PreferredstockTables" xlink:type="simple" xlink:href="clov-20211115.xsd#PreferredstockTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/PreferredstockTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityDisclosureAbstract_77864718-b8d5-43f3-924e-f484b4087a74" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityTableTextBlock_47403051-6cab-404a-86fa-736dd52427f3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TemporaryEquityDisclosureAbstract_77864718-b8d5-43f3-924e-f484b4087a74" xlink:to="loc_us-gaap_TemporaryEquityTableTextBlock_47403051-6cab-404a-86fa-736dd52427f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/PreferredstockAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#PreferredstockAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/PreferredstockAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityDisclosureAbstract_84cec606-e6d3-49db-a359-3bf029b41a97" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_67cec8fc-0745-41ef-8d34-a9a4f326f6f3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfStockByClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TemporaryEquityDisclosureAbstract_84cec606-e6d3-49db-a359-3bf029b41a97" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_67cec8fc-0745-41ef-8d34-a9a4f326f6f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_7ebbde6d-a6ad-4868-a718-873c7569dd53" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_67cec8fc-0745-41ef-8d34-a9a4f326f6f3" xlink:to="loc_us-gaap_StatementClassOfStockAxis_7ebbde6d-a6ad-4868-a718-873c7569dd53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_c61dadc8-942e-4977-86e0-fe1ce8e3cad0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_7ebbde6d-a6ad-4868-a718-873c7569dd53" xlink:to="loc_us-gaap_ClassOfStockDomain_c61dadc8-942e-4977-86e0-fe1ce8e3cad0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SeriesAAndA1PreferredStockMember_7b818e3c-e15f-4b2a-812d-2fe41ef606d8" xlink:href="clov-20211115.xsd#clov_SeriesAAndA1PreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c61dadc8-942e-4977-86e0-fe1ce8e3cad0" xlink:to="loc_clov_SeriesAAndA1PreferredStockMember_7b818e3c-e15f-4b2a-812d-2fe41ef606d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_dfdab06d-ae9e-42c3-b09d-e32c7eca2489" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_SeriesAAndA1PreferredStockMember_7b818e3c-e15f-4b2a-812d-2fe41ef606d8" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_dfdab06d-ae9e-42c3-b09d-e32c7eca2489" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SeriesA1PreferredStockMember_bf7c118d-5cff-4610-8781-91ee520f28e0" xlink:href="clov-20211115.xsd#clov_SeriesA1PreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_SeriesAAndA1PreferredStockMember_7b818e3c-e15f-4b2a-812d-2fe41ef606d8" xlink:to="loc_clov_SeriesA1PreferredStockMember_bf7c118d-5cff-4610-8781-91ee520f28e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_761569f3-c927-4af0-a936-27b8e4b9a7cd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c61dadc8-942e-4977-86e0-fe1ce8e3cad0" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_761569f3-c927-4af0-a936-27b8e4b9a7cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_a17b45b5-0547-4e77-8c6f-f7c170854707" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c61dadc8-942e-4977-86e0-fe1ce8e3cad0" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_a17b45b5-0547-4e77-8c6f-f7c170854707" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_c23c2dfe-e769-45a7-a55b-41f36e4efb34" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c61dadc8-942e-4977-86e0-fe1ce8e3cad0" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_c23c2dfe-e769-45a7-a55b-41f36e4efb34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockLineItems_b0cfea0e-045d-42c0-ba34-0d2e586e403e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_67cec8fc-0745-41ef-8d34-a9a4f326f6f3" xlink:to="loc_us-gaap_ClassOfStockLineItems_b0cfea0e-045d-42c0-ba34-0d2e586e403e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_6cfdd497-722c-4375-b5b4-51c9f00d3175" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_b0cfea0e-045d-42c0-ba34-0d2e586e403e" xlink:to="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_6cfdd497-722c-4375-b5b4-51c9f00d3175" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockPricePerShare_5ca42861-c546-47bf-98af-d1d2d8afc961" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockPricePerShare"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_b0cfea0e-045d-42c0-ba34-0d2e586e403e" xlink:to="loc_us-gaap_SaleOfStockPricePerShare_5ca42861-c546-47bf-98af-d1d2d8afc961" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_8940182d-bce7-46c4-9b6c-f9e5bcf81bf7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockConsiderationReceivedOnTransaction"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_b0cfea0e-045d-42c0-ba34-0d2e586e403e" xlink:to="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_8940182d-bce7-46c4-9b6c-f9e5bcf81bf7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfStockIssuanceCosts_7392349a-af37-4c56-8ff6-1cf04941845b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsOfStockIssuanceCosts"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_b0cfea0e-045d-42c0-ba34-0d2e586e403e" xlink:to="loc_us-gaap_PaymentsOfStockIssuanceCosts_7392349a-af37-4c56-8ff6-1cf04941845b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PreferredStockDividendRate_1c2705ea-84c8-4226-a104-0729dde2d897" xlink:href="clov-20211115.xsd#clov_PreferredStockDividendRate"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_b0cfea0e-045d-42c0-ba34-0d2e586e403e" xlink:to="loc_clov_PreferredStockDividendRate_1c2705ea-84c8-4226-a104-0729dde2d897" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/PreferredstockDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#PreferredstockDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/PreferredstockDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityDisclosureAbstract_5f34b02d-ca04-45ab-b533-08df2663e631" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_e4711527-acff-4c1b-a0dc-2713b2b5d8eb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfStockByClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TemporaryEquityDisclosureAbstract_5f34b02d-ca04-45ab-b533-08df2663e631" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_e4711527-acff-4c1b-a0dc-2713b2b5d8eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_f79a5d1c-386e-48f1-b88d-e13b82f9b925" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_e4711527-acff-4c1b-a0dc-2713b2b5d8eb" xlink:to="loc_us-gaap_StatementClassOfStockAxis_f79a5d1c-386e-48f1-b88d-e13b82f9b925" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_010d6841-2996-4976-918f-b4d80fe77ed8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_f79a5d1c-386e-48f1-b88d-e13b82f9b925" xlink:to="loc_us-gaap_ClassOfStockDomain_010d6841-2996-4976-918f-b4d80fe77ed8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_56c72b9b-9131-4e56-aafb-33c73abf6d66" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_010d6841-2996-4976-918f-b4d80fe77ed8" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_56c72b9b-9131-4e56-aafb-33c73abf6d66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SeriesA1PreferredStockMember_69d659bd-8350-44af-8264-2de2100b299d" xlink:href="clov-20211115.xsd#clov_SeriesA1PreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_010d6841-2996-4976-918f-b4d80fe77ed8" xlink:to="loc_clov_SeriesA1PreferredStockMember_69d659bd-8350-44af-8264-2de2100b299d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_889f4dfa-a86c-4be1-b16e-5be6fabf1a7e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_010d6841-2996-4976-918f-b4d80fe77ed8" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_889f4dfa-a86c-4be1-b16e-5be6fabf1a7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_b37de600-b977-45c0-8553-d5dbdc3c5496" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_010d6841-2996-4976-918f-b4d80fe77ed8" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_b37de600-b977-45c0-8553-d5dbdc3c5496" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_905d2f37-b0c9-4b81-8412-d772c2b646cd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_010d6841-2996-4976-918f-b4d80fe77ed8" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_905d2f37-b0c9-4b81-8412-d772c2b646cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_059a9854-a828-4b63-8e2b-515fd7d2df41" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_e4711527-acff-4c1b-a0dc-2713b2b5d8eb" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_059a9854-a828-4b63-8e2b-515fd7d2df41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_3699be46-a7d9-4bdd-8a61-632dcda5f4fa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_059a9854-a828-4b63-8e2b-515fd7d2df41" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_3699be46-a7d9-4bdd-8a61-632dcda5f4fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_4c24d9e8-47a9-42f7-95c3-539f18bcbc3e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_3699be46-a7d9-4bdd-8a61-632dcda5f4fa" xlink:to="loc_us-gaap_SubsequentEventMember_4c24d9e8-47a9-42f7-95c3-539f18bcbc3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_e4711527-acff-4c1b-a0dc-2713b2b5d8eb" xlink:to="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesAuthorized_8b93499d-2626-43da-b760-a663aa801895" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesAuthorized"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:to="loc_us-gaap_TemporaryEquitySharesAuthorized_8b93499d-2626-43da-b760-a663aa801895" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesIssued_7a381408-3095-4926-b75f-a26476aa5ef2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesIssued"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:to="loc_us-gaap_TemporaryEquitySharesIssued_7a381408-3095-4926-b75f-a26476aa5ef2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_7ea61774-0eb4-4731-8746-bf315c1545dd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_7ea61774-0eb4-4731-8746-bf315c1545dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_4eac6ba9-1a42-42b6-9dfb-99a80dd6f301" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_4eac6ba9-1a42-42b6-9dfb-99a80dd6f301" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityLiquidationPreference_c78b67a7-6279-4c52-a9cb-a9a3a78a56f9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityLiquidationPreference"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:to="loc_us-gaap_TemporaryEquityLiquidationPreference_c78b67a7-6279-4c52-a9cb-a9a3a78a56f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PreferredStockConvertibleSharesIssuable_37ee4017-9b70-4c60-aa15-bb580b00e861" xlink:href="clov-20211115.xsd#clov_PreferredStockConvertibleSharesIssuable"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:to="loc_clov_PreferredStockConvertibleSharesIssuable_37ee4017-9b70-4c60-aa15-bb580b00e861" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_b46bba98-bf58-4acd-a79f-c932d5c96419" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_3c59ded8-2798-4a24-b2f2-6d4589c13b7e" xlink:to="loc_clov_CommonStockExchangeRatio_b46bba98-bf58-4acd-a79f-c932d5c96419" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Employeebenefitplans" xlink:type="simple" xlink:href="clov-20211115.xsd#Employeebenefitplans"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Employeebenefitplans" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_4e1f42d7-fdbe-4787-9e7d-505a54c80087" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_5a745cb5-30dd-4c06-94ee-35b23816bf49" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_4e1f42d7-fdbe-4787-9e7d-505a54c80087" xlink:to="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_5a745cb5-30dd-4c06-94ee-35b23816bf49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeebenefitplansTables" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeebenefitplansTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeebenefitplansTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_4324f4e0-2554-4b68-ae18-736bedccb41f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_4aa986fd-e7cd-4054-823a-8842b7a34a6a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_4324f4e0-2554-4b68-ae18-736bedccb41f" xlink:to="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_4aa986fd-e7cd-4054-823a-8842b7a34a6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_ee125d8b-8a56-4a2e-b453-4e0183cd9d0c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_4324f4e0-2554-4b68-ae18-736bedccb41f" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_ee125d8b-8a56-4a2e-b453-4e0183cd9d0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfShareBasedCompensationWarrantsActivityTableTextBlock_647fac25-410f-4135-9409-dced78faa46a" xlink:href="clov-20211115.xsd#clov_ScheduleOfShareBasedCompensationWarrantsActivityTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_4324f4e0-2554-4b68-ae18-736bedccb41f" xlink:to="loc_clov_ScheduleOfShareBasedCompensationWarrantsActivityTableTextBlock_647fac25-410f-4135-9409-dced78faa46a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeebenefitplansAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeebenefitplansAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeebenefitplansAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3f84249b-34a5-445a-81b7-c601187e80fb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d5a1a829-db4c-4c78-ad8b-445da0f66d92" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3f84249b-34a5-445a-81b7-c601187e80fb" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d5a1a829-db4c-4c78-ad8b-445da0f66d92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_0586f42d-3c2b-452a-bc04-750f1f2d4174" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d5a1a829-db4c-4c78-ad8b-445da0f66d92" xlink:to="loc_us-gaap_AwardTypeAxis_0586f42d-3c2b-452a-bc04-750f1f2d4174" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_8620162b-d0a2-4f38-8616-6e4c5ec25887" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_0586f42d-3c2b-452a-bc04-750f1f2d4174" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_8620162b-d0a2-4f38-8616-6e4c5ec25887" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_33826f76-a350-434f-a36d-c9d78a734bd4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_8620162b-d0a2-4f38-8616-6e4c5ec25887" xlink:to="loc_us-gaap_EmployeeStockOptionMember_33826f76-a350-434f-a36d-c9d78a734bd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockMember_fc94686e-4133-430a-a01e-414b6a0a8a25" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_8620162b-d0a2-4f38-8616-6e4c5ec25887" xlink:to="loc_us-gaap_RestrictedStockMember_fc94686e-4133-430a-a01e-414b6a0a8a25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_fe48f151-5e53-4d4f-a38c-66b78569765e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d5a1a829-db4c-4c78-ad8b-445da0f66d92" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_fe48f151-5e53-4d4f-a38c-66b78569765e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_f37eeba0-4bc0-4dfd-8df3-6846af5f952e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_fe48f151-5e53-4d4f-a38c-66b78569765e" xlink:to="loc_us-gaap_EquityComponentDomain_f37eeba0-4bc0-4dfd-8df3-6846af5f952e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantMember_5160504a-d641-4bd5-bd29-3ba38ce7cb51" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_f37eeba0-4bc0-4dfd-8df3-6846af5f952e" xlink:to="loc_us-gaap_WarrantMember_5160504a-d641-4bd5-bd29-3ba38ce7cb51" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardDateAxis_e6740207-0202-4416-a4a8-5106a3dbb64d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardDateAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d5a1a829-db4c-4c78-ad8b-445da0f66d92" xlink:to="loc_us-gaap_AwardDateAxis_e6740207-0202-4416-a4a8-5106a3dbb64d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardDateDomain_aedf368d-2fc0-4722-92cf-1700a1107aaa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardDateDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardDateAxis_e6740207-0202-4416-a4a8-5106a3dbb64d" xlink:to="loc_us-gaap_AwardDateDomain_aedf368d-2fc0-4722-92cf-1700a1107aaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_February2020Member_73887c32-4b24-40d5-b290-0a3cb8fbf065" xlink:href="clov-20211115.xsd#clov_February2020Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardDateDomain_aedf368d-2fc0-4722-92cf-1700a1107aaa" xlink:to="loc_clov_February2020Member_73887c32-4b24-40d5-b290-0a3cb8fbf065" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d5a1a829-db4c-4c78-ad8b-445da0f66d92" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_dcc804a2-7c0d-47b6-8b9e-e74d0f13e367" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_dcc804a2-7c0d-47b6-8b9e-e74d0f13e367" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_5fe0974c-17b4-4005-b296-36735c227e40" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_5fe0974c-17b4-4005-b296-36735c227e40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_1db594b4-4a0b-4e41-9737-d690faee6b49" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_1db594b4-4a0b-4e41-9737-d690faee6b49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_7154edf4-7763-46a1-a514-67522326113d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_7154edf4-7763-46a1-a514-67522326113d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_385410f9-6331-43e2-aaef-5a29c2022622" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_385410f9-6331-43e2-aaef-5a29c2022622" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_4806e570-271e-484f-8a8c-446f09ca6ce0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_4806e570-271e-484f-8a8c-446f09ca6ce0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3f805aa1-a588-4606-bcb3-de1904ab249e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3f805aa1-a588-4606-bcb3-de1904ab249e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_e427b87b-921a-4343-b4bc-3a4cfaf174ae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_e427b87b-921a-4343-b4bc-3a4cfaf174ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_937f5839-b008-439c-9c01-9c734af4d32f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_937f5839-b008-439c-9c01-9c734af4d32f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardTermsOfAward_833e0666-24a5-4db3-aac9-c88c228bb733" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardTermsOfAward"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardTermsOfAward_833e0666-24a5-4db3-aac9-c88c228bb733" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_9563c96f-41db-433d-af36-8357ff8cecbc" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_9563c96f-41db-433d-af36-8357ff8cecbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_06800ca5-510b-493b-be33-3724b748622f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_06800ca5-510b-493b-be33-3724b748622f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_fef7b31e-959b-449a-88d0-03043ca25fab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_fef7b31e-959b-449a-88d0-03043ca25fab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_06c91bbf-d5c3-4495-8581-d4f29ec4ad9e" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_clov_CommonStockExchangeRatio_06c91bbf-d5c3-4495-8581-d4f29ec4ad9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_4d1e4f55-0176-4e51-ba28-ea4592002363" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_4d1e4f55-0176-4e51-ba28-ea4592002363" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_b6698062-fb25-4e5d-8d36-ef6b88a8757b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_b6698062-fb25-4e5d-8d36-ef6b88a8757b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_75670e11-99bd-46d4-8672-ab3bf2bca319" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_75670e11-99bd-46d4-8672-ab3bf2bca319" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_47747e8b-d6be-4e22-aa8e-8ab3b81670dc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_47747e8b-d6be-4e22-aa8e-8ab3b81670dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_b0c4f048-2f57-470b-8655-3dfd838edeea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_b0c4f048-2f57-470b-8655-3dfd838edeea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_760b7dbe-36b8-4f8b-8fb4-fb6ae4ddc7a3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_760b7dbe-36b8-4f8b-8fb4-fb6ae4ddc7a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1_6f481a49-c1fd-4071-a199-ec9798bea612" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1_6f481a49-c1fd-4071-a199-ec9798bea612" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_c9df930e-c93a-4644-959e-83034b8d0965" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_c9df930e-c93a-4644-959e-83034b8d0965" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_201a931e-f51b-40ea-b47b-46080dc0fd01" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_201a931e-f51b-40ea-b47b-46080dc0fd01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_c5983eb7-bb87-4b0b-b3cd-2a3c3d88330d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_c5983eb7-bb87-4b0b-b3cd-2a3c3d88330d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_d870b32e-6fc1-443e-9cc6-87c2dde4e443" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_d870b32e-6fc1-443e-9cc6-87c2dde4e443" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_d28428ae-4844-4497-ae07-9670e8fd5726" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_d28428ae-4844-4497-ae07-9670e8fd5726" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_cf39a849-3815-44ed-ae5a-a6100a82ebac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_cf39a849-3815-44ed-ae5a-a6100a82ebac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_0957680e-a3d8-4131-9b61-1713566b7d96" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_0957680e-a3d8-4131-9b61-1713566b7d96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_40490396-823e-4a9e-b50b-60e1fff0e880" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_40490396-823e-4a9e-b50b-60e1fff0e880" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_50df39a7-d490-4d6c-9c43-9bb04d44fa21" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_50df39a7-d490-4d6c-9c43-9bb04d44fa21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_c9acc619-5d7f-4dd5-877d-dc18af80ac7d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_c9acc619-5d7f-4dd5-877d-dc18af80ac7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber_df5a1b42-5ca1-4c76-bdc1-19d89fd14786" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber"/>
    <link:presentationArc order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber_df5a1b42-5ca1-4c76-bdc1-19d89fd14786" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableAggregateIntrinsicValue_20564704-9bee-47c7-aa0e-557cac7827cb" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableAggregateIntrinsicValue"/>
    <link:presentationArc order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableAggregateIntrinsicValue_20564704-9bee-47c7-aa0e-557cac7827cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice_af0d8b99-e1e4-412c-8951-c24fd17bb8c2" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice"/>
    <link:presentationArc order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice_af0d8b99-e1e4-412c-8951-c24fd17bb8c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageRemainingContractualTerm_623425b7-23a3-439b-88d8-6e359d635e5c" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageRemainingContractualTerm"/>
    <link:presentationArc order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageRemainingContractualTerm_623425b7-23a3-439b-88d8-6e359d635e5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_4167a93c-557b-48e9-a15c-d1cae6ad6968" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue"/>
    <link:presentationArc order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_070d3aaa-2a0c-434c-b427-d4c8778be179" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_4167a93c-557b-48e9-a15c-d1cae6ad6968" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeebenefitplansScheduleofAssumptionstoEstimateFairValueofStockOptionsonWeightedAverageBasisDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeebenefitplansScheduleofAssumptionstoEstimateFairValueofStockOptionsonWeightedAverageBasisDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeebenefitplansScheduleofAssumptionstoEstimateFairValueofStockOptionsonWeightedAverageBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_a7dc8a9f-3a65-4ccb-8d2c-24606e376c88" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_94c28f99-7459-4934-9dd8-09557f19f365" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_a7dc8a9f-3a65-4ccb-8d2c-24606e376c88" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_94c28f99-7459-4934-9dd8-09557f19f365" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_b414a5f9-c218-4dec-9c3d-f2e5d72efbb0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_94c28f99-7459-4934-9dd8-09557f19f365" xlink:to="loc_us-gaap_AwardTypeAxis_b414a5f9-c218-4dec-9c3d-f2e5d72efbb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2a00a58c-19b3-4fad-89f1-68128a2f908d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_b414a5f9-c218-4dec-9c3d-f2e5d72efbb0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2a00a58c-19b3-4fad-89f1-68128a2f908d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_85c1875b-f42a-4e2a-9278-507005d8e31c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2a00a58c-19b3-4fad-89f1-68128a2f908d" xlink:to="loc_us-gaap_EmployeeStockOptionMember_85c1875b-f42a-4e2a-9278-507005d8e31c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_78f6be2c-4a2a-4ec0-ad76-fddf6cda4fb8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_94c28f99-7459-4934-9dd8-09557f19f365" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_78f6be2c-4a2a-4ec0-ad76-fddf6cda4fb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_91e9ad1a-2dd5-4bc8-aacc-8ddbc682e863" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_78f6be2c-4a2a-4ec0-ad76-fddf6cda4fb8" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_91e9ad1a-2dd5-4bc8-aacc-8ddbc682e863" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_e31a5492-ad92-4173-a5d0-e9628bcd84f3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_78f6be2c-4a2a-4ec0-ad76-fddf6cda4fb8" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_e31a5492-ad92-4173-a5d0-e9628bcd84f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_555c9889-3233-4d35-b410-70c946aaee2a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_78f6be2c-4a2a-4ec0-ad76-fddf6cda4fb8" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_555c9889-3233-4d35-b410-70c946aaee2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_775fd46e-1422-4c1a-8332-a55d0f023f78" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_78f6be2c-4a2a-4ec0-ad76-fddf6cda4fb8" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_775fd46e-1422-4c1a-8332-a55d0f023f78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeebenefitplansSummaryofStockOptionActivityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeebenefitplansSummaryofStockOptionActivityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeebenefitplansSummaryofStockOptionActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_6b66ca23-938c-4af6-91a8-f21711dbc5a4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_ff73b7d2-15bd-4c0b-8c61-5157f9883c6a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_6b66ca23-938c-4af6-91a8-f21711dbc5a4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_ff73b7d2-15bd-4c0b-8c61-5157f9883c6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_bda9a3fc-f560-4bfa-a95b-74df5981d0ff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_ff73b7d2-15bd-4c0b-8c61-5157f9883c6a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_bda9a3fc-f560-4bfa-a95b-74df5981d0ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_a3fa484c-a116-465e-bed7-402f604fabec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_ff73b7d2-15bd-4c0b-8c61-5157f9883c6a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_a3fa484c-a116-465e-bed7-402f604fabec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_a1ca08a5-bd24-4298-8060-a6f9f8bdee88" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_ff73b7d2-15bd-4c0b-8c61-5157f9883c6a" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_a1ca08a5-bd24-4298-8060-a6f9f8bdee88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_3c970059-9dda-402c-b048-8fa32e19de70" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_ff73b7d2-15bd-4c0b-8c61-5157f9883c6a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_3c970059-9dda-402c-b048-8fa32e19de70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_7e03bb3f-c902-4a91-9dbe-013b6657e9fe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_ff73b7d2-15bd-4c0b-8c61-5157f9883c6a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_7e03bb3f-c902-4a91-9dbe-013b6657e9fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_dd7b3630-6ebc-4120-955d-52698d8dd10c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_6b66ca23-938c-4af6-91a8-f21711dbc5a4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_dd7b3630-6ebc-4120-955d-52698d8dd10c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_3bea7693-1593-4ce8-a118-3534dce4e378" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_dd7b3630-6ebc-4120-955d-52698d8dd10c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_3bea7693-1593-4ce8-a118-3534dce4e378" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_f6ccfec5-67f0-4c41-90dd-20fe1b0c2177" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_dd7b3630-6ebc-4120-955d-52698d8dd10c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_f6ccfec5-67f0-4c41-90dd-20fe1b0c2177" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_7a60b15f-76c7-4142-9505-92aeba3f7349" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_dd7b3630-6ebc-4120-955d-52698d8dd10c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_7a60b15f-76c7-4142-9505-92aeba3f7349" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_9a7bee6b-c4dc-4660-a321-85e12cc2b7b0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_dd7b3630-6ebc-4120-955d-52698d8dd10c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_9a7bee6b-c4dc-4660-a321-85e12cc2b7b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6f51407e-a96b-4cc7-a79c-782c75cdbd20" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_dd7b3630-6ebc-4120-955d-52698d8dd10c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6f51407e-a96b-4cc7-a79c-782c75cdbd20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_cf758150-8576-4cd8-8544-34fada32846e" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_6b66ca23-938c-4af6-91a8-f21711dbc5a4" xlink:to="loc_clov_CommonStockExchangeRatio_cf758150-8576-4cd8-8544-34fada32846e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeebenefitplansSummaryofWarrantActivityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeebenefitplansSummaryofWarrantActivityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeebenefitplansSummaryofWarrantActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_687d7d25-1c18-47ed-a371-ce6800cfbd13" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8e380984-cc1b-421a-90f7-cde8f22be2d5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_687d7d25-1c18-47ed-a371-ce6800cfbd13" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8e380984-cc1b-421a-90f7-cde8f22be2d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_8c3f78f5-8abd-4c4a-bbf4-a4911566e9f1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8e380984-cc1b-421a-90f7-cde8f22be2d5" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_8c3f78f5-8abd-4c4a-bbf4-a4911566e9f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_11f0a552-b0bf-4404-9895-369e6fecdf88" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_8c3f78f5-8abd-4c4a-bbf4-a4911566e9f1" xlink:to="loc_us-gaap_EquityComponentDomain_11f0a552-b0bf-4404-9895-369e6fecdf88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantMember_b7933b6d-d45c-48f0-96b0-5f7c6e01f643" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_11f0a552-b0bf-4404-9895-369e6fecdf88" xlink:to="loc_us-gaap_WarrantMember_b7933b6d-d45c-48f0-96b0-5f7c6e01f643" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_589a11c5-def7-4d4a-8038-a22faa171416" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8e380984-cc1b-421a-90f7-cde8f22be2d5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_589a11c5-def7-4d4a-8038-a22faa171416" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_fa8d95af-13b2-4b07-aa24-711f09d3865f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_589a11c5-def7-4d4a-8038-a22faa171416" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_fa8d95af-13b2-4b07-aa24-711f09d3865f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_1f4b3598-3b00-4877-a078-227044fd8d98" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_fa8d95af-13b2-4b07-aa24-711f09d3865f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_1f4b3598-3b00-4877-a078-227044fd8d98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_69026183-5557-4756-82e2-093dcfcf0490" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_fa8d95af-13b2-4b07-aa24-711f09d3865f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_69026183-5557-4756-82e2-093dcfcf0490" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriod_ae915997-bc0a-4d9c-9ede-43dbfd63657c" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriod"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_fa8d95af-13b2-4b07-aa24-711f09d3865f" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriod_ae915997-bc0a-4d9c-9ede-43dbfd63657c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_a8bb380c-7b41-47a1-9ea1-fb2b85ba4d70" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_fa8d95af-13b2-4b07-aa24-711f09d3865f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_a8bb380c-7b41-47a1-9ea1-fb2b85ba4d70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_3a454b69-a464-40fd-8bac-d155142764db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_fa8d95af-13b2-4b07-aa24-711f09d3865f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_3a454b69-a464-40fd-8bac-d155142764db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3e33571b-3e35-4fa4-a242-2a1911adedb4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_589a11c5-def7-4d4a-8038-a22faa171416" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3e33571b-3e35-4fa4-a242-2a1911adedb4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_3a7ab511-5bce-46d1-ba54-196874402d0a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3e33571b-3e35-4fa4-a242-2a1911adedb4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_3a7ab511-5bce-46d1-ba54-196874402d0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_d6620d20-564a-4d1b-8cc4-414201752b9b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3e33571b-3e35-4fa4-a242-2a1911adedb4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_d6620d20-564a-4d1b-8cc4-414201752b9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue_836d9657-917a-436e-aa46-f79c37cf4654" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3e33571b-3e35-4fa4-a242-2a1911adedb4" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue_836d9657-917a-436e-aa46-f79c37cf4654" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_0eec0756-826c-4e90-bd2f-1197a6bd561d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3e33571b-3e35-4fa4-a242-2a1911adedb4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_0eec0756-826c-4e90-bd2f-1197a6bd561d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_9161b204-02db-4499-8085-15b80cbba5c3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3e33571b-3e35-4fa4-a242-2a1911adedb4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_9161b204-02db-4499-8085-15b80cbba5c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Incometaxes" xlink:type="simple" xlink:href="clov-20211115.xsd#Incometaxes"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Incometaxes" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_9764bf4c-7f91-4e5b-b5a1-61176fd5f672" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_98b1ceb4-3b4c-41d3-9ba2-8669d13cb0fc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_9764bf4c-7f91-4e5b-b5a1-61176fd5f672" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_98b1ceb4-3b4c-41d3-9ba2-8669d13cb0fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/IncometaxesTables" xlink:type="simple" xlink:href="clov-20211115.xsd#IncometaxesTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/IncometaxesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_424edc1c-615b-4c3f-b164-21bd95c7cf2e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_0c0c212c-ac1a-4444-9265-cf7edfbc8621" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_424edc1c-615b-4c3f-b164-21bd95c7cf2e" xlink:to="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_0c0c212c-ac1a-4444-9265-cf7edfbc8621" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_936494d9-642f-4cf9-9ad3-a7851a4bf54a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_424edc1c-615b-4c3f-b164-21bd95c7cf2e" xlink:to="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_936494d9-642f-4cf9-9ad3-a7851a4bf54a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_41d31eaf-e25d-42c5-b0b7-a5a8d01a81db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_424edc1c-615b-4c3f-b164-21bd95c7cf2e" xlink:to="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_41d31eaf-e25d-42c5-b0b7-a5a8d01a81db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/IncometaxesScheduleofComponentsofIncomeTaxDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#IncometaxesScheduleofComponentsofIncomeTaxDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/IncometaxesScheduleofComponentsofIncomeTaxDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_acfef524-d41d-412f-ab25-954ed874b757" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_02f9a56c-6954-4a3e-b8b3-cce81dbbeb3c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_acfef524-d41d-412f-ab25-954ed874b757" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_02f9a56c-6954-4a3e-b8b3-cce81dbbeb3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_95d5c592-279e-47ea-bec8-2a1ad3ee4978" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_acfef524-d41d-412f-ab25-954ed874b757" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_95d5c592-279e-47ea-bec8-2a1ad3ee4978" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_ef3b17b0-d236-413c-bb36-ce2a7117411c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_acfef524-d41d-412f-ab25-954ed874b757" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_ef3b17b0-d236-413c-bb36-ce2a7117411c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/IncometaxesScheduleofEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#IncometaxesScheduleofEffectiveIncomeTaxRateReconciliationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/IncometaxesScheduleofEffectiveIncomeTaxRateReconciliationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_e79af0ef-0ba4-45b2-8ba4-dd5f5ef7625c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_e79af0ef-0ba4-45b2-8ba4-dd5f5ef7625c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EffectiveIncomeTaxRateReconciliationInterestOnConvertibleSecuritiesAmount_b8b56be1-658a-4c73-8462-d1325c766537" xlink:href="clov-20211115.xsd#clov_EffectiveIncomeTaxRateReconciliationInterestOnConvertibleSecuritiesAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_clov_EffectiveIncomeTaxRateReconciliationInterestOnConvertibleSecuritiesAmount_b8b56be1-658a-4c73-8462-d1325c766537" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EffectiveIncomeTaxRateReconciliationInterestOnConvertibleSecuritiesDiscountAmount_aa570c99-b279-45f4-973a-292080c9972d" xlink:href="clov-20211115.xsd#clov_EffectiveIncomeTaxRateReconciliationInterestOnConvertibleSecuritiesDiscountAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_clov_EffectiveIncomeTaxRateReconciliationInterestOnConvertibleSecuritiesDiscountAmount_aa570c99-b279-45f4-973a-292080c9972d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EffectiveIncomeTaxRateReconciliationDebtIssuanceCostAmount_a02e157f-5ea4-466f-965b-d2242be19faf" xlink:href="clov-20211115.xsd#clov_EffectiveIncomeTaxRateReconciliationDebtIssuanceCostAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_clov_EffectiveIncomeTaxRateReconciliationDebtIssuanceCostAmount_a02e157f-5ea4-466f-965b-d2242be19faf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EffectiveIncomeTaxRateReconciliationDerivativeLiabilityAmount_d3252133-abef-4a92-bce6-1294c800e49e" xlink:href="clov-20211115.xsd#clov_EffectiveIncomeTaxRateReconciliationDerivativeLiabilityAmount"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_clov_EffectiveIncomeTaxRateReconciliationDerivativeLiabilityAmount_d3252133-abef-4a92-bce6-1294c800e49e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EffectiveIncomeTaxRateReconciliationWarrantExpenseAmount_185db7a9-964b-4d45-aa28-96f46e01403f" xlink:href="clov-20211115.xsd#clov_EffectiveIncomeTaxRateReconciliationWarrantExpenseAmount"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_clov_EffectiveIncomeTaxRateReconciliationWarrantExpenseAmount_185db7a9-964b-4d45-aa28-96f46e01403f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseMealsAndEntertainment_c17ccf10-7dce-4275-99d5-83e75ce8c87e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseMealsAndEntertainment"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_us-gaap_IncomeTaxReconciliationNondeductibleExpenseMealsAndEntertainment_c17ccf10-7dce-4275-99d5-83e75ce8c87e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EffectiveIncomeTaxRateReconciliationHealthInsuranceIndustryFeeAmount_759bf36f-7208-454b-928a-ab0469717bd2" xlink:href="clov-20211115.xsd#clov_EffectiveIncomeTaxRateReconciliationHealthInsuranceIndustryFeeAmount"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_clov_EffectiveIncomeTaxRateReconciliationHealthInsuranceIndustryFeeAmount_759bf36f-7208-454b-928a-ab0469717bd2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_bf788ceb-3221-4c8f-a2ce-c9f74f9f9561" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_bf788ceb-3221-4c8f-a2ce-c9f74f9f9561" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_4bd34f23-0a47-48ee-b8e4-d90848babec4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_4bd34f23-0a47-48ee-b8e4-d90848babec4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_fd955b4b-07ac-4154-b551-4a882bc63fe1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_13a55681-3bb0-47ac-af89-0a68e40021b8" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_fd955b4b-07ac-4154-b551-4a882bc63fe1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/IncometaxesAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#IncometaxesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/IncometaxesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_483e0f8a-5f8f-4ec4-afe0-2647fe898dba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestOnConvertibleDebtNetOfTax_3d451aaf-a4e0-4f0f-bd62-9b21e4cd759d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestOnConvertibleDebtNetOfTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_483e0f8a-5f8f-4ec4-afe0-2647fe898dba" xlink:to="loc_us-gaap_InterestOnConvertibleDebtNetOfTax_3d451aaf-a4e0-4f0f-bd62-9b21e4cd759d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwards_7baa3397-801a-4d14-b259-d02b9ff6d925" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLossCarryforwards"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_483e0f8a-5f8f-4ec4-afe0-2647fe898dba" xlink:to="loc_us-gaap_OperatingLossCarryforwards_7baa3397-801a-4d14-b259-d02b9ff6d925" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration_e70becd9-be0f-423f-b5fe-42f0309aacbe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_483e0f8a-5f8f-4ec4-afe0-2647fe898dba" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsSubjectToExpiration_e70becd9-be0f-423f-b5fe-42f0309aacbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_6baf9d29-658e-4260-b6c9-98b2a068a37b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_483e0f8a-5f8f-4ec4-afe0-2647fe898dba" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_6baf9d29-658e-4260-b6c9-98b2a068a37b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/IncometaxesScheduleofDeferredTaxAssetsandLiabilitiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#IncometaxesScheduleofDeferredTaxAssetsandLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/IncometaxesScheduleofDeferredTaxAssetsandLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_888175a3-d25f-45bf-b1fe-87a4e738a76c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsGrossAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_888175a3-d25f-45bf-b1fe-87a4e738a76c" xlink:to="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_c35bfd61-97fe-48d7-b96e-947c154a2308" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_c35bfd61-97fe-48d7-b96e-947c154a2308" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxAssetsUnpaidClaimReserveDiscounting_5476b8af-32cf-44f1-835b-88b0c132ccc4" xlink:href="clov-20211115.xsd#clov_DeferredTaxAssetsUnpaidClaimReserveDiscounting"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_clov_DeferredTaxAssetsUnpaidClaimReserveDiscounting_5476b8af-32cf-44f1-835b-88b0c132ccc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxAssetsStartUpCostsAmortization_effa75d4-b276-4562-9640-7ca1552c3efa" xlink:href="clov-20211115.xsd#clov_DeferredTaxAssetsStartUpCostsAmortization"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_clov_DeferredTaxAssetsStartUpCostsAmortization_effa75d4-b276-4562-9640-7ca1552c3efa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsCharitableContributionCarryforwards_cb9d66c8-24a9-46f0-ad38-f27f54d7946d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsCharitableContributionCarryforwards"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsCharitableContributionCarryforwards_cb9d66c8-24a9-46f0-ad38-f27f54d7946d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBonuses_e337f502-4697-4829-85d1-36c061a7d6d9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBonuses"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBonuses_e337f502-4697-4829-85d1-36c061a7d6d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_f01610e6-a5de-4ecc-9393-5e72b554c853" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_f01610e6-a5de-4ecc-9393-5e72b554c853" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxAssetsConvertibleSecuritiesIssuanceCosts_ca04aa19-bcfe-4c9d-ad39-3c86fa75aaba" xlink:href="clov-20211115.xsd#clov_DeferredTaxAssetsConvertibleSecuritiesIssuanceCosts"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_clov_DeferredTaxAssetsConvertibleSecuritiesIssuanceCosts_ca04aa19-bcfe-4c9d-ad39-3c86fa75aaba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_60620251-6c6c-457e-b45d-3ae6c8f28429" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_60620251-6c6c-457e-b45d-3ae6c8f28429" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxAssetsPrepaidAndAccruedExpenses_10f07942-248d-42f8-b91c-5f7817ee95e4" xlink:href="clov-20211115.xsd#clov_DeferredTaxAssetsPrepaidAndAccruedExpenses"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_clov_DeferredTaxAssetsPrepaidAndAccruedExpenses_10f07942-248d-42f8-b91c-5f7817ee95e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment_72539524-4dc0-49b2-b545-8c46fe3e2d52" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment_72539524-4dc0-49b2-b545-8c46fe3e2d52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_df30afe1-d2b5-4d4b-8e90-fc523cf730dc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_df30afe1-d2b5-4d4b-8e90-fc523cf730dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxAssetsOperatingLeaseLiability_9eec0509-f718-4833-9677-bffd410719ca" xlink:href="clov-20211115.xsd#clov_DeferredTaxAssetsOperatingLeaseLiability"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_clov_DeferredTaxAssetsOperatingLeaseLiability_9eec0509-f718-4833-9677-bffd410719ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve_33e5348e-51cb-47d8-8751-2c2fb6daf02d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve_33e5348e-51cb-47d8-8751-2c2fb6daf02d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxAssetsAcquisitionCostsAmortization_2e971fdf-b59f-49e4-85bc-af1a9a404b4a" xlink:href="clov-20211115.xsd#clov_DeferredTaxAssetsAcquisitionCostsAmortization"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_clov_DeferredTaxAssetsAcquisitionCostsAmortization_2e971fdf-b59f-49e4-85bc-af1a9a404b4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetInterestCarryforward_fc155e1d-d474-449e-b823-b61b2f5addfa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetInterestCarryforward"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetInterestCarryforward_fc155e1d-d474-449e-b823-b61b2f5addfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsReserves_de74686c-f51d-47c7-a02c-657501b1cb6b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsReserves"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsReserves_de74686c-f51d-47c7-a02c-657501b1cb6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_4bca5c1b-5e7a-47fe-a636-2c6adb1d19dc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_4bca5c1b-5e7a-47fe-a636-2c6adb1d19dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_78802020-832e-49a3-8d2c-4a9f41fc2b04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_78802020-832e-49a3-8d2c-4a9f41fc2b04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_12249aca-3803-4190-8646-2be8b0f70c52" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsNet"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_85176ee6-679c-4b39-bf38-ce3118dd5ffe" xlink:to="loc_us-gaap_DeferredTaxAssetsNet_12249aca-3803-4190-8646-2be8b0f70c52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesAbstract_31882013-5a6c-4663-8b6b-336cd30b978c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_888175a3-d25f-45bf-b1fe-87a4e738a76c" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesAbstract_31882013-5a6c-4663-8b6b-336cd30b978c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxLiabilityTaxCutsAndJobsActTransition_63f8801c-43f6-4995-8683-fae33fe31e7b" xlink:href="clov-20211115.xsd#clov_DeferredTaxLiabilityTaxCutsAndJobsActTransition"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_31882013-5a6c-4663-8b6b-336cd30b978c" xlink:to="loc_clov_DeferredTaxLiabilityTaxCutsAndJobsActTransition_63f8801c-43f6-4995-8683-fae33fe31e7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredTaxLiabilityMarketDiscount_1ea43d25-9734-4494-b9a9-c0f0b8540166" xlink:href="clov-20211115.xsd#clov_DeferredTaxLiabilityMarketDiscount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_31882013-5a6c-4663-8b6b-336cd30b978c" xlink:to="loc_clov_DeferredTaxLiabilityMarketDiscount_1ea43d25-9734-4494-b9a9-c0f0b8540166" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_409b4bd4-98b5-4e99-a668-fa779380edda" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxLiabilitiesLeasingArrangements"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_31882013-5a6c-4663-8b6b-336cd30b978c" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesLeasingArrangements_409b4bd4-98b5-4e99-a668-fa779380edda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_3b1a5d85-efe5-4fde-8796-66c30c7eb68c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_31882013-5a6c-4663-8b6b-336cd30b978c" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilities_3b1a5d85-efe5-4fde-8796-66c30c7eb68c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_e156ba1d-b9bd-475c-a25d-77dd17a0aa21" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_31882013-5a6c-4663-8b6b-336cd30b978c" xlink:to="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_e156ba1d-b9bd-475c-a25d-77dd17a0aa21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Netlosspershare" xlink:type="simple" xlink:href="clov-20211115.xsd#Netlosspershare"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Netlosspershare" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_c2b23482-117e-4cd4-bcf1-aff7bd289053" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_c22cafe5-84ba-4885-8678-7a83d2f3932b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_c2b23482-117e-4cd4-bcf1-aff7bd289053" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_c22cafe5-84ba-4885-8678-7a83d2f3932b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetlosspershareTables" xlink:type="simple" xlink:href="clov-20211115.xsd#NetlosspershareTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetlosspershareTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_5aff3317-b3b3-45e3-93d5-7c6219959a5a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_69102e53-f974-42fe-9005-c149ab762027" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_5aff3317-b3b3-45e3-93d5-7c6219959a5a" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_69102e53-f974-42fe-9005-c149ab762027" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock_01015ee9-ff3e-4a0f-bdd1-d629f8af6f2b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_5aff3317-b3b3-45e3-93d5-7c6219959a5a" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock_01015ee9-ff3e-4a0f-bdd1-d629f8af6f2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetlosspershareCalculationofBasicandDilutedNetLossPerShareDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetlosspershareCalculationofBasicandDilutedNetLossPerShareDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetlosspershareCalculationofBasicandDilutedNetLossPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_2a81e3a9-8b52-402c-a641-bc6ff34322bd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_a38085b5-4b70-4769-ab85-288fa4b6e368" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2a81e3a9-8b52-402c-a641-bc6ff34322bd" xlink:to="loc_us-gaap_NetIncomeLoss_a38085b5-4b70-4769-ab85-288fa4b6e368" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_ab046b56-a657-4259-b2b3-0c6f6fe89456" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2a81e3a9-8b52-402c-a641-bc6ff34322bd" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_ab046b56-a657-4259-b2b3-0c6f6fe89456" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_33b70fd8-f6ee-4526-92a3-80f3ef4cfc2f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2a81e3a9-8b52-402c-a641-bc6ff34322bd" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_33b70fd8-f6ee-4526-92a3-80f3ef4cfc2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_5c5e2ce8-5f3e-48e4-bb86-81a67e7c8e6c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2a81e3a9-8b52-402c-a641-bc6ff34322bd" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_5c5e2ce8-5f3e-48e4-bb86-81a67e7c8e6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_3eca8d43-43b8-4f0e-a72d-5bddcc771c54" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2a81e3a9-8b52-402c-a641-bc6ff34322bd" xlink:to="loc_us-gaap_EarningsPerShareBasic_3eca8d43-43b8-4f0e-a72d-5bddcc771c54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_16b86c2c-9ce0-4a16-a193-dbf1d936584f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2a81e3a9-8b52-402c-a641-bc6ff34322bd" xlink:to="loc_us-gaap_EarningsPerShareDiluted_16b86c2c-9ce0-4a16-a193-dbf1d936584f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetlosspershareCalculationofBasicandDilutedNetLossPerShareFootnoteDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetlosspershareCalculationofBasicandDilutedNetLossPerShareFootnoteDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetlosspershareCalculationofBasicandDilutedNetLossPerShareFootnoteDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_f46f11cf-6030-4339-8986-56d4647a2399" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_e239f01a-f101-44fa-85ee-5110dedfa001" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_f46f11cf-6030-4339-8986-56d4647a2399" xlink:to="loc_clov_CommonStockExchangeRatio_e239f01a-f101-44fa-85ee-5110dedfa001" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetlosspershareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetlosspershareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetlosspershareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_bfb8acda-0607-4a14-9239-ee9cdd44451c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a01f7402-3c39-4bdb-97af-1c8bdbdca714" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_bfb8acda-0607-4a14-9239-ee9cdd44451c" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a01f7402-3c39-4bdb-97af-1c8bdbdca714" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_47340389-e59c-471e-aa26-cb197af365c6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a01f7402-3c39-4bdb-97af-1c8bdbdca714" xlink:to="loc_us-gaap_StatementClassOfStockAxis_47340389-e59c-471e-aa26-cb197af365c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_63e773bd-f09c-4e5e-9374-44cff2022dd5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_47340389-e59c-471e-aa26-cb197af365c6" xlink:to="loc_us-gaap_ClassOfStockDomain_63e773bd-f09c-4e5e-9374-44cff2022dd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OptionsToPurchaseCommonStockMember_6fbc8fea-ca76-4c3d-96c8-beab10058218" xlink:href="clov-20211115.xsd#clov_OptionsToPurchaseCommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_63e773bd-f09c-4e5e-9374-44cff2022dd5" xlink:to="loc_clov_OptionsToPurchaseCommonStockMember_6fbc8fea-ca76-4c3d-96c8-beab10058218" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertiblePreferredStockMember_f58ad52d-9b47-4869-822a-6d67494ee408" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertiblePreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_63e773bd-f09c-4e5e-9374-44cff2022dd5" xlink:to="loc_us-gaap_ConvertiblePreferredStockMember_f58ad52d-9b47-4869-822a-6d67494ee408" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsToPurchaseCommonStockMember_96bbe5e4-1f50-41cd-800e-90817163b8c3" xlink:href="clov-20211115.xsd#clov_WarrantsToPurchaseCommonStockMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_63e773bd-f09c-4e5e-9374-44cff2022dd5" xlink:to="loc_clov_WarrantsToPurchaseCommonStockMember_96bbe5e4-1f50-41cd-800e-90817163b8c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsToPurchaseConvertiblePreferredStockMember_13a08b82-3d1e-4a4b-9a78-b80ca44b8195" xlink:href="clov-20211115.xsd#clov_WarrantsToPurchaseConvertiblePreferredStockMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_63e773bd-f09c-4e5e-9374-44cff2022dd5" xlink:to="loc_clov_WarrantsToPurchaseConvertiblePreferredStockMember_13a08b82-3d1e-4a4b-9a78-b80ca44b8195" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_58c3548b-3f78-45ee-b255-c5bd4108093f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a01f7402-3c39-4bdb-97af-1c8bdbdca714" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_58c3548b-3f78-45ee-b255-c5bd4108093f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_c38874a6-4d9c-4690-8a82-1d571a4ccb16" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_58c3548b-3f78-45ee-b255-c5bd4108093f" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_c38874a6-4d9c-4690-8a82-1d571a4ccb16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetlosspershareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareFootnoteDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetlosspershareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareFootnoteDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetlosspershareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareFootnoteDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_173368ec-9952-4b52-b531-338a9d31633e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_e19a07a2-0841-40f3-a149-910befd1e033" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_173368ec-9952-4b52-b531-338a9d31633e" xlink:to="loc_clov_CommonStockExchangeRatio_e19a07a2-0841-40f3-a149-910befd1e033" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Commitmentsandcontingencies" xlink:type="simple" xlink:href="clov-20211115.xsd#Commitmentsandcontingencies"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Commitmentsandcontingencies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_bcf454c6-b7b7-438e-bc1a-3595a30bfbba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_d2281457-8518-4959-be89-4b3426e0cf30" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_bcf454c6-b7b7-438e-bc1a-3595a30bfbba" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_d2281457-8518-4959-be89-4b3426e0cf30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContracting" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContracting"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContracting" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_45f2ec2b-2239-4d67-b801-dc2af62d9795" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingTextBlock_d3e11fcf-3d9c-4f13-b24b-486ab5afba69" xlink:href="clov-20211115.xsd#clov_DirectContractingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_45f2ec2b-2239-4d67-b801-dc2af62d9795" xlink:to="loc_clov_DirectContractingTextBlock_d3e11fcf-3d9c-4f13-b24b-486ab5afba69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContractingTables" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContractingTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContractingTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_9c36ce1e-49e3-4b68-92c2-feee91079cee" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfPerformanceGuaranteesTableTextBlock_cf771793-23e8-47f4-81fa-ca59757b179b" xlink:href="clov-20211115.xsd#clov_ScheduleOfPerformanceGuaranteesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_9c36ce1e-49e3-4b68-92c2-feee91079cee" xlink:to="loc_clov_ScheduleOfPerformanceGuaranteesTableTextBlock_cf771793-23e8-47f4-81fa-ca59757b179b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContractingScheduleofPerformanceGuaranteesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContractingScheduleofPerformanceGuaranteesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContractingScheduleofPerformanceGuaranteesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_70f3cde2-1a8a-40a4-aeb9-986d71e30929" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearReceivableNoncurrent_0188a190-ee91-4788-93d0-7f15927f21a9" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearReceivableNoncurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_70f3cde2-1a8a-40a4-aeb9-986d71e30929" xlink:to="loc_clov_DirectContractingPerformanceYearReceivableNoncurrent_0188a190-ee91-4788-93d0-7f15927f21a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearObligationNoncurrent_ce318bc8-6969-4071-82a4-764baa52dcfb" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearObligationNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_70f3cde2-1a8a-40a4-aeb9-986d71e30929" xlink:to="loc_clov_DirectContractingPerformanceYearObligationNoncurrent_ce318bc8-6969-4071-82a4-764baa52dcfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearReceivableAmortization_f26da7a1-a803-4828-8b9d-25b5b40c2971" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearReceivableAmortization"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_70f3cde2-1a8a-40a4-aeb9-986d71e30929" xlink:to="loc_clov_DirectContractingPerformanceYearReceivableAmortization_f26da7a1-a803-4828-8b9d-25b5b40c2971" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearObligationAmortization_ed2def9a-fc4a-4203-9626-5dc69ab5fa32" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearObligationAmortization"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_70f3cde2-1a8a-40a4-aeb9-986d71e30929" xlink:to="loc_clov_DirectContractingPerformanceYearObligationAmortization_ed2def9a-fc4a-4203-9626-5dc69ab5fa32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomer_35c10cb0-0928-4e23-a82f-1b0c4cf12c5f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomer"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_70f3cde2-1a8a-40a4-aeb9-986d71e30929" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomer_35c10cb0-0928-4e23-a82f-1b0c4cf12c5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContractingNarrativeDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContractingNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContractingNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_897832bd-6739-44a6-9bca-a1075a03a0c5" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingRiskMitigationMaximumPercentageOfPerformanceYearBenchmark_beea2bc8-b533-4e1b-b284-5a7a4ac5d3a1" xlink:href="clov-20211115.xsd#clov_DirectContractingRiskMitigationMaximumPercentageOfPerformanceYearBenchmark"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_897832bd-6739-44a6-9bca-a1075a03a0c5" xlink:to="loc_clov_DirectContractingRiskMitigationMaximumPercentageOfPerformanceYearBenchmark_beea2bc8-b533-4e1b-b284-5a7a4ac5d3a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Dividendrestrictions" xlink:type="simple" xlink:href="clov-20211115.xsd#Dividendrestrictions"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Dividendrestrictions" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfRestrictionsOnDividendsLoansAndAdvancesDisclosureAbstract_5e1d368f-6034-45f9-9288-1918472c7584" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfRestrictionsOnDividendsLoansAndAdvancesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictionsOnDividendsLoansAndAdvancesTextBlock_65179672-22a7-44e8-a2ae-52fa2d87b03f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictionsOnDividendsLoansAndAdvancesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfRestrictionsOnDividendsLoansAndAdvancesDisclosureAbstract_5e1d368f-6034-45f9-9288-1918472c7584" xlink:to="loc_us-gaap_RestrictionsOnDividendsLoansAndAdvancesTextBlock_65179672-22a7-44e8-a2ae-52fa2d87b03f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Statutoryequityandincome" xlink:type="simple" xlink:href="clov-20211115.xsd#Statutoryequityandincome"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Statutoryequityandincome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_7d9fc165-89c1-464f-86ee-f5650066c29c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceDisclosureTextBlock_39ae57ed-065b-4d2f-b802-9ac53144e7ba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_7d9fc165-89c1-464f-86ee-f5650066c29c" xlink:to="loc_us-gaap_InsuranceDisclosureTextBlock_39ae57ed-065b-4d2f-b802-9ac53144e7ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/StatutoryequityandincomeDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#StatutoryequityandincomeDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/StatutoryequityandincomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_a428674d-27e4-4414-a834-13e25159fa04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_ab8b5e4e-c9c6-4635-81e5-87ed37b7edf9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_a428674d-27e4-4414-a834-13e25159fa04" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_ab8b5e4e-c9c6-4635-81e5-87ed37b7edf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired_17a3e36d-4440-4554-a992-4fc592705fc7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_a428674d-27e4-4414-a834-13e25159fa04" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired_17a3e36d-4440-4554-a992-4fc592705fc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Regulatorymatters" xlink:type="simple" xlink:href="clov-20211115.xsd#Regulatorymatters"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Regulatorymatters" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RegulatedOperationsAbstract_68955d0a-2c02-4310-a925-44773dcd38b5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RegulatedOperationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LegalMattersAndContingenciesTextBlock_4e3ae31c-e32f-49ba-ab57-467a770ddd2a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LegalMattersAndContingenciesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RegulatedOperationsAbstract_68955d0a-2c02-4310-a925-44773dcd38b5" xlink:to="loc_us-gaap_LegalMattersAndContingenciesTextBlock_4e3ae31c-e32f-49ba-ab57-467a770ddd2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Subsequentevents" xlink:type="simple" xlink:href="clov-20211115.xsd#Subsequentevents"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Subsequentevents" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_55092846-b3fb-4a7e-bc1d-c4a46477f53a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsTextBlock_c817db11-36a9-4346-bee7-146048f9e1e2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_55092846-b3fb-4a7e-bc1d-c4a46477f53a" xlink:to="loc_us-gaap_SubsequentEventsTextBlock_c817db11-36a9-4346-bee7-146048f9e1e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SubsequenteventsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#SubsequenteventsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/SubsequenteventsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_80c21245-23f2-454a-9e42-0fd1498eadb1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTable_267e93f1-3df2-464d-84c0-960e8b76c5e8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_80c21245-23f2-454a-9e42-0fd1498eadb1" xlink:to="loc_us-gaap_SubsequentEventTable_267e93f1-3df2-464d-84c0-960e8b76c5e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_afdd8103-f693-402a-982b-3186751b9aec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_267e93f1-3df2-464d-84c0-960e8b76c5e8" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_afdd8103-f693-402a-982b-3186751b9aec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_88cbca3b-3456-4c39-a1ca-86b38d3c967b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_afdd8103-f693-402a-982b-3186751b9aec" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_88cbca3b-3456-4c39-a1ca-86b38d3c967b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_81967f68-448b-4350-8e0d-af53ae308c09" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_88cbca3b-3456-4c39-a1ca-86b38d3c967b" xlink:to="loc_us-gaap_SubsequentEventMember_81967f68-448b-4350-8e0d-af53ae308c09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OwnershipAxis_8e258546-305f-4016-8c88-7920ed152e67" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_OwnershipAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_267e93f1-3df2-464d-84c0-960e8b76c5e8" xlink:to="loc_srt_OwnershipAxis_8e258546-305f-4016-8c88-7920ed152e67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OwnershipDomain_115742a0-542c-4622-b29b-ff1116a2fa90" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_OwnershipDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipAxis_8e258546-305f-4016-8c88-7920ed152e67" xlink:to="loc_srt_OwnershipDomain_115742a0-542c-4622-b29b-ff1116a2fa90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SchAndMergerSubMember_c6d83354-a333-405e-9fdc-6c40af0316f1" xlink:href="clov-20211115.xsd#clov_SchAndMergerSubMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipDomain_115742a0-542c-4622-b29b-ff1116a2fa90" xlink:to="loc_clov_SchAndMergerSubMember_c6d83354-a333-405e-9fdc-6c40af0316f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_5bbbb50e-6440-49c0-bc70-c3a7e7dc4932" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_267e93f1-3df2-464d-84c0-960e8b76c5e8" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_5bbbb50e-6440-49c0-bc70-c3a7e7dc4932" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_bc74d28d-2955-423b-a9a9-e482e640c5bc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_5bbbb50e-6440-49c0-bc70-c3a7e7dc4932" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_bc74d28d-2955-423b-a9a9-e482e640c5bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MergerAgreementMember_a01d0734-d008-491a-a5d5-e9caa0e68fd1" xlink:href="clov-20211115.xsd#clov_MergerAgreementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_bc74d28d-2955-423b-a9a9-e482e640c5bc" xlink:to="loc_clov_MergerAgreementMember_a01d0734-d008-491a-a5d5-e9caa0e68fd1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsidiarySaleOfStockAxis_6953c6eb-19df-432f-b6aa-ce20e4550788" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_267e93f1-3df2-464d-84c0-960e8b76c5e8" xlink:to="loc_us-gaap_SubsidiarySaleOfStockAxis_6953c6eb-19df-432f-b6aa-ce20e4550788" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_1e63e4d1-58d7-4e9e-b526-6c8f7c0f041b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_6953c6eb-19df-432f-b6aa-ce20e4550788" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_1e63e4d1-58d7-4e9e-b526-6c8f7c0f041b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrivatePlacementMember_d8941165-cc73-458d-a360-09f25e3daf7e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PrivatePlacementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_1e63e4d1-58d7-4e9e-b526-6c8f7c0f041b" xlink:to="loc_us-gaap_PrivatePlacementMember_d8941165-cc73-458d-a360-09f25e3daf7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IPOMember_67575ca6-d6ec-4473-b1a9-999c9d12852c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IPOMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_1e63e4d1-58d7-4e9e-b526-6c8f7c0f041b" xlink:to="loc_us-gaap_IPOMember_67575ca6-d6ec-4473-b1a9-999c9d12852c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventLineItems_10b59079-f737-4b40-86fd-56a7246aaf42" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_267e93f1-3df2-464d-84c0-960e8b76c5e8" xlink:to="loc_us-gaap_SubsequentEventLineItems_10b59079-f737-4b40-86fd-56a7246aaf42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIncreaseInCash_17bd33e4-af71-4f07-a4a2-33b7878dcd25" xlink:href="clov-20211115.xsd#clov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIncreaseInCash"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_10b59079-f737-4b40-86fd-56a7246aaf42" xlink:to="loc_clov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIncreaseInCash_17bd33e4-af71-4f07-a4a2-33b7878dcd25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_BusinessCombinationProceedsFromPrivatePlacement_5655aa66-fac3-4cd2-ac7a-1bcf3d449eb3" xlink:href="clov-20211115.xsd#clov_BusinessCombinationProceedsFromPrivatePlacement"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_10b59079-f737-4b40-86fd-56a7246aaf42" xlink:to="loc_clov_BusinessCombinationProceedsFromPrivatePlacement_5655aa66-fac3-4cd2-ac7a-1bcf3d449eb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts_c35c3642-714e-4f65-9248-bf2ad3a45d27" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_10b59079-f737-4b40-86fd-56a7246aaf42" xlink:to="loc_us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts_c35c3642-714e-4f65-9248-bf2ad3a45d27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_BusinessCombinationDeferredUnderwriterFees_6c6e5d0c-6545-4c03-ac79-3c31683a9cf3" xlink:href="clov-20211115.xsd#clov_BusinessCombinationDeferredUnderwriterFees"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_10b59079-f737-4b40-86fd-56a7246aaf42" xlink:to="loc_clov_BusinessCombinationDeferredUnderwriterFees_6c6e5d0c-6545-4c03-ac79-3c31683a9cf3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleICondensedFinancialInformation" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleICondensedFinancialInformation"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleICondensedFinancialInformation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_3c0e5d74-67b5-4ce1-af73-51c67c627f82" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_56a9ac68-688e-43ca-9d19-2c799146eba1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_3c0e5d74-67b5-4ce1-af73-51c67c627f82" xlink:to="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_56a9ac68-688e-43ca-9d19-2c799146eba1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationTables" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleICondensedFinancialInformationTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_74c2b8c2-4bd6-4f7c-80d4-3d3d4d18150e" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_f87bbbf5-f85a-4a08-85ef-27431f7a52ce" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_74c2b8c2-4bd6-4f7c-80d4-3d3d4d18150e" xlink:to="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_f87bbbf5-f85a-4a08-85ef-27431f7a52ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_a35c9b38-4497-42e3-baf2-42a2480f45ef" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_74c2b8c2-4bd6-4f7c-80d4-3d3d4d18150e" xlink:to="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_a35c9b38-4497-42e3-baf2-42a2480f45ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_4acbf970-fcac-4293-a086-afee13b8ee96" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_74c2b8c2-4bd6-4f7c-80d4-3d3d4d18150e" xlink:to="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_4acbf970-fcac-4293-a086-afee13b8ee96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationBalanceSheetDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleICondensedFinancialInformationBalanceSheetDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationBalanceSheetDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_9ca0c8c4-33eb-4cf1-907b-b094ca3f4fb5" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_ad82e671-fbce-4eed-81bc-1479670e85be" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedBalanceSheetStatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_9ca0c8c4-33eb-4cf1-907b-b094ca3f4fb5" xlink:to="loc_srt_CondensedBalanceSheetStatementTable_ad82e671-fbce-4eed-81bc-1479670e85be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_e95bdef8-4ee9-40d9-85cc-cb9b55d3e6ee" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_ad82e671-fbce-4eed-81bc-1479670e85be" xlink:to="loc_srt_ConsolidatedEntitiesAxis_e95bdef8-4ee9-40d9-85cc-cb9b55d3e6ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_61e0226a-5adf-4059-8e30-8f6a82ed836d" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_e95bdef8-4ee9-40d9-85cc-cb9b55d3e6ee" xlink:to="loc_srt_ConsolidatedEntitiesDomain_61e0226a-5adf-4059-8e30-8f6a82ed836d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_4f67ac5a-fb6c-4ae2-b5f7-13225a603e87" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_61e0226a-5adf-4059-8e30-8f6a82ed836d" xlink:to="loc_srt_ParentCompanyMember_4f67ac5a-fb6c-4ae2-b5f7-13225a603e87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_f6dfa148-0070-4f21-b25e-33686439fdd8" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_ad82e671-fbce-4eed-81bc-1479670e85be" xlink:to="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_f6dfa148-0070-4f21-b25e-33686439fdd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_f6dfa148-0070-4f21-b25e-33686439fdd8" xlink:to="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_42bbd4bd-cbdc-4f97-bde7-b226024bafbf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_42bbd4bd-cbdc-4f97-bde7-b226024bafbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_8e5b8e7e-434d-4ccd-95b8-98f892f5e1a5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:to="loc_us-gaap_OtherAssets_8e5b8e7e-434d-4ccd-95b8-98f892f5e1a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IntercompanyInterestReceivable_6db3eae9-39e7-4e5f-bffb-ec8d4279e906" xlink:href="clov-20211115.xsd#clov_IntercompanyInterestReceivable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:to="loc_clov_IntercompanyInterestReceivable_6db3eae9-39e7-4e5f-bffb-ec8d4279e906" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IntercompanyNoteReceivable_df325747-a9b1-48f6-8309-d0004c34641b" xlink:href="clov-20211115.xsd#clov_IntercompanyNoteReceivable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:to="loc_clov_IntercompanyNoteReceivable_df325747-a9b1-48f6-8309-d0004c34641b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InvestmentsInConsolidatedSubsidiaries_13efff24-0745-4cc7-a68e-5cefa093976d" xlink:href="clov-20211115.xsd#clov_InvestmentsInConsolidatedSubsidiaries"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:to="loc_clov_InvestmentsInConsolidatedSubsidiaries_13efff24-0745-4cc7-a68e-5cefa093976d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_7270e587-1004-4b95-81a1-fb41f060e430" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Assets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_fb65165b-b843-4b82-91e4-240b7875d722" xlink:to="loc_us-gaap_Assets_7270e587-1004-4b95-81a1-fb41f060e430" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_8c06e1b8-36f4-47a7-9067-4eea02660cd8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_f6dfa148-0070-4f21-b25e-33686439fdd8" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_8c06e1b8-36f4-47a7-9067-4eea02660cd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_8c06e1b8-36f4-47a7-9067-4eea02660cd8" xlink:to="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_1abd92f5-25c2-4470-999c-472a86cc8171" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_1abd92f5-25c2-4470-999c-472a86cc8171" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_9c77e3ab-d9b1-4fd7-91cf-be2620504968" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccruedSalariesCurrentAndNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:to="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_9c77e3ab-d9b1-4fd7-91cf-be2620504968" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IntercompanyPayable_2f4b2c67-1e18-42fa-9512-8530f6a2a067" xlink:href="clov-20211115.xsd#clov_IntercompanyPayable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:to="loc_clov_IntercompanyPayable_2f4b2c67-1e18-42fa-9512-8530f6a2a067" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_b43dd00b-bf8b-4768-a062-bfcd09304040" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:to="loc_us-gaap_LongTermDebtNoncurrent_b43dd00b-bf8b-4768-a062-bfcd09304040" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitiesNoncurrent_bab79cc0-a4ae-4728-be72-ce9a2bb74f85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeLiabilitiesNoncurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:to="loc_us-gaap_DerivativeLiabilitiesNoncurrent_bab79cc0-a4ae-4728-be72-ce9a2bb74f85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_b407c3cb-6012-48b7-8b66-3263d384add6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_b407c3cb-6012-48b7-8b66-3263d384add6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_0b049cd0-c2f7-40fd-a793-a3bd48902832" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_eec9a377-dec9-427d-a916-523f27264479" xlink:to="loc_us-gaap_Liabilities_0b049cd0-c2f7-40fd-a793-a3bd48902832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_5293ee0f-74c0-4748-81c0-0c5ba17a5ea6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_8c06e1b8-36f4-47a7-9067-4eea02660cd8" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_5293ee0f-74c0-4748-81c0-0c5ba17a5ea6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_2b41315b-84d4-4ed6-b03a-29727df04bdb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_8c06e1b8-36f4-47a7-9067-4eea02660cd8" xlink:to="loc_us-gaap_EquityAbstract_2b41315b-84d4-4ed6-b03a-29727df04bdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_97c65763-f0bf-41a3-90c2-05f9f512a019" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_2b41315b-84d4-4ed6-b03a-29727df04bdb" xlink:to="loc_us-gaap_CommonStockValue_97c65763-f0bf-41a3-90c2-05f9f512a019" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_815cc953-8cbd-444f-9809-64a1741ea905" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_2b41315b-84d4-4ed6-b03a-29727df04bdb" xlink:to="loc_us-gaap_AdditionalPaidInCapital_815cc953-8cbd-444f-9809-64a1741ea905" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_15722b69-aac4-40b5-977f-7efa77429b82" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_2b41315b-84d4-4ed6-b03a-29727df04bdb" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_15722b69-aac4-40b5-977f-7efa77429b82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_6013aa59-9de9-4c22-8ea5-f921393a71f9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_2b41315b-84d4-4ed6-b03a-29727df04bdb" xlink:to="loc_us-gaap_StockholdersEquity_6013aa59-9de9-4c22-8ea5-f921393a71f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_5cfab69a-1e17-4f00-8222-96bd9f2bbbbf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_8c06e1b8-36f4-47a7-9067-4eea02660cd8" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_5cfab69a-1e17-4f00-8222-96bd9f2bbbbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationBalanceSheetParentheticalDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleICondensedFinancialInformationBalanceSheetParentheticalDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationBalanceSheetParentheticalDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_c5028b4b-385d-46f2-8dfa-752f7a599ba7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_c5028b4b-385d-46f2-8dfa-752f7a599ba7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_468576f2-62de-4717-8068-b412f4fefd16" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_468576f2-62de-4717-8068-b412f4fefd16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_17990512-192d-4ba6-a891-5205cb2339bf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_PreferredStockSharesIssued_17990512-192d-4ba6-a891-5205cb2339bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_67ef062c-67b4-4115-abd0-7d905196e937" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_67ef062c-67b4-4115-abd0-7d905196e937" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockLiquidationPreferenceValue_b298ca1d-bf5b-4aaa-8197-a8c10b42af72" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockLiquidationPreferenceValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_PreferredStockLiquidationPreferenceValue_b298ca1d-bf5b-4aaa-8197-a8c10b42af72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_f88af635-3a55-4df7-a8c5-cfa9ca8d32d6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_f88af635-3a55-4df7-a8c5-cfa9ca8d32d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_f0e48fd6-5913-4433-a884-fcc0a0b45a73" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_f0e48fd6-5913-4433-a884-fcc0a0b45a73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_fe2ae6f7-ee7c-4d6b-9099-f7a82050eb68" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_CommonStockSharesIssued_fe2ae6f7-ee7c-4d6b-9099-f7a82050eb68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_97ea576e-9364-4f6a-bf59-6b539fe27926" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2198b069-7c20-4b02-a895-c3d1af89dc26" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_97ea576e-9364-4f6a-bf59-6b539fe27926" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationStatementsofOperationsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleICondensedFinancialInformationStatementsofOperationsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationStatementsofOperationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_62753e7f-f424-4683-b46c-7e5d3a490439" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementTable_2810057c-f534-4477-bd20-adb01263cc00" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedIncomeStatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_62753e7f-f424-4683-b46c-7e5d3a490439" xlink:to="loc_srt_CondensedIncomeStatementTable_2810057c-f534-4477-bd20-adb01263cc00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_32753d7b-6692-41c0-be70-629c0f3ef67a" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_2810057c-f534-4477-bd20-adb01263cc00" xlink:to="loc_srt_ConsolidatedEntitiesAxis_32753d7b-6692-41c0-be70-629c0f3ef67a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_8b07a284-6c0c-44cd-b8f2-42ebcead5e58" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_32753d7b-6692-41c0-be70-629c0f3ef67a" xlink:to="loc_srt_ConsolidatedEntitiesDomain_8b07a284-6c0c-44cd-b8f2-42ebcead5e58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_b9e17d25-ca5d-4335-9fd1-30157de3d141" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_8b07a284-6c0c-44cd-b8f2-42ebcead5e58" xlink:to="loc_srt_ParentCompanyMember_b9e17d25-ca5d-4335-9fd1-30157de3d141" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_2810057c-f534-4477-bd20-adb01263cc00" xlink:to="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_33e325a5-6469-4e3d-8f99-1ac7e20b5c84" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_RevenuesAbstract_33e325a5-6469-4e3d-8f99-1ac7e20b5c84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomerOther_faa8c1b2-e87b-4dab-806e-c98a99b0b990" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomerOther"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_33e325a5-6469-4e3d-8f99-1ac7e20b5c84" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomerOther_faa8c1b2-e87b-4dab-806e-c98a99b0b990" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_1fcd399c-2cb1-4d74-ab6d-b677655eb0d3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_33e325a5-6469-4e3d-8f99-1ac7e20b5c84" xlink:to="loc_us-gaap_NetInvestmentIncome_1fcd399c-2cb1-4d74-ab6d-b677655eb0d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_d30c4cb7-61a4-460c-9578-b8e6fb11e548" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_33e325a5-6469-4e3d-8f99-1ac7e20b5c84" xlink:to="loc_us-gaap_Revenues_d30c4cb7-61a4-460c-9578-b8e6fb11e548" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpensesAbstract_a0566109-115b-4a5f-b966-301c119a42b4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingExpensesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_OperatingExpensesAbstract_a0566109-115b-4a5f-b966-301c119a42b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_83671b6e-d3e8-4738-9ae0-376b98eaaed0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_a0566109-115b-4a5f-b966-301c119a42b4" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_83671b6e-d3e8-4738-9ae0-376b98eaaed0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherGeneralExpense_f0aaa057-e465-4207-82e2-5fe95802b5e8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherGeneralExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_a0566109-115b-4a5f-b966-301c119a42b4" xlink:to="loc_us-gaap_OtherGeneralExpense_f0aaa057-e465-4207-82e2-5fe95802b5e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_4a0893f5-74f7-4f70-a169-5d816f465f10" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingExpenses"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_a0566109-115b-4a5f-b966-301c119a42b4" xlink:to="loc_us-gaap_OperatingExpenses_4a0893f5-74f7-4f70-a169-5d816f465f10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_fcac5fe9-7c1b-44f5-bbe3-6261549b76b8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_OperatingIncomeLoss_fcac5fe9-7c1b-44f5-bbe3-6261549b76b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_8a1e14c4-22b3-47eb-baad-51c897b517ef" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_8a1e14c4-22b3-47eb-baad-51c897b517ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_00f52892-11be-452b-a7de-525dffda8a30" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_InterestExpense_00f52892-11be-452b-a7de-525dffda8a30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_6585ea03-443a-46f3-9b7d-a6027afdbc35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_6585ea03-443a-46f3-9b7d-a6027afdbc35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_42028aaa-6ecd-4d22-be74-25d006dc7841" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_42028aaa-6ecd-4d22-be74-25d006dc7841" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_e553e9ce-3572-488f-b246-cfef14c97aec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_IncomeLossFromSubsidiariesNetOfTax_e553e9ce-3572-488f-b246-cfef14c97aec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_680458c2-3ef4-4e87-9acf-27900fde2243" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_8e53ea14-dea5-4461-ad67-9fe4c40afed3" xlink:to="loc_us-gaap_NetIncomeLoss_680458c2-3ef4-4e87-9acf-27900fde2243" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationStatementsofCashFlowsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleICondensedFinancialInformationStatementsofCashFlowsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleICondensedFinancialInformationStatementsofCashFlowsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_4a872b57-fab6-4161-a2e9-282aa53caf9b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementTable_8a2aa18e-ade0-4346-b8db-cf3ae70de27c" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedCashFlowStatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_4a872b57-fab6-4161-a2e9-282aa53caf9b" xlink:to="loc_srt_CondensedCashFlowStatementTable_8a2aa18e-ade0-4346-b8db-cf3ae70de27c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_046d0130-efcd-4efc-a641-5670bdc65824" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_8a2aa18e-ade0-4346-b8db-cf3ae70de27c" xlink:to="loc_srt_ConsolidatedEntitiesAxis_046d0130-efcd-4efc-a641-5670bdc65824" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_9c82b578-9c0b-4ce1-800e-0d3d0fbfc54f" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_046d0130-efcd-4efc-a641-5670bdc65824" xlink:to="loc_srt_ConsolidatedEntitiesDomain_9c82b578-9c0b-4ce1-800e-0d3d0fbfc54f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_edd02bbd-88b9-4c15-8b72-852207a4c172" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_9c82b578-9c0b-4ce1-800e-0d3d0fbfc54f" xlink:to="loc_srt_ParentCompanyMember_edd02bbd-88b9-4c15-8b72-852207a4c172" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_8a2aa18e-ade0-4346-b8db-cf3ae70de27c" xlink:to="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_0c349a66-20c6-4a90-b903-c1bef91259ac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_0c349a66-20c6-4a90-b903-c1bef91259ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_7d102bb3-4ccd-4aaa-afa4-ad8b3d2109f1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_0c349a66-20c6-4a90-b903-c1bef91259ac" xlink:to="loc_us-gaap_ProfitLoss_7d102bb3-4ccd-4aaa-afa4-ad8b3d2109f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_0c349a66-20c6-4a90-b903-c1bef91259ac" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AmortizationOfNotesAndSecuritiesDiscounts_8ecf3878-622f-49a4-8548-36ba16828a81" xlink:href="clov-20211115.xsd#clov_AmortizationOfNotesAndSecuritiesDiscounts"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_clov_AmortizationOfNotesAndSecuritiesDiscounts_8ecf3878-622f-49a4-8548-36ba16828a81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_76fe9067-7a34-424d-b763-d14796974038" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_us-gaap_ShareBasedCompensation_76fe9067-7a34-424d-b763-d14796974038" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaidInKindInterest_e747d5d8-5058-4d6e-bf89-b6ba68e52b8b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaidInKindInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_us-gaap_PaidInKindInterest_e747d5d8-5058-4d6e-bf89-b6ba68e52b8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants_8a597d3f-ef73-4db9-b2fd-304a4b1aea08" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants_8a597d3f-ef73-4db9-b2fd-304a4b1aea08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_5c01a250-2d12-4f96-8119-6f572e2d7064" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDerivativeLiabilities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_5c01a250-2d12-4f96-8119-6f572e2d7064" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AmortizationExpensesOfWarrants_1697e4d7-316d-4303-b129-206a9858e1e6" xlink:href="clov-20211115.xsd#clov_AmortizationExpensesOfWarrants"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_clov_AmortizationExpensesOfWarrants_1697e4d7-316d-4303-b129-206a9858e1e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCosts_7121990b-3953-42fb-bf9b-44d1e3b60bcd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCosts"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_us-gaap_AmortizationOfFinancingCosts_7121990b-3953-42fb-bf9b-44d1e3b60bcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_7726d661-ec4f-4bae-963b-698eb660b088" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_156ea65b-638a-4ff3-81bb-d665be6ec240" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_7726d661-ec4f-4bae-963b-698eb660b088" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_03af3632-3b11-4bca-b0bd-adb3738d9887" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_7726d661-ec4f-4bae-963b-698eb660b088" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_03af3632-3b11-4bca-b0bd-adb3738d9887" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_bf989b73-ccae-479a-8539-817aed190604" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_7726d661-ec4f-4bae-963b-698eb660b088" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_bf989b73-ccae-479a-8539-817aed190604" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedSalaries_4aa1b059-df84-4498-8597-5497cbe83bd5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedSalaries"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_7726d661-ec4f-4bae-963b-698eb660b088" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedSalaries_4aa1b059-df84-4498-8597-5497cbe83bd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInIntercompanyInterestReceivable_f1fbdb6b-aec2-4847-a167-bfec27daa1ad" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInIntercompanyInterestReceivable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_7726d661-ec4f-4bae-963b-698eb660b088" xlink:to="loc_clov_IncreaseDecreaseInIntercompanyInterestReceivable_f1fbdb6b-aec2-4847-a167-bfec27daa1ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInIntercompanyPayable_a128ded1-f1de-4844-b8a5-328064ea1893" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInIntercompanyPayable"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_7726d661-ec4f-4bae-963b-698eb660b088" xlink:to="loc_clov_IncreaseDecreaseInIntercompanyPayable_a128ded1-f1de-4844-b8a5-328064ea1893" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_16a621bb-283c-4753-b373-384ac1a5b8f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_0c349a66-20c6-4a90-b903-c1bef91259ac" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_16a621bb-283c-4753-b373-384ac1a5b8f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_5fa227e6-9b01-4fe4-a2a0-7985d72c012f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_5fa227e6-9b01-4fe4-a2a0-7985d72c012f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromRepaymentsToConsolidatedSubsidiaries_d694fea9-c932-456e-819e-e3eee3e4a9c1" xlink:href="clov-20211115.xsd#clov_ProceedsFromRepaymentsToConsolidatedSubsidiaries"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_5fa227e6-9b01-4fe4-a2a0-7985d72c012f" xlink:to="loc_clov_ProceedsFromRepaymentsToConsolidatedSubsidiaries_d694fea9-c932-456e-819e-e3eee3e4a9c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_cc7fc709-0096-442d-9344-fd196bdc0154" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_5fa227e6-9b01-4fe4-a2a0-7985d72c012f" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_cc7fc709-0096-442d-9344-fd196bdc0154" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromIssuanceOfConvertibleSecurities_eb0a3027-26d4-4ef4-8fb1-c8c923f8b4bc" xlink:href="clov-20211115.xsd#clov_ProceedsFromIssuanceOfConvertibleSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:to="loc_clov_ProceedsFromIssuanceOfConvertibleSecurities_eb0a3027-26d4-4ef4-8fb1-c8c923f8b4bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfFinancingCosts_f000bd96-9c6e-4145-8266-0f037805b0c5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsOfFinancingCosts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:to="loc_us-gaap_PaymentsOfFinancingCosts_f000bd96-9c6e-4145-8266-0f037805b0c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfNotesPayable_fd4e4a1c-2554-4d07-9f2d-cc8c984f4d79" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RepaymentsOfNotesPayable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:to="loc_us-gaap_RepaymentsOfNotesPayable_fd4e4a1c-2554-4d07-9f2d-cc8c984f4d79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_40693147-c4cf-4a7d-adc7-98b5261386a6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_40693147-c4cf-4a7d-adc7-98b5261386a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_607562b5-c4c5-4023-bf63-ab3a2d5291e1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_607562b5-c4c5-4023-bf63-ab3a2d5291e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_5cf5a2c2-bb9d-46ac-8484-48b0bc4874fd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_f0539fbc-5a8a-4c5f-96c2-62ce6ad17663" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_5cf5a2c2-bb9d-46ac-8484-48b0bc4874fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_476dcf7f-8adb-408c-97fe-e9af24223485" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_476dcf7f-8adb-408c-97fe-e9af24223485" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_006a2f7b-3708-494d-8296-3724c5c091c3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_006a2f7b-3708-494d-8296-3724c5c091c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_41400ea7-5b58-49d0-82ca-77ef0328301d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_48b891d8-5938-41d8-8e7c-c33cff0a1605" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_41400ea7-5b58-49d0-82ca-77ef0328301d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InsuranceSubsidiaries" xlink:type="simple" xlink:href="clov-20211115.xsd#InsuranceSubsidiaries"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InsuranceSubsidiaries" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_f4939214-c0c4-40ab-9cf8-e1a306641deb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InsuranceSubsidiariesDisclosureTextBlock_85535217-e718-4cfe-8b84-203f877d319b" xlink:href="clov-20211115.xsd#clov_InsuranceSubsidiariesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_f4939214-c0c4-40ab-9cf8-e1a306641deb" xlink:to="loc_clov_InsuranceSubsidiariesDisclosureTextBlock_85535217-e718-4cfe-8b84-203f877d319b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InsuranceSubsidiariesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InsuranceSubsidiariesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InsuranceSubsidiariesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_17edb31a-b543-4314-a1f8-63afe1836592" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfCashAndCashEquivalentsTable_b97871b5-432f-4c14-ae54-ab856a358305" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfCashAndCashEquivalentsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_17edb31a-b543-4314-a1f8-63afe1836592" xlink:to="loc_us-gaap_ScheduleOfCashAndCashEquivalentsTable_b97871b5-432f-4c14-ae54-ab856a358305" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_154bb615-3790-436f-a08e-67781ef86760" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCashAndCashEquivalentsTable_b97871b5-432f-4c14-ae54-ab856a358305" xlink:to="loc_srt_ConsolidatedEntitiesAxis_154bb615-3790-436f-a08e-67781ef86760" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_270f5a24-a611-476f-b12f-14735654c418" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_154bb615-3790-436f-a08e-67781ef86760" xlink:to="loc_srt_ConsolidatedEntitiesDomain_270f5a24-a611-476f-b12f-14735654c418" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ParentCompanyAndUnregulatedSubsidiariesMember_fa80d031-79f1-4706-b213-8c2dbbbbe17d" xlink:href="clov-20211115.xsd#clov_ParentCompanyAndUnregulatedSubsidiariesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_270f5a24-a611-476f-b12f-14735654c418" xlink:to="loc_clov_ParentCompanyAndUnregulatedSubsidiariesMember_fa80d031-79f1-4706-b213-8c2dbbbbe17d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RegulatedSubsidiariesMember_b1cd10fa-493e-4ca5-beda-f7b581dd8154" xlink:href="clov-20211115.xsd#clov_RegulatedSubsidiariesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_270f5a24-a611-476f-b12f-14735654c418" xlink:to="loc_clov_RegulatedSubsidiariesMember_b1cd10fa-493e-4ca5-beda-f7b581dd8154" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsLineItems_2f40d333-28fc-4a0c-8cd3-fa79c173efd3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCashAndCashEquivalentsTable_b97871b5-432f-4c14-ae54-ab856a358305" xlink:to="loc_us-gaap_CashAndCashEquivalentsLineItems_2f40d333-28fc-4a0c-8cd3-fa79c173efd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAndCash_8bd232bb-bc75-43d5-8001-1b64d928c385" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsAndCash"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsLineItems_2f40d333-28fc-4a0c-8cd3-fa79c173efd3" xlink:to="loc_us-gaap_InvestmentsAndCash_8bd232bb-bc75-43d5-8001-1b64d928c385" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleIIValuationandQualifyingAccounts" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleIIValuationandQualifyingAccounts"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleIIValuationandQualifyingAccounts" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_ValuationAndQualifyingAccountsAbstract_b48c3482-b2b6-44d8-a493-e3337f2b76c7" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ValuationAndQualifyingAccountsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfValuationAndQualifyingAccountsDisclosureTextBlock_e17654b8-458f-4b83-96a4-06339f43c1f1" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScheduleOfValuationAndQualifyingAccountsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ValuationAndQualifyingAccountsAbstract_b48c3482-b2b6-44d8-a493-e3337f2b76c7" xlink:to="loc_srt_ScheduleOfValuationAndQualifyingAccountsDisclosureTextBlock_e17654b8-458f-4b83-96a4-06339f43c1f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ScheduleIIValuationandQualifyingAccountsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ScheduleIIValuationandQualifyingAccountsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ScheduleIIValuationandQualifyingAccountsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_ValuationAndQualifyingAccountsAbstract_3a1e3d57-4798-49c7-97d9-1c2dad3a2d4c" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ValuationAndQualifyingAccountsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ValuationAndQualifyingAccountsDisclosureTable_9782fd42-77ae-4e4d-a116-fb517134bd7b" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ValuationAndQualifyingAccountsDisclosureTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ValuationAndQualifyingAccountsAbstract_3a1e3d57-4798-49c7-97d9-1c2dad3a2d4c" xlink:to="loc_srt_ValuationAndQualifyingAccountsDisclosureTable_9782fd42-77ae-4e4d-a116-fb517134bd7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_d9b1176e-0f43-4b51-9066-de35ab3889dc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowancesAndReservesTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ValuationAndQualifyingAccountsDisclosureTable_9782fd42-77ae-4e4d-a116-fb517134bd7b" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_d9b1176e-0f43-4b51-9066-de35ab3889dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesDomain_53e26406-ecec-4d55-830e-6f67186ad06f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_d9b1176e-0f43-4b51-9066-de35ab3889dc" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesDomain_53e26406-ecec-4d55-830e-6f67186ad06f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowanceOfDeferredTaxAssetsMember_4057e1b8-74a8-4f2f-999f-6f18aea96dd9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowanceOfDeferredTaxAssetsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_53e26406-ecec-4d55-830e-6f67186ad06f" xlink:to="loc_us-gaap_ValuationAllowanceOfDeferredTaxAssetsMember_4057e1b8-74a8-4f2f-999f-6f18aea96dd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ValuationAndQualifyingAccountsDisclosureLineItems_1f1ca3cc-1a59-4a47-96b1-fca7b721f3a6" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ValuationAndQualifyingAccountsDisclosureLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ValuationAndQualifyingAccountsDisclosureTable_9782fd42-77ae-4e4d-a116-fb517134bd7b" xlink:to="loc_srt_ValuationAndQualifyingAccountsDisclosureLineItems_1f1ca3cc-1a59-4a47-96b1-fca7b721f3a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MovementInValuationAllowancesAndReservesRollForward_122a4aa4-1ce9-4593-89b0-52c7e2b9cc71" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MovementInValuationAllowancesAndReservesRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ValuationAndQualifyingAccountsDisclosureLineItems_1f1ca3cc-1a59-4a47-96b1-fca7b721f3a6" xlink:to="loc_us-gaap_MovementInValuationAllowancesAndReservesRollForward_122a4aa4-1ce9-4593-89b0-52c7e2b9cc71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesBalance_9bde6168-41b0-418c-881d-15d75e90c3ae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowancesAndReservesBalance"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInValuationAllowancesAndReservesRollForward_122a4aa4-1ce9-4593-89b0-52c7e2b9cc71" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesBalance_9bde6168-41b0-418c-881d-15d75e90c3ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesChargedToCostAndExpense_09d462ef-6aa6-4d3e-a5f5-e62dd9ef9213" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowancesAndReservesChargedToCostAndExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInValuationAllowancesAndReservesRollForward_122a4aa4-1ce9-4593-89b0-52c7e2b9cc71" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesChargedToCostAndExpense_09d462ef-6aa6-4d3e-a5f5-e62dd9ef9213" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesChargedToOtherAccounts_87b4a15d-023c-4b53-a8e7-98daeda66cc6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowancesAndReservesChargedToOtherAccounts"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInValuationAllowancesAndReservesRollForward_122a4aa4-1ce9-4593-89b0-52c7e2b9cc71" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesChargedToOtherAccounts_87b4a15d-023c-4b53-a8e7-98daeda66cc6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesDeductions_28d798f7-a6db-42bd-8387-108ad9d1ed6b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDeductions"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInValuationAllowancesAndReservesRollForward_122a4aa4-1ce9-4593-89b0-52c7e2b9cc71" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesDeductions_28d798f7-a6db-42bd-8387-108ad9d1ed6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesBalance_607c94f4-f3da-4a55-bdb5-27befbbac8d6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationAllowancesAndReservesBalance"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInValuationAllowancesAndReservesRollForward_122a4aa4-1ce9-4593-89b0-52c7e2b9cc71" xlink:to="loc_us-gaap_ValuationAllowancesAndReservesBalance_607c94f4-f3da-4a55-bdb5-27befbbac8d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUnaudited" xlink:type="simple" xlink:href="clov-20211115.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETSUnaudited"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUnaudited" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_418b97e2-8bbd-47d1-bc55-43a94aa8a030" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_8a457838-2dd8-4a38-abba-912208ac75e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_418b97e2-8bbd-47d1-bc55-43a94aa8a030" xlink:to="loc_us-gaap_StatementTable_8a457838-2dd8-4a38-abba-912208ac75e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_2df80731-b04f-4a10-81f0-ebd5369571db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_8a457838-2dd8-4a38-abba-912208ac75e5" xlink:to="loc_us-gaap_StatementClassOfStockAxis_2df80731-b04f-4a10-81f0-ebd5369571db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_fee8822b-2192-4632-9e92-c1d16958c55a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_2df80731-b04f-4a10-81f0-ebd5369571db" xlink:to="loc_us-gaap_ClassOfStockDomain_fee8822b-2192-4632-9e92-c1d16958c55a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_c438095a-c7a4-493c-acf0-e03b684ddf1a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_fee8822b-2192-4632-9e92-c1d16958c55a" xlink:to="loc_us-gaap_CommonClassAMember_c438095a-c7a4-493c-acf0-e03b684ddf1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_a81bb76e-88f3-482a-b08a-db8b25709158" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_fee8822b-2192-4632-9e92-c1d16958c55a" xlink:to="loc_us-gaap_CommonClassBMember_a81bb76e-88f3-482a-b08a-db8b25709158" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_b7e779ea-f999-4be0-8b47-17b8ad498293" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_8a457838-2dd8-4a38-abba-912208ac75e5" xlink:to="loc_us-gaap_StatementLineItems_b7e779ea-f999-4be0-8b47-17b8ad498293" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_b7e779ea-f999-4be0-8b47-17b8ad498293" xlink:to="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsCurrentAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_38a5517a-1a06-48de-b2ff-8fac2f5cb575" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_38a5517a-1a06-48de-b2ff-8fac2f5cb575" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermInvestments_5060876a-16aa-4c61-94b9-f35b6f2479d1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherShortTermInvestments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_OtherShortTermInvestments_5060876a-16aa-4c61-94b9-f35b6f2479d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_4ca1df3a-123a-4465-876d-06f82e67732d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_4ca1df3a-123a-4465-876d-06f82e67732d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesCurrent_520b4253-e320-480c-952b-93f67272313d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesCurrent_520b4253-e320-480c-952b-93f67272313d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccruedRetrospectivePremiumsCurrent_bb32942a-0584-43e5-824d-17b79bb889e2" xlink:href="clov-20211115.xsd#clov_AccruedRetrospectivePremiumsCurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_clov_AccruedRetrospectivePremiumsCurrent_bb32942a-0584-43e5-824d-17b79bb889e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_8fd95187-07ff-4d0e-b2a8-1b2ab216788f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherReceivables"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_OtherReceivables_8fd95187-07ff-4d0e-b2a8-1b2ab216788f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFromCustomers_ae639fa3-d823-4584-a802-9725e4066e14" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesFromCustomers"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_ReceivablesFromCustomers_ae639fa3-d823-4584-a802-9725e4066e14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAssetsCurrent_3daff5cf-9b9f-4737-a0e8-c1c48c515578" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepositsAssetsCurrent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_DepositsAssetsCurrent_3daff5cf-9b9f-4737-a0e8-c1c48c515578" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseCurrent_449f900b-33e4-4f61-9d76-6583adb4d526" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PrepaidExpenseCurrent"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_PrepaidExpenseCurrent_449f900b-33e4-4f61-9d76-6583adb4d526" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsCurrent_809e5644-457f-49eb-942b-1144022c7e33" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssetsCurrent"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_OtherAssetsCurrent_809e5644-457f-49eb-942b-1144022c7e33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_f7928b72-fcc2-4f62-93f3-b46181d112d4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsCurrent"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsCurrentAbstract_af9511e0-2c81-4bfe-9e77-52b89327536a" xlink:to="loc_us-gaap_AssetsCurrent_f7928b72-fcc2-4f62-93f3-b46181d112d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearReceivableNoncurrent_c49959cc-6acc-4ce5-87c6-3895d424499c" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearReceivableNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_clov_DirectContractingPerformanceYearReceivableNoncurrent_c49959cc-6acc-4ce5-87c6-3895d424499c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_bf896699-8492-4137-9368-56684f1cca53" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_bf896699-8492-4137-9368-56684f1cca53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_507b471c-02e1-4a64-b94b-f936f0017e2c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_507b471c-02e1-4a64-b94b-f936f0017e2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_79f322b5-7818-4aa4-9cc4-775e9463864b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_79f322b5-7818-4aa4-9cc4-775e9463864b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_5ad57c19-2d83-4289-a226-673aca35b84a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_5ad57c19-2d83-4289-a226-673aca35b84a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_a9b8e5c8-4a4c-4c75-98cd-84c2ced27887" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_a9b8e5c8-4a4c-4c75-98cd-84c2ced27887" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_376d1fd1-825f-431c-adc5-e05c5cc4200e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_376d1fd1-825f-431c-adc5-e05c5cc4200e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_e5ddab8b-3325-401e-b6d3-b9f2021a50be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Assets"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_c8b19d9c-1cd0-428d-9971-776dfe46a2db" xlink:to="loc_us-gaap_Assets_e5ddab8b-3325-401e-b6d3-b9f2021a50be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_13ca5daf-b893-4371-9e02-cf7f04b6c000" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_b7e779ea-f999-4be0-8b47-17b8ad498293" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_13ca5daf-b893-4371-9e02-cf7f04b6c000" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_13ca5daf-b893-4371-9e02-cf7f04b6c000" xlink:to="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesCurrentAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_af19171a-f58d-46e7-9a68-d38977f13473" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_af19171a-f58d-46e7-9a68-d38977f13473" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_5ff80e6f-2896-4cd6-a9b6-fefb73d86203" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_5ff80e6f-2896-4cd6-a9b6-fefb73d86203" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_9ecc9e46-3995-4e6f-b261-cce9d8b2bafe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccruedSalariesCurrentAndNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_9ecc9e46-3995-4e6f-b261-cce9d8b2bafe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_8d3c4ad1-250f-418d-b36a-8e01dee48f5a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_8d3c4ad1-250f-418d-b36a-8e01dee48f5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleNotesPayableCurrent_84447194-9d16-410c-a86e-8e34e94e7448" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleNotesPayableCurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_ConvertibleNotesPayableCurrent_84447194-9d16-410c-a86e-8e34e94e7448" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefits_62ccbf82-bfb6-4f6f-a61e-6a9866b161ce" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefits"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefits_62ccbf82-bfb6-4f6f-a61e-6a9866b161ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_10e66043-8290-411d-ab83-203c1ab111f4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherLiabilitiesCurrent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent_10e66043-8290-411d-ab83-203c1ab111f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_4c3c185e-d79c-414a-bcf6-5d7c2c20eeb1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_e61e6e2d-efee-4400-8bfe-1e4d68539c9c" xlink:to="loc_us-gaap_LiabilitiesCurrent_4c3c185e-d79c-414a-bcf6-5d7c2c20eeb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearObligationNoncurrent_0d2f69cb-b695-42ee-9f1b-eab4ae5ab9aa" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearObligationNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_clov_DirectContractingPerformanceYearObligationNoncurrent_0d2f69cb-b695-42ee-9f1b-eab4ae5ab9aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_76b712d0-4fbb-4e6b-a062-a2f5e68bea22" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_LongTermDebtNoncurrent_76b712d0-4fbb-4e6b-a062-a2f5e68bea22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitiesNoncurrent_a8e514c3-4e15-4975-ab8d-abfcb5c7a848" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeLiabilitiesNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_DerivativeLiabilitiesNoncurrent_a8e514c3-4e15-4975-ab8d-abfcb5c7a848" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_61825c32-71cf-4442-a1b9-12af8f6c35b6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_61825c32-71cf-4442-a1b9-12af8f6c35b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_8359d0ec-23fc-4bc3-a544-ed813bc7ee10" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_8359d0ec-23fc-4bc3-a544-ed813bc7ee10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_03e0770a-8748-4cfd-a138-83bda3d70bdc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_03e0770a-8748-4cfd-a138-83bda3d70bdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_85e4d2e6-b9b8-4da1-9a8d-60ad6868e4f1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_Liabilities_85e4d2e6-b9b8-4da1-9a8d-60ad6868e4f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_3e732e4a-7c19-400b-8787-8e22da2456e0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_CommitmentsAndContingencies_3e732e4a-7c19-400b-8787-8e22da2456e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_22ffe073-ed0e-433a-8ebf-85d2264bcf86" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_750de792-0e51-4631-8da8-d6f0e6c9b9c2" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_22ffe073-ed0e-433a-8ebf-85d2264bcf86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_13ca5daf-b893-4371-9e02-cf7f04b6c000" xlink:to="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_44312eda-d3f0-4cb2-8cf8-dc7fc1c5ce19" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_CommonStockValue_44312eda-d3f0-4cb2-8cf8-dc7fc1c5ce19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_e6b5f03f-64b4-448a-ab4c-82afa64a095b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_AdditionalPaidInCapital_e6b5f03f-64b4-448a-ab4c-82afa64a095b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_a65f6878-b311-49d5-a67d-d63594c6fe62" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_a65f6878-b311-49d5-a67d-d63594c6fe62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_10832a10-b281-4c37-9cb7-f48bd713bfe5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_10832a10-b281-4c37-9cb7-f48bd713bfe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValue_e237343c-9a17-46e1-bc1b-ce130f5e5e1c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TreasuryStockValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_TreasuryStockValue_e237343c-9a17-46e1-bc1b-ce130f5e5e1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_509bdac3-773e-4863-8e1d-ee49a3093d58" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_StockholdersEquity_509bdac3-773e-4863-8e1d-ee49a3093d58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_6784801a-7404-4852-8696-2f91bfbf07c6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MinorityInterest"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_MinorityInterest_6784801a-7404-4852-8696-2f91bfbf07c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_a55299d3-9812-45f9-9b2f-853a62d0d28b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_d156de83-c50c-456e-8a68-48ad95627f41" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_a55299d3-9812-45f9-9b2f-853a62d0d28b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_53b9df67-eee7-41f2-8c46-9b8cddf655d5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_13ca5daf-b893-4371-9e02-cf7f04b6c000" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_53b9df67-eee7-41f2-8c46-9b8cddf655d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUnauditedParenthetical" xlink:type="simple" xlink:href="clov-20211115.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETSUnauditedParenthetical"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUnauditedParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_76cdd8ab-c67e-4b8a-8f3c-b5dee2d3002b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_1f6d984d-b516-449a-a0a3-8364ac1e2ddb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_76cdd8ab-c67e-4b8a-8f3c-b5dee2d3002b" xlink:to="loc_us-gaap_StatementTable_1f6d984d-b516-449a-a0a3-8364ac1e2ddb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_3e24ae6d-fba6-4697-a966-a7d975a7482d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1f6d984d-b516-449a-a0a3-8364ac1e2ddb" xlink:to="loc_us-gaap_StatementClassOfStockAxis_3e24ae6d-fba6-4697-a966-a7d975a7482d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_d6ddac88-e25a-46d4-975e-4ad0f22b7251" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_3e24ae6d-fba6-4697-a966-a7d975a7482d" xlink:to="loc_us-gaap_ClassOfStockDomain_d6ddac88-e25a-46d4-975e-4ad0f22b7251" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_654d6153-9ab0-4a68-a7dd-cee8b4f8247a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_d6ddac88-e25a-46d4-975e-4ad0f22b7251" xlink:to="loc_us-gaap_CommonClassAMember_654d6153-9ab0-4a68-a7dd-cee8b4f8247a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_9652daaf-873b-4131-8278-74e1cab1bc6c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_d6ddac88-e25a-46d4-975e-4ad0f22b7251" xlink:to="loc_us-gaap_CommonClassBMember_9652daaf-873b-4131-8278-74e1cab1bc6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1f6d984d-b516-449a-a0a3-8364ac1e2ddb" xlink:to="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_a4c5a7fd-ce33-437b-8d00-1f074534ed32" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_a4c5a7fd-ce33-437b-8d00-1f074534ed32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesHeldToMaturityFairValueCurrent_571798fd-f901-4827-9487-2773e5ff1fad" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesHeldToMaturityFairValueCurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_clov_DebtSecuritiesHeldToMaturityFairValueCurrent_571798fd-f901-4827-9487-2773e5ff1fad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent_644e8af1-005f-48a1-bc73-c57b148a418c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent_644e8af1-005f-48a1-bc73-c57b148a418c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesHeldToMaturityFairValueNoncurrent_d6b21264-bfa1-4fb5-a701-bce89ea1cc3c" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesHeldToMaturityFairValueNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_clov_DebtSecuritiesHeldToMaturityFairValueNoncurrent_d6b21264-bfa1-4fb5-a701-bce89ea1cc3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityParOrStatedValuePerShare_feae6103-7254-4316-82c7-299f3c8cc485" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityParOrStatedValuePerShare"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_TemporaryEquityParOrStatedValuePerShare_feae6103-7254-4316-82c7-299f3c8cc485" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesAuthorized_0ae1abad-da9a-4375-ba3f-4d2e343ad9d6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesAuthorized"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_TemporaryEquitySharesAuthorized_0ae1abad-da9a-4375-ba3f-4d2e343ad9d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesIssued_12f3ee33-87fd-496c-9cb1-b9d721409dac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesIssued"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_TemporaryEquitySharesIssued_12f3ee33-87fd-496c-9cb1-b9d721409dac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_5e94c5a8-26ed-4a72-b3b8-4132bdea8352" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_5e94c5a8-26ed-4a72-b3b8-4132bdea8352" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityLiquidationPreference_82968ab7-0cea-4cb6-bafb-b85b4d83d472" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityLiquidationPreference"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_TemporaryEquityLiquidationPreference_82968ab7-0cea-4cb6-bafb-b85b4d83d472" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_28745891-dada-4f86-94f3-7d04d227624a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_28745891-dada-4f86-94f3-7d04d227624a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_e3b04a5b-e09f-4b7f-8b2b-602793e6de97" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_e3b04a5b-e09f-4b7f-8b2b-602793e6de97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_153b6eaa-369d-4a5b-88f4-958601951702" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_PreferredStockSharesIssued_153b6eaa-369d-4a5b-88f4-958601951702" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_04c5c8ab-e170-42dd-82b3-4bda5fa944af" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_04c5c8ab-e170-42dd-82b3-4bda5fa944af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockLiquidationPreferenceValue_af90609c-b8b6-4016-94ce-013786d7045d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockLiquidationPreferenceValue"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_PreferredStockLiquidationPreferenceValue_af90609c-b8b6-4016-94ce-013786d7045d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_70a4b315-d0da-428e-8f0e-4429cb1e38e0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_70a4b315-d0da-428e-8f0e-4429cb1e38e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_4000fbf3-2881-44f3-af60-28ac2901c050" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_4000fbf3-2881-44f3-af60-28ac2901c050" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_5f36c5e2-bfbc-4c15-b885-c4296d9a84d3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_CommonStockSharesIssued_5f36c5e2-bfbc-4c15-b885-c4296d9a84d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_e9b64a6a-f50b-493b-a914-13e7fab099ae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_e9b64a6a-f50b-493b-a914-13e7fab099ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockShares_037a0bc7-882a-4fc6-a9bf-3d63808f0986" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TreasuryStockShares"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_us-gaap_TreasuryStockShares_037a0bc7-882a-4fc6-a9bf-3d63808f0986" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_2d92b3d4-adca-46f1-b19f-c0db8b52a704" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7603f92d-6acd-4427-b497-fe1782e2f325" xlink:to="loc_clov_CommonStockExchangeRatio_2d92b3d4-adca-46f1-b19f-c0db8b52a704" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSUnaudited" xlink:type="simple" xlink:href="clov-20211115.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSUnaudited"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSUnaudited" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_77e402ff-a370-4015-8e1a-909ccd7ce498" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_RevenuesAbstract_77e402ff-a370-4015-8e1a-909ccd7ce498" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_deb55f5e-cb02-48fb-96cd-82d14bc1d645" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_77e402ff-a370-4015-8e1a-909ccd7ce498" xlink:to="loc_us-gaap_PremiumsEarnedNet_deb55f5e-cb02-48fb-96cd-82d14bc1d645" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomer_81c24fa1-64bb-4fea-bb3b-61765e992288" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomer"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_77e402ff-a370-4015-8e1a-909ccd7ce498" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomer_81c24fa1-64bb-4fea-bb3b-61765e992288" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomerOther_704e942a-1110-4e1d-85a8-26e44a804cf6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomerOther"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_77e402ff-a370-4015-8e1a-909ccd7ce498" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomerOther_704e942a-1110-4e1d-85a8-26e44a804cf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_d0c95994-be26-4a1e-b607-08c72c56badd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_77e402ff-a370-4015-8e1a-909ccd7ce498" xlink:to="loc_us-gaap_Revenues_d0c95994-be26-4a1e-b607-08c72c56badd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingExpensesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_edc9e640-8e9c-4738-aef1-0255b48d0000" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_edc9e640-8e9c-4738-aef1-0255b48d0000" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_54fd0978-1628-422e-bed1-07568e787e85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:to="loc_us-gaap_LaborAndRelatedExpense_54fd0978-1628-422e-bed1-07568e787e85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_a9eb3a74-b822-4809-bf28-6974673f9075" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_a9eb3a74-b822-4809-bf28-6974673f9075" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount_37674549-0b3c-4125-9c73-30a52a26d7c5" xlink:href="clov-20211115.xsd#clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:to="loc_clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount_37674549-0b3c-4125-9c73-30a52a26d7c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_a136c428-9e39-49f0-a76e-963486ac1147" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:to="loc_us-gaap_DepreciationAndAmortization_a136c428-9e39-49f0-a76e-963486ac1147" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherGeneralExpense_c63c7a06-3fd6-4deb-8c52-d8d82da96f58" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherGeneralExpense"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:to="loc_us-gaap_OtherGeneralExpense_c63c7a06-3fd6-4deb-8c52-d8d82da96f58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_485a3a67-1968-4277-8635-903fe433bec1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingExpenses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_b274cbf2-56a9-4a69-a8c6-388a95af1efc" xlink:to="loc_us-gaap_OperatingExpenses_485a3a67-1968-4277-8635-903fe433bec1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_f61e7ed2-8673-4515-8d20-3dda50fb2b7c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_OperatingIncomeLoss_f61e7ed2-8673-4515-8d20-3dda50fb2b7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_4ae90b70-eb5a-4b76-a2e1-6e2f6811beea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_4ae90b70-eb5a-4b76-a2e1-6e2f6811beea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_10062a5f-ba04-426a-9058-b3a3b1afb38d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_InterestExpense_10062a5f-ba04-426a-9058-b3a3b1afb38d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_cd998c01-8a96-4252-8d1b-7fe8df607638" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_cd998c01-8a96-4252-8d1b-7fe8df607638" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_1b592e58-3e56-4019-80f2-6d433261da12" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_1b592e58-3e56-4019-80f2-6d433261da12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_26293f96-657e-4166-90c0-72f7bd5f0f88" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_NetIncomeLoss_26293f96-657e-4166-90c0-72f7bd5f0f88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_61c02758-f0dc-4ff4-b52a-316e34b6f2ff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_EarningsPerShareAbstract_61c02758-f0dc-4ff4-b52a-316e34b6f2ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_f4fe6db5-93e3-49c0-8929-54e6c98f7350" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_61c02758-f0dc-4ff4-b52a-316e34b6f2ff" xlink:to="loc_us-gaap_EarningsPerShareBasic_f4fe6db5-93e3-49c0-8929-54e6c98f7350" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_48b420b7-2be9-4b8e-a3f8-ac2867920b95" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_61c02758-f0dc-4ff4-b52a-316e34b6f2ff" xlink:to="loc_us-gaap_EarningsPerShareDiluted_48b420b7-2be9-4b8e-a3f8-ac2867920b95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_f84be19c-d153-4f0d-ad91-9bd926a1a45e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_f84be19c-d153-4f0d-ad91-9bd926a1a45e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_bd8bf55f-eba7-421d-8cd3-24c7b9058e1a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_f84be19c-d153-4f0d-ad91-9bd926a1a45e" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_bd8bf55f-eba7-421d-8cd3-24c7b9058e1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_74388b9a-d3f7-4169-9da1-f400944fd847" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedOtherDisclosuresAbstract_f84be19c-d153-4f0d-ad91-9bd926a1a45e" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_74388b9a-d3f7-4169-9da1-f400944fd847" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_b3246125-d8a1-4091-b5bc-31d76dd4927b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_b3246125-d8a1-4091-b5bc-31d76dd4927b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_33f8317a-23f3-4a70-b163-0110a7fda007" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b026bebe-4fcd-448e-80ac-61500b95497e" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_33f8317a-23f3-4a70-b163-0110a7fda007" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSUnauditedParenthetical" xlink:type="simple" xlink:href="clov-20211115.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSUnauditedParenthetical"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVELOSSUnauditedParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_b20ee930-6061-47a4-a583-a84b6f82f666" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_7959ae5d-8c85-4914-86c7-2b2aa0a85031" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b20ee930-6061-47a4-a583-a84b6f82f666" xlink:to="loc_us-gaap_CededPremiumsEarned_7959ae5d-8c85-4914-86c7-2b2aa0a85031" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_bb957732-8825-4949-9041-3ac63c1a82d7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_b20ee930-6061-47a4-a583-a84b6f82f666" xlink:to="loc_us-gaap_StatementTable_bb957732-8825-4949-9041-3ac63c1a82d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_fc10d10a-caf5-4fcb-997f-f4971e04af93" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_bb957732-8825-4949-9041-3ac63c1a82d7" xlink:to="loc_us-gaap_StatementClassOfStockAxis_fc10d10a-caf5-4fcb-997f-f4971e04af93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_28023dcb-03af-4223-b000-d1ab667209e3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_fc10d10a-caf5-4fcb-997f-f4971e04af93" xlink:to="loc_us-gaap_ClassOfStockDomain_28023dcb-03af-4223-b000-d1ab667209e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_71087f60-c231-49ca-b552-4d64ebaab308" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_28023dcb-03af-4223-b000-d1ab667209e3" xlink:to="loc_us-gaap_CommonClassBMember_71087f60-c231-49ca-b552-4d64ebaab308" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_34d1bb09-ea47-4981-95b7-9706ecccfb5b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_bb957732-8825-4949-9041-3ac63c1a82d7" xlink:to="loc_us-gaap_StatementLineItems_34d1bb09-ea47-4981-95b7-9706ecccfb5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_f2b97deb-c0aa-4912-8591-56a27393ef39" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_34d1bb09-ea47-4981-95b7-9706ecccfb5b" xlink:to="loc_clov_CommonStockExchangeRatio_f2b97deb-c0aa-4912-8591-56a27393ef39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnaudited" xlink:type="simple" xlink:href="clov-20211115.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnaudited"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnaudited" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_93a46c3c-6f74-46ee-aea7-56ed1d166f5e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_b59f6cb2-668b-48eb-96d6-83beb8e5e9e7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_93a46c3c-6f74-46ee-aea7-56ed1d166f5e" xlink:to="loc_us-gaap_StatementTable_b59f6cb2-668b-48eb-96d6-83beb8e5e9e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_eb078e2d-6446-4595-9c8f-e9099816d607" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_b59f6cb2-668b-48eb-96d6-83beb8e5e9e7" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_eb078e2d-6446-4595-9c8f-e9099816d607" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_eb078e2d-6446-4595-9c8f-e9099816d607" xlink:to="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_fc613fdd-3b69-4c99-98bb-cf5ea627b442" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:to="loc_us-gaap_PreferredStockMember_fc613fdd-3b69-4c99-98bb-cf5ea627b442" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_31889785-0421-4427-bc93-2bd0c216e522" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:to="loc_us-gaap_CommonStockMember_31889785-0421-4427-bc93-2bd0c216e522" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_4fd48376-4f69-4a1a-b3da-225efea7aa86" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_4fd48376-4f69-4a1a-b3da-225efea7aa86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_f747efe2-1fee-48bc-8742-096c9a6e823d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:to="loc_us-gaap_RetainedEarningsMember_f747efe2-1fee-48bc-8742-096c9a6e823d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockMember_f9e49d47-31ae-40cb-8479-cae7ab06b019" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TreasuryStockMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:to="loc_us-gaap_TreasuryStockMember_f9e49d47-31ae-40cb-8479-cae7ab06b019" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_c3fd4c9a-cd82-4f47-bea4-78f3be57114b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_c3fd4c9a-cd82-4f47-bea4-78f3be57114b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestMember_7a7bd696-1628-43c2-899b-93580c9b478b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NoncontrollingInterestMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e66220dc-bdbf-4797-9ea5-f6c8841557a7" xlink:to="loc_us-gaap_NoncontrollingInterestMember_7a7bd696-1628-43c2-899b-93580c9b478b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_6431af58-22f2-41df-8648-363935c546af" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_b59f6cb2-668b-48eb-96d6-83beb8e5e9e7" xlink:to="loc_us-gaap_StatementClassOfStockAxis_6431af58-22f2-41df-8648-363935c546af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_1a69216d-11e7-4e32-aae2-2eff0440c221" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_6431af58-22f2-41df-8648-363935c546af" xlink:to="loc_us-gaap_ClassOfStockDomain_1a69216d-11e7-4e32-aae2-2eff0440c221" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_309d26dc-ed8b-4c8d-a33b-77ddb0b45952" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_1a69216d-11e7-4e32-aae2-2eff0440c221" xlink:to="loc_us-gaap_CommonClassAMember_309d26dc-ed8b-4c8d-a33b-77ddb0b45952" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_accc8c0d-4db9-46df-a145-ce6cd5edf21c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_1a69216d-11e7-4e32-aae2-2eff0440c221" xlink:to="loc_us-gaap_CommonClassBMember_accc8c0d-4db9-46df-a145-ce6cd5edf21c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_843aafcf-7cb7-4ee2-b364-d558113079c7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_b59f6cb2-668b-48eb-96d6-83beb8e5e9e7" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_843aafcf-7cb7-4ee2-b364-d558113079c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_a10de879-addd-4bf3-8317-c509f1abd88f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_843aafcf-7cb7-4ee2-b364-d558113079c7" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_a10de879-addd-4bf3-8317-c509f1abd88f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LegacyWarrantsMember_71aa4054-c0dc-462e-b84b-20a3397304ec" xlink:href="clov-20211115.xsd#clov_LegacyWarrantsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_a10de879-addd-4bf3-8317-c509f1abd88f" xlink:to="loc_clov_LegacyWarrantsMember_71aa4054-c0dc-462e-b84b-20a3397304ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PublicAndPrivatePlacementWarrantsMember_c519f0cf-df91-4b52-a3b2-bd54f146c11c" xlink:href="clov-20211115.xsd#clov_PublicAndPrivatePlacementWarrantsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_a10de879-addd-4bf3-8317-c509f1abd88f" xlink:to="loc_clov_PublicAndPrivatePlacementWarrantsMember_c519f0cf-df91-4b52-a3b2-bd54f146c11c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_3c44d853-c38e-47de-91ef-02bcc4b5216e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_b59f6cb2-668b-48eb-96d6-83beb8e5e9e7" xlink:to="loc_us-gaap_StatementLineItems_3c44d853-c38e-47de-91ef-02bcc4b5216e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInTemporaryEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3c44d853-c38e-47de-91ef-02bcc4b5216e" xlink:to="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_3404b6d5-712a-4130-b9c5-0b2449dc4bdc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_3404b6d5-712a-4130-b9c5-0b2449dc4bdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_0d5f4b94-6d84-4165-837c-7ad74b85451a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_0d5f4b94-6d84-4165-837c-7ad74b85451a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TemporaryEquitySharesConversionOfConvertibleSecurities_0d776397-e2ec-45ee-b506-5d57fc1ca417" xlink:href="clov-20211115.xsd#clov_TemporaryEquitySharesConversionOfConvertibleSecurities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:to="loc_clov_TemporaryEquitySharesConversionOfConvertibleSecurities_0d776397-e2ec-45ee-b506-5d57fc1ca417" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TemporaryEquityValueConversionOfConvertibleSecurities_af01eadc-f6ad-4ed5-bc00-0d0322ec6a65" xlink:href="clov-20211115.xsd#clov_TemporaryEquityValueConversionOfConvertibleSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:to="loc_clov_TemporaryEquityValueConversionOfConvertibleSecurities_af01eadc-f6ad-4ed5-bc00-0d0322ec6a65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_56bc283f-0325-4f6f-8b58-c90db2319c63" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_56bc283f-0325-4f6f-8b58-c90db2319c63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_afed1692-bd88-40ed-a70e-0ddfcfbc8b23" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_27ec52cf-9997-4f3b-b247-3ea7b0f8d6dc" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_afed1692-bd88-40ed-a70e-0ddfcfbc8b23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3c44d853-c38e-47de-91ef-02bcc4b5216e" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesOutstanding_ba6623e7-8f2b-4db9-bc55-6e12d69f6dd0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_SharesOutstanding_ba6623e7-8f2b-4db9-bc55-6e12d69f6dd0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_8fd84bad-b5a1-4dbd-b875-c13de580f9ac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_8fd84bad-b5a1-4dbd-b875-c13de580f9ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_efdf101e-fa05-4765-8778-06faf5482021" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_efdf101e-fa05-4765-8778-06faf5482021" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_db0d2fb4-54d1-4bbc-a0b6-8f47a7896bc7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_db0d2fb4-54d1-4bbc-a0b6-8f47a7896bc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_7dd959a5-9d23-4843-b0e6-913e28392f98" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_7dd959a5-9d23-4843-b0e6-913e28392f98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_ac28ff0c-374b-420a-9cf6-907b21d3b514" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_ac28ff0c-374b-420a-9cf6-907b21d3b514" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_0dbecb34-a805-4354-ae9b-30a379d67c84" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_0dbecb34-a805-4354-ae9b-30a379d67c84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfUnits_b3b5378d-f506-47b2-bc5c-68821f481313" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesConversionOfUnits"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfUnits_b3b5378d-f506-47b2-bc5c-68821f481313" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfUnits_39bc7773-11a0-4c97-b055-49b7e7ba38a1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfUnits"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfUnits_39bc7773-11a0-4c97-b055-49b7e7ba38a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_StockIssuedDuringPeriodSharesWarrantsExercised_d4dc3adb-d867-4d08-b134-893fcf751b31" xlink:href="clov-20211115.xsd#clov_StockIssuedDuringPeriodSharesWarrantsExercised"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_StockIssuedDuringPeriodSharesWarrantsExercised_d4dc3adb-d867-4d08-b134-893fcf751b31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_StockIssuedDuringPeriodValueWarrantsExercised_9234cb78-ab5d-45f1-8b26-3d05129b1b3d" xlink:href="clov-20211115.xsd#clov_StockIssuedDuringPeriodValueWarrantsExercised"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_StockIssuedDuringPeriodValueWarrantsExercised_9234cb78-ab5d-45f1-8b26-3d05129b1b3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_5006181b-651d-4168-9db6-00d7a15297ed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_5006181b-651d-4168-9db6-00d7a15297ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_b1b2a5f8-54b3-4b2e-8452-c06369e3bbe5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_b1b2a5f8-54b3-4b2e-8452-c06369e3bbe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_StockIssuedDuringPeriodSharesBusinessCombinationAndOffering_d7a2b85f-e2e8-4544-a4f8-cf56d29b0916" xlink:href="clov-20211115.xsd#clov_StockIssuedDuringPeriodSharesBusinessCombinationAndOffering"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_StockIssuedDuringPeriodSharesBusinessCombinationAndOffering_d7a2b85f-e2e8-4544-a4f8-cf56d29b0916" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_StockIssuedDuringPeriodValueBusinessCombinationAndOffering_8258e957-bd8c-47fb-a815-c4a75fd7b0d2" xlink:href="clov-20211115.xsd#clov_StockIssuedDuringPeriodValueBusinessCombinationAndOffering"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_StockIssuedDuringPeriodValueBusinessCombinationAndOffering_8258e957-bd8c-47fb-a815-c4a75fd7b0d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConversionFromCommonStock_91fae4d4-e5c1-4ec2-9780-c2079e825a6d" xlink:href="clov-20211115.xsd#clov_ConversionFromCommonStock"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_ConversionFromCommonStock_91fae4d4-e5c1-4ec2-9780-c2079e825a6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConversionOfCommonStockAmount_859df4bb-8f0b-472e-a40f-0ef7ae038642" xlink:href="clov-20211115.xsd#clov_ConversionOfCommonStockAmount"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_ConversionOfCommonStockAmount_859df4bb-8f0b-472e-a40f-0ef7ae038642" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CapitalContributionForExtinguishmentOfDebt_d91ba4b8-29f4-4eb5-a45e-d7d3203d74a9" xlink:href="clov-20211115.xsd#clov_CapitalContributionForExtinguishmentOfDebt"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_CapitalContributionForExtinguishmentOfDebt_d91ba4b8-29f4-4eb5-a45e-d7d3203d74a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AcquisitionOfPublicAndPrivatePlacementWarrants_dff620ab-efbc-4c06-b036-e85949f296cf" xlink:href="clov-20211115.xsd#clov_AcquisitionOfPublicAndPrivatePlacementWarrants"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_clov_AcquisitionOfPublicAndPrivatePlacementWarrants_dff620ab-efbc-4c06-b036-e85949f296cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_82ae4a8d-abb7-4812-acc3-15ade7294271" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MinorityInterestDecreaseFromRedemptions"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_82ae4a8d-abb7-4812-acc3-15ade7294271" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_4f48de4d-1c5a-4923-af27-62047725789c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_4f48de4d-1c5a-4923-af27-62047725789c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_72a85fdf-0270-48a3-b24f-bb4a2f68bcb0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_NetIncomeLoss_72a85fdf-0270-48a3-b24f-bb4a2f68bcb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesOutstanding_a56e684b-844f-42a7-ae65-6ce5765a05fc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharesOutstanding"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_SharesOutstanding_a56e684b-844f-42a7-ae65-6ce5765a05fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_62efaf96-9c0c-49cc-8d3d-9fcf586ee8e4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_d5ae2ba8-5e75-40de-9fd9-afef70ccb75c" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_62efaf96-9c0c-49cc-8d3d-9fcf586ee8e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnauditedParenthetical" xlink:type="simple" xlink:href="clov-20211115.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnauditedParenthetical"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYDEFICITUnauditedParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_2dd78c4f-53d9-4ef4-84c4-572915dc550c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_dca6b9c3-b806-4b3c-b904-9276c84719c4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_2dd78c4f-53d9-4ef4-84c4-572915dc550c" xlink:to="loc_us-gaap_StatementTable_dca6b9c3-b806-4b3c-b904-9276c84719c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_88171b21-cf22-4973-aa98-9c63a67dc5cf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_dca6b9c3-b806-4b3c-b904-9276c84719c4" xlink:to="loc_us-gaap_StatementClassOfStockAxis_88171b21-cf22-4973-aa98-9c63a67dc5cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_4d2acc33-c8ee-4cb2-ae11-bac7707f3548" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_88171b21-cf22-4973-aa98-9c63a67dc5cf" xlink:to="loc_us-gaap_ClassOfStockDomain_4d2acc33-c8ee-4cb2-ae11-bac7707f3548" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_d3adfae9-790c-4647-894c-453f4ec79e51" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_4d2acc33-c8ee-4cb2-ae11-bac7707f3548" xlink:to="loc_us-gaap_CommonClassBMember_d3adfae9-790c-4647-894c-453f4ec79e51" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_54ae89e7-03f8-4592-804e-b52da0d70f2b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_dca6b9c3-b806-4b3c-b904-9276c84719c4" xlink:to="loc_us-gaap_StatementLineItems_54ae89e7-03f8-4592-804e-b52da0d70f2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_12d80fa6-3d64-4a7b-98d6-e2e731b9f9c6" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_54ae89e7-03f8-4592-804e-b52da0d70f2b" xlink:to="loc_clov_CommonStockExchangeRatio_12d80fa6-3d64-4a7b-98d6-e2e731b9f9c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWSUnaudited" xlink:type="simple" xlink:href="clov-20211115.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWSUnaudited"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWSUnaudited" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_27373088-c511-4af1-bb40-a6dde60e96f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_27373088-c511-4af1-bb40-a6dde60e96f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_a95ee70c-2e70-4db9-a938-47212c2b03a0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_27373088-c511-4af1-bb40-a6dde60e96f6" xlink:to="loc_us-gaap_ProfitLoss_a95ee70c-2e70-4db9-a938-47212c2b03a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_27373088-c511-4af1-bb40-a6dde60e96f6" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_7cda9b4a-4123-4e20-8f55-d2cdd595d861" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_DepreciationAndAmortization_7cda9b4a-4123-4e20-8f55-d2cdd595d861" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_76105873-006c-40eb-9f98-b5715aa07c71" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_76105873-006c-40eb-9f98-b5715aa07c71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_3fd961e4-3b94-4f53-b438-2cd7d5847eff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_ShareBasedCompensation_3fd961e4-3b94-4f53-b438-2cd7d5847eff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaidInKindInterest_44fff1b0-facd-4585-8f67-6dbf786ab951" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaidInKindInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_PaidInKindInterest_44fff1b0-facd-4585-8f67-6dbf786ab951" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants_c30f8a8b-6400-4350-9259-c11f19368962" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_clov_IncreaseDecreaseInFairValueAdjustmentOfWarrants_c30f8a8b-6400-4350-9259-c11f19368962" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_55048522-21a8-46b0-adcd-a893f02fb73e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDerivativeLiabilities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_55048522-21a8-46b0-adcd-a893f02fb73e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_10ce0e7d-6b59-49a7-9fe1-3e907af3a6a1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet_10ce0e7d-6b59-49a7-9fe1-3e907af3a6a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_629401ef-90cf-4f9d-8e1d-05f927d8b5bc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_629401ef-90cf-4f9d-8e1d-05f927d8b5bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_c1c8ca39-5ad0-42ad-804e-ebc84a1d2884" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_c1c8ca39-5ad0-42ad-804e-ebc84a1d2884" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherReceivables_27e6dd3b-511c-49c4-81bc-b117536d8fc2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherReceivables"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherReceivables_27e6dd3b-511c-49c4-81bc-b117536d8fc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_44adcead-c3c3-4c44-ba09-5e39bf125658" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInReinsuranceRecoverable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_44adcead-c3c3-4c44-ba09-5e39bf125658" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInPerformanceYearReceivable_368bc3fd-b686-4a64-a760-3de0f2a0a1b7" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInPerformanceYearReceivable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_clov_IncreaseDecreaseInPerformanceYearReceivable_368bc3fd-b686-4a64-a760-3de0f2a0a1b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDepositOtherAssets_63b22ce6-8987-48d1-a617-8b01db23397c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDepositOtherAssets"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInDepositOtherAssets_63b22ce6-8987-48d1-a617-8b01db23397c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_5f167ad5-6d33-42b1-bd79-6d0ab6a0cb1e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_5f167ad5-6d33-42b1-bd79-6d0ab6a0cb1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_1fe66d1c-0cbb-488e-8baf-d7204e52fa4e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_1fe66d1c-0cbb-488e-8baf-d7204e52fa4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_f00ec76f-dec6-49b8-b471-bdbc0d3bd432" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_f00ec76f-dec6-49b8-b471-bdbc0d3bd432" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInOperatingLeaseRightOfUseAssets_c4e2cecc-87a6-4276-aaec-e0fc49ed1b2d" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInOperatingLeaseRightOfUseAssets"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_clov_IncreaseDecreaseInOperatingLeaseRightOfUseAssets_c4e2cecc-87a6-4276-aaec-e0fc49ed1b2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInUnpaidClaims_a5abf4d1-b81f-42c8-bdac-4ed23cb75e08" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInUnpaidClaims"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_clov_IncreaseDecreaseInUnpaidClaims_a5abf4d1-b81f-42c8-bdac-4ed23cb75e08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_19414a94-5d72-48ed-9aad-bb4f35ca6725" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_19414a94-5d72-48ed-9aad-bb4f35ca6725" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedSalaries_3cd77c0a-1096-4ca2-b1a7-55d88a5b171e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedSalaries"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedSalaries_3cd77c0a-1096-4ca2-b1a7-55d88a5b171e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInPremiumDeficiencyReserve_1e170e2d-e584-4b94-85ef-d1ee09e3c6c9" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInPremiumDeficiencyReserve"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_clov_IncreaseDecreaseInPremiumDeficiencyReserve_1e170e2d-e584-4b94-85ef-d1ee09e3c6c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherNoncurrentLiabilities_cd8b4fed-d767-4db7-83ca-8ee87178d873" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherNoncurrentLiabilities"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherNoncurrentLiabilities_cd8b4fed-d767-4db7-83ca-8ee87178d873" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IncreaseDecreaseInPerformanceYearObligation_2ce06543-370c-4d33-bcbb-ea0e3a1a722a" xlink:href="clov-20211115.xsd#clov_IncreaseDecreaseInPerformanceYearObligation"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_clov_IncreaseDecreaseInPerformanceYearObligation_2ce06543-370c-4d33-bcbb-ea0e3a1a722a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeasePayments_724cc935-10cd-4f99-8d8f-1384f0817789" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeasePayments"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_1118b0e2-8c3c-4528-9532-e844f870801e" xlink:to="loc_us-gaap_OperatingLeasePayments_724cc935-10cd-4f99-8d8f-1384f0817789" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_0fe49698-6711-44c9-bb69-d256c2409a29" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_018cdd80-698a-4425-9da1-244d3f459a2c" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_0fe49698-6711-44c9-bb69-d256c2409a29" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_d697500c-e06c-4378-b999-c4b6751ba0c1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_d697500c-e06c-4378-b999-c4b6751ba0c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireInvestments_7abe0e7e-001b-4353-8f57-e0415cb78d1f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireInvestments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_d697500c-e06c-4378-b999-c4b6751ba0c1" xlink:to="loc_us-gaap_PaymentsToAcquireInvestments_7abe0e7e-001b-4353-8f57-e0415cb78d1f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities_a0721b6b-42e7-4d1c-9353-0ab48217001d" xlink:href="clov-20211115.xsd#clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_d697500c-e06c-4378-b999-c4b6751ba0c1" xlink:to="loc_clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities_a0721b6b-42e7-4d1c-9353-0ab48217001d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale_ddfac002-3467-4a67-9180-84c526a2012a" xlink:href="clov-20211115.xsd#clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_d697500c-e06c-4378-b999-c4b6751ba0c1" xlink:to="loc_clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale_ddfac002-3467-4a67-9180-84c526a2012a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_a1418008-38ad-45d1-b036-301e3e2f3cb7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_d697500c-e06c-4378-b999-c4b6751ba0c1" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_a1418008-38ad-45d1-b036-301e3e2f3cb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_689ee32c-fd56-478b-b9a2-ac6a72e1dda4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_d697500c-e06c-4378-b999-c4b6751ba0c1" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_689ee32c-fd56-478b-b9a2-ac6a72e1dda4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromConvertibleDebt_1d139082-2ff0-47bf-bbcc-fefea91c4f98" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromConvertibleDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_ProceedsFromConvertibleDebt_1d139082-2ff0-47bf-bbcc-fefea91c4f98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfFinancingCosts_b7dbdad3-628e-478c-8f23-a0d9902062a7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsOfFinancingCosts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_PaymentsOfFinancingCosts_b7dbdad3-628e-478c-8f23-a0d9902062a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfNotesPayable_de3f44cd-f371-485a-810c-23d9f159b0be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RepaymentsOfNotesPayable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_RepaymentsOfNotesPayable_de3f44cd-f371-485a-810c-23d9f159b0be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_c823cd0c-d756-4d9d-8fdb-25c6fdfed581" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_c823cd0c-d756-4d9d-8fdb-25c6fdfed581" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromReverseCapitalizationNetOfTransactionCosts_0289fe6f-1c46-4e77-ab78-a4feabc819d5" xlink:href="clov-20211115.xsd#clov_ProceedsFromReverseCapitalizationNetOfTransactionCosts"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_clov_ProceedsFromReverseCapitalizationNetOfTransactionCosts_0289fe6f-1c46-4e77-ab78-a4feabc819d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromWarrantExercises_7652b53a-898f-4fed-8b62-2ffe61d0bf23" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromWarrantExercises"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_ProceedsFromWarrantExercises_7652b53a-898f-4fed-8b62-2ffe61d0bf23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants_b3010481-b719-43b0-8962-9ccc4cf7ab15" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants_b3010481-b719-43b0-8962-9ccc4cf7ab15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_c9d1a83e-6184-43e3-a414-0eca18f72344" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_c9d1a83e-6184-43e3-a414-0eca18f72344" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_d52b65c0-a71c-400e-a180-56cda48faac0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromPaymentsToMinorityShareholders"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_d52b65c0-a71c-400e-a180-56cda48faac0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ce818227-26e5-4948-8f3d-676d4262b572" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_364657e5-0212-4c68-b045-e98e02272967" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ce818227-26e5-4948-8f3d-676d4262b572" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2253899f-d3df-49a8-8791-98b89cb1c911" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_2253899f-d3df-49a8-8791-98b89cb1c911" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_bb8d4059-aca1-4a72-ab3d-91e28ffca284" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_bb8d4059-aca1-4a72-ab3d-91e28ffca284" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_5bbb0e02-dea0-4e97-a1d6-af4124407ab7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_5bbb0e02-dea0-4e97-a1d6-af4124407ab7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_584a86aa-6a67-4073-a5c8-af2fc1a463aa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_584a86aa-6a67-4073-a5c8-af2fc1a463aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_075df6e4-10f3-4f30-86a4-9e78f9a95e7d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_584a86aa-6a67-4073-a5c8-af2fc1a463aa" xlink:to="loc_us-gaap_InterestPaidNet_075df6e4-10f3-4f30-86a4-9e78f9a95e7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3bdc9a1f-594a-4485-a5f7-3d99e91a14d9" xlink:to="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConversionOfStockAmountConverted1_b68691dc-3be9-4090-b4e1-f16372799170" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConversionOfStockAmountConverted1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:to="loc_us-gaap_ConversionOfStockAmountConverted1_b68691dc-3be9-4090-b4e1-f16372799170" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtConversionConvertedInstrumentAmount1_b0e4c474-5a68-4d18-8e60-1927e93b7b1b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtConversionConvertedInstrumentAmount1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:to="loc_us-gaap_DebtConversionConvertedInstrumentAmount1_b0e4c474-5a68-4d18-8e60-1927e93b7b1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtinguishmentOfDebtAmount_fbceb997-c576-4d61-9094-3771c2233b3f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ExtinguishmentOfDebtAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:to="loc_us-gaap_ExtinguishmentOfDebtAmount_fbceb997-c576-4d61-9094-3771c2233b3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_IssuanceOfCommonStockRelatedToWarrantsExercised_19f1ddae-5265-44b4-8dcb-145df7f4e474" xlink:href="clov-20211115.xsd#clov_IssuanceOfCommonStockRelatedToWarrantsExercised"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:to="loc_clov_IssuanceOfCommonStockRelatedToWarrantsExercised_19f1ddae-5265-44b4-8dcb-145df7f4e474" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AcquisitionOfPublicAndPrivateWarrants_7b28fcee-771a-46d2-baa5-9a8b3e666baa" xlink:href="clov-20211115.xsd#clov_AcquisitionOfPublicAndPrivateWarrants"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:to="loc_clov_AcquisitionOfPublicAndPrivateWarrants_7b28fcee-771a-46d2-baa5-9a8b3e666baa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssued1_f596c7b3-897f-4763-8d6c-125df68dff66" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssued1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:to="loc_us-gaap_StockIssued1_f596c7b3-897f-4763-8d6c-125df68dff66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalLeaseObligationsIncurred_0fd18cf9-4d23-40aa-87a0-9ea2bc584c64" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CapitalLeaseObligationsIncurred"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_f3eeb7bb-b145-4245-a3a3-8d73a4ad415b" xlink:to="loc_us-gaap_CapitalLeaseObligationsIncurred_0fd18cf9-4d23-40aa-87a0-9ea2bc584c64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OrganizationandOperations" xlink:type="simple" xlink:href="clov-20211115.xsd#OrganizationandOperations"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/OrganizationandOperations" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_b4b366f6-0aff-4e00-87a8-219ed8921eac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_54c4fa08-f6dd-4510-b47f-4aca1d3d99f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_b4b366f6-0aff-4e00-87a8-219ed8921eac" xlink:to="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_54c4fa08-f6dd-4510-b47f-4aca1d3d99f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OrganizationandOperationsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#OrganizationandOperationsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/OrganizationandOperationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_33eb9809-bbac-4cd7-b109-5f5491a1226f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingSharedSavingsAndLossesPercent_902bb08b-4497-4fdb-8a60-101d802b7f9c" xlink:href="clov-20211115.xsd#clov_DirectContractingSharedSavingsAndLossesPercent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_33eb9809-bbac-4cd7-b109-5f5491a1226f" xlink:to="loc_clov_DirectContractingSharedSavingsAndLossesPercent_902bb08b-4497-4fdb-8a60-101d802b7f9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofSignificantAccountingPolicies" xlink:type="simple" xlink:href="clov-20211115.xsd#SummaryofSignificantAccountingPolicies"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/SummaryofSignificantAccountingPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_8e3e7a8b-b2eb-43ad-afbb-41e03ea53e4f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock_df4ec979-1618-4733-be12-379467b62b06" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_8e3e7a8b-b2eb-43ad-afbb-41e03ea53e4f" xlink:to="loc_us-gaap_SignificantAccountingPoliciesTextBlock_df4ec979-1618-4733-be12-379467b62b06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesPolicies" xlink:type="simple" xlink:href="clov-20211115.xsd#SummaryofSignificantAccountingPoliciesPolicies"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_89f7798d-2bdb-4f1b-bfbc-d9d8c33049e0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_89f7798d-2bdb-4f1b-bfbc-d9d8c33049e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_614fbe4c-0839-4d2c-97c2-a697e29444bd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_614fbe4c-0839-4d2c-97c2-a697e29444bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UseOfEstimates_311802c5-ac25-476a-847e-3d803800f794" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UseOfEstimates"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_us-gaap_UseOfEstimates_311802c5-ac25-476a-847e-3d803800f794" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinimumGuaranteesPolicy_f031ccfb-62b7-4270-81d4-b745f2b2f522" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MinimumGuaranteesPolicy"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_us-gaap_MinimumGuaranteesPolicy_f031ccfb-62b7-4270-81d4-b745f2b2f522" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResearchDevelopmentAndComputerSoftwarePolicyTextBlock_4b610e90-9f78-470f-badc-1970f24053a3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ResearchDevelopmentAndComputerSoftwarePolicyTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_us-gaap_ResearchDevelopmentAndComputerSoftwarePolicyTextBlock_4b610e90-9f78-470f-badc-1970f24053a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_a4cea935-03ee-4eb8-8310-325e4f446bd3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_a4cea935-03ee-4eb8-8310-325e4f446bd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RisksAndUncertaintiesPolicyPolicyTextBlock_a639cd1b-a6e9-4655-b390-075f94e592c0" xlink:href="clov-20211115.xsd#clov_RisksAndUncertaintiesPolicyPolicyTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_clov_RisksAndUncertaintiesPolicyPolicyTextBlock_a639cd1b-a6e9-4655-b390-075f94e592c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_c6dfe032-2ee1-446e-ac92-167ad8d279ee" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_47f42e2a-08f3-4610-aaa1-e99e251f3189" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_c6dfe032-2ee1-446e-ac92-167ad8d279ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#SummaryofSignificantAccountingPoliciesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_867df08f-39af-4848-9f58-63c92d733ff7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_526b4f80-5acc-41e0-99f8-e97cf408681b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_867df08f-39af-4848-9f58-63c92d733ff7" xlink:to="loc_us-gaap_StatementTable_526b4f80-5acc-41e0-99f8-e97cf408681b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_1255740f-1971-4854-a74d-bf2d1662ac3c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementLocationAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_526b4f80-5acc-41e0-99f8-e97cf408681b" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_1255740f-1971-4854-a74d-bf2d1662ac3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_d233acd3-2ba6-4f94-81ad-1221b00349f2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_1255740f-1971-4854-a74d-bf2d1662ac3c" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_d233acd3-2ba6-4f94-81ad-1221b00349f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpenseMember_fdee059a-52fe-4f31-b0a0-2b6bfed86c32" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GeneralAndAdministrativeExpenseMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_d233acd3-2ba6-4f94-81ad-1221b00349f2" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpenseMember_fdee059a-52fe-4f31-b0a0-2b6bfed86c32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BalanceSheetLocationAxis_15954331-b42b-4427-be91-4599e1075ae6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BalanceSheetLocationAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_526b4f80-5acc-41e0-99f8-e97cf408681b" xlink:to="loc_us-gaap_BalanceSheetLocationAxis_15954331-b42b-4427-be91-4599e1075ae6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BalanceSheetLocationDomain_7d12de35-a949-4bf7-85e4-0cc2e4fb73b2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BalanceSheetLocationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationAxis_15954331-b42b-4427-be91-4599e1075ae6" xlink:to="loc_us-gaap_BalanceSheetLocationDomain_7d12de35-a949-4bf7-85e4-0cc2e4fb73b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCurrentAssetsMember_09ed0a1c-5b61-423e-bda5-bf2c032a8f71" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherCurrentAssetsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_7d12de35-a949-4bf7-85e4-0cc2e4fb73b2" xlink:to="loc_us-gaap_OtherCurrentAssetsMember_09ed0a1c-5b61-423e-bda5-bf2c032a8f71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_3528ced6-bd34-4d16-8872-6253f59a876a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_526b4f80-5acc-41e0-99f8-e97cf408681b" xlink:to="loc_us-gaap_StatementLineItems_3528ced6-bd34-4d16-8872-6253f59a876a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_9c6da74c-09a8-4766-9322-78f36d61e594" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3528ced6-bd34-4d16-8872-6253f59a876a" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_9c6da74c-09a8-4766-9322-78f36d61e594" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredImplementationCosts_78a4dca8-5d04-4810-8163-4d5ea93aeaba" xlink:href="clov-20211115.xsd#clov_DeferredImplementationCosts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3528ced6-bd34-4d16-8872-6253f59a876a" xlink:to="loc_clov_DeferredImplementationCosts_78a4dca8-5d04-4810-8163-4d5ea93aeaba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_2e24173b-e715-4278-9314-f034138a0058" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3528ced6-bd34-4d16-8872-6253f59a876a" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_2e24173b-e715-4278-9314-f034138a0058" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ImpairmentOfIntangibleAssetsFinitelived_13f5d7e8-5229-4a5b-8383-a211dfaabedb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairmentOfIntangibleAssetsFinitelived"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3528ced6-bd34-4d16-8872-6253f59a876a" xlink:to="loc_us-gaap_ImpairmentOfIntangibleAssetsFinitelived_13f5d7e8-5229-4a5b-8383-a211dfaabedb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/BusinessCombination" xlink:type="simple" xlink:href="clov-20211115.xsd#BusinessCombination"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/BusinessCombination" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_0c29bab0-ecee-4af9-a688-4c01a5de41b5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationDisclosureTextBlock_2ba57157-9cf0-4a0f-8025-d86943ba582d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0c29bab0-ecee-4af9-a688-4c01a5de41b5" xlink:to="loc_us-gaap_BusinessCombinationDisclosureTextBlock_2ba57157-9cf0-4a0f-8025-d86943ba582d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/BusinessCombinationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#BusinessCombinationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/BusinessCombinationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_36985c4d-2987-46ad-a420-7d3662230078" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessCombinationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_36985c4d-2987-46ad-a420-7d3662230078" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_652f9028-71d7-4f94-ad38-31e84c0ed609" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_us-gaap_StatementClassOfStockAxis_652f9028-71d7-4f94-ad38-31e84c0ed609" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_c2c02f9b-809f-4ae8-b348-2469fe5e0955" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_652f9028-71d7-4f94-ad38-31e84c0ed609" xlink:to="loc_us-gaap_ClassOfStockDomain_c2c02f9b-809f-4ae8-b348-2469fe5e0955" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_bcc1f260-01b1-4ddc-9c4d-1477d104e93d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c2c02f9b-809f-4ae8-b348-2469fe5e0955" xlink:to="loc_us-gaap_CommonClassAMember_bcc1f260-01b1-4ddc-9c4d-1477d104e93d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_a832fd69-2652-427b-9939-16e4fc2a4506" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c2c02f9b-809f-4ae8-b348-2469fe5e0955" xlink:to="loc_us-gaap_CommonClassBMember_a832fd69-2652-427b-9939-16e4fc2a4506" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonClassAAndClassBMember_79df902a-6d8d-429a-9433-4e12ac6b7006" xlink:href="clov-20211115.xsd#clov_CommonClassAAndClassBMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c2c02f9b-809f-4ae8-b348-2469fe5e0955" xlink:to="loc_clov_CommonClassAAndClassBMember_79df902a-6d8d-429a-9433-4e12ac6b7006" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConversionOfClassBToCommonClassAMember_c5a4d09c-d97f-4854-9ca6-b68784aedc79" xlink:href="clov-20211115.xsd#clov_ConversionOfClassBToCommonClassAMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c2c02f9b-809f-4ae8-b348-2469fe5e0955" xlink:to="loc_clov_ConversionOfClassBToCommonClassAMember_c5a4d09c-d97f-4854-9ca6-b68784aedc79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SchClassAOrdinarySharesConvertedToCloverClassACommonStockMember_27ac5c9d-808f-4553-8c3d-7209e1fc78f8" xlink:href="clov-20211115.xsd#clov_SchClassAOrdinarySharesConvertedToCloverClassACommonStockMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_c2c02f9b-809f-4ae8-b348-2469fe5e0955" xlink:to="loc_clov_SchClassAOrdinarySharesConvertedToCloverClassACommonStockMember_27ac5c9d-808f-4553-8c3d-7209e1fc78f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_49853021-360b-43e6-a2aa-6aa4547a97d9" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_dei_LegalEntityAxis_49853021-360b-43e6-a2aa-6aa4547a97d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_9732cd3d-48a4-4134-9585-6e2fcfa32c93" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_49853021-360b-43e6-a2aa-6aa4547a97d9" xlink:to="loc_dei_EntityDomain_9732cd3d-48a4-4134-9585-6e2fcfa32c93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SocialCapitalHedosophiaHoldingsCorpIiiMember_6b74438f-f321-4f3b-8f82-9b107b9b1c4d" xlink:href="clov-20211115.xsd#clov_SocialCapitalHedosophiaHoldingsCorpIiiMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_9732cd3d-48a4-4134-9585-6e2fcfa32c93" xlink:to="loc_clov_SocialCapitalHedosophiaHoldingsCorpIiiMember_6b74438f-f321-4f3b-8f82-9b107b9b1c4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CloverHealthInvestmentsCorpMember_1ca4d6eb-a88f-4195-8682-934cfd6992ae" xlink:href="clov-20211115.xsd#clov_CloverHealthInvestmentsCorpMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_9732cd3d-48a4-4134-9585-6e2fcfa32c93" xlink:to="loc_clov_CloverHealthInvestmentsCorpMember_1ca4d6eb-a88f-4195-8682-934cfd6992ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SchSponsorIiiLlcMember_888d7294-a2ba-48f8-8802-8b7c46f1c758" xlink:href="clov-20211115.xsd#clov_SchSponsorIiiLlcMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_9732cd3d-48a4-4134-9585-6e2fcfa32c93" xlink:to="loc_clov_SchSponsorIiiLlcMember_888d7294-a2ba-48f8-8802-8b7c46f1c758" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_e9c05d5c-39a1-4153-a526-81cc745dde85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_e9c05d5c-39a1-4153-a526-81cc745dde85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_5c15f6af-f429-4174-9a99-2a2269bae441" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_e9c05d5c-39a1-4153-a526-81cc745dde85" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_5c15f6af-f429-4174-9a99-2a2269bae441" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivatePlacementWarrantsMember_677128b5-c8d7-4870-8865-b255fc1ac26c" xlink:href="clov-20211115.xsd#clov_PrivatePlacementWarrantsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_5c15f6af-f429-4174-9a99-2a2269bae441" xlink:to="loc_clov_PrivatePlacementWarrantsMember_677128b5-c8d7-4870-8865-b255fc1ac26c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PublicWarrantsMember_ac8932be-95b9-428d-992e-e5505da6101c" xlink:href="clov-20211115.xsd#clov_PublicWarrantsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_5c15f6af-f429-4174-9a99-2a2269bae441" xlink:to="loc_clov_PublicWarrantsMember_ac8932be-95b9-428d-992e-e5505da6101c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivatePlacementWarrantAndPublicWarrantMember_561ce565-8479-4eaa-bb6e-9e718440047a" xlink:href="clov-20211115.xsd#clov_PrivatePlacementWarrantAndPublicWarrantMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_5c15f6af-f429-4174-9a99-2a2269bae441" xlink:to="loc_clov_PrivatePlacementWarrantAndPublicWarrantMember_561ce565-8479-4eaa-bb6e-9e718440047a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsidiarySaleOfStockAxis_522e9975-81c9-4a9d-b7f9-860710751281" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_us-gaap_SubsidiarySaleOfStockAxis_522e9975-81c9-4a9d-b7f9-860710751281" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_a832c877-2ae5-44b7-9d9b-32725a66fcb1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_522e9975-81c9-4a9d-b7f9-860710751281" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_a832c877-2ae5-44b7-9d9b-32725a66fcb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrivatePlacementMember_544a2507-11c7-4e06-8ad7-60389e38c84b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PrivatePlacementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_a832c877-2ae5-44b7-9d9b-32725a66fcb1" xlink:to="loc_us-gaap_PrivatePlacementMember_544a2507-11c7-4e06-8ad7-60389e38c84b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IPOMember_418b7123-2d73-43af-b1be-dd09099852aa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IPOMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_a832c877-2ae5-44b7-9d9b-32725a66fcb1" xlink:to="loc_us-gaap_IPOMember_418b7123-2d73-43af-b1be-dd09099852aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualAxis_9aa13553-5c1d-4c30-af6e-4e544fc15058" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_TitleOfIndividualAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_srt_TitleOfIndividualAxis_9aa13553-5c1d-4c30-af6e-4e544fc15058" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_6bf41008-d37b-4453-b572-3a0387922519" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualAxis_9aa13553-5c1d-4c30-af6e-4e544fc15058" xlink:to="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_6bf41008-d37b-4453-b572-3a0387922519" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_BoardOfDirectorsChairmanMember_180b2d75-53af-4bea-9a6a-8b6253a0a905" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_BoardOfDirectorsChairmanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_6bf41008-d37b-4453-b572-3a0387922519" xlink:to="loc_srt_BoardOfDirectorsChairmanMember_180b2d75-53af-4bea-9a6a-8b6253a0a905" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OwnershipAxis_cce7c51f-2ff2-4baa-bdbf-e309625fd3ba" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_OwnershipAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_srt_OwnershipAxis_cce7c51f-2ff2-4baa-bdbf-e309625fd3ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OwnershipDomain_1d5f9a0d-fd44-460b-8bdc-dc8644113e1e" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_OwnershipDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipAxis_cce7c51f-2ff2-4baa-bdbf-e309625fd3ba" xlink:to="loc_srt_OwnershipDomain_1d5f9a0d-fd44-460b-8bdc-dc8644113e1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SchAndMergerSubMember_e79034fe-377b-4432-90af-d996cbec7e4e" xlink:href="clov-20211115.xsd#clov_SchAndMergerSubMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipDomain_1d5f9a0d-fd44-460b-8bdc-dc8644113e1e" xlink:to="loc_clov_SchAndMergerSubMember_e79034fe-377b-4432-90af-d996cbec7e4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_d89e83bc-add0-47c7-9b8a-c55170531389" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_d89e83bc-add0-47c7-9b8a-c55170531389" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_d25ff5b5-7b71-4285-81fe-952cf71cdd35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_d89e83bc-add0-47c7-9b8a-c55170531389" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_d25ff5b5-7b71-4285-81fe-952cf71cdd35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MergerAgreementMember_d5c745c6-00fd-4eaa-91c6-bddb2cedd7c1" xlink:href="clov-20211115.xsd#clov_MergerAgreementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_d25ff5b5-7b71-4285-81fe-952cf71cdd35" xlink:to="loc_clov_MergerAgreementMember_d5c745c6-00fd-4eaa-91c6-bddb2cedd7c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionLineItems"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_c0598dc4-f126-4017-ad32-9f645f7c09e6" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_cd4a16f4-180b-4688-9586-889427afae4a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_cd4a16f4-180b-4688-9586-889427afae4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockNumberOfVotingRights_0a95ca23-2423-4ffa-8637-76e7b2e459ed" xlink:href="clov-20211115.xsd#clov_CommonStockNumberOfVotingRights"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_CommonStockNumberOfVotingRights_0a95ca23-2423-4ffa-8637-76e7b2e459ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_BusinessCombinationCashConsiderationReceived_ab0a74ef-29eb-434e-b478-16890b06f8bd" xlink:href="clov-20211115.xsd#clov_BusinessCombinationCashConsiderationReceived"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_BusinessCombinationCashConsiderationReceived_ab0a74ef-29eb-434e-b478-16890b06f8bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_7b199340-990c-486b-bf89-0208cef82134" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_7b199340-990c-486b-bf89-0208cef82134" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharePrice_d94e27a2-e1df-4635-aab6-e96d07fd9561" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharePrice"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_SharePrice_d94e27a2-e1df-4635-aab6-e96d07fd9561" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_b7d3ffa5-60f3-4be2-a9c0-629922894555" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_CommonStockExchangeRatio_b7d3ffa5-60f3-4be2-a9c0-629922894555" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProRataAdjustmentsPercentage_c1e560b5-075f-46db-bb50-836a77db2403" xlink:href="clov-20211115.xsd#clov_ProRataAdjustmentsPercentage"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_ProRataAdjustmentsPercentage_c1e560b5-075f-46db-bb50-836a77db2403" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockConversionBasis_de3198b0-b132-484f-8614-5f64e4e52bec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockConversionBasis"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_CommonStockConversionBasis_de3198b0-b132-484f-8614-5f64e4e52bec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockVotingRights_4ae118f2-9b58-4408-acd9-003cd1b9e022" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockVotingRights"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_CommonStockVotingRights_4ae118f2-9b58-4408-acd9-003cd1b9e022" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_eb8e9777-8972-48e1-8987-7c7c9e278909" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_eb8e9777-8972-48e1-8987-7c7c9e278909" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_fa96caef-9a09-4299-9619-7ba660acfc13" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_fa96caef-9a09-4299-9619-7ba660acfc13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_c9980d63-f34f-4108-84aa-cc98c69485ea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_c9980d63-f34f-4108-84aa-cc98c69485ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_29b8c9aa-f312-4419-aba8-9b40b57cee71" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_29b8c9aa-f312-4419-aba8-9b40b57cee71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRedeemedOrCalledDuringPeriodShares_fa5abbc7-6efe-4cb3-a24e-7ee46fab9b0b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodShares"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_StockRedeemedOrCalledDuringPeriodShares_fa5abbc7-6efe-4cb3-a24e-7ee46fab9b0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockPricePerShare_0c2723cb-ae41-4fe1-87a7-9259515d0f59" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockPricePerShare"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_SaleOfStockPricePerShare_0c2723cb-ae41-4fe1-87a7-9259515d0f59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue_aa40bfa5-f79f-4d28-abc5-4e8aed6d2240" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue_aa40bfa5-f79f-4d28-abc5-4e8aed6d2240" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityRedemptionPricePerShare_617867d6-1514-43d1-bbc7-bd4544ee9b7b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityRedemptionPricePerShare"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_TemporaryEquityRedemptionPricePerShare_617867d6-1514-43d1-bbc7-bd4544ee9b7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CashHeldInTrustAccount_65b28472-b3b1-4c5e-9537-0bafd1e2d8ac" xlink:href="clov-20211115.xsd#clov_CashHeldInTrustAccount"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_CashHeldInTrustAccount_65b28472-b3b1-4c5e-9537-0bafd1e2d8ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAssetsInvestingActivities_c8077003-de9f-4251-b8b2-94954c23f1fd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireAssetsInvestingActivities"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_PaymentsToAcquireAssetsInvestingActivities_c8077003-de9f-4251-b8b2-94954c23f1fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightOutstanding_c8d279d3-95ea-4064-8937-84a9a831b6db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightOutstanding"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_ClassOfWarrantOrRightOutstanding_c8d279d3-95ea-4064-8937-84a9a831b6db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_32a6e35f-0f10-426e-8786-52a2bf9de17c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_32a6e35f-0f10-426e-8786-52a2bf9de17c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_96b907dd-943b-48ae-9945-a50d9a65ed48" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_96b907dd-943b-48ae-9945-a50d9a65ed48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_3518f531-80cc-49f5-b551-fa88ac997869" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_PreferredStockSharesIssued_3518f531-80cc-49f5-b551-fa88ac997869" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_8e8df0e8-9036-4c41-af3e-62e0b7554825" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_8e8df0e8-9036-4c41-af3e-62e0b7554825" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIncreaseInCash_7543be52-35d7-4974-96ea-9ac0f09f7c9e" xlink:href="clov-20211115.xsd#clov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIncreaseInCash"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIncreaseInCash_7543be52-35d7-4974-96ea-9ac0f09f7c9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_BusinessCombinationProceedsFromPrivatePlacement_ee4f190b-648d-427e-b17c-fbf609f9f531" xlink:href="clov-20211115.xsd#clov_BusinessCombinationProceedsFromPrivatePlacement"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_BusinessCombinationProceedsFromPrivatePlacement_ee4f190b-648d-427e-b17c-fbf609f9f531" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts_efd30c8d-0878-49c7-91b5-b798ee5a5c20" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts_efd30c8d-0878-49c7-91b5-b798ee5a5c20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_BusinessCombinationDeferredUnderwriterFees_fccc9265-fd64-4bbe-9dc3-e676dbb99078" xlink:href="clov-20211115.xsd#clov_BusinessCombinationDeferredUnderwriterFees"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_4cea17af-d3f4-4e72-ace8-ee2a53533f8a" xlink:to="loc_clov_BusinessCombinationDeferredUnderwriterFees_fccc9265-fd64-4bbe-9dc3-e676dbb99078" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecurities" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecurities"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecurities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_f9e46ff4-46ff-4297-9ba5-11d249ed5eb1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_12781de1-0bf4-44df-9708-3676664ce31b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_f9e46ff4-46ff-4297-9ba5-11d249ed5eb1" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_12781de1-0bf4-44df-9708-3676664ce31b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesTables" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecuritiesTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_058909a6-35e2-4b2a-a4b7-162c1a367d79" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfInvestmentSecuritiesReconciliationTableTextBlock_861d5ea0-07cc-41f8-a12d-8b5f727cf497" xlink:href="clov-20211115.xsd#clov_ScheduleOfInvestmentSecuritiesReconciliationTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_058909a6-35e2-4b2a-a4b7-162c1a367d79" xlink:to="loc_clov_ScheduleOfInvestmentSecuritiesReconciliationTableTextBlock_861d5ea0-07cc-41f8-a12d-8b5f727cf497" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_a8c91e6f-fe22-4b98-bdb0-adefcda45330" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_058909a6-35e2-4b2a-a4b7-162c1a367d79" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_a8c91e6f-fe22-4b98-bdb0-adefcda45330" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeTextBlock_ad4f145d-dc3f-4021-9e3a-d61eda359f18" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_058909a6-35e2-4b2a-a4b7-162c1a367d79" xlink:to="loc_us-gaap_InvestmentIncomeTextBlock_ad4f145d-dc3f-4021-9e3a-d61eda359f18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_6078cc0b-949a-4550-8ec1-1877cfe8dcfc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_058909a6-35e2-4b2a-a4b7-162c1a367d79" xlink:to="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_6078cc0b-949a-4550-8ec1-1877cfe8dcfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfRealizedGainLossOnInvestmentSecuritiesTableTextBlock_58099d9d-daf2-4ba7-93f7-651e015ded88" xlink:href="clov-20211115.xsd#clov_ScheduleOfRealizedGainLossOnInvestmentSecuritiesTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_058909a6-35e2-4b2a-a4b7-162c1a367d79" xlink:to="loc_clov_ScheduleOfRealizedGainLossOnInvestmentSecuritiesTableTextBlock_58099d9d-daf2-4ba7-93f7-651e015ded88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c048bcb7-f868-40b1-aefc-f4f695617222" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfInvestmentsTable_ae936865-4c44-4e43-a9fe-7c491aef6811" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfInvestmentsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c048bcb7-f868-40b1-aefc-f4f695617222" xlink:to="loc_us-gaap_ScheduleOfInvestmentsTable_ae936865-4c44-4e43-a9fe-7c491aef6811" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis_d1849adc-4a2a-455b-87fb-412d379e9826" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsTable_ae936865-4c44-4e43-a9fe-7c491aef6811" xlink:to="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis_d1849adc-4a2a-455b-87fb-412d379e9826" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain_59ef3059-fbd7-4ea7-9edb-7e10522bcb2a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedAtFairValueAxis_d1849adc-4a2a-455b-87fb-412d379e9826" xlink:to="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain_59ef3059-fbd7-4ea7-9edb-7e10522bcb2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USGovernmentDebtSecuritiesMember_12bba7b0-a317-4984-a435-4e161cafbb6a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USGovernmentDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecurityOwnedAndSoldNotYetPurchasedFairValueSecurityNameDomain_59ef3059-fbd7-4ea7-9edb-7e10522bcb2a" xlink:to="loc_us-gaap_USGovernmentDebtSecuritiesMember_12bba7b0-a317-4984-a435-4e161cafbb6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_c75eb6e8-3ada-4ff6-97ab-b4b5b822d1fc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsTable_ae936865-4c44-4e43-a9fe-7c491aef6811" xlink:to="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_c75eb6e8-3ada-4ff6-97ab-b4b5b822d1fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_9a86a8a8-5e4d-4c9d-838e-1e3ae338235c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InformationByCategoryOfDebtSecurityAxis_c75eb6e8-3ada-4ff6-97ab-b4b5b822d1fc" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_9a86a8a8-5e4d-4c9d-838e-1e3ae338235c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesMember_0a4dbfcd-0854-434d-8bb4-9307e5836118" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_9a86a8a8-5e4d-4c9d-838e-1e3ae338235c" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesMember_0a4dbfcd-0854-434d-8bb4-9307e5836118" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_185e6254-98c4-4f62-a590-59ef278123a1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_9a86a8a8-5e4d-4c9d-838e-1e3ae338235c" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_185e6254-98c4-4f62-a590-59ef278123a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfInvestmentsLineItems_5391d93d-62cd-474a-8b90-bd10d7ace5c7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsTable_ae936865-4c44-4e43-a9fe-7c491aef6811" xlink:to="loc_us-gaap_ScheduleOfInvestmentsLineItems_5391d93d-62cd-474a-8b90-bd10d7ace5c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_93d0bcd6-b1c7-4ad1-99aa-6333f91ca8d9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesClassifiedAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsLineItems_5391d93d-62cd-474a-8b90-bd10d7ace5c7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_93d0bcd6-b1c7-4ad1-99aa-6333f91ca8d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_77bb780e-5ea3-4607-9a1d-adac0791b446" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_93d0bcd6-b1c7-4ad1-99aa-6333f91ca8d9" xlink:to="loc_us-gaap_HeldToMaturitySecurities_77bb780e-5ea3-4607-9a1d-adac0791b446" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_5680ffe0-dcd5-4296-9826-4f5832c8f2b9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_93d0bcd6-b1c7-4ad1-99aa-6333f91ca8d9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_5680ffe0-dcd5-4296-9826-4f5832c8f2b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_7fce0b27-ef39-44ed-bff6-78db8c5db9ef" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_93d0bcd6-b1c7-4ad1-99aa-6333f91ca8d9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_7fce0b27-ef39-44ed-bff6-78db8c5db9ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_46decfb5-4198-4b1b-99d8-707e6ae14a3f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_93d0bcd6-b1c7-4ad1-99aa-6333f91ca8d9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_46decfb5-4198-4b1b-99d8-707e6ae14a3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_d647ebd2-4704-4350-910a-6a5382369e0e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsLineItems_5391d93d-62cd-474a-8b90-bd10d7ace5c7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_d647ebd2-4704-4350-910a-6a5382369e0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_8fddbbd9-3c86-48c9-8c7c-94f1bc1096a0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_d647ebd2-4704-4350-910a-6a5382369e0e" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_8fddbbd9-3c86-48c9-8c7c-94f1bc1096a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_942fb1b1-5bae-4d23-803a-ec3c7e3a18c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_d647ebd2-4704-4350-910a-6a5382369e0e" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_942fb1b1-5bae-4d23-803a-ec3c7e3a18c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_d5f2b246-a321-44cd-afb9-3ae9708f01de" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_d647ebd2-4704-4350-910a-6a5382369e0e" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_d5f2b246-a321-44cd-afb9-3ae9708f01de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_b2592c4e-a47d-467d-ad58-b3168f3d42e1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_d647ebd2-4704-4350-910a-6a5382369e0e" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_b2592c4e-a47d-467d-ad58-b3168f3d42e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_6a2f4ca4-c024-452b-90ad-7fb4ed57f635" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentsLineItems_5391d93d-62cd-474a-8b90-bd10d7ace5c7" xlink:to="loc_us-gaap_InvestmentsAbstract_6a2f4ca4-c024-452b-90ad-7fb4ed57f635" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_625dcb0b-4ef9-44f2-9641-c1fc445b6338" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Investments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_6a2f4ca4-c024-452b-90ad-7fb4ed57f635" xlink:to="loc_us-gaap_Investments_625dcb0b-4ef9-44f2-9641-c1fc445b6338" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_41ddb6ef-6404-4d0c-80a8-71d43a34cd9f" xlink:href="clov-20211115.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_6a2f4ca4-c024-452b-90ad-7fb4ed57f635" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_41ddb6ef-6404-4d0c-80a8-71d43a34cd9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_ca956df2-d87f-4720-8d0f-54ccaa67703f" xlink:href="clov-20211115.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_6a2f4ca4-c024-452b-90ad-7fb4ed57f635" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_ca956df2-d87f-4720-8d0f-54ccaa67703f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_01e2cd66-02e3-4413-b34c-7307ff958176" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_6a2f4ca4-c024-452b-90ad-7fb4ed57f635" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_01e2cd66-02e3-4413-b34c-7307ff958176" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofAmortizedCostandFairValueofDebtSecuritiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecuritiesScheduleofAmortizedCostandFairValueofDebtSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofAmortizedCostandFairValueofDebtSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c5f3e8d0-83d5-4569-a846-ada090031492" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_55a8a8c5-9e60-45e7-9dab-77d3412e7082" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c5f3e8d0-83d5-4569-a846-ada090031492" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_55a8a8c5-9e60-45e7-9dab-77d3412e7082" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_17588646-9553-489a-b3df-046fe2553007" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_55a8a8c5-9e60-45e7-9dab-77d3412e7082" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_17588646-9553-489a-b3df-046fe2553007" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_a708edeb-64f8-485c-b3c0-e0710e7a0c33" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_55a8a8c5-9e60-45e7-9dab-77d3412e7082" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_a708edeb-64f8-485c-b3c0-e0710e7a0c33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_f24d8bd4-d203-4908-8410-d22d47cefca0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_55a8a8c5-9e60-45e7-9dab-77d3412e7082" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_f24d8bd4-d203-4908-8410-d22d47cefca0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_e9a52799-1154-4f92-b049-315ea60f6b43" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_55a8a8c5-9e60-45e7-9dab-77d3412e7082" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_e9a52799-1154-4f92-b049-315ea60f6b43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_ddb91d63-0cb7-470d-a3be-19b846222d01" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_55a8a8c5-9e60-45e7-9dab-77d3412e7082" xlink:to="loc_us-gaap_HeldToMaturitySecurities_ddb91d63-0cb7-470d-a3be-19b846222d01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_18a2d98c-ce5f-4b0a-8a2e-f2166e223d8b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c5f3e8d0-83d5-4569-a846-ada090031492" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_18a2d98c-ce5f-4b0a-8a2e-f2166e223d8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_00cace61-873d-44c1-8e90-deabbd9a42a2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_18a2d98c-ce5f-4b0a-8a2e-f2166e223d8b" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_00cace61-873d-44c1-8e90-deabbd9a42a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_ab76c12b-09d5-48d1-b458-d3acc720490f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_18a2d98c-ce5f-4b0a-8a2e-f2166e223d8b" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_ab76c12b-09d5-48d1-b458-d3acc720490f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_4d47196d-075f-4a9b-b765-671d0f52408f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_18a2d98c-ce5f-4b0a-8a2e-f2166e223d8b" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_4d47196d-075f-4a9b-b765-671d0f52408f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5def36bc-8a31-430d-906b-fd2f228caa2f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_18a2d98c-ce5f-4b0a-8a2e-f2166e223d8b" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5def36bc-8a31-430d-906b-fd2f228caa2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_e159bab5-7eb0-4dce-94a8-cc0ff26edf37" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_18a2d98c-ce5f-4b0a-8a2e-f2166e223d8b" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_e159bab5-7eb0-4dce-94a8-cc0ff26edf37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_e77efa41-a584-4160-bc09-0057f84fe4f0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c5f3e8d0-83d5-4569-a846-ada090031492" xlink:to="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_e77efa41-a584-4160-bc09-0057f84fe4f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_e0ec9f8a-b105-4454-8f20-7ed6433b4c3a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_e77efa41-a584-4160-bc09-0057f84fe4f0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_e0ec9f8a-b105-4454-8f20-7ed6433b4c3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_ade742be-55ee-4012-a8db-af5028b14d74" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_e77efa41-a584-4160-bc09-0057f84fe4f0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_ade742be-55ee-4012-a8db-af5028b14d74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_6391d34e-3334-4a81-84a7-349094e4ce5d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_e77efa41-a584-4160-bc09-0057f84fe4f0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_6391d34e-3334-4a81-84a7-349094e4ce5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_14bad4f9-262a-46a6-813f-7e13c0ba2553" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_e77efa41-a584-4160-bc09-0057f84fe4f0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_14bad4f9-262a-46a6-813f-7e13c0ba2553" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_3f7b46cd-2a1e-4b06-8e14-5193bbb81c9e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAmortizedCostAbstract_e77efa41-a584-4160-bc09-0057f84fe4f0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_3f7b46cd-2a1e-4b06-8e14-5193bbb81c9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_fbeeb3dd-32f0-4770-a5dd-685dd5b3bd5d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c5f3e8d0-83d5-4569-a846-ada090031492" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_fbeeb3dd-32f0-4770-a5dd-685dd5b3bd5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_78a7793c-d387-4862-9b72-f2812205eb43" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_fbeeb3dd-32f0-4770-a5dd-685dd5b3bd5d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_78a7793c-d387-4862-9b72-f2812205eb43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_16dab14a-d9c8-425f-8534-8c7ad7d08cb5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_fbeeb3dd-32f0-4770-a5dd-685dd5b3bd5d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_16dab14a-d9c8-425f-8534-8c7ad7d08cb5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_04ba3bdb-b746-49fc-8312-39c75225f4f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_fbeeb3dd-32f0-4770-a5dd-685dd5b3bd5d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_04ba3bdb-b746-49fc-8312-39c75225f4f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_667e952d-9b73-4fd3-a844-153843389838" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_fbeeb3dd-32f0-4770-a5dd-685dd5b3bd5d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_667e952d-9b73-4fd3-a844-153843389838" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_9aaa39a2-b8b2-4a12-b3ea-2805c5235e95" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_fbeeb3dd-32f0-4770-a5dd-685dd5b3bd5d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_9aaa39a2-b8b2-4a12-b3ea-2805c5235e95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_342c8cc5-bd15-440f-be38-6c2de199297b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_7b55befa-eb18-46d7-8f92-90113fe8018b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_342c8cc5-bd15-440f-be38-6c2de199297b" xlink:to="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_7b55befa-eb18-46d7-8f92-90113fe8018b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeAxis_37010772-e8a2-4476-9113-1b64d5b98205" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_7b55befa-eb18-46d7-8f92-90113fe8018b" xlink:to="loc_us-gaap_InvestmentTypeAxis_37010772-e8a2-4476-9113-1b64d5b98205" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_24d2a769-12e5-4b2c-abba-777bb7f63966" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_37010772-e8a2-4476-9113-1b64d5b98205" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_24d2a769-12e5-4b2c-abba-777bb7f63966" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsMember_14fc766a-c132-4528-894e-169dc4b54a7c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_24d2a769-12e5-4b2c-abba-777bb7f63966" xlink:to="loc_us-gaap_CashAndCashEquivalentsMember_14fc766a-c132-4528-894e-169dc4b54a7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_6a9e4ea7-12eb-441e-9007-f61e8ab4edc4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermInvestmentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_24d2a769-12e5-4b2c-abba-777bb7f63966" xlink:to="loc_us-gaap_ShortTermInvestmentsMember_6a9e4ea7-12eb-441e-9007-f61e8ab4edc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesInvestmentMember_8eff31de-25af-445d-beff-a2fc41966af7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecuritiesInvestmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_24d2a769-12e5-4b2c-abba-777bb7f63966" xlink:to="loc_us-gaap_SecuritiesInvestmentMember_8eff31de-25af-445d-beff-a2fc41966af7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_615921f7-ca55-4c63-a2e6-234ddb1b3b18" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_7b55befa-eb18-46d7-8f92-90113fe8018b" xlink:to="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_615921f7-ca55-4c63-a2e6-234ddb1b3b18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_188c64b4-19c8-4f76-8dae-735c68d5342f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_615921f7-ca55-4c63-a2e6-234ddb1b3b18" xlink:to="loc_us-gaap_NetInvestmentIncome_188c64b4-19c8-4f76-8dae-735c68d5342f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_56746256-2ba7-4de6-973e-75f54271f6b3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_aabf1ee8-ef37-487d-bdbc-38742b54f21a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_56746256-2ba7-4de6-973e-75f54271f6b3" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_aabf1ee8-ef37-487d-bdbc-38742b54f21a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_b76a8702-fb12-4df8-977a-e0fd5dca7ac7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_aabf1ee8-ef37-487d-bdbc-38742b54f21a" xlink:to="loc_us-gaap_FinancialInstrumentAxis_b76a8702-fb12-4df8-977a-e0fd5dca7ac7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6983451d-af8b-46df-b593-26973432b297" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_b76a8702-fb12-4df8-977a-e0fd5dca7ac7" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6983451d-af8b-46df-b593-26973432b297" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_6540811c-bad7-48bd-b907-8ae84b86edad" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6983451d-af8b-46df-b593-26973432b297" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_6540811c-bad7-48bd-b907-8ae84b86edad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_aabf1ee8-ef37-487d-bdbc-38742b54f21a" xlink:to="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOne_b3dee5f5-0e93-4ad9-8e20-10fca52a0ef7" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOne"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOne_b3dee5f5-0e93-4ad9-8e20-10fca52a0ef7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss_b78be249-2831-47cb-8c73-458e77dd8c23" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss_b78be249-2831-47cb-8c73-458e77dd8c23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLonger_516ed2d3-87fc-4937-b864-1af897f82170" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLonger_516ed2d3-87fc-4937-b864-1af897f82170" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_a7c115c9-b2b4-42ed-9f2a-e605eff040a2" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_a7c115c9-b2b4-42ed-9f2a-e605eff040a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_cedd6dbb-348c-403d-8074-70c9559e2b8a" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_cedd6dbb-348c-403d-8074-70c9559e2b8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss_8708d94f-7f57-43ce-ae5c-926b56deb94b" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss_8708d94f-7f57-43ce-ae5c-926b56deb94b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne_6fc41dde-263f-47f7-ad09-8ee960157feb" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne_6fc41dde-263f-47f7-ad09-8ee960157feb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger_7fd9cde5-ebb8-46ee-8d53-9b2a56e3a440" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger_7fd9cde5-ebb8-46ee-8d53-9b2a56e3a440" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions_c86618d3-d4e6-474f-b8ce-c561f017df3b" xlink:href="clov-20211115.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_0c3b1817-8d68-4c9b-8c67-d8a5f750d264" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions_c86618d3-d4e6-474f-b8ce-c561f017df3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesProceedsfromSalesandMaturitiesofInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecuritiesProceedsfromSalesandMaturitiesofInvestmentSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesProceedsfromSalesandMaturitiesofInvestmentSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ead47d71-3016-4f74-9ea2-59250fc1ccb6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities_68fa9513-6104-40b2-bbc0-60ce157f48ff" xlink:href="clov-20211115.xsd#clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ead47d71-3016-4f74-9ea2-59250fc1ccb6" xlink:to="loc_clov_ProceedsFromSaleOfShortTermInvestmentsAndAvailableForSaleSecurities_68fa9513-6104-40b2-bbc0-60ce157f48ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale_a526e0d4-3d3e-49f2-9eb5-044ef02326fd" xlink:href="clov-20211115.xsd#clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ead47d71-3016-4f74-9ea2-59250fc1ccb6" xlink:to="loc_clov_ProceedsFromMaturityOfShortTermInvestmentsAndDebtSecuritiesAvailableForSale_a526e0d4-3d3e-49f2-9eb5-044ef02326fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedGains_257f1d37-2fb6-4c1c-ac9b-56cee48e3055" xlink:href="clov-20211115.xsd#clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedGains"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ead47d71-3016-4f74-9ea2-59250fc1ccb6" xlink:to="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedGains_257f1d37-2fb6-4c1c-ac9b-56cee48e3055" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedLosses_da034b74-a304-4978-9318-24c173e7f615" xlink:href="clov-20211115.xsd#clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedLosses"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ead47d71-3016-4f74-9ea2-59250fc1ccb6" xlink:to="loc_clov_ShortTermInvestmentsAndAvailableForSaleSecuritiesGrossRealizedLosses_da034b74-a304-4978-9318-24c173e7f615" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealizedInvestmentGainsLosses_d4d1ef17-b3f2-4e1f-bce3-83c53fd9bbb0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealizedInvestmentGainsLosses"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ead47d71-3016-4f74-9ea2-59250fc1ccb6" xlink:to="loc_us-gaap_RealizedInvestmentGainsLosses_d4d1ef17-b3f2-4e1f-bce3-83c53fd9bbb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#InvestmentSecuritiesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_7a586633-fcf8-479b-911b-66e796620bb8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_26c7a73a-faff-4ba9-976d-0ff1db1d88c8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Deposits"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_7a586633-fcf8-479b-911b-66e796620bb8" xlink:to="loc_us-gaap_Deposits_26c7a73a-faff-4ba9-976d-0ff1db1d88c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurements" xlink:type="simple" xlink:href="clov-20211115.xsd#FairValueMeasurements"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairValueMeasurements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_9ef202be-9451-4f82-8fad-a7932a20c1cc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_91e49f30-a628-4b70-ac22-ee9b7986accf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_9ef202be-9451-4f82-8fad-a7932a20c1cc" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_91e49f30-a628-4b70-ac22-ee9b7986accf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsTables" xlink:type="simple" xlink:href="clov-20211115.xsd#FairValueMeasurementsTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_560954ef-a8fb-4731-950b-ec320fab7751" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_99f27208-d281-4cee-a089-a839d357f6fa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_560954ef-a8fb-4731-950b-ec320fab7751" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_99f27208-d281-4cee-a089-a839d357f6fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_bfefe04c-d2f8-4acb-a129-6fedbbe62099" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_560954ef-a8fb-4731-950b-ec320fab7751" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_bfefe04c-d2f8-4acb-a129-6fedbbe62099" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_0ed7dd66-6a60-486f-8e92-dd98e5d65ec6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_560954ef-a8fb-4731-950b-ec320fab7751" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_0ed7dd66-6a60-486f-8e92-dd98e5d65ec6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfChangesInFairValueOfWarrantsPayableTableTextBlock_d8a25771-f8c1-40b4-b26a-abe3b79b8f6b" xlink:href="clov-20211115.xsd#clov_ScheduleOfChangesInFairValueOfWarrantsPayableTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_560954ef-a8fb-4731-950b-ec320fab7751" xlink:to="loc_clov_ScheduleOfChangesInFairValueOfWarrantsPayableTableTextBlock_d8a25771-f8c1-40b4-b26a-abe3b79b8f6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsSummaryofFairValueMeasurementsforItemsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairValueMeasurementsSummaryofFairValueMeasurementsforItemsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsSummaryofFairValueMeasurementsforItemsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_79ee0f64-524e-4206-8714-175a7ec16b34" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9a3d6112-fecd-43e6-b966-9ed65013c8af" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_79ee0f64-524e-4206-8714-175a7ec16b34" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9a3d6112-fecd-43e6-b966-9ed65013c8af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_f9fe4633-70a1-42d6-86ff-12572423a031" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9a3d6112-fecd-43e6-b966-9ed65013c8af" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_f9fe4633-70a1-42d6-86ff-12572423a031" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9e0d84da-1716-4eba-addb-40ff670e8df8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_f9fe4633-70a1-42d6-86ff-12572423a031" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9e0d84da-1716-4eba-addb-40ff670e8df8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_5d0034be-cb1c-4ef5-94d2-087175da52b2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9e0d84da-1716-4eba-addb-40ff670e8df8" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_5d0034be-cb1c-4ef5-94d2-087175da52b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_6cbae82b-3ea0-46ae-93cd-737407ebed75" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9e0d84da-1716-4eba-addb-40ff670e8df8" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_6cbae82b-3ea0-46ae-93cd-737407ebed75" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_b2eb230b-577e-4295-9b53-3ea2fa5e4c03" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9e0d84da-1716-4eba-addb-40ff670e8df8" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_b2eb230b-577e-4295-9b53-3ea2fa5e4c03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_22a13e90-2db1-4825-ac6e-6bd0f0306b1c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9a3d6112-fecd-43e6-b966-9ed65013c8af" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_22a13e90-2db1-4825-ac6e-6bd0f0306b1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_f6379ce9-a1c9-4e8d-bc65-12d55138f781" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_22a13e90-2db1-4825-ac6e-6bd0f0306b1c" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_f6379ce9-a1c9-4e8d-bc65-12d55138f781" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_87e6fd2c-0896-4ab6-9c72-b3a19805d90f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_22a13e90-2db1-4825-ac6e-6bd0f0306b1c" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_87e6fd2c-0896-4ab6-9c72-b3a19805d90f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_069da822-0990-4e9c-9c9a-0bb8be36a350" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_22a13e90-2db1-4825-ac6e-6bd0f0306b1c" xlink:to="loc_us-gaap_DerivativeLiabilities_069da822-0990-4e9c-9c9a-0bb8be36a350" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantLiabilityFairValueDisclosure_9924f011-8034-40bb-9e3f-1e66665612bc" xlink:href="clov-20211115.xsd#clov_WarrantLiabilityFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_22a13e90-2db1-4825-ac6e-6bd0f0306b1c" xlink:to="loc_clov_WarrantLiabilityFairValueDisclosure_9924f011-8034-40bb-9e3f-1e66665612bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_c33dcdc8-31c4-4f8b-80b0-1d1524fd57f9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_22a13e90-2db1-4825-ac6e-6bd0f0306b1c" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_c33dcdc8-31c4-4f8b-80b0-1d1524fd57f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairValueMeasurementsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_71f1f40c-2f14-4a9e-9bf8-7eb066995947" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_09295f7b-1b2a-4c5f-8de2-3bc7a1aeb2cc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_71f1f40c-2f14-4a9e-9bf8-7eb066995947" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_09295f7b-1b2a-4c5f-8de2-3bc7a1aeb2cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_d7e5245d-d226-443d-99fa-185fdbd1ca57" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_09295f7b-1b2a-4c5f-8de2-3bc7a1aeb2cc" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_d7e5245d-d226-443d-99fa-185fdbd1ca57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_21e27649-093c-4677-89f5-a2e586575498" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_d7e5245d-d226-443d-99fa-185fdbd1ca57" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_21e27649-093c-4677-89f5-a2e586575498" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_49d591f1-e596-4199-af8e-0a11c6db91fa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_21e27649-093c-4677-89f5-a2e586575498" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_49d591f1-e596-4199-af8e-0a11c6db91fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_fd07d8c0-67f3-4aa7-adc6-a1795f2ed74d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_09295f7b-1b2a-4c5f-8de2-3bc7a1aeb2cc" xlink:to="loc_us-gaap_FinancialInstrumentAxis_fd07d8c0-67f3-4aa7-adc6-a1795f2ed74d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_937d5ebc-f54a-4378-82be-2bbd8c2408a9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_fd07d8c0-67f3-4aa7-adc6-a1795f2ed74d" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_937d5ebc-f54a-4378-82be-2bbd8c2408a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandTwentyConvertibleNoteMember_9e2fe5fe-20d6-43c7-a996-c0cb7e7fe41d" xlink:href="clov-20211115.xsd#clov_TwoThousandTwentyConvertibleNoteMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_937d5ebc-f54a-4378-82be-2bbd8c2408a9" xlink:to="loc_clov_TwoThousandTwentyConvertibleNoteMember_9e2fe5fe-20d6-43c7-a996-c0cb7e7fe41d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_4dda5a3e-b22d-4602-afb0-8735707d2a4f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_09295f7b-1b2a-4c5f-8de2-3bc7a1aeb2cc" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_4dda5a3e-b22d-4602-afb0-8735707d2a4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_08c46b6b-4f70-47e3-abee-93d2ecde0492" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_4dda5a3e-b22d-4602-afb0-8735707d2a4f" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_08c46b6b-4f70-47e3-abee-93d2ecde0492" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivatePlacementWarrantsMember_43f03ac9-819f-40a1-bf78-3075d5d91f7f" xlink:href="clov-20211115.xsd#clov_PrivatePlacementWarrantsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_08c46b6b-4f70-47e3-abee-93d2ecde0492" xlink:to="loc_clov_PrivatePlacementWarrantsMember_43f03ac9-819f-40a1-bf78-3075d5d91f7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_09295f7b-1b2a-4c5f-8de2-3bc7a1aeb2cc" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleDebtFairValueDisclosures_013c4d43-72a2-4ec6-9d26-b8a34384dac9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleDebtFairValueDisclosures"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:to="loc_us-gaap_ConvertibleDebtFairValueDisclosures_013c4d43-72a2-4ec6-9d26-b8a34384dac9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleDebtFairValueAndCarryingValueDisclosures_eae9dd45-5ecc-4e30-b341-d08aa674945f" xlink:href="clov-20211115.xsd#clov_ConvertibleDebtFairValueAndCarryingValueDisclosures"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:to="loc_clov_ConvertibleDebtFairValueAndCarryingValueDisclosures_eae9dd45-5ecc-4e30-b341-d08aa674945f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_FinancialAssetOrLiabilitiesTransferInAndOut_22738849-9a78-4b38-ae97-d77317d4645f" xlink:href="clov-20211115.xsd#clov_FinancialAssetOrLiabilitiesTransferInAndOut"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:to="loc_clov_FinancialAssetOrLiabilitiesTransferInAndOut_22738849-9a78-4b38-ae97-d77317d4645f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_8f6aea53-fae0-4fa2-9c19-e4bd8eb0f1dd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_8f6aea53-fae0-4fa2-9c19-e4bd8eb0f1dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_4735a02b-6bd6-4ceb-b960-1a199e96dd8e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_4735a02b-6bd6-4ceb-b960-1a199e96dd8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightOutstanding_bea3bf7e-36c9-41d9-ab93-43a30730caa0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightOutstanding"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e1f50469-4dcd-4f4b-936e-867318f8a9b4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightOutstanding_bea3bf7e-36c9-41d9-ab93-43a30730caa0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsScheduleofSignificantUnobservableInputsUsedinBlackScholesModeltoMeasureWarrantsPayableDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairValueMeasurementsScheduleofSignificantUnobservableInputsUsedinBlackScholesModeltoMeasureWarrantsPayableDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsScheduleofSignificantUnobservableInputsUsedinBlackScholesModeltoMeasureWarrantsPayableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_7ae374db-d009-46de-ae7b-084332aff665" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a998eeab-db37-41b2-b015-7d62a968704a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_7ae374db-d009-46de-ae7b-084332aff665" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a998eeab-db37-41b2-b015-7d62a968704a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_03726b01-46cc-40bd-9746-ddc2e4d7ee77" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a998eeab-db37-41b2-b015-7d62a968704a" xlink:to="loc_us-gaap_StatementClassOfStockAxis_03726b01-46cc-40bd-9746-ddc2e4d7ee77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_37ea8cc5-a0ca-420e-81be-3015643d6810" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_03726b01-46cc-40bd-9746-ddc2e4d7ee77" xlink:to="loc_us-gaap_ClassOfStockDomain_37ea8cc5-a0ca-420e-81be-3015643d6810" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleCommonStockMember_fa2e264f-1ed8-4bff-8693-b6fbfc48187b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleCommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_37ea8cc5-a0ca-420e-81be-3015643d6810" xlink:to="loc_us-gaap_ConvertibleCommonStockMember_fa2e264f-1ed8-4bff-8693-b6fbfc48187b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_a998eeab-db37-41b2-b015-7d62a968704a" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharePrice_2d1c3435-3407-4ce6-b037-4301fbb09a9d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharePrice"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:to="loc_us-gaap_SharePrice_2d1c3435-3407-4ce6-b037-4301fbb09a9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsStrikePrice_28ccd1ae-1953-43b6-8b9a-45029bccaea8" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsStrikePrice"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsStrikePrice_28ccd1ae-1953-43b6-8b9a-45029bccaea8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_f44544d2-f906-4d15-aeb9-24f19d83a3cc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_f44544d2-f906-4d15-aeb9-24f19d83a3cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_463ddb2f-2da1-4d54-b428-2808ec51b292" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_463ddb2f-2da1-4d54-b428-2808ec51b292" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_250323bb-b742-42b3-9193-8398e8184d8e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_250323bb-b742-42b3-9193-8398e8184d8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountForPostvestingRestrictions_aa3d10ed-55a3-428a-a33a-b2cc6d8d9112" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountForPostvestingRestrictions"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_be91a10d-3282-4ee0-87f5-17d8494b01b1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDiscountForPostvestingRestrictions_aa3d10ed-55a3-428a-a33a-b2cc6d8d9112" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_f15dc3f2-10b4-4e28-9f94-ac8f4d177b20" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_8d1df1d7-81f0-40af-94ef-6dad1c7c6b02" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_f15dc3f2-10b4-4e28-9f94-ac8f4d177b20" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_8d1df1d7-81f0-40af-94ef-6dad1c7c6b02" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8bab0cb8-42dd-4701-b4cd-cd0689044ac9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_8d1df1d7-81f0-40af-94ef-6dad1c7c6b02" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8bab0cb8-42dd-4701-b4cd-cd0689044ac9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_32d31831-f0aa-4c25-ace6-22f6a9853875" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8bab0cb8-42dd-4701-b4cd-cd0689044ac9" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_32d31831-f0aa-4c25-ace6-22f6a9853875" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_7779e053-ed9d-4f2d-b8d9-7cdb0cc9105c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_32d31831-f0aa-4c25-ace6-22f6a9853875" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_7779e053-ed9d-4f2d-b8d9-7cdb0cc9105c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_eb6f4804-020d-4784-9969-534916383d70" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_8d1df1d7-81f0-40af-94ef-6dad1c7c6b02" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_eb6f4804-020d-4784-9969-534916383d70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_48fd418f-5f7d-4a19-8d33-541e52a73edb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_eb6f4804-020d-4784-9969-534916383d70" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_48fd418f-5f7d-4a19-8d33-541e52a73edb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleSecuritiesMember_a47fc0c0-4321-4888-9b37-b536293bc250" xlink:href="clov-20211115.xsd#clov_ConvertibleSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_48fd418f-5f7d-4a19-8d33-541e52a73edb" xlink:to="loc_clov_ConvertibleSecuritiesMember_a47fc0c0-4321-4888-9b37-b536293bc250" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_bf63b715-c841-49e8-a69e-20d63a41e9d3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_48fd418f-5f7d-4a19-8d33-541e52a73edb" xlink:to="loc_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_bf63b715-c841-49e8-a69e-20d63a41e9d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayableMember_302de8a1-fdbb-4642-9fef-6f3b664feec9" xlink:href="clov-20211115.xsd#clov_WarrantsPayableMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_48fd418f-5f7d-4a19-8d33-541e52a73edb" xlink:to="loc_clov_WarrantsPayableMember_302de8a1-fdbb-4642-9fef-6f3b664feec9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77013a34-4005-4881-9c7f-784ecd1fe967" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_8d1df1d7-81f0-40af-94ef-6dad1c7c6b02" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77013a34-4005-4881-9c7f-784ecd1fe967" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_77013a34-4005-4881-9c7f-784ecd1fe967" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_f0695e64-357e-48f6-9dba-307de6e04d8f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_f0695e64-357e-48f6-9dba-307de6e04d8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues_8c12ec09-9a12-42cf-8f3d-1469e29086b7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues_8c12ec09-9a12-42cf-8f3d-1469e29086b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_a24b3590-ba4c-4cb9-a6cb-f52c896fbe62" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_a24b3590-ba4c-4cb9-a6cb-f52c896fbe62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3_a1281d59-16e1-4263-96be-2a07a8ad6eb4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3_a1281d59-16e1-4263-96be-2a07a8ad6eb4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3_906b1d5f-beb7-4a86-9dc6-329bb14dec6e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3_906b1d5f-beb7-4a86-9dc6-329bb14dec6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss_a826c6fb-26f5-41c7-a960-27990f8ed9e4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:to="loc_us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss_a826c6fb-26f5-41c7-a960-27990f8ed9e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_8703f53d-e29a-4bdc-b765-83ba502ad33a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_b0e6fe0a-1e1c-4ee0-b71a-f3847d8cb598" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_8703f53d-e29a-4bdc-b765-83ba502ad33a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinFairValueofWarrantsPayableDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#FairValueMeasurementsScheduleofChangesinFairValueofWarrantsPayableDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinFairValueofWarrantsPayableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_bbc0889d-f968-4e64-88b4-0350f7b1b4f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_2e55f5f9-275a-4cbf-8da3-05cdd5d73a9c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_bbc0889d-f968-4e64-88b4-0350f7b1b4f8" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_2e55f5f9-275a-4cbf-8da3-05cdd5d73a9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_80f5e34c-00fc-4a1d-a8a6-c995b6f54f2f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_2e55f5f9-275a-4cbf-8da3-05cdd5d73a9c" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_80f5e34c-00fc-4a1d-a8a6-c995b6f54f2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_f093433e-d554-460f-be4e-843955c20be0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_80f5e34c-00fc-4a1d-a8a6-c995b6f54f2f" xlink:to="loc_us-gaap_EquityComponentDomain_f093433e-d554-460f-be4e-843955c20be0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PublicAndPrivatePlacementWarrantsMember_dee9e9c0-11a6-4809-aa30-e24e0830d4d6" xlink:href="clov-20211115.xsd#clov_PublicAndPrivatePlacementWarrantsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_f093433e-d554-460f-be4e-843955c20be0" xlink:to="loc_clov_PublicAndPrivatePlacementWarrantsMember_dee9e9c0-11a6-4809-aa30-e24e0830d4d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_d7c07157-4a33-4412-8c87-372382652be4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_2e55f5f9-275a-4cbf-8da3-05cdd5d73a9c" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_d7c07157-4a33-4412-8c87-372382652be4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_b29c1c25-28f7-4f1a-9d37-e07e4a0af952" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_d7c07157-4a33-4412-8c87-372382652be4" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_b29c1c25-28f7-4f1a-9d37-e07e4a0af952" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayableMember_dd56d243-6f54-40a8-b4c5-05cc3bd28037" xlink:href="clov-20211115.xsd#clov_WarrantsPayableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_b29c1c25-28f7-4f1a-9d37-e07e4a0af952" xlink:to="loc_clov_WarrantsPayableMember_dd56d243-6f54-40a8-b4c5-05cc3bd28037" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_91680ac6-6a55-4ab4-a266-e9360dc4cc0f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_2e55f5f9-275a-4cbf-8da3-05cdd5d73a9c" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_91680ac6-6a55-4ab4-a266-e9360dc4cc0f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_05666f29-530a-4fa7-914b-5ddeead22e44" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_91680ac6-6a55-4ab4-a266-e9360dc4cc0f" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_05666f29-530a-4fa7-914b-5ddeead22e44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_b4e793db-d979-4939-92e8-aee6c891babd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_05666f29-530a-4fa7-914b-5ddeead22e44" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_b4e793db-d979-4939-92e8-aee6c891babd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueAdjustment_166da3bd-9e8b-462a-bec9-4052245b092f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesFairValueAdjustment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_05666f29-530a-4fa7-914b-5ddeead22e44" xlink:to="loc_us-gaap_LiabilitiesFairValueAdjustment_166da3bd-9e8b-462a-bec9-4052245b092f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsAndRightsExercises_a0018b4f-88e2-4469-8fd8-0352d074ba24" xlink:href="clov-20211115.xsd#clov_WarrantsAndRightsExercises"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_05666f29-530a-4fa7-914b-5ddeead22e44" xlink:to="loc_clov_WarrantsAndRightsExercises_a0018b4f-88e2-4469-8fd8-0352d074ba24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsAndRightsRedemptions_54cd8c85-e70d-4d82-9ac4-7e716c001585" xlink:href="clov-20211115.xsd#clov_WarrantsAndRightsRedemptions"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_05666f29-530a-4fa7-914b-5ddeead22e44" xlink:to="loc_clov_WarrantsAndRightsRedemptions_54cd8c85-e70d-4d82-9ac4-7e716c001585" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_fe820576-9612-4d4a-81cf-3e516ede9397" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_05666f29-530a-4fa7-914b-5ddeead22e44" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_fe820576-9612-4d4a-81cf-3e516ede9397" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/HealthcareReceivables" xlink:type="simple" xlink:href="clov-20211115.xsd#HealthcareReceivables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/HealthcareReceivables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_79249e70-22ad-4abc-8084-2ccf29d12b65" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccountReceivablesTextBlock_40628c70-eb2b-4333-ab1d-94f8195c1cad" xlink:href="clov-20211115.xsd#clov_AccountReceivablesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_79249e70-22ad-4abc-8084-2ccf29d12b65" xlink:to="loc_clov_AccountReceivablesTextBlock_40628c70-eb2b-4333-ab1d-94f8195c1cad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/HealthcareReceivablesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#HealthcareReceivablesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/HealthcareReceivablesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_8f443acb-c9a1-461f-aad1-d8b6c1d0449a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReceivablesTable_69ee11c8-bde5-4c75-a125-d7b170c46dd5" xlink:href="clov-20211115.xsd#clov_ReceivablesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_8f443acb-c9a1-461f-aad1-d8b6c1d0449a" xlink:to="loc_clov_ReceivablesTable_69ee11c8-bde5-4c75-a125-d7b170c46dd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_8476e1e5-f65f-4f9a-ac54-d7192e950ebd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReceivablesTable_69ee11c8-bde5-4c75-a125-d7b170c46dd5" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_8476e1e5-f65f-4f9a-ac54-d7192e950ebd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_4f694dd5-c7b7-4956-bfda-2245dd5c6e9f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_8476e1e5-f65f-4f9a-ac54-d7192e950ebd" xlink:to="loc_us-gaap_ReceivableTypeDomain_4f694dd5-c7b7-4956-bfda-2245dd5c6e9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RebateReceivablesMember_dbb5f642-b388-428a-abec-8412014a2b28" xlink:href="clov-20211115.xsd#clov_RebateReceivablesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_4f694dd5-c7b7-4956-bfda-2245dd5c6e9f" xlink:to="loc_clov_RebateReceivablesMember_dbb5f642-b388-428a-abec-8412014a2b28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OtherHealthcareReceivablesMember_9f942124-5d76-4c55-ad50-38ff36ede35e" xlink:href="clov-20211115.xsd#clov_OtherHealthcareReceivablesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_4f694dd5-c7b7-4956-bfda-2245dd5c6e9f" xlink:to="loc_clov_OtherHealthcareReceivablesMember_9f942124-5d76-4c55-ad50-38ff36ede35e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ReceivablesLineItems_3f25cdc9-2dc4-4a16-8347-884624fca3db" xlink:href="clov-20211115.xsd#clov_ReceivablesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReceivablesTable_69ee11c8-bde5-4c75-a125-d7b170c46dd5" xlink:to="loc_clov_ReceivablesLineItems_3f25cdc9-2dc4-4a16-8347-884624fca3db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFromCustomers_26446b44-f2e2-4809-9476-faf76be5fbea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReceivablesFromCustomers"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_ReceivablesLineItems_3f25cdc9-2dc4-4a16-8347-884624fca3db" xlink:to="loc_us-gaap_ReceivablesFromCustomers_26446b44-f2e2-4809-9476-faf76be5fbea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RelatedPartyTransactions" xlink:type="simple" xlink:href="clov-20211115.xsd#RelatedPartyTransactions"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/RelatedPartyTransactions" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_abd6c3d8-0d94-4c64-91a4-e2e6435539aa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_f391035a-0f0b-4151-8a51-7bc22f27b43c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_abd6c3d8-0d94-4c64-91a4-e2e6435539aa" xlink:to="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_f391035a-0f0b-4151-8a51-7bc22f27b43c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RelatedPartyTransactionsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#RelatedPartyTransactionsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/RelatedPartyTransactionsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_0750eb26-0a57-43da-a9a6-49297bc4c8e6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_1050b3a8-3743-457d-832d-dcc7f63c8000" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_0750eb26-0a57-43da-a9a6-49297bc4c8e6" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_1050b3a8-3743-457d-832d-dcc7f63c8000" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_06d18873-93a8-4255-9fc7-a84a423bd9c0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_1050b3a8-3743-457d-832d-dcc7f63c8000" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_06d18873-93a8-4255-9fc7-a84a423bd9c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_8d2d9143-fba3-4081-b8f4-2977af22c34b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_06d18873-93a8-4255-9fc7-a84a423bd9c0" xlink:to="loc_us-gaap_RelatedPartyDomain_8d2d9143-fba3-4081-b8f4-2977af22c34b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CarePointHealthContractMember_d884e264-558c-4489-9927-2647b8d4340e" xlink:href="clov-20211115.xsd#clov_CarePointHealthContractMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_8d2d9143-fba3-4081-b8f4-2977af22c34b" xlink:to="loc_clov_CarePointHealthContractMember_d884e264-558c-4489-9927-2647b8d4340e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RogueTradingMember_84ab2940-7b43-4c89-bd38-dab3f4c6406e" xlink:href="clov-20211115.xsd#clov_RogueTradingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_8d2d9143-fba3-4081-b8f4-2977af22c34b" xlink:to="loc_clov_RogueTradingMember_84ab2940-7b43-4c89-bd38-dab3f4c6406e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MedicalRecordsExchangeLLCMember_75a734d9-78e0-4d61-9874-a8eaf918d1fc" xlink:href="clov-20211115.xsd#clov_MedicalRecordsExchangeLLCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_8d2d9143-fba3-4081-b8f4-2977af22c34b" xlink:to="loc_clov_MedicalRecordsExchangeLLCMember_75a734d9-78e0-4d61-9874-a8eaf918d1fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_e1907a2a-c9da-468c-97fc-1b45fdae9f33" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_1050b3a8-3743-457d-832d-dcc7f63c8000" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_e1907a2a-c9da-468c-97fc-1b45fdae9f33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_1b7df7dd-244c-47dd-9f01-e5e1c95ec237" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_e1907a2a-c9da-468c-97fc-1b45fdae9f33" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_1b7df7dd-244c-47dd-9f01-e5e1c95ec237" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketingExpense_f7d66026-4f18-419c-b099-22ce92d92e5e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MarketingExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_e1907a2a-c9da-468c-97fc-1b45fdae9f33" xlink:to="loc_us-gaap_MarketingExpense_f7d66026-4f18-419c-b099-22ce92d92e5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_6124bca6-b32c-4201-b03c-67e13bd66482" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_e1907a2a-c9da-468c-97fc-1b45fdae9f33" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_6124bca6-b32c-4201-b03c-67e13bd66482" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidClaims" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidClaims"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidClaims" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_8b35f74e-5742-48d2-9873-87ab974ab81f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_7261ced5-5ee8-41c6-8bac-d081adaf439c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_8b35f74e-5742-48d2-9873-87ab974ab81f" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_7261ced5-5ee8-41c6-8bac-d081adaf439c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidClaimsTables" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidClaimsTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidClaimsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_472b548d-342b-49f9-acf3-0d0b41530bc2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_2622077e-2ca3-479d-88bf-3bad5617a8c6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_472b548d-342b-49f9-acf3-0d0b41530bc2" xlink:to="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_2622077e-2ca3-479d-88bf-3bad5617a8c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidClaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidClaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidClaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_4c8907af-88cd-4d1d-b2b7-d89d85b29794" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c3a2f7f5-a87e-4f17-821a-b19da8e77100" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_4c8907af-88cd-4d1d-b2b7-d89d85b29794" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c3a2f7f5-a87e-4f17-821a-b19da8e77100" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_4357157e-4719-45ca-90d1-05863cfb4b90" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c3a2f7f5-a87e-4f17-821a-b19da8e77100" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_4357157e-4719-45ca-90d1-05863cfb4b90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_b0a9dd6d-106c-49fe-a212-06c4508e37fc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c3a2f7f5-a87e-4f17-821a-b19da8e77100" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_b0a9dd6d-106c-49fe-a212-06c4508e37fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_1b963bf9-cc4c-4e4d-856d-d73b9999b594" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_b0a9dd6d-106c-49fe-a212-06c4508e37fc" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_1b963bf9-cc4c-4e4d-856d-d73b9999b594" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_6fa3fb4a-6684-4ca2-950d-2033b4247923" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_b0a9dd6d-106c-49fe-a212-06c4508e37fc" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_6fa3fb4a-6684-4ca2-950d-2033b4247923" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_926438bf-6325-46bf-b9f4-6aa040f22dec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_b0a9dd6d-106c-49fe-a212-06c4508e37fc" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_926438bf-6325-46bf-b9f4-6aa040f22dec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_d210228c-dcaf-4c1c-8d2f-eed76e5629b9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c3a2f7f5-a87e-4f17-821a-b19da8e77100" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_d210228c-dcaf-4c1c-8d2f-eed76e5629b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_35043b12-b492-4b2e-bba3-8db164dd069b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_d210228c-dcaf-4c1c-8d2f-eed76e5629b9" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_35043b12-b492-4b2e-bba3-8db164dd069b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_34efd11f-4580-4f10-aea0-0dd91c18fe34" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_d210228c-dcaf-4c1c-8d2f-eed76e5629b9" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_34efd11f-4580-4f10-aea0-0dd91c18fe34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_ebb8f682-2889-41e2-9566-2130c0eab7fa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_d210228c-dcaf-4c1c-8d2f-eed76e5629b9" xlink:to="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_ebb8f682-2889-41e2-9566-2130c0eab7fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_69b09ffe-d2b8-4675-86ce-b949fd2c2540" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_c3a2f7f5-a87e-4f17-821a-b19da8e77100" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_69b09ffe-d2b8-4675-86ce-b949fd2c2540" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidClaimsAdditionalinformationDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#UnpaidClaimsAdditionalinformationDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/UnpaidClaimsAdditionalinformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1baba4b4-05bc-41fd-819f-c181174fe407" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_03fea26e-7fe6-4138-9a2d-9eed5359d365" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1baba4b4-05bc-41fd-819f-c181174fe407" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_03fea26e-7fe6-4138-9a2d-9eed5359d365" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_b7b52bcc-ecd4-4ff7-aa8c-20be4ba87aef" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1baba4b4-05bc-41fd-819f-c181174fe407" xlink:to="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_b7b52bcc-ecd4-4ff7-aa8c-20be4ba87aef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_b9ee1f9c-1f4f-4d5e-9a6f-27a91c89482e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1baba4b4-05bc-41fd-819f-c181174fe407" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_b9ee1f9c-1f4f-4d5e-9a6f-27a91c89482e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_7d2d161d-1c87-4604-98a8-ed9245131e96" xlink:href="clov-20211115.xsd#clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1baba4b4-05bc-41fd-819f-c181174fe407" xlink:to="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_7d2d161d-1c87-4604-98a8-ed9245131e96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDirectContractingModelPercentageOfIncurredClaims_71a9351e-62bf-4d52-9169-5f4434abdb3a" xlink:href="clov-20211115.xsd#clov_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDirectContractingModelPercentageOfIncurredClaims"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RollForwardInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_1baba4b4-05bc-41fd-819f-c181174fe407" xlink:to="loc_clov_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDirectContractingModelPercentageOfIncurredClaims_71a9351e-62bf-4d52-9169-5f4434abdb3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NotesandSecuritiesPayable_1" xlink:type="simple" xlink:href="clov-20211115.xsd#NotesandSecuritiesPayable_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NotesandSecuritiesPayable_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_593a66f7-8dbd-4ba9-9df9-f67bce543f21" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_00f37d18-294f-4ef9-936e-b559713515c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_593a66f7-8dbd-4ba9-9df9-f67bce543f21" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_00f37d18-294f-4ef9-936e-b559713515c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NotesandSecuritiesPayableDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NotesandSecuritiesPayableDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NotesandSecuritiesPayableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_32520540-da7b-421a-95ca-a5e27108a8f0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_32520540-da7b-421a-95ca-a5e27108a8f0" xlink:to="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_b43ffa81-18d2-406d-a8fb-419ec73eb607" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_b43ffa81-18d2-406d-a8fb-419ec73eb607" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_2e7922ca-5793-4015-b7b9-76b433e74d6c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_b43ffa81-18d2-406d-a8fb-419ec73eb607" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_2e7922ca-5793-4015-b7b9-76b433e74d6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonConvertibleNotesPayableMember_eb69f3bf-b00a-49b9-93ab-714eed03158c" xlink:href="clov-20211115.xsd#clov_NonConvertibleNotesPayableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_2e7922ca-5793-4015-b7b9-76b433e74d6c" xlink:to="loc_clov_NonConvertibleNotesPayableMember_eb69f3bf-b00a-49b9-93ab-714eed03158c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_a9509902-14de-47da-a680-e75b8532a21e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_2e7922ca-5793-4015-b7b9-76b433e74d6c" xlink:to="loc_us-gaap_SeniorNotesMember_a9509902-14de-47da-a680-e75b8532a21e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleNotesPayableMember_f223c603-653d-4933-9619-88c371bd632e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleNotesPayableMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_2e7922ca-5793-4015-b7b9-76b433e74d6c" xlink:to="loc_us-gaap_ConvertibleNotesPayableMember_f223c603-653d-4933-9619-88c371bd632e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleDebtMember_578b11f3-cdf5-48c5-9832-2648cb2493a0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleDebtMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_2e7922ca-5793-4015-b7b9-76b433e74d6c" xlink:to="loc_us-gaap_ConvertibleDebtMember_578b11f3-cdf5-48c5-9832-2648cb2493a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandTwentyConvertibleNoteMember_b4b44f8d-69e1-404a-b324-a3330f76a072" xlink:href="clov-20211115.xsd#clov_TwoThousandTwentyConvertibleNoteMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_2e7922ca-5793-4015-b7b9-76b433e74d6c" xlink:to="loc_clov_TwoThousandTwentyConvertibleNoteMember_b4b44f8d-69e1-404a-b324-a3330f76a072" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_af92027d-2485-4619-a3c5-6353e2d09bd3" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_srt_RangeAxis_af92027d-2485-4619-a3c5-6353e2d09bd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_159a2604-7611-4671-ab31-c5e9864bf5ce" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_af92027d-2485-4619-a3c5-6353e2d09bd3" xlink:to="loc_srt_RangeMember_159a2604-7611-4671-ab31-c5e9864bf5ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_44d199c8-82fa-4b0d-9247-93804b012226" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_159a2604-7611-4671-ab31-c5e9864bf5ce" xlink:to="loc_srt_MaximumMember_44d199c8-82fa-4b0d-9247-93804b012226" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsidiarySaleOfStockAxis_47749523-d117-44e1-9d73-8ebf9ec140b3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_us-gaap_SubsidiarySaleOfStockAxis_47749523-d117-44e1-9d73-8ebf9ec140b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_6ad29a29-487d-4612-9c19-81c2215f5ec9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_47749523-d117-44e1-9d73-8ebf9ec140b3" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_6ad29a29-487d-4612-9c19-81c2215f5ec9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_QualifiedPublicOfferingMember_c4bb5fd6-77ba-4441-84a1-5c555fce3e0d" xlink:href="clov-20211115.xsd#clov_QualifiedPublicOfferingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_6ad29a29-487d-4612-9c19-81c2215f5ec9" xlink:to="loc_clov_QualifiedPublicOfferingMember_c4bb5fd6-77ba-4441-84a1-5c555fce3e0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_3b570949-6a04-4586-b961-cda2e8704538" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_us-gaap_StatementClassOfStockAxis_3b570949-6a04-4586-b961-cda2e8704538" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_b11b8b70-9cc9-4c38-b414-96c42040212d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_3b570949-6a04-4586-b961-cda2e8704538" xlink:to="loc_us-gaap_ClassOfStockDomain_b11b8b70-9cc9-4c38-b414-96c42040212d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonClassZMember_ab8a9497-96e9-495d-bf49-4324e0866bfd" xlink:href="clov-20211115.xsd#clov_CommonClassZMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_b11b8b70-9cc9-4c38-b414-96c42040212d" xlink:to="loc_clov_CommonClassZMember_ab8a9497-96e9-495d-bf49-4324e0866bfd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_2b8f5700-4a46-4639-9fc0-9b34446a5103" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_b11b8b70-9cc9-4c38-b414-96c42040212d" xlink:to="loc_us-gaap_CommonClassBMember_2b8f5700-4a46-4639-9fc0-9b34446a5103" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingAxis_68b58aa4-794d-438f-a2a8-2ac528a0e756" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VestingAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_us-gaap_VestingAxis_68b58aa4-794d-438f-a2a8-2ac528a0e756" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingDomain_73c04401-fdde-4cea-b15a-afb08d4d188f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VestingDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingAxis_68b58aa4-794d-438f-a2a8-2ac528a0e756" xlink:to="loc_us-gaap_VestingDomain_73c04401-fdde-4cea-b15a-afb08d4d188f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TrancheOneMember_efdb55fe-ed89-45dc-bc47-1bc836ffceb8" xlink:href="clov-20211115.xsd#clov_TrancheOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingDomain_73c04401-fdde-4cea-b15a-afb08d4d188f" xlink:to="loc_clov_TrancheOneMember_efdb55fe-ed89-45dc-bc47-1bc836ffceb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OtherTrancheMember_d2388cbc-f5bc-400b-92e2-00fdd21d44e0" xlink:href="clov-20211115.xsd#clov_OtherTrancheMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingDomain_73c04401-fdde-4cea-b15a-afb08d4d188f" xlink:to="loc_clov_OtherTrancheMember_d2388cbc-f5bc-400b-92e2-00fdd21d44e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_679e91c0-2d13-4378-a8b7-fb46ade5a233" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_us-gaap_FinancialInstrumentAxis_679e91c0-2d13-4378-a8b7-fb46ade5a233" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_0fdaf1a7-9ab4-4285-a3b8-141b7cbdd3e3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_679e91c0-2d13-4378-a8b7-fb46ade5a233" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_0fdaf1a7-9ab4-4285-a3b8-141b7cbdd3e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleDebtSecuritiesMember_f84ca976-4e7f-4f3e-a42c-18d3dfbeceb8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_0fdaf1a7-9ab4-4285-a3b8-141b7cbdd3e3" xlink:to="loc_us-gaap_ConvertibleDebtSecuritiesMember_f84ca976-4e7f-4f3e-a42c-18d3dfbeceb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_9e4e620a-4f87-43c0-84ec-d76ae99bfc7c" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_srt_ConsolidatedEntitiesAxis_9e4e620a-4f87-43c0-84ec-d76ae99bfc7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_c3a7c5e1-64ce-448b-aa06-8717decaac5f" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_9e4e620a-4f87-43c0-84ec-d76ae99bfc7c" xlink:to="loc_srt_ConsolidatedEntitiesDomain_c3a7c5e1-64ce-448b-aa06-8717decaac5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SubsidiaryIssuerMember_9ebf4ac3-47d6-48c0-ab54-51baf7fe5ec2" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_SubsidiaryIssuerMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_c3a7c5e1-64ce-448b-aa06-8717decaac5f" xlink:to="loc_srt_SubsidiaryIssuerMember_9ebf4ac3-47d6-48c0-ab54-51baf7fe5ec2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_d042f1a6-b557-4deb-9453-cb8fd71cfb91" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_d042f1a6-b557-4deb-9453-cb8fd71cfb91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_d9e77091-d78f-4145-93f4-ba9c05a9fa21" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_d042f1a6-b557-4deb-9453-cb8fd71cfb91" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_d9e77091-d78f-4145-93f4-ba9c05a9fa21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SeekInsuranceServicesMember_2eaf518f-fda4-4ba7-b1a7-51a359e9db9b" xlink:href="clov-20211115.xsd#clov_SeekInsuranceServicesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_d9e77091-d78f-4145-93f4-ba9c05a9fa21" xlink:to="loc_clov_SeekInsuranceServicesMember_2eaf518f-fda4-4ba7-b1a7-51a359e9db9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InterestRatePeriodAxis_2dc109d0-272c-45fb-a40c-922613a72cb8" xlink:href="clov-20211115.xsd#clov_InterestRatePeriodAxis"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_clov_InterestRatePeriodAxis_2dc109d0-272c-45fb-a40c-922613a72cb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InterestRatePeriodDomain_85813d13-1c38-4b31-af93-5277e83f640d" xlink:href="clov-20211115.xsd#clov_InterestRatePeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_InterestRatePeriodAxis_2dc109d0-272c-45fb-a40c-922613a72cb8" xlink:to="loc_clov_InterestRatePeriodDomain_85813d13-1c38-4b31-af93-5277e83f640d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentInterestRatePeriodOneMember_c8a784a2-6f67-4f7c-8e9c-feb9a0ef0f55" xlink:href="clov-20211115.xsd#clov_DebtInstrumentInterestRatePeriodOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_InterestRatePeriodDomain_85813d13-1c38-4b31-af93-5277e83f640d" xlink:to="loc_clov_DebtInstrumentInterestRatePeriodOneMember_c8a784a2-6f67-4f7c-8e9c-feb9a0ef0f55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentInterestRatePeriodTwoMember_ba2d6c10-d84e-4579-bb1b-c0817af6cf4e" xlink:href="clov-20211115.xsd#clov_DebtInstrumentInterestRatePeriodTwoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_InterestRatePeriodDomain_85813d13-1c38-4b31-af93-5277e83f640d" xlink:to="loc_clov_DebtInstrumentInterestRatePeriodTwoMember_ba2d6c10-d84e-4579-bb1b-c0817af6cf4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_a1fe7448-8944-40d1-9075-44314e7c3964" xlink:to="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_5505752e-f4bd-4496-b66f-71aa801b9ba5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_LongTermDebt_5505752e-f4bd-4496-b66f-71aa801b9ba5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ProceedsToPayObligationsAndWorkingCapital_1a87c694-34bf-444f-b1a6-b57800790b30" xlink:href="clov-20211115.xsd#clov_ProceedsToPayObligationsAndWorkingCapital"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_ProceedsToPayObligationsAndWorkingCapital_1a87c694-34bf-444f-b1a6-b57800790b30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AmountDrawnUnderLoanFacility_ee898fff-8262-48e2-b91d-0cf42d2d26c4" xlink:href="clov-20211115.xsd#clov_AmountDrawnUnderLoanFacility"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_AmountDrawnUnderLoanFacility_ee898fff-8262-48e2-b91d-0cf42d2d26c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4b39a6b1-4978-4c2b-89f2-d6d6b483f237" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4b39a6b1-4978-4c2b-89f2-d6d6b483f237" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AdditionalAmountUnderLoanFacility_4154f3ad-eb30-4b50-8455-c1358957246d" xlink:href="clov-20211115.xsd#clov_AdditionalAmountUnderLoanFacility"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_AdditionalAmountUnderLoanFacility_4154f3ad-eb30-4b50-8455-c1358957246d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtinguishmentOfDebtAmount_1ca5f014-b587-4d36-a45c-7eae0051e2a3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ExtinguishmentOfDebtAmount"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_ExtinguishmentOfDebtAmount_1ca5f014-b587-4d36-a45c-7eae0051e2a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PaymentsOfAccruedInterest_72ad1fe2-ef48-4f54-8a59-e4d5954d27ff" xlink:href="clov-20211115.xsd#clov_PaymentsOfAccruedInterest"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_PaymentsOfAccruedInterest_72ad1fe2-ef48-4f54-8a59-e4d5954d27ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConvertibleDebtBorrowingCapacity_04bbfc84-2590-4212-a3f0-022610eb31f1" xlink:href="clov-20211115.xsd#clov_ConvertibleDebtBorrowingCapacity"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_ConvertibleDebtBorrowingCapacity_04bbfc84-2590-4212-a3f0-022610eb31f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PercentageChargeForSecurityConversionUnderMergerAgreement_c695e702-2d56-47a7-aaee-06f45c2477dd" xlink:href="clov-20211115.xsd#clov_PercentageChargeForSecurityConversionUnderMergerAgreement"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_PercentageChargeForSecurityConversionUnderMergerAgreement_c695e702-2d56-47a7-aaee-06f45c2477dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentRedeemedAndConvertedSharesIssued_c8354e0e-27cc-4949-8768-a275be112a4a" xlink:href="clov-20211115.xsd#clov_DebtInstrumentRedeemedAndConvertedSharesIssued"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_DebtInstrumentRedeemedAndConvertedSharesIssued_c8354e0e-27cc-4949-8768-a275be112a4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtInstrumentRedeemedSharesIssued_f371c626-47e4-4ac5-abbd-39dfb8e58541" xlink:href="clov-20211115.xsd#clov_DebtInstrumentRedeemedSharesIssued"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_DebtInstrumentRedeemedSharesIssued_f371c626-47e4-4ac5-abbd-39dfb8e58541" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_78581938-4f44-4edd-b10a-35280ed35b34" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_78581938-4f44-4edd-b10a-35280ed35b34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertibleDebt_d70abec8-a3db-4840-8bd1-bc392c566ffe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertibleDebt"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_ConvertibleDebt_d70abec8-a3db-4840-8bd1-bc392c566ffe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentIncreaseAccruedInterest_0bf78e46-8f3d-4a45-9b50-622429cfdb1d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentIncreaseAccruedInterest"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DebtInstrumentIncreaseAccruedInterest_0bf78e46-8f3d-4a45-9b50-622429cfdb1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_5aca0912-4993-481d-b277-34a879f24e3e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_5aca0912-4993-481d-b277-34a879f24e3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtConversionConvertedInstrumentSharesIssued1_20437eff-a066-447c-a442-30365a11a0b4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtConversionConvertedInstrumentSharesIssued1"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DebtConversionConvertedInstrumentSharesIssued1_20437eff-a066-447c-a442-30365a11a0b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscount_bb99b112-4790-475e-92c7-dcf9152f1900" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscount"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscount_bb99b112-4790-475e-92c7-dcf9152f1900" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EmbeddedDerivativeDiscountRate_728cebb1-fd12-4e03-8ad1-347e33f7a008" xlink:href="clov-20211115.xsd#clov_EmbeddedDerivativeDiscountRate"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_clov_EmbeddedDerivativeDiscountRate_728cebb1-fd12-4e03-8ad1-347e33f7a008" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfDebtDiscountPremium_ad5c9291-654c-4844-9f41-b68b36f5b5ad" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfDebtDiscountPremium"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_AmortizationOfDebtDiscountPremium_ad5c9291-654c-4844-9f41-b68b36f5b5ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_c14b0e2b-292f-44a1-a20f-6338cf736dfa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_InterestExpense_c14b0e2b-292f-44a1-a20f-6338cf736dfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_0597e1ed-7fda-49a6-a36c-ff9aa63a2bdc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_0597e1ed-7fda-49a6-a36c-ff9aa63a2bdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_38a42f1f-ae8b-4e4c-9319-b03e4484aecd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_38a42f1f-ae8b-4e4c-9319-b03e4484aecd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsCurrentNet_4e5a7ce4-f937-4441-bd13-19e7ab010ca0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredFinanceCostsCurrentNet"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DeferredFinanceCostsCurrentNet_4e5a7ce4-f937-4441-bd13-19e7ab010ca0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnamortizedDebtIssuanceExpense_ab95c5e5-8ce6-4654-9119-30d61a82e530" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UnamortizedDebtIssuanceExpense"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_UnamortizedDebtIssuanceExpense_ab95c5e5-8ce6-4654-9119-30d61a82e530" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_025fa0cb-21b5-41d7-9f7f-8eca16147115" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentInterestRateDuringPeriod"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_d2d0ac72-ccf4-4f2f-bda1-d07409a01c9a" xlink:to="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_025fa0cb-21b5-41d7-9f7f-8eca16147115" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/WarrantsPayable" xlink:type="simple" xlink:href="clov-20211115.xsd#WarrantsPayable"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/WarrantsPayable" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteAbstract_0910a664-edd4-4597-a5fa-54e0dbb2f0a3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsPayableDisclosureTextBlockTextBlock_8fc9003f-1420-460f-bf4d-1b2ae979e2ed" xlink:href="clov-20211115.xsd#clov_WarrantsPayableDisclosureTextBlockTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityNoteAbstract_0910a664-edd4-4597-a5fa-54e0dbb2f0a3" xlink:to="loc_clov_WarrantsPayableDisclosureTextBlockTextBlock_8fc9003f-1420-460f-bf4d-1b2ae979e2ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/WarrantsPayableDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#WarrantsPayableDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/WarrantsPayableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteAbstract_7e582c65-aafe-4cdd-b55f-97c39cc5f9cb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightTable_622aba61-faf4-43fc-879a-2a05385e0554" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityNoteAbstract_7e582c65-aafe-4cdd-b55f-97c39cc5f9cb" xlink:to="loc_us-gaap_ClassOfWarrantOrRightTable_622aba61-faf4-43fc-879a-2a05385e0554" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_b9e400ca-e6a0-499c-882d-d7fbb96e7886" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_622aba61-faf4-43fc-879a-2a05385e0554" xlink:to="loc_us-gaap_StatementClassOfStockAxis_b9e400ca-e6a0-499c-882d-d7fbb96e7886" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_4fe0e0d8-8b5b-47e4-a0f6-bf0cdb059c66" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_b9e400ca-e6a0-499c-882d-d7fbb96e7886" xlink:to="loc_us-gaap_ClassOfStockDomain_4fe0e0d8-8b5b-47e4-a0f6-bf0cdb059c66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_1716b00f-90c3-42b6-9fb9-9cbc18a6c0fb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_4fe0e0d8-8b5b-47e4-a0f6-bf0cdb059c66" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_1716b00f-90c3-42b6-9fb9-9cbc18a6c0fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_235b7e4b-ae3e-45c6-9f4e-9b2f2ba62a11" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_4fe0e0d8-8b5b-47e4-a0f6-bf0cdb059c66" xlink:to="loc_us-gaap_CommonClassBMember_235b7e4b-ae3e-45c6-9f4e-9b2f2ba62a11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_49d05ab1-faff-400e-bd93-c631c3237c80" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_4fe0e0d8-8b5b-47e4-a0f6-bf0cdb059c66" xlink:to="loc_us-gaap_CommonClassAMember_49d05ab1-faff-400e-bd93-c631c3237c80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_785aed97-8b49-4f69-b808-1d5f0d384e34" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_622aba61-faf4-43fc-879a-2a05385e0554" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_785aed97-8b49-4f69-b808-1d5f0d384e34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_4d51aa57-7475-447c-83ac-92af5a4a17d7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_785aed97-8b49-4f69-b808-1d5f0d384e34" xlink:to="loc_us-gaap_EquityComponentDomain_4d51aa57-7475-447c-83ac-92af5a4a17d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_d7752240-a60c-4a06-b520-a71e1fe38d9d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4d51aa57-7475-447c-83ac-92af5a4a17d7" xlink:to="loc_us-gaap_CommonStockMember_d7752240-a60c-4a06-b520-a71e1fe38d9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantMember_1c02319e-6a71-441e-97d0-dc5f29dff9e4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4d51aa57-7475-447c-83ac-92af5a4a17d7" xlink:to="loc_us-gaap_WarrantMember_1c02319e-6a71-441e-97d0-dc5f29dff9e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_3a140692-23e9-43cc-b51d-9abae28dfa8b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_622aba61-faf4-43fc-879a-2a05385e0554" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_3a140692-23e9-43cc-b51d-9abae28dfa8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_1cb54220-b7e2-4356-a76c-e40905cd3957" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_3a140692-23e9-43cc-b51d-9abae28dfa8b" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_1cb54220-b7e2-4356-a76c-e40905cd3957" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MergerAgreementWithSCHMember_28ea1b81-575a-450a-a765-6e54dce0261c" xlink:href="clov-20211115.xsd#clov_MergerAgreementWithSCHMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_1cb54220-b7e2-4356-a76c-e40905cd3957" xlink:to="loc_clov_MergerAgreementWithSCHMember_28ea1b81-575a-450a-a765-6e54dce0261c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_c43de49f-4fe8-4f76-948f-813d197891ca" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_622aba61-faf4-43fc-879a-2a05385e0554" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_c43de49f-4fe8-4f76-948f-813d197891ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_96b0a31c-9454-42d6-98dd-6b97e793ebc5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_c43de49f-4fe8-4f76-948f-813d197891ca" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_96b0a31c-9454-42d6-98dd-6b97e793ebc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PublicWarrantsMember_7e535ee7-b611-45ae-894a-50cd2e23ada2" xlink:href="clov-20211115.xsd#clov_PublicWarrantsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_96b0a31c-9454-42d6-98dd-6b97e793ebc5" xlink:to="loc_clov_PublicWarrantsMember_7e535ee7-b611-45ae-894a-50cd2e23ada2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivatePlacementWarrantsMember_68cf96c5-2def-4616-ba16-01e1336812a9" xlink:href="clov-20211115.xsd#clov_PrivatePlacementWarrantsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_96b0a31c-9454-42d6-98dd-6b97e793ebc5" xlink:to="loc_clov_PrivatePlacementWarrantsMember_68cf96c5-2def-4616-ba16-01e1336812a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightTable_622aba61-faf4-43fc-879a-2a05385e0554" xlink:to="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_aa1d416d-b227-42b3-99b3-7b5a07012314" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_aa1d416d-b227-42b3-99b3-7b5a07012314" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_0d68c673-7ff1-49b5-a5e5-82818b09f0a2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_0d68c673-7ff1-49b5-a5e5-82818b09f0a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_7ead57e0-625e-4f46-b215-af3e0bdf2103" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_7ead57e0-625e-4f46-b215-af3e0bdf2103" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AdditionalSharesBasedProportionallyOnTheAggregatePrincipalAmounts_c01b895c-1d33-41c7-9d3f-dc15080a0549" xlink:href="clov-20211115.xsd#clov_AdditionalSharesBasedProportionallyOnTheAggregatePrincipalAmounts"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_clov_AdditionalSharesBasedProportionallyOnTheAggregatePrincipalAmounts_c01b895c-1d33-41c7-9d3f-dc15080a0549" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConversionOfStockSharesIssued1_9d195f7b-350a-46f7-a348-255a0c4726e8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConversionOfStockSharesIssued1"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_ConversionOfStockSharesIssued1_9d195f7b-350a-46f7-a348-255a0c4726e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ClassOfWarrantOrRightRedemptionPriceOfWarrantsOrRights_206a1129-868d-41c4-bd6f-e582f9415b6d" xlink:href="clov-20211115.xsd#clov_ClassOfWarrantOrRightRedemptionPriceOfWarrantsOrRights"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_clov_ClassOfWarrantOrRightRedemptionPriceOfWarrantsOrRights_206a1129-868d-41c4-bd6f-e582f9415b6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByEachWarrantOrRight_5f30c3ca-f3e8-4c6d-aacd-75e082336e3a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByEachWarrantOrRight"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByEachWarrantOrRight_5f30c3ca-f3e8-4c6d-aacd-75e082336e3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ClassOfWarrantOrRightExercises_eda97a72-0279-4ab0-9488-48aa2299a5f9" xlink:href="clov-20211115.xsd#clov_ClassOfWarrantOrRightExercises"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_clov_ClassOfWarrantOrRightExercises_eda97a72-0279-4ab0-9488-48aa2299a5f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ClassOfWarrantOrRightCashlessExercises_744cad1f-3fde-444f-8d0c-bc29b5011878" xlink:href="clov-20211115.xsd#clov_ClassOfWarrantOrRightCashlessExercises"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_clov_ClassOfWarrantOrRightCashlessExercises_744cad1f-3fde-444f-8d0c-bc29b5011878" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_StockIssuedDuringPeriodSharesWarrantsExercised_78169532-f4cc-4c29-b11c-2fafe3e6c8ec" xlink:href="clov-20211115.xsd#clov_StockIssuedDuringPeriodSharesWarrantsExercised"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_clov_StockIssuedDuringPeriodSharesWarrantsExercised_78169532-f4cc-4c29-b11c-2fafe3e6c8ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ClassOfWarrantOrRightPercentage_f16bc2e7-a4c8-4983-9646-09c2cd37fa72" xlink:href="clov-20211115.xsd#clov_ClassOfWarrantOrRightPercentage"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_clov_ClassOfWarrantOrRightPercentage_f16bc2e7-a4c8-4983-9646-09c2cd37fa72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromWarrantExercises_4513e69f-9fc1-4cf4-bc72-e7c6260bbf10" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromWarrantExercises"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_ProceedsFromWarrantExercises_4513e69f-9fc1-4cf4-bc72-e7c6260bbf10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightUnissued_cb19a096-fc70-4a17-abdc-8d9f01f7bf38" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightUnissued"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_ClassOfWarrantOrRightUnissued_cb19a096-fc70-4a17-abdc-8d9f01f7bf38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants_cd52e42d-1645-4ee4-a42d-d7a2ac10ee72" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants_cd52e42d-1645-4ee4-a42d-d7a2ac10ee72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_d8fdf93d-232d-4ab9-b553-f407ec01fb45" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_d8fdf93d-232d-4ab9-b553-f407ec01fb45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightOutstanding_2acdccd2-43f3-4509-9b26-0738c30db597" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightOutstanding"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfWarrantOrRightLineItems_57dbf018-22ba-4257-9a23-3332e7747c7b" xlink:to="loc_us-gaap_ClassOfWarrantOrRightOutstanding_2acdccd2-43f3-4509-9b26-0738c30db597" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DerivativeLiabilities" xlink:type="simple" xlink:href="clov-20211115.xsd#DerivativeLiabilities"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DerivativeLiabilities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_e33a0b2d-ddb3-4c66-a368-c87cd7b05fba" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_e612e761-975b-4072-901d-fdf40b74a16e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_e33a0b2d-ddb3-4c66-a368-c87cd7b05fba" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_e612e761-975b-4072-901d-fdf40b74a16e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DerivativeLiabilitiesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#DerivativeLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DerivativeLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_598edd22-24aa-47d5-b213-0e84bbcfebc5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_41fca736-7bfd-447d-84df-df3d59fe889e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_598edd22-24aa-47d5-b213-0e84bbcfebc5" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_41fca736-7bfd-447d-84df-df3d59fe889e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalOther_817647fa-6f2d-46e1-8d6a-647278a3fcff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalOther"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_598edd22-24aa-47d5-b213-0e84bbcfebc5" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalOther_817647fa-6f2d-46e1-8d6a-647278a3fcff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainOnDerivative_2a8cbfe4-6a79-4608-ac45-c47fdca5bdf4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DerivativeGainOnDerivative"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgesLiabilitiesAbstract_598edd22-24aa-47d5-b213-0e84bbcfebc5" xlink:to="loc_us-gaap_DerivativeGainOnDerivative_2a8cbfe4-6a79-4608-ac45-c47fdca5bdf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LetterofCredit_1" xlink:type="simple" xlink:href="clov-20211115.xsd#LetterofCredit_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LetterofCredit_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_77085a36-b5c2-417d-a08a-74793d1735cc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTextBlock_299420ae-36ee-4c8d-afdc-4992c46f954c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermDebtTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_77085a36-b5c2-417d-a08a-74793d1735cc" xlink:to="loc_us-gaap_ShortTermDebtTextBlock_299420ae-36ee-4c8d-afdc-4992c46f954c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LetterofCreditDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#LetterofCreditDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LetterofCreditDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0516fbc5-ab42-483a-b489-c9c9fe6a55e9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_5c1873d4-599d-4f58-9fda-5fabc33498ae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0516fbc5-ab42-483a-b489-c9c9fe6a55e9" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_5c1873d4-599d-4f58-9fda-5fabc33498ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_7eb11b87-d933-4324-838a-1d028bad8a74" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_5c1873d4-599d-4f58-9fda-5fabc33498ae" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_7eb11b87-d933-4324-838a-1d028bad8a74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_580248ad-f720-4e66-88ce-4ce613dae581" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_7eb11b87-d933-4324-838a-1d028bad8a74" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_580248ad-f720-4e66-88ce-4ce613dae581" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LetterOfCreditMember_6d21eba2-5ffb-45c6-971f-c8849e977a8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LetterOfCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_580248ad-f720-4e66-88ce-4ce613dae581" xlink:to="loc_us-gaap_LetterOfCreditMember_6d21eba2-5ffb-45c6-971f-c8849e977a8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_3d02b5b2-8d5f-46e5-b50f-13a265cf471f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_5c1873d4-599d-4f58-9fda-5fabc33498ae" xlink:to="loc_us-gaap_FinancialInstrumentAxis_3d02b5b2-8d5f-46e5-b50f-13a265cf471f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_59c3eb2d-10cd-4158-993b-344d2170ff87" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_3d02b5b2-8d5f-46e5-b50f-13a265cf471f" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_59c3eb2d-10cd-4158-993b-344d2170ff87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnusedLinesOfCreditMember_5984224e-8a0f-496a-8a09-c6850a54a48a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UnusedLinesOfCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_59c3eb2d-10cd-4158-993b-344d2170ff87" xlink:to="loc_us-gaap_UnusedLinesOfCreditMember_5984224e-8a0f-496a-8a09-c6850a54a48a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_88261045-aebb-4024-9ee1-3a5c207152ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_5c1873d4-599d-4f58-9fda-5fabc33498ae" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_88261045-aebb-4024-9ee1-3a5c207152ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityInitiationDate1_99d852ec-ea67-4483-92a5-477b8c9392a3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityInitiationDate1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_88261045-aebb-4024-9ee1-3a5c207152ab" xlink:to="loc_us-gaap_LineOfCreditFacilityInitiationDate1_99d852ec-ea67-4483-92a5-477b8c9392a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_dbfe372a-d9fc-436b-8988-97224a7aca99" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_88261045-aebb-4024-9ee1-3a5c207152ab" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_dbfe372a-d9fc-436b-8988-97224a7aca99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_5e6cd7a7-aef6-4c24-91d7-c62368b35aa4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateDuringPeriod"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_88261045-aebb-4024-9ee1-3a5c207152ab" xlink:to="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_5e6cd7a7-aef6-4c24-91d7-c62368b35aa4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_362b9d10-8c34-4d15-8810-1e74326f010c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_88261045-aebb-4024-9ee1-3a5c207152ab" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_362b9d10-8c34-4d15-8810-1e74326f010c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/Leases_1" xlink:type="simple" xlink:href="clov-20211115.xsd#Leases_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/Leases_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_1f7d0608-b19d-4499-9eeb-ecac5618b65e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeasesTextBlock_2f6596ac-e3b8-4c54-8d27-b41d5f918fcf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeasesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_1f7d0608-b19d-4499-9eeb-ecac5618b65e" xlink:to="loc_us-gaap_LesseeOperatingLeasesTextBlock_2f6596ac-e3b8-4c54-8d27-b41d5f918fcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesTables_1" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesTables_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesTables_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_254224af-1db9-4369-aaf5-0acd6963a9e8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCostTableTextBlock_79926f64-3865-450d-a580-a83aada1f5f7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeaseCostTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_254224af-1db9-4369-aaf5-0acd6963a9e8" xlink:to="loc_us-gaap_LeaseCostTableTextBlock_79926f64-3865-450d-a580-a83aada1f5f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_486d7658-b304-45a5-ba54-9aa1be79a96b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_254224af-1db9-4369-aaf5-0acd6963a9e8" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock_486d7658-b304-45a5-ba54-9aa1be79a96b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesAdditionalInformationDetails_1" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesAdditionalInformationDetails_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesAdditionalInformationDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_494ee906-91ad-406b-af21-0bbe090c6209" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeLeaseDescriptionTable_29924b52-38da-4b3b-8678-e094348cad49" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeLeaseDescriptionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_494ee906-91ad-406b-af21-0bbe090c6209" xlink:to="loc_us-gaap_LesseeLeaseDescriptionTable_29924b52-38da-4b3b-8678-e094348cad49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementGeographicalAxis_5419145a-91fd-4563-9f48-add4d00690d8" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_StatementGeographicalAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_29924b52-38da-4b3b-8678-e094348cad49" xlink:to="loc_srt_StatementGeographicalAxis_5419145a-91fd-4563-9f48-add4d00690d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SegmentGeographicalDomain_61684362-1de8-4463-840d-0c5b87aae2b9" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_SegmentGeographicalDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementGeographicalAxis_5419145a-91fd-4563-9f48-add4d00690d8" xlink:to="loc_srt_SegmentGeographicalDomain_61684362-1de8-4463-840d-0c5b87aae2b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_FranklinTennesseeMember_7c20ebbb-43bf-4504-a436-1d619ae7bf9a" xlink:href="clov-20211115.xsd#clov_FranklinTennesseeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_61684362-1de8-4463-840d-0c5b87aae2b9" xlink:to="loc_clov_FranklinTennesseeMember_7c20ebbb-43bf-4504-a436-1d619ae7bf9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeLeaseDescriptionLineItems_1ffa9246-ba65-4ea7-88df-f23608bf3478" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeLeaseDescriptionLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionTable_29924b52-38da-4b3b-8678-e094348cad49" xlink:to="loc_us-gaap_LesseeLeaseDescriptionLineItems_1ffa9246-ba65-4ea7-88df-f23608bf3478" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseTermOfContract_0b2a322c-229f-4235-af45-1ab4836adc7a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseTermOfContract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LesseeLeaseDescriptionLineItems_1ffa9246-ba65-4ea7-88df-f23608bf3478" xlink:to="loc_us-gaap_LesseeOperatingLeaseTermOfContract_0b2a322c-229f-4235-af45-1ab4836adc7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesSummaryofLeaseCostsRecognizedunderASC842andOtherInformationPertainingtoOperatingLeasesDetails_1" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesSummaryofLeaseCostsRecognizedunderASC842andOtherInformationPertainingtoOperatingLeasesDetails_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesSummaryofLeaseCostsRecognizedunderASC842andOtherInformationPertainingtoOperatingLeasesDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseCost_f4acd9a0-1bf7-43de-b4db-b2664a7201c7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_us-gaap_OperatingLeaseCost_f4acd9a0-1bf7-43de-b4db-b2664a7201c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableLeaseCost_9a3d4552-c195-41d9-bdc7-95edf1d122cc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VariableLeaseCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_us-gaap_VariableLeaseCost_9a3d4552-c195-41d9-bdc7-95edf1d122cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermLeaseCost_543e8fc0-ebdc-41d1-b746-999e41945fe2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermLeaseCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_us-gaap_ShortTermLeaseCost_543e8fc0-ebdc-41d1-b746-999e41945fe2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubleaseIncome_82806f46-bddc-4c54-b3cc-b6db2eed1c7a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubleaseIncome"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_us-gaap_SubleaseIncome_82806f46-bddc-4c54-b3cc-b6db2eed1c7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCost_dd154ca6-4ce3-448c-9da0-c41ec2f64b3e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeaseCost"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_us-gaap_LeaseCost_dd154ca6-4ce3-448c-9da0-c41ec2f64b3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CashPaidForAmountsIncludedInTheMeasurementOfLeaseLiabilities_b91b71b7-12aa-4bc0-a3fd-d5100c7aa9a3" xlink:href="clov-20211115.xsd#clov_CashPaidForAmountsIncludedInTheMeasurementOfLeaseLiabilities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_clov_CashPaidForAmountsIncludedInTheMeasurementOfLeaseLiabilities_b91b71b7-12aa-4bc0-a3fd-d5100c7aa9a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_86bf6a6f-eb0f-4232-86c3-ffd2a0129b7e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1_86bf6a6f-eb0f-4232-86c3-ffd2a0129b7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_c9d72d58-3bd7-490d-96e3-f5304c866bd5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_625f14db-aa6f-4c6a-9a61-7ecb32e231f2" xlink:to="loc_us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent_c9d72d58-3bd7-490d-96e3-f5304c866bd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails_2" xlink:type="simple" xlink:href="clov-20211115.xsd#LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails_2"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/LeasesSummaryofMaturitiesofOperatingLeaseLiabilitiesDetails_2" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LeasesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_9c775655-dcb9-4910-8c03-c77d400a7cd9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_9c775655-dcb9-4910-8c03-c77d400a7cd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_69a8300a-e5e2-44f6-ab3c-1b96d5664a81" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_69a8300a-e5e2-44f6-ab3c-1b96d5664a81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_9f401875-8d6c-42d6-b6a5-c3eba5966a3e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_9f401875-8d6c-42d6-b6a5-c3eba5966a3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1563107d-2508-420a-9291-924deb49ee5b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_1563107d-2508-420a-9291-924deb49ee5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_fc26cb2a-c8b3-458c-8d6c-99f1711bb0f0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_fc26cb2a-c8b3-458c-8d6c-99f1711bb0f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_41deda65-7260-4a8b-accc-c44c6ca7bf25" xlink:href="clov-20211115.xsd#clov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_clov_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_41deda65-7260-4a8b-accc-c44c6ca7bf25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2405e0db-ef8a-4b28-954a-f380965cecd2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_2405e0db-ef8a-4b28-954a-f380965cecd2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_385d8758-d0bf-4f81-b579-9b2535f33cfc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_385d8758-d0bf-4f81-b579-9b2535f33cfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_8ee12c1f-e547-4595-a225-416b584eda26" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LeasesAbstract_d575361d-cffc-45a4-b7d7-e9d6c7ccd5cc" xlink:to="loc_us-gaap_OperatingLeaseLiability_8ee12c1f-e547-4595-a225-416b584eda26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ConvertiblePreferredStock" xlink:type="simple" xlink:href="clov-20211115.xsd#ConvertiblePreferredStock"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ConvertiblePreferredStock" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityDisclosureAbstract_aa0df39f-b53e-42c3-a011-b30f73d0ac35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockTextBlock_ef5baf0a-67c6-43df-9053-0ee2355997fd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PreferredStockTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TemporaryEquityDisclosureAbstract_aa0df39f-b53e-42c3-a011-b30f73d0ac35" xlink:to="loc_us-gaap_PreferredStockTextBlock_ef5baf0a-67c6-43df-9053-0ee2355997fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/ConvertiblePreferredStockDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#ConvertiblePreferredStockDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/ConvertiblePreferredStockDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityDisclosureAbstract_e3c497ed-f870-4a3f-8815-ab6cafaa4a67" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TemporaryEquityDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_5ba3b02b-9bdd-4d90-be73-72b57b13e165" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfStockByClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TemporaryEquityDisclosureAbstract_e3c497ed-f870-4a3f-8815-ab6cafaa4a67" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_5ba3b02b-9bdd-4d90-be73-72b57b13e165" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_28daf4a3-3c03-471e-9bfe-d49961432378" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_5ba3b02b-9bdd-4d90-be73-72b57b13e165" xlink:to="loc_us-gaap_StatementClassOfStockAxis_28daf4a3-3c03-471e-9bfe-d49961432378" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_7aba649f-1c12-4e20-9198-5f4504febbeb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_28daf4a3-3c03-471e-9bfe-d49961432378" xlink:to="loc_us-gaap_ClassOfStockDomain_7aba649f-1c12-4e20-9198-5f4504febbeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_fe3246a4-f758-4410-90a0-2add96f71c15" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7aba649f-1c12-4e20-9198-5f4504febbeb" xlink:to="loc_us-gaap_CommonClassBMember_fe3246a4-f758-4410-90a0-2add96f71c15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockLineItems_4654eb59-098c-451d-8e43-8e7e8febda04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_5ba3b02b-9bdd-4d90-be73-72b57b13e165" xlink:to="loc_us-gaap_ClassOfStockLineItems_4654eb59-098c-451d-8e43-8e7e8febda04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConversionOfStockSharesIssued1_c3621cda-7fc4-413d-beb4-d708cd05f0ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConversionOfStockSharesIssued1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_4654eb59-098c-451d-8e43-8e7e8febda04" xlink:to="loc_us-gaap_ConversionOfStockSharesIssued1_c3621cda-7fc4-413d-beb4-d708cd05f0ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlans" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlans"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlans" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_005a9eeb-2edc-4d2a-8ca3-2e3fdc213b66" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_8cfa0c06-2a41-4660-9f9a-4d852be375b2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_005a9eeb-2edc-4d2a-8ca3-2e3fdc213b66" xlink:to="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_8cfa0c06-2a41-4660-9f9a-4d852be375b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansTables" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_73c4e660-593a-4239-8ea8-61efc32ada97" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_73c4e660-593a-4239-8ea8-61efc32ada97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock_bc9f3325-f2b3-417a-a0e6-1fa48010d679" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock_bc9f3325-f2b3-417a-a0e6-1fa48010d679" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_c9b5c1ad-651a-4f9b-b2a4-97b267ae2c01" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_c9b5c1ad-651a-4f9b-b2a4-97b267ae2c01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_6ea1a6c5-e8c0-4a40-b4ad-45a6b984a238" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_6ea1a6c5-e8c0-4a40-b4ad-45a6b984a238" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock_91c998b7-034a-4342-97c0-51fa1bf0115d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock_91c998b7-034a-4342-97c0-51fa1bf0115d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationPerformanceSharesAwardOutstandingActivityTableTextBlock_c173dce7-a21e-4eb1-9bc6-60c2383df761" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationPerformanceSharesAwardOutstandingActivityTableTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ShareBasedCompensationPerformanceSharesAwardOutstandingActivityTableTextBlock_c173dce7-a21e-4eb1-9bc6-60c2383df761" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationPerformanceSharesAwardUnvestedActivityTableTextBlock_3464310c-ecc5-405e-bf5b-a5e2abf8afc1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationPerformanceSharesAwardUnvestedActivityTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ShareBasedCompensationPerformanceSharesAwardUnvestedActivityTableTextBlock_3464310c-ecc5-405e-bf5b-a5e2abf8afc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedPaymentAwardEmployeeStockPurchasePlanValuationAssumptionsTableTextBlock_60d65062-d718-4d85-aeb8-2b9a6f53ecf4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardEmployeeStockPurchasePlanValuationAssumptionsTableTextBlock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_us-gaap_ScheduleOfShareBasedPaymentAwardEmployeeStockPurchasePlanValuationAssumptionsTableTextBlock_60d65062-d718-4d85-aeb8-2b9a6f53ecf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfShareBasedCompensationWarrantsActivityTableTextBlock_45df0682-9849-4d9d-bfb4-8543c809ca37" xlink:href="clov-20211115.xsd#clov_ScheduleOfShareBasedCompensationWarrantsActivityTableTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3e55f908-25ef-4c17-a390-1d30ddab4d55" xlink:to="loc_clov_ScheduleOfShareBasedCompensationWarrantsActivityTableTextBlock_45df0682-9849-4d9d-bfb4-8543c809ca37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansNarrativeDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_abf1d43f-1801-48f3-bacb-4cb677c1feff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6065ed7a-f88f-4ad2-b098-1f32456960eb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_abf1d43f-1801-48f3-bacb-4cb677c1feff" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6065ed7a-f88f-4ad2-b098-1f32456960eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_8e2f462e-48ac-4d50-8e56-dec59bc8ed7f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PlanNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6065ed7a-f88f-4ad2-b098-1f32456960eb" xlink:to="loc_us-gaap_PlanNameAxis_8e2f462e-48ac-4d50-8e56-dec59bc8ed7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_21db162b-885b-44b0-938e-baef971fa32e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_8e2f462e-48ac-4d50-8e56-dec59bc8ed7f" xlink:to="loc_us-gaap_PlanNameDomain_21db162b-885b-44b0-938e-baef971fa32e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember_5eb1295d-7a94-4c23-be2d-66e45878acf7" xlink:href="clov-20211115.xsd#clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_21db162b-885b-44b0-938e-baef971fa32e" xlink:to="loc_clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember_5eb1295d-7a94-4c23-be2d-66e45878acf7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_4a7661ce-313a-46d1-802a-06c71ab1a262" xlink:href="clov-20211115.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_21db162b-885b-44b0-938e-baef971fa32e" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_4a7661ce-313a-46d1-802a-06c71ab1a262" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_0ce17dc4-1f84-40ca-9372-bf3ed5259e2f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6065ed7a-f88f-4ad2-b098-1f32456960eb" xlink:to="loc_us-gaap_AwardTypeAxis_0ce17dc4-1f84-40ca-9372-bf3ed5259e2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_762e3dca-799c-4033-bd75-1bfb13d9d1f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_0ce17dc4-1f84-40ca-9372-bf3ed5259e2f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_762e3dca-799c-4033-bd75-1bfb13d9d1f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_6345d9bf-ee65-429c-9203-2ca4266ddb81" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_762e3dca-799c-4033-bd75-1bfb13d9d1f6" xlink:to="loc_us-gaap_EmployeeStockOptionMember_6345d9bf-ee65-429c-9203-2ca4266ddb81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_aac52e69-18fa-493f-8587-85438d13e7c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_762e3dca-799c-4033-bd75-1bfb13d9d1f6" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_aac52e69-18fa-493f-8587-85438d13e7c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_05a7ad36-6b68-4fc2-8656-416bffeea482" xlink:href="clov-20211115.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_762e3dca-799c-4033-bd75-1bfb13d9d1f6" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_05a7ad36-6b68-4fc2-8656-416bffeea482" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_849de637-d6ef-4b52-898e-712fd3963615" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_762e3dca-799c-4033-bd75-1bfb13d9d1f6" xlink:to="loc_us-gaap_EmployeeStockMember_849de637-d6ef-4b52-898e-712fd3963615" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingAxis_75bfa220-e145-47f3-bf1d-d0198058e3b6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VestingAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6065ed7a-f88f-4ad2-b098-1f32456960eb" xlink:to="loc_us-gaap_VestingAxis_75bfa220-e145-47f3-bf1d-d0198058e3b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingDomain_b377861e-32ec-4915-8216-b8b3752d3c75" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VestingDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingAxis_75bfa220-e145-47f3-bf1d-d0198058e3b6" xlink:to="loc_us-gaap_VestingDomain_b377861e-32ec-4915-8216-b8b3752d3c75" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_3b54deb5-04c2-43dc-a10a-da1bef3ae833" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingDomain_b377861e-32ec-4915-8216-b8b3752d3c75" xlink:to="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_3b54deb5-04c2-43dc-a10a-da1bef3ae833" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_776a2b37-d2ca-4609-b80d-796985580d84" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheTwoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingDomain_b377861e-32ec-4915-8216-b8b3752d3c75" xlink:to="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_776a2b37-d2ca-4609-b80d-796985580d84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_465799b0-8f0f-4ba9-98e4-10b93f863ce6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6065ed7a-f88f-4ad2-b098-1f32456960eb" xlink:to="loc_us-gaap_StatementClassOfStockAxis_465799b0-8f0f-4ba9-98e4-10b93f863ce6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_59b5c1ef-0942-4bb2-9bc4-ca31e521b761" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_465799b0-8f0f-4ba9-98e4-10b93f863ce6" xlink:to="loc_us-gaap_ClassOfStockDomain_59b5c1ef-0942-4bb2-9bc4-ca31e521b761" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_40b0477d-0227-43f0-994e-768d215eea04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_59b5c1ef-0942-4bb2-9bc4-ca31e521b761" xlink:to="loc_us-gaap_CommonClassAMember_40b0477d-0227-43f0-994e-768d215eea04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6065ed7a-f88f-4ad2-b098-1f32456960eb" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_45fc7c3d-e179-4239-bc59-e2c5d04d311d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_45fc7c3d-e179-4239-bc59-e2c5d04d311d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_bb695a87-e0e8-4edb-9c39-0f028af34e2f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_bb695a87-e0e8-4edb-9c39-0f028af34e2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_a876a92d-75f7-497e-b600-12fc08e4f404" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_a876a92d-75f7-497e-b600-12fc08e4f404" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_6daa79d2-9760-43f8-9168-9d5752bf35c6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_6daa79d2-9760-43f8-9168-9d5752bf35c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_fbc65426-ab0e-4965-a824-dc606c888ac5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_fbc65426-ab0e-4965-a824-dc606c888ac5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_d6c7fa44-6097-47d1-9400-cdb2323386a6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_d6c7fa44-6097-47d1-9400-cdb2323386a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_14f782f2-2b42-4a5e-ab9b-ddbf777017b1" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_14f782f2-2b42-4a5e-ab9b-ddbf777017b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_5b07bb75-6917-4879-a783-5e2c1133cbec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_5b07bb75-6917-4879-a783-5e2c1133cbec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_d8c6094f-6c30-41d7-84c2-3a104749b7b3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_d8c6094f-6c30-41d7-84c2-3a104749b7b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardTradingDays_722efebb-55bb-469d-85eb-7e778c33ce36" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardTradingDays"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardTradingDays_722efebb-55bb-469d-85eb-7e778c33ce36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_6272a2b4-8c36-4086-a97b-1f64c28ae674" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_6272a2b4-8c36-4086-a97b-1f64c28ae674" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_5eada444-da61-4151-a0ec-e30ac16cf396" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_5eada444-da61-4151-a0ec-e30ac16cf396" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_149defe5-f52e-48d0-95fb-901bed413056" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_149defe5-f52e-48d0-95fb-901bed413056" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_404e94e5-7b3d-4e81-9001-c0a2d0aeb587" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_404e94e5-7b3d-4e81-9001-c0a2d0aeb587" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_23873d2f-1979-43a1-b73b-d97f74d5f151" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_23873d2f-1979-43a1-b73b-d97f74d5f151" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_41f18a45-4433-4ad6-bd5d-d9ee20be6796" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_41f18a45-4433-4ad6-bd5d-d9ee20be6796" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_3dd1c848-eecb-40a1-8d40-22c4db5ebc81" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_3dd1c848-eecb-40a1-8d40-22c4db5ebc81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_b018c3ad-71d4-4987-ba8a-27e0f6908dcd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_b018c3ad-71d4-4987-ba8a-27e0f6908dcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_ed37660c-e41b-4c08-aaa9-dfb5e0739d1c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_ed37660c-e41b-4c08-aaa9-dfb5e0739d1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_8a8e80a1-b454-4330-a2fc-cb758015dcc7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_8a8e80a1-b454-4330-a2fc-cb758015dcc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_3f76b222-b807-4c5b-b8d2-3b570aa8b30d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_3f76b222-b807-4c5b-b8d2-3b570aa8b30d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_57713c96-5096-4f1d-a3b0-7d121fe88d14" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_57713c96-5096-4f1d-a3b0-7d121fe88d14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_8ed47d61-b9f7-4a59-b19c-d0209fc2a182" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_8ed47d61-b9f7-4a59-b19c-d0209fc2a182" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod_c3453254-d487-405c-8bef-ca3ec47f89cd" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod_c3453254-d487-405c-8bef-ca3ec47f89cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_55c89d6d-705e-442f-a223-07d1dd90235b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_55c89d6d-705e-442f-a223-07d1dd90235b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_cc8ba85f-707c-44e9-b18d-9b9f92882903" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_cc8ba85f-707c-44e9-b18d-9b9f92882903" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_bacf82a2-6e82-4c50-aaac-3e8ac29ddd08" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_bacf82a2-6e82-4c50-aaac-3e8ac29ddd08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_c956dfe4-cdce-49ef-9b74-17a9e7cf7b32" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_c956dfe4-cdce-49ef-9b74-17a9e7cf7b32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockPercentageOfTotalSharesOutstanding_358dd193-35da-469c-bbb5-88aed2a12804" xlink:href="clov-20211115.xsd#clov_CommonStockPercentageOfTotalSharesOutstanding"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_clov_CommonStockPercentageOfTotalSharesOutstanding_358dd193-35da-469c-bbb5-88aed2a12804" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage_a9f48f6e-1c85-4c34-a92f-cefa297ecbab" xlink:href="clov-20211115.xsd#clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage_a9f48f6e-1c85-4c34-a92f-cefa297ecbab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardInitialOfferingPeriod_3552ac37-4416-4d3d-ae00-399349d0f037" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardInitialOfferingPeriod"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardInitialOfferingPeriod_3552ac37-4416-4d3d-ae00-399349d0f037" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_b0abac4c-fcac-49df-b438-3536fb686abd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights"/>
    <link:presentationArc order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_b0abac4c-fcac-49df-b438-3536fb686abd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_086534b4-e471-4767-a901-08ac32e31774" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <link:presentationArc order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_086534b4-e471-4767-a901-08ac32e31774" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_e5dc2e92-5fb3-45a5-add8-589970eb63c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue"/>
    <link:presentationArc order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_22793202-73d7-41bc-8c58-2b7764abfc30" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_e5dc2e92-5fb3-45a5-add8-589970eb63c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansShareBasedPaymentArrangementActivityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansShareBasedPaymentArrangementActivityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansShareBasedPaymentArrangementActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_e6c9a529-3bde-43e2-8abc-679cf0f69545" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e695951c-ace6-44f6-8878-f6b7aea74f5b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_e6c9a529-3bde-43e2-8abc-679cf0f69545" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e695951c-ace6-44f6-8878-f6b7aea74f5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_0d7f51ad-9ce7-4031-88ef-fe02fb674944" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PlanNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e695951c-ace6-44f6-8878-f6b7aea74f5b" xlink:to="loc_us-gaap_PlanNameAxis_0d7f51ad-9ce7-4031-88ef-fe02fb674944" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_d449b15f-39b7-4a6f-ad61-1307243aec76" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_0d7f51ad-9ce7-4031-88ef-fe02fb674944" xlink:to="loc_us-gaap_PlanNameDomain_d449b15f-39b7-4a6f-ad61-1307243aec76" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_ca32ef18-c831-45d7-bc6f-e98fd99477cc" xlink:href="clov-20211115.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_d449b15f-39b7-4a6f-ad61-1307243aec76" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_ca32ef18-c831-45d7-bc6f-e98fd99477cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_eeac4e10-6133-48e5-ac94-45ea21960a57" xlink:href="clov-20211115.xsd#clov_TwoThousandsTwentyEquityIncentivePlanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_d449b15f-39b7-4a6f-ad61-1307243aec76" xlink:to="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_eeac4e10-6133-48e5-ac94-45ea21960a57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyManagementIncentivePlanMember_250a3034-b1ef-4da9-bc51-deae30b54f84" xlink:href="clov-20211115.xsd#clov_TwoThousandsTwentyManagementIncentivePlanMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_d449b15f-39b7-4a6f-ad61-1307243aec76" xlink:to="loc_clov_TwoThousandsTwentyManagementIncentivePlanMember_250a3034-b1ef-4da9-bc51-deae30b54f84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_125c5d67-f040-4e70-b52b-70ac795d58fd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e695951c-ace6-44f6-8878-f6b7aea74f5b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_125c5d67-f040-4e70-b52b-70ac795d58fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_14a8694a-3e62-41f5-bd2a-39bc47c9aa37" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_125c5d67-f040-4e70-b52b-70ac795d58fd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_14a8694a-3e62-41f5-bd2a-39bc47c9aa37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding_224b1ab0-4fd5-4f69-a34e-8d507c8c9579" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_125c5d67-f040-4e70-b52b-70ac795d58fd" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding_224b1ab0-4fd5-4f69-a34e-8d507c8c9579" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_50455f16-0105-4ba7-bf6a-975d6cd2367f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_125c5d67-f040-4e70-b52b-70ac795d58fd" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_50455f16-0105-4ba7-bf6a-975d6cd2367f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofStockBasedCompensationCostDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansSummaryofStockBasedCompensationCostDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofStockBasedCompensationCostDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_f056a206-95e1-4c63-85e2-9564be9eac47" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8c59a2e6-5e2b-41c6-9696-b30ec28f8520" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_f056a206-95e1-4c63-85e2-9564be9eac47" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8c59a2e6-5e2b-41c6-9696-b30ec28f8520" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_fd96fc8d-0db0-4ac2-a758-49d81e957d74" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8c59a2e6-5e2b-41c6-9696-b30ec28f8520" xlink:to="loc_us-gaap_AwardTypeAxis_fd96fc8d-0db0-4ac2-a758-49d81e957d74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_aa985b4c-84b4-4225-ba85-4425e2643ced" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_fd96fc8d-0db0-4ac2-a758-49d81e957d74" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_aa985b4c-84b4-4225-ba85-4425e2643ced" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_7456972b-b4c2-49d8-af90-d10896caa31b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_aa985b4c-84b4-4225-ba85-4425e2643ced" xlink:to="loc_us-gaap_EmployeeStockOptionMember_7456972b-b4c2-49d8-af90-d10896caa31b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_c8757299-cc6c-4ef5-b37a-370ef3961d40" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_aa985b4c-84b4-4225-ba85-4425e2643ced" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_c8757299-cc6c-4ef5-b37a-370ef3961d40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_4521209a-c061-401b-aae2-788f385d6cca" xlink:href="clov-20211115.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_aa985b4c-84b4-4225-ba85-4425e2643ced" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_4521209a-c061-401b-aae2-788f385d6cca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_525c24c8-e458-44cf-ac60-065bec6d712e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_aa985b4c-84b4-4225-ba85-4425e2643ced" xlink:to="loc_us-gaap_EmployeeStockMember_525c24c8-e458-44cf-ac60-065bec6d712e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2151aaf7-9982-4430-8b62-2ccbf001988d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_8c59a2e6-5e2b-41c6-9696-b30ec28f8520" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2151aaf7-9982-4430-8b62-2ccbf001988d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_216f29b0-1e3a-4ec8-9cdc-3d25f6615f04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2151aaf7-9982-4430-8b62-2ccbf001988d" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_216f29b0-1e3a-4ec8-9cdc-3d25f6615f04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofStockOptionsonWeightedAverageBasisDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofStockOptionsonWeightedAverageBasisDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofStockOptionsonWeightedAverageBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_d57f8e6b-b83c-4f79-9a69-b89855605958" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_24ab11fb-1553-47b6-a441-e4e308a90e74" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_d57f8e6b-b83c-4f79-9a69-b89855605958" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_24ab11fb-1553-47b6-a441-e4e308a90e74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_5b9bde99-02b9-47de-afc8-c1697eb6a5a8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_24ab11fb-1553-47b6-a441-e4e308a90e74" xlink:to="loc_us-gaap_AwardTypeAxis_5b9bde99-02b9-47de-afc8-c1697eb6a5a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f5b946b6-72cd-4599-beb5-049baefeddb6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_5b9bde99-02b9-47de-afc8-c1697eb6a5a8" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f5b946b6-72cd-4599-beb5-049baefeddb6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_e299c731-9849-41b8-a434-201ce1390e19" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f5b946b6-72cd-4599-beb5-049baefeddb6" xlink:to="loc_us-gaap_EmployeeStockOptionMember_e299c731-9849-41b8-a434-201ce1390e19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_52117e4e-7474-4dd2-8246-4243cd0c4d5b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_24ab11fb-1553-47b6-a441-e4e308a90e74" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_52117e4e-7474-4dd2-8246-4243cd0c4d5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_1d6f25d1-2c99-46a2-a8d3-87e9da89c2fc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_52117e4e-7474-4dd2-8246-4243cd0c4d5b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_1d6f25d1-2c99-46a2-a8d3-87e9da89c2fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_a150bb9b-f464-410c-a124-9c0c8b94194c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_52117e4e-7474-4dd2-8246-4243cd0c4d5b" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_a150bb9b-f464-410c-a124-9c0c8b94194c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_12accf2e-ddf7-4d45-8a4e-9ec01d52b455" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_52117e4e-7474-4dd2-8246-4243cd0c4d5b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_12accf2e-ddf7-4d45-8a4e-9ec01d52b455" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_3a039303-fdf0-47ad-99b4-487310651f80" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_52117e4e-7474-4dd2-8246-4243cd0c4d5b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_3a039303-fdf0-47ad-99b4-487310651f80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofStockOptionActivityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansSummaryofStockOptionActivityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofStockOptionActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_c51784d3-d057-45fb-a153-5bf9671cc4e2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_2c17447e-b2b7-487f-b9d1-1f21fa27197f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_c51784d3-d057-45fb-a153-5bf9671cc4e2" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_2c17447e-b2b7-487f-b9d1-1f21fa27197f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_e6b9c2e0-7e94-4c56-a933-5a61addb029d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PlanNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_2c17447e-b2b7-487f-b9d1-1f21fa27197f" xlink:to="loc_us-gaap_PlanNameAxis_e6b9c2e0-7e94-4c56-a933-5a61addb029d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_723482eb-0489-46e6-a7aa-4447e8358dbf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_e6b9c2e0-7e94-4c56-a933-5a61addb029d" xlink:to="loc_us-gaap_PlanNameDomain_723482eb-0489-46e6-a7aa-4447e8358dbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_c1dd61c8-a74d-4d78-9bc1-681582009d5f" xlink:href="clov-20211115.xsd#clov_TwoThousandsTwentyEquityIncentivePlanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_723482eb-0489-46e6-a7aa-4447e8358dbf" xlink:to="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_c1dd61c8-a74d-4d78-9bc1-681582009d5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_b389ea65-c114-42cb-b0c1-934282d734b5" xlink:href="clov-20211115.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_723482eb-0489-46e6-a7aa-4447e8358dbf" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_b389ea65-c114-42cb-b0c1-934282d734b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1ca2ff06-f361-46ba-83ad-f63d6b4bb451" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_2c17447e-b2b7-487f-b9d1-1f21fa27197f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1ca2ff06-f361-46ba-83ad-f63d6b4bb451" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_8e67dd71-d3aa-4420-bdc9-3422e7e40b99" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1ca2ff06-f361-46ba-83ad-f63d6b4bb451" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_8e67dd71-d3aa-4420-bdc9-3422e7e40b99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_5f54dad9-cf0d-44d9-a589-f58d8b619593" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_8e67dd71-d3aa-4420-bdc9-3422e7e40b99" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_5f54dad9-cf0d-44d9-a589-f58d8b619593" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_44cd345b-b9b8-4b07-a0e8-4392a080f8ca" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_8e67dd71-d3aa-4420-bdc9-3422e7e40b99" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_44cd345b-b9b8-4b07-a0e8-4392a080f8ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_776e33a5-384a-46b9-9e2b-ad788d3bae6c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_8e67dd71-d3aa-4420-bdc9-3422e7e40b99" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_776e33a5-384a-46b9-9e2b-ad788d3bae6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_0856b7c5-0d9b-4c0b-ba3d-8ab3d08235a6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_8e67dd71-d3aa-4420-bdc9-3422e7e40b99" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_0856b7c5-0d9b-4c0b-ba3d-8ab3d08235a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_48dc78ff-b322-4bc7-a5b4-c2e8b5c4003b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_8e67dd71-d3aa-4420-bdc9-3422e7e40b99" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_48dc78ff-b322-4bc7-a5b4-c2e8b5c4003b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_fd25a9fd-9a34-4626-9a94-0bca174da826" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1ca2ff06-f361-46ba-83ad-f63d6b4bb451" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_fd25a9fd-9a34-4626-9a94-0bca174da826" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_0f9698c8-d731-454f-8053-34669ea48607" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_fd25a9fd-9a34-4626-9a94-0bca174da826" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_0f9698c8-d731-454f-8053-34669ea48607" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_715520b8-83d1-4a20-ae78-9f4ceb370583" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_fd25a9fd-9a34-4626-9a94-0bca174da826" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_715520b8-83d1-4a20-ae78-9f4ceb370583" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_889820d4-1c0f-4fcf-bfaf-0df8d1dd9222" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_fd25a9fd-9a34-4626-9a94-0bca174da826" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_889820d4-1c0f-4fcf-bfaf-0df8d1dd9222" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_c48c4508-9a3f-4aef-b994-2eaa75ff2d45" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_fd25a9fd-9a34-4626-9a94-0bca174da826" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_c48c4508-9a3f-4aef-b994-2eaa75ff2d45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_ed6703a0-de3b-4269-a62d-6c2ac38b6059" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_fd25a9fd-9a34-4626-9a94-0bca174da826" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_ed6703a0-de3b-4269-a62d-6c2ac38b6059" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofTotalRSUsActivityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansSummaryofTotalRSUsActivityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofTotalRSUsActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3bd05390-84c0-4721-a21d-90e3eee6ab46" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_312d04e3-acd0-40d1-a660-e41259e2fa24" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_3bd05390-84c0-4721-a21d-90e3eee6ab46" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_312d04e3-acd0-40d1-a660-e41259e2fa24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_567869e7-d8b2-456a-9709-9e948115da85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_312d04e3-acd0-40d1-a660-e41259e2fa24" xlink:to="loc_us-gaap_AwardTypeAxis_567869e7-d8b2-456a-9709-9e948115da85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_73e207d8-8f15-415e-837a-222f2151b4f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_567869e7-d8b2-456a-9709-9e948115da85" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_73e207d8-8f15-415e-837a-222f2151b4f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_c9734a1a-5f3f-4a5b-84f6-aa7e102efaf5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_73e207d8-8f15-415e-837a-222f2151b4f8" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_c9734a1a-5f3f-4a5b-84f6-aa7e102efaf5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1a7390d0-3086-4c4e-86bc-e55ca517e797" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_312d04e3-acd0-40d1-a660-e41259e2fa24" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1a7390d0-3086-4c4e-86bc-e55ca517e797" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_a2cc2bed-afb9-45f7-949b-5738b645534a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1a7390d0-3086-4c4e-86bc-e55ca517e797" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_a2cc2bed-afb9-45f7-949b-5738b645534a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriod_4973c850-f1e5-4876-985d-758f1e209559" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriod"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1a7390d0-3086-4c4e-86bc-e55ca517e797" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriod_4973c850-f1e5-4876-985d-758f1e209559" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_bc1c4199-debc-497d-b071-02614ee94dcd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1a7390d0-3086-4c4e-86bc-e55ca517e797" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_bc1c4199-debc-497d-b071-02614ee94dcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_abb822f1-71a8-41b5-88cc-b8c3b85b6e8c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_1a7390d0-3086-4c4e-86bc-e55ca517e797" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_abb822f1-71a8-41b5-88cc-b8c3b85b6e8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_fb586574-9de7-4b68-a29c-003fc132e9cf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d09354d4-f2ce-4fb4-b349-2f1a6fbbd6d6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_fb586574-9de7-4b68-a29c-003fc132e9cf" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d09354d4-f2ce-4fb4-b349-2f1a6fbbd6d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_0825966d-d52f-45ff-b9ea-c480f566058a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d09354d4-f2ce-4fb4-b349-2f1a6fbbd6d6" xlink:to="loc_us-gaap_AwardTypeAxis_0825966d-d52f-45ff-b9ea-c480f566058a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_b1c7d8ad-6077-4748-b9fa-8ea0f051e0c9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_0825966d-d52f-45ff-b9ea-c480f566058a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_b1c7d8ad-6077-4748-b9fa-8ea0f051e0c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_dc100ca3-1ba1-4128-885d-d45d57dd28d4" xlink:href="clov-20211115.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_b1c7d8ad-6077-4748-b9fa-8ea0f051e0c9" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_dc100ca3-1ba1-4128-885d-d45d57dd28d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_4eb1eb78-af08-4880-9fa5-0b7ac8d8ff2e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_d09354d4-f2ce-4fb4-b349-2f1a6fbbd6d6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_4eb1eb78-af08-4880-9fa5-0b7ac8d8ff2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_aae46972-6238-474b-9e41-370aa69cb3a4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_4eb1eb78-af08-4880-9fa5-0b7ac8d8ff2e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_aae46972-6238-474b-9e41-370aa69cb3a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_fae59d59-ef5a-4b3f-a609-53e9e2828070" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_4eb1eb78-af08-4880-9fa5-0b7ac8d8ff2e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_fae59d59-ef5a-4b3f-a609-53e9e2828070" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_2a722979-3bb0-4934-8e06-2a4c3a04fa70" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_4eb1eb78-af08-4880-9fa5-0b7ac8d8ff2e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_2a722979-3bb0-4934-8e06-2a4c3a04fa70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofTotalPRSUsActivityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansSummaryofTotalPRSUsActivityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofTotalPRSUsActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_9a2fef4d-db49-4ca2-9203-ebc2e5ebdf84" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_760504ef-ccd4-4032-b284-05723431c991" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_9a2fef4d-db49-4ca2-9203-ebc2e5ebdf84" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_760504ef-ccd4-4032-b284-05723431c991" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_989dcfad-0a73-45fd-bbf6-e12758e0cd2d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_760504ef-ccd4-4032-b284-05723431c991" xlink:to="loc_us-gaap_AwardTypeAxis_989dcfad-0a73-45fd-bbf6-e12758e0cd2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_4e017850-5fe8-49a4-abb3-111f2aad2e6e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_989dcfad-0a73-45fd-bbf6-e12758e0cd2d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_4e017850-5fe8-49a4-abb3-111f2aad2e6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_c63e0331-c72b-4216-8dcf-586814d558ae" xlink:href="clov-20211115.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_4e017850-5fe8-49a4-abb3-111f2aad2e6e" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_c63e0331-c72b-4216-8dcf-586814d558ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9e9d395e-51c3-438b-8d46-8e3c38b44805" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_760504ef-ccd4-4032-b284-05723431c991" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9e9d395e-51c3-438b-8d46-8e3c38b44805" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_0277d799-a7df-4c3a-8c58-13e5a33c2375" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9e9d395e-51c3-438b-8d46-8e3c38b44805" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_0277d799-a7df-4c3a-8c58-13e5a33c2375" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_84995fd6-af44-4814-8fad-fccf9c7739a0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9e9d395e-51c3-438b-8d46-8e3c38b44805" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_84995fd6-af44-4814-8fad-fccf9c7739a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansESPPValuationAssumptionDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansESPPValuationAssumptionDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansESPPValuationAssumptionDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_cf25e348-cbe0-4455-9524-3f5e069a6126" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_3d70ffc4-5e80-4a86-b57f-c3813a64ac0a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_cf25e348-cbe0-4455-9524-3f5e069a6126" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_3d70ffc4-5e80-4a86-b57f-c3813a64ac0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_aa3bf633-c1a5-44e5-a474-1d0f87a70a80" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_3d70ffc4-5e80-4a86-b57f-c3813a64ac0a" xlink:to="loc_us-gaap_AwardTypeAxis_aa3bf633-c1a5-44e5-a474-1d0f87a70a80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_865effe6-ba13-4dc5-a02b-30657aaa41ee" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_aa3bf633-c1a5-44e5-a474-1d0f87a70a80" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_865effe6-ba13-4dc5-a02b-30657aaa41ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_070fa555-a5a5-4ae3-bb02-cdb8eb4fd7c9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EmployeeStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_865effe6-ba13-4dc5-a02b-30657aaa41ee" xlink:to="loc_us-gaap_EmployeeStockMember_070fa555-a5a5-4ae3-bb02-cdb8eb4fd7c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_f87102fa-bc10-485f-865d-2b09719a4b27" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_3d70ffc4-5e80-4a86-b57f-c3813a64ac0a" xlink:to="loc_srt_RangeAxis_f87102fa-bc10-485f-865d-2b09719a4b27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_28b54258-fc09-472b-acb5-dcdb8919fefe" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_f87102fa-bc10-485f-865d-2b09719a4b27" xlink:to="loc_srt_RangeMember_28b54258-fc09-472b-acb5-dcdb8919fefe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_6ac5d0e0-3252-404f-ba1e-d12c4a3cedd8" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_WeightedAverageMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_28b54258-fc09-472b-acb5-dcdb8919fefe" xlink:to="loc_srt_WeightedAverageMember_6ac5d0e0-3252-404f-ba1e-d12c4a3cedd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_40e873ef-a8e4-4a8d-851c-624b2a235011" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_3d70ffc4-5e80-4a86-b57f-c3813a64ac0a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_40e873ef-a8e4-4a8d-851c-624b2a235011" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_ee8d25b6-0997-4d3f-8651-096f78ab637c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_40e873ef-a8e4-4a8d-851c-624b2a235011" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_ee8d25b6-0997-4d3f-8651-096f78ab637c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_5a769f20-978d-4d69-a5a2-a03b452df3be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_40e873ef-a8e4-4a8d-851c-624b2a235011" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_5a769f20-978d-4d69-a5a2-a03b452df3be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_cd8c45bb-7a80-4c77-8fb1-6c79a396bf2c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_40e873ef-a8e4-4a8d-851c-624b2a235011" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_cd8c45bb-7a80-4c77-8fb1-6c79a396bf2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofWarrantActivityDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#EmployeeBenefitPlansSummaryofWarrantActivityDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansSummaryofWarrantActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_ac1d2732-2308-4b4b-af52-370750f64035" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_aef593a0-8412-42f3-be21-5cb79743a7c9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_ac1d2732-2308-4b4b-af52-370750f64035" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_aef593a0-8412-42f3-be21-5cb79743a7c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_074c9fe7-68fc-4aea-a58f-52121bdfd112" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_aef593a0-8412-42f3-be21-5cb79743a7c9" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_074c9fe7-68fc-4aea-a58f-52121bdfd112" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_10fc9594-91e4-40e5-b5fa-27f3d5aa442c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_074c9fe7-68fc-4aea-a58f-52121bdfd112" xlink:to="loc_us-gaap_EquityComponentDomain_10fc9594-91e4-40e5-b5fa-27f3d5aa442c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantMember_0d53368c-0d68-4e0d-b282-1446826c33e7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_10fc9594-91e4-40e5-b5fa-27f3d5aa442c" xlink:to="loc_us-gaap_WarrantMember_0d53368c-0d68-4e0d-b282-1446826c33e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_f6a2e32a-23bd-4966-ba4a-b6d0f9e0d482" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_aef593a0-8412-42f3-be21-5cb79743a7c9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_f6a2e32a-23bd-4966-ba4a-b6d0f9e0d482" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_f6a2e32a-23bd-4966-ba4a-b6d0f9e0d482" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_d9963537-83a6-425a-a12e-ad6d31e6d776" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_d9963537-83a6-425a-a12e-ad6d31e6d776" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_c2d7db71-1989-4369-a223-62194df7f6f2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_c2d7db71-1989-4369-a223-62194df7f6f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_000c86fb-f13d-45e7-903e-7926d329dc97" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_000c86fb-f13d-45e7-903e-7926d329dc97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_373f8d3a-cb06-44fb-b3fc-e501dc44a592" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_373f8d3a-cb06-44fb-b3fc-e501dc44a592" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures_3c2fc897-000b-437f-a28a-cab46df39137" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures_3c2fc897-000b-437f-a28a-cab46df39137" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_50f28de5-534a-4160-815c-d2aa031e08e2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_20987464-5ab6-4b0e-9b0f-5b1ebb27d96e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_50f28de5-534a-4160-815c-d2aa031e08e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_9638c74e-5675-475d-8e54-67bd4fda774c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_f6a2e32a-23bd-4966-ba4a-b6d0f9e0d482" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_9638c74e-5675-475d-8e54-67bd4fda774c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_93727a81-7fcd-4587-8454-61f7b6dbb456" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_9638c74e-5675-475d-8e54-67bd4fda774c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_93727a81-7fcd-4587-8454-61f7b6dbb456" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_f97fb50e-543d-46ac-8623-e5383d9c98c0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_9638c74e-5675-475d-8e54-67bd4fda774c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_f97fb50e-543d-46ac-8623-e5383d9c98c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue_49c4d598-8d54-4717-a184-b768da49bba0" xlink:href="clov-20211115.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_9638c74e-5675-475d-8e54-67bd4fda774c" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedWeightedAverageGrantDateFairValue_49c4d598-8d54-4717-a184-b768da49bba0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_91e3f46e-76bb-44b4-8d67-7aa6a33c28e0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_9638c74e-5675-475d-8e54-67bd4fda774c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_91e3f46e-76bb-44b4-8d67-7aa6a33c28e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_36c472b4-6fd5-49a3-8192-bb40cab0833a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_9638c74e-5675-475d-8e54-67bd4fda774c" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_36c472b4-6fd5-49a3-8192-bb40cab0833a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/IncomeTaxes" xlink:type="simple" xlink:href="clov-20211115.xsd#IncomeTaxes"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/IncomeTaxes" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0d6edf17-94a8-4a55-9032-f36f6fcb42c5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_a11489ec-7494-4c14-87b4-25cc1087f725" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0d6edf17-94a8-4a55-9032-f36f6fcb42c5" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_a11489ec-7494-4c14-87b4-25cc1087f725" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/IncomeTaxesDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#IncomeTaxesDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/IncomeTaxesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_9497f888-f2d5-4ce8-b7f7-925ca47a1521" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_6b403228-7790-46d8-88ca-c35a6d9610c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_9497f888-f2d5-4ce8-b7f7-925ca47a1521" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_6b403228-7790-46d8-88ca-c35a6d9610c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomePerShare" xlink:type="simple" xlink:href="clov-20211115.xsd#NetLossIncomePerShare"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetLossIncomePerShare" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_6da769e2-c5c0-4c11-97de-39f469b45a90" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_3b60043a-2732-4705-9595-2a43f7530c9f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_6da769e2-c5c0-4c11-97de-39f469b45a90" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_3b60043a-2732-4705-9595-2a43f7530c9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomePerShareTables" xlink:type="simple" xlink:href="clov-20211115.xsd#NetLossIncomePerShareTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetLossIncomePerShareTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_18dbb799-fcc3-4e75-8a8e-dc26340d5abc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_8f0aa87b-e00c-4b04-8b91-f99cd9509fb1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_18dbb799-fcc3-4e75-8a8e-dc26340d5abc" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_8f0aa87b-e00c-4b04-8b91-f99cd9509fb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock_3b9d5578-5e19-419a-9e08-4aea11e02962" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_18dbb799-fcc3-4e75-8a8e-dc26340d5abc" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock_3b9d5578-5e19-419a-9e08-4aea11e02962" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomePerShareCalculationofBasicandDilutedNetLossPerShareDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetLossIncomePerShareCalculationofBasicandDilutedNetLossPerShareDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetLossIncomePerShareCalculationofBasicandDilutedNetLossPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_71ce0651-c334-41dc-a286-26764e4dab72" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_de4e075d-0c6a-4d7e-85dc-b750b68b6908" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_71ce0651-c334-41dc-a286-26764e4dab72" xlink:to="loc_us-gaap_NetIncomeLoss_de4e075d-0c6a-4d7e-85dc-b750b68b6908" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_1b1e8a08-c321-4ad7-8e30-cee9413b9cef" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_71ce0651-c334-41dc-a286-26764e4dab72" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_1b1e8a08-c321-4ad7-8e30-cee9413b9cef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_f08b9ddd-ab35-4194-a8a6-4faaf4fd3f35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_71ce0651-c334-41dc-a286-26764e4dab72" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_f08b9ddd-ab35-4194-a8a6-4faaf4fd3f35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_d01deec3-b35c-44e8-953c-1657735ed7cf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_71ce0651-c334-41dc-a286-26764e4dab72" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_d01deec3-b35c-44e8-953c-1657735ed7cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_567d942a-314c-4c0f-a06a-b49c12e7ec36" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_71ce0651-c334-41dc-a286-26764e4dab72" xlink:to="loc_us-gaap_EarningsPerShareBasic_567d942a-314c-4c0f-a06a-b49c12e7ec36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_cded8f9e-db79-45ad-b2b2-7ac73075058f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_71ce0651-c334-41dc-a286-26764e4dab72" xlink:to="loc_us-gaap_EarningsPerShareDiluted_cded8f9e-db79-45ad-b2b2-7ac73075058f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomePerShareCalculationofBasicandDilutedNetLossPerShareFootnoteDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetLossIncomePerShareCalculationofBasicandDilutedNetLossPerShareFootnoteDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetLossIncomePerShareCalculationofBasicandDilutedNetLossPerShareFootnoteDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_c1fa0e66-4d92-4208-81d7-06af11b0f3bb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_67c19d1a-f67c-4cc2-967e-27c0ad708820" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_c1fa0e66-4d92-4208-81d7-06af11b0f3bb" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_67c19d1a-f67c-4cc2-967e-27c0ad708820" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_6aa50f6d-f7c6-4e79-b9bc-9174a2b059aa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_67c19d1a-f67c-4cc2-967e-27c0ad708820" xlink:to="loc_us-gaap_StatementClassOfStockAxis_6aa50f6d-f7c6-4e79-b9bc-9174a2b059aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_5e6c9d5a-0afb-4d11-8b13-af53b094de1a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_6aa50f6d-f7c6-4e79-b9bc-9174a2b059aa" xlink:to="loc_us-gaap_ClassOfStockDomain_5e6c9d5a-0afb-4d11-8b13-af53b094de1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_01b2c82d-9db2-42f2-9c22-1efd09bae51c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_5e6c9d5a-0afb-4d11-8b13-af53b094de1a" xlink:to="loc_us-gaap_CommonClassBMember_01b2c82d-9db2-42f2-9c22-1efd09bae51c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_e41f7768-758b-4d20-a595-5d2a3ca8ce62" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_67c19d1a-f67c-4cc2-967e-27c0ad708820" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_e41f7768-758b-4d20-a595-5d2a3ca8ce62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_09496d43-4242-4995-bd32-ae46525b3858" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_e41f7768-758b-4d20-a595-5d2a3ca8ce62" xlink:to="loc_clov_CommonStockExchangeRatio_09496d43-4242-4995-bd32-ae46525b3858" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomePerShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetLossIncomePerShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetLossIncomePerShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_cb321bca-b6c0-4f3e-a756-3f63f1a2c4c7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_cf084751-120e-4354-a38c-aa568edbd239" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_cb321bca-b6c0-4f3e-a756-3f63f1a2c4c7" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_cf084751-120e-4354-a38c-aa568edbd239" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_897b2be3-973e-497c-9f88-be6e7025054b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_cf084751-120e-4354-a38c-aa568edbd239" xlink:to="loc_us-gaap_AwardTypeAxis_897b2be3-973e-497c-9f88-be6e7025054b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_9034d2fa-3106-4390-ab49-7c59d1d88651" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_897b2be3-973e-497c-9f88-be6e7025054b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_9034d2fa-3106-4390-ab49-7c59d1d88651" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_6da0cabc-c74d-4b42-8239-9c3198c6156d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_9034d2fa-3106-4390-ab49-7c59d1d88651" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_6da0cabc-c74d-4b42-8239-9c3198c6156d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_22464815-4dfd-47ca-842e-6eafb86370e2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_cf084751-120e-4354-a38c-aa568edbd239" xlink:to="loc_us-gaap_StatementClassOfStockAxis_22464815-4dfd-47ca-842e-6eafb86370e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_7037f657-d888-46a1-b8e3-7e42f79ddcfd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_22464815-4dfd-47ca-842e-6eafb86370e2" xlink:to="loc_us-gaap_ClassOfStockDomain_7037f657-d888-46a1-b8e3-7e42f79ddcfd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OptionsToPurchaseCommonStockMember_8d85074c-3868-4c5c-b2cc-915e3fdac832" xlink:href="clov-20211115.xsd#clov_OptionsToPurchaseCommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7037f657-d888-46a1-b8e3-7e42f79ddcfd" xlink:to="loc_clov_OptionsToPurchaseCommonStockMember_8d85074c-3868-4c5c-b2cc-915e3fdac832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConvertiblePreferredStockMember_64fa8176-a69c-4785-8c90-4af0616d76b5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConvertiblePreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7037f657-d888-46a1-b8e3-7e42f79ddcfd" xlink:to="loc_us-gaap_ConvertiblePreferredStockMember_64fa8176-a69c-4785-8c90-4af0616d76b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsToPurchaseCommonStockMember_97a413c7-cd09-4a80-a038-575f862b0d55" xlink:href="clov-20211115.xsd#clov_WarrantsToPurchaseCommonStockMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7037f657-d888-46a1-b8e3-7e42f79ddcfd" xlink:to="loc_clov_WarrantsToPurchaseCommonStockMember_97a413c7-cd09-4a80-a038-575f862b0d55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsToPurchaseConvertiblePreferredStockMember_ed0c2a80-d013-4127-8663-bfc184c557d7" xlink:href="clov-20211115.xsd#clov_WarrantsToPurchaseConvertiblePreferredStockMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_7037f657-d888-46a1-b8e3-7e42f79ddcfd" xlink:to="loc_clov_WarrantsToPurchaseConvertiblePreferredStockMember_ed0c2a80-d013-4127-8663-bfc184c557d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_5a807347-9f38-496e-bd2f-9409170f3615" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_cf084751-120e-4354-a38c-aa568edbd239" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_5a807347-9f38-496e-bd2f-9409170f3615" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_4a94598c-0afe-4328-9634-690f6a6e1455" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_5a807347-9f38-496e-bd2f-9409170f3615" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_4a94598c-0afe-4328-9634-690f6a6e1455" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomePerShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareFootnoteDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#NetLossIncomePerShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareFootnoteDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/NetLossIncomePerShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareFootnoteDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_2a6c4aaa-6c20-4a7f-ad8a-315545548e89" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_ac5c4e55-23c1-48b2-abf5-40628b01dae1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_2a6c4aaa-6c20-4a7f-ad8a-315545548e89" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_ac5c4e55-23c1-48b2-abf5-40628b01dae1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_1ffbbe06-2e81-412a-81a6-7294cfc1a295" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_ac5c4e55-23c1-48b2-abf5-40628b01dae1" xlink:to="loc_us-gaap_StatementClassOfStockAxis_1ffbbe06-2e81-412a-81a6-7294cfc1a295" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_67e80eb5-90a9-4fb0-ab4b-54cbf282a402" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_1ffbbe06-2e81-412a-81a6-7294cfc1a295" xlink:to="loc_us-gaap_ClassOfStockDomain_67e80eb5-90a9-4fb0-ab4b-54cbf282a402" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_54ac3af7-fdba-45ab-8387-3076172036c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_67e80eb5-90a9-4fb0-ab4b-54cbf282a402" xlink:to="loc_us-gaap_CommonClassBMember_54ac3af7-fdba-45ab-8387-3076172036c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_c89358be-3fda-4164-9318-2d6397291551" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_ac5c4e55-23c1-48b2-abf5-40628b01dae1" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_c89358be-3fda-4164-9318-2d6397291551" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockExchangeRatio_a5748968-7f9a-440b-9592-ef9b7c0def5d" xlink:href="clov-20211115.xsd#clov_CommonStockExchangeRatio"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_c89358be-3fda-4164-9318-2d6397291551" xlink:to="loc_clov_CommonStockExchangeRatio_a5748968-7f9a-440b-9592-ef9b7c0def5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CommitmentsandContingencies" xlink:type="simple" xlink:href="clov-20211115.xsd#CommitmentsandContingencies"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/CommitmentsandContingencies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_556103bd-60ad-4a5d-a0b1-b68b23328bcf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_bf8b3d3e-89ce-474c-8ebe-75f6e9b3ffa1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_556103bd-60ad-4a5d-a0b1-b68b23328bcf" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_bf8b3d3e-89ce-474c-8ebe-75f6e9b3ffa1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContracting_1" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContracting_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContracting_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_84616895-e29e-49ff-b61d-8582859a81ed" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingTextBlock_3c794e33-1a58-4224-848e-2d0b0fc33aad" xlink:href="clov-20211115.xsd#clov_DirectContractingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_84616895-e29e-49ff-b61d-8582859a81ed" xlink:to="loc_clov_DirectContractingTextBlock_3c794e33-1a58-4224-848e-2d0b0fc33aad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContractingTables_1" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContractingTables_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContractingTables_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_ad83e0fa-9807-41d8-b94e-4899f36b12db" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ScheduleOfPerformanceGuaranteesTableTextBlock_b41b5df9-d0e2-4b0d-9fad-3c2dd6625f59" xlink:href="clov-20211115.xsd#clov_ScheduleOfPerformanceGuaranteesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_ad83e0fa-9807-41d8-b94e-4899f36b12db" xlink:to="loc_clov_ScheduleOfPerformanceGuaranteesTableTextBlock_b41b5df9-d0e2-4b0d-9fad-3c2dd6625f59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContractingNarrativeDetails_1" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContractingNarrativeDetails_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContractingNarrativeDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_5055b989-028b-4d5d-afa9-0ea979645085" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingRiskMitigationMaximumPercentageOfPerformanceYearBenchmark_48569802-e7f8-4255-83c8-fcc75bf95fff" xlink:href="clov-20211115.xsd#clov_DirectContractingRiskMitigationMaximumPercentageOfPerformanceYearBenchmark"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_5055b989-028b-4d5d-afa9-0ea979645085" xlink:to="loc_clov_DirectContractingRiskMitigationMaximumPercentageOfPerformanceYearBenchmark_48569802-e7f8-4255-83c8-fcc75bf95fff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DirectContractingScheduleofPerformanceGuaranteesDetails_1" xlink:type="simple" xlink:href="clov-20211115.xsd#DirectContractingScheduleofPerformanceGuaranteesDetails_1"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DirectContractingScheduleofPerformanceGuaranteesDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingAbstract_bde7cca2-8a0e-4800-8205-a3a70e11098b" xlink:href="clov-20211115.xsd#clov_DirectContractingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearReceivableNoncurrent_a4218950-efb6-4e92-8ed0-6867e094fa91" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearReceivableNoncurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_bde7cca2-8a0e-4800-8205-a3a70e11098b" xlink:to="loc_clov_DirectContractingPerformanceYearReceivableNoncurrent_a4218950-efb6-4e92-8ed0-6867e094fa91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearObligationNoncurrent_d33509b2-2d08-4248-9e16-f7390970de2b" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearObligationNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_bde7cca2-8a0e-4800-8205-a3a70e11098b" xlink:to="loc_clov_DirectContractingPerformanceYearObligationNoncurrent_d33509b2-2d08-4248-9e16-f7390970de2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearReceivableAmortization_61695b5d-ba4c-4809-bfb7-c827e47a1d4c" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearReceivableAmortization"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_bde7cca2-8a0e-4800-8205-a3a70e11098b" xlink:to="loc_clov_DirectContractingPerformanceYearReceivableAmortization_61695b5d-ba4c-4809-bfb7-c827e47a1d4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingPerformanceYearObligationAmortization_a25dd5b6-ae99-4869-a0d3-b7e08801a533" xlink:href="clov-20211115.xsd#clov_DirectContractingPerformanceYearObligationAmortization"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_bde7cca2-8a0e-4800-8205-a3a70e11098b" xlink:to="loc_clov_DirectContractingPerformanceYearObligationAmortization_a25dd5b6-ae99-4869-a0d3-b7e08801a533" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomer_f8ed43a9-cf6d-4414-87a7-ed9968601707" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomer"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_clov_DirectContractingAbstract_bde7cca2-8a0e-4800-8205-a3a70e11098b" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomer_f8ed43a9-cf6d-4414-87a7-ed9968601707" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegments" xlink:type="simple" xlink:href="clov-20211115.xsd#OperatingSegments"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/OperatingSegments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_77e68f23-7f52-4215-b701-02ff59d72593" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_97a9a5e3-32df-47b9-a1cf-f72ada5d639b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_77e68f23-7f52-4215-b701-02ff59d72593" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_97a9a5e3-32df-47b9-a1cf-f72ada5d639b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegmentsTables" xlink:type="simple" xlink:href="clov-20211115.xsd#OperatingSegmentsTables"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/OperatingSegmentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_5a035a01-d8b5-4696-a935-8c1584e16ebe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_9dd7b214-771e-416d-87c8-e0ebd0fe3ca9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_5a035a01-d8b5-4696-a935-8c1584e16ebe" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_9dd7b214-771e-416d-87c8-e0ebd0fe3ca9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock_cd2cb00a-62e4-46ea-9949-983a413ab8c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_5a035a01-d8b5-4696-a935-8c1584e16ebe" xlink:to="loc_us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock_cd2cb00a-62e4-46ea-9949-983a413ab8c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegmentsNarrativeDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#OperatingSegmentsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/OperatingSegmentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_21142b9c-ca48-44eb-b08d-ab0d9d65fd4c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments_1dbbff2e-f6ab-426c-b2e7-e3dfc51e2e3b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_21142b9c-ca48-44eb-b08d-ab0d9d65fd4c" xlink:to="loc_us-gaap_NumberOfReportableSegments_1dbbff2e-f6ab-426c-b2e7-e3dfc51e2e3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_4fad92d9-3393-4e16-88e7-ec75b3256708" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_09e6452e-5492-4643-a6bb-4bcb33946ecc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_4fad92d9-3393-4e16-88e7-ec75b3256708" xlink:to="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_09e6452e-5492-4643-a6bb-4bcb33946ecc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_86628ab5-82fb-4ce8-a300-5a692fdc3454" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_09e6452e-5492-4643-a6bb-4bcb33946ecc" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_86628ab5-82fb-4ce8-a300-5a692fdc3454" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_2f7f1b48-2c8a-43c4-9d73-753a425dad50" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_86628ab5-82fb-4ce8-a300-5a692fdc3454" xlink:to="loc_us-gaap_SegmentDomain_2f7f1b48-2c8a-43c4-9d73-753a425dad50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MedicareAdvantageSegmentMember_17a69a3f-4ac4-4aaf-b811-d88c2bf23e70" xlink:href="clov-20211115.xsd#clov_MedicareAdvantageSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_2f7f1b48-2c8a-43c4-9d73-753a425dad50" xlink:to="loc_clov_MedicareAdvantageSegmentMember_17a69a3f-4ac4-4aaf-b811-d88c2bf23e70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DirectContractingSegmentMember_46a6d31f-e4a0-4951-ac94-0eb592663464" xlink:href="clov-20211115.xsd#clov_DirectContractingSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_2f7f1b48-2c8a-43c4-9d73-753a425dad50" xlink:to="loc_clov_DirectContractingSegmentMember_46a6d31f-e4a0-4951-ac94-0eb592663464" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateAndOtherMember_01cfb96e-b3c8-4ebb-815c-f24e5d34060d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CorporateAndOtherMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_2f7f1b48-2c8a-43c4-9d73-753a425dad50" xlink:to="loc_us-gaap_CorporateAndOtherMember_01cfb96e-b3c8-4ebb-815c-f24e5d34060d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_25bbbea9-f971-4f37-b826-7bbab5c28f23" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidationItemsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_09e6452e-5492-4643-a6bb-4bcb33946ecc" xlink:to="loc_srt_ConsolidationItemsAxis_25bbbea9-f971-4f37-b826-7bbab5c28f23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_e2af843c-29c7-42f8-92b0-0ad98eec9b50" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ConsolidationItemsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_25bbbea9-f971-4f37-b826-7bbab5c28f23" xlink:to="loc_srt_ConsolidationItemsDomain_e2af843c-29c7-42f8-92b0-0ad98eec9b50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_62a84034-5432-401b-9a13-104e105776e1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_e2af843c-29c7-42f8-92b0-0ad98eec9b50" xlink:to="loc_us-gaap_OperatingSegmentsMember_62a84034-5432-401b-9a13-104e105776e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntersegmentEliminationMember_8cd4188f-3a8a-48a8-95bb-c4d15b3ed054" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IntersegmentEliminationMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_e2af843c-29c7-42f8-92b0-0ad98eec9b50" xlink:to="loc_us-gaap_IntersegmentEliminationMember_8cd4188f-3a8a-48a8-95bb-c4d15b3ed054" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EntityWideRevenueMajorCustomerLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_09e6452e-5492-4643-a6bb-4bcb33946ecc" xlink:to="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_9f54c0fc-9eab-4774-b179-1c716d5005bf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_PremiumsEarnedNet_9f54c0fc-9eab-4774-b179-1c716d5005bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomer_c1159f2d-ba0d-4040-80be-31f7a2693928" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomer"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomer_c1159f2d-ba0d-4040-80be-31f7a2693928" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomerOther_305b1037-aff5-4bff-bfa9-373a7f36f79e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenueNotFromContractWithCustomerOther"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomerOther_305b1037-aff5-4bff-bfa9-373a7f36f79e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_fa73b39b-5fd3-4855-b1e4-2c13c3daef8e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_Revenues_fa73b39b-5fd3-4855-b1e4-2c13c3daef8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_73563efa-3ced-430a-9cfa-dbaec31cb754" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_73563efa-3ced-430a-9cfa-dbaec31cb754" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_bd410b02-c57a-4c7c-975b-0a8f5840eef9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GrossProfit"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_GrossProfit_bd410b02-c57a-4c7c-975b-0a8f5840eef9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_a61e4cbe-93ed-478b-9656-8b84161463cb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Assets"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_Assets_a61e4cbe-93ed-478b-9656-8b84161463cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_b8423327-0982-4baf-814c-39048afa1cc6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_04ed592a-680b-4f82-93d6-712433e01a44" xlink:to="loc_us-gaap_CededPremiumsEarned_b8423327-0982-4baf-814c-39048afa1cc6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegmentsReconciliationofRevenueofSegmentstoStatementofOperationsDetails" xlink:type="simple" xlink:href="clov-20211115.xsd#OperatingSegmentsReconciliationofRevenueofSegmentstoStatementofOperationsDetails"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/OperatingSegmentsReconciliationofRevenueofSegmentstoStatementofOperationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_7f2a0467-fc3f-4b24-a0f6-c4946dbf4e9f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GrossProfit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_GrossProfit_7f2a0467-fc3f-4b24-a0f6-c4946dbf4e9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_da425e9a-7b4c-4017-b140-b14632f0cb6d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_LaborAndRelatedExpense_da425e9a-7b4c-4017-b140-b14632f0cb6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_50f54ee5-0612-4e20-b434-16f753a2dfe1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_50f54ee5-0612-4e20-b434-16f753a2dfe1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount_47d26048-192c-4b99-90e5-399ecf31ebcc" xlink:href="clov-20211115.xsd#clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_clov_PremiumDeficiencyTestingExpenseBenefitLongDurationContractAmount_47d26048-192c-4b99-90e5-399ecf31ebcc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_f7c61167-a451-48f5-84fa-f84e450199c0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_DepreciationAndAmortization_f7c61167-a451-48f5-84fa-f84e450199c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherGeneralExpense_ca29dfd7-4529-4252-8d16-f54c171794f1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherGeneralExpense"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_OtherGeneralExpense_ca29dfd7-4529-4252-8d16-f54c171794f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_afc9c607-8956-45df-8436-6d90e6cf5aec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_afc9c607-8956-45df-8436-6d90e6cf5aec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_27f0aae7-e8f3-4efb-a75d-b3aea1281678" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_InterestExpense_27f0aae7-e8f3-4efb-a75d-b3aea1281678" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_be44c905-6774-4d8a-9415-d7ee80ae61a5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_be44c905-6774-4d8a-9415-d7ee80ae61a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_b4deae4a-28d2-44bc-93fb-96e623cc3d71" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_59740884-f34b-4cb0-affb-213f9b60ba59" xlink:to="loc_us-gaap_NetIncomeLoss_b4deae4a-28d2-44bc-93fb-96e623cc3d71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/DividendRestrictions" xlink:type="simple" xlink:href="clov-20211115.xsd#DividendRestrictions"/>
  <link:presentationLink xlink:role="http://www.cloverhealth/role/DividendRestrictions" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfRestrictionsOnDividendsLoansAndAdvancesDisclosureAbstract_b8847f75-459f-43de-9100-37718ce8b581" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DisclosureOfRestrictionsOnDividendsLoansAndAdvancesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictionsOnDividendsLoansAndAdvancesTextBlock_d99ecf45-0c98-4414-b170-7eb0805fc015" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictionsOnDividendsLoansAndAdvancesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfRestrictionsOnDividendsLoansAndAdvancesDisclosureAbstract_b8847f75-459f-43de-9100-37718ce8b581" xlink:to="loc_us-gaap_RestrictionsOnDividendsLoansAndAdvancesTextBlock_d99ecf45-0c98-4414-b170-7eb0805fc015" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
