<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:813bcebd-a799-4723-afcb-31571eb11977,g:1d0bfdf7-2712-4db7-b9a8-a2777dbf199b-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.cloverhealth/role/Cover" xlink:type="simple" xlink:href="clov-20250630.xsd#Cover"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_28098e7d-ac84-48e6-b1ee-209616ccc563" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentInformationTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_DocumentInformationTable_28098e7d-ac84-48e6-b1ee-209616ccc563" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_af750477-e6b7-41d1-b711-a8f598a224dc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_DocumentInformationTable_28098e7d-ac84-48e6-b1ee-209616ccc563" xlink:to="loc_us-gaap_StatementClassOfStockAxis_af750477-e6b7-41d1-b711-a8f598a224dc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_af750477-e6b7-41d1-b711-a8f598a224dc_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_af750477-e6b7-41d1-b711-a8f598a224dc" xlink:to="loc_us-gaap_ClassOfStockDomain_af750477-e6b7-41d1-b711-a8f598a224dc_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_e8957d6d-85f0-4544-a607-8080450f4f91" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_af750477-e6b7-41d1-b711-a8f598a224dc" xlink:to="loc_us-gaap_ClassOfStockDomain_e8957d6d-85f0-4544-a607-8080450f4f91" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_1916c0a9-081e-49a0-96d0-5ab58b4cf9d0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_e8957d6d-85f0-4544-a607-8080450f4f91" xlink:to="loc_us-gaap_CommonClassAMember_1916c0a9-081e-49a0-96d0-5ab58b4cf9d0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_14789dc5-d791-43c1-8e1f-11acadd2a3fe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_e8957d6d-85f0-4544-a607-8080450f4f91" xlink:to="loc_us-gaap_CommonClassBMember_14789dc5-d791-43c1-8e1f-11acadd2a3fe" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_f988c329-887a-4066-8a45-200225828f32" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_DocumentType_f988c329-887a-4066-8a45-200225828f32" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_b349cf23-770e-4e61-8ec9-14c3e536515e" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_DocumentQuarterlyReport_b349cf23-770e-4e61-8ec9-14c3e536515e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_324e6128-56ce-4a93-a76a-d8f35e67485a" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_DocumentPeriodEndDate_324e6128-56ce-4a93-a76a-d8f35e67485a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_16915fa3-d89f-439f-98c2-610381ba2172" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_DocumentTransitionReport_16915fa3-d89f-439f-98c2-610381ba2172" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_d33fd057-0539-4b8a-bd0a-1afb76c97f1b" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityFileNumber_d33fd057-0539-4b8a-bd0a-1afb76c97f1b" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_c640627d-4738-470e-b24a-51b74ecda496" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityIncorporationStateCountryCode_c640627d-4738-470e-b24a-51b74ecda496" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_d2587c6c-2dc2-48ed-a08e-52c598dd4309" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityTaxIdentificationNumber_d2587c6c-2dc2-48ed-a08e-52c598dd4309" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12gTitle_0457f692-bfda-4e10-9ebf-f4c941ea5377" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12gTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_Security12gTitle_0457f692-bfda-4e10-9ebf-f4c941ea5377" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_5876681f-5c39-4f0d-a91e-8a227f5898e5" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_TradingSymbol_5876681f-5c39-4f0d-a91e-8a227f5898e5" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_a1764408-99ba-451d-b469-e160ec1e5d49" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_SecurityExchangeName_a1764408-99ba-451d-b469-e160ec1e5d49" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_c37f21f4-ca53-4f2a-ac69-14f0671178a2" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityCurrentReportingStatus_c37f21f4-ca53-4f2a-ac69-14f0671178a2" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_9f35f72f-c5f5-4c3e-aff2-565f601932a3" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityInteractiveDataCurrent_9f35f72f-c5f5-4c3e-aff2-565f601932a3" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_29eecf02-5720-4779-b006-f29d413ad972" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityFilerCategory_29eecf02-5720-4779-b006-f29d413ad972" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_aa44e9ee-389a-43b7-9273-72eafc6861e2" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntitySmallBusiness_aa44e9ee-389a-43b7-9273-72eafc6861e2" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_4e7db9ff-940d-4686-bc8a-28767405f88a" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityEmergingGrowthCompany_4e7db9ff-940d-4686-bc8a-28767405f88a" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_e071e6cd-c725-4be2-b39c-767c1bcba1e7" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityShellCompany_e071e6cd-c725-4be2-b39c-767c1bcba1e7" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_1797ee6b-93d3-4b67-931e-a6eddd8a0d47" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_1797ee6b-93d3-4b67-931e-a6eddd8a0d47" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_c6e07d0b-a3e6-4716-8dce-5922addf75af" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityCentralIndexKey_c6e07d0b-a3e6-4716-8dce-5922addf75af" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_aeea5918-e733-4e39-9b78-51f35edfe094" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_AmendmentFlag_aeea5918-e733-4e39-9b78-51f35edfe094" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_7f74e89f-26b5-4ffc-a546-5d074b97eeb9" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_DocumentFiscalPeriodFocus_7f74e89f-26b5-4ffc-a546-5d074b97eeb9" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_a1505f7a-d2ba-4d11-8f1d-789fa03dc41d" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_DocumentFiscalYearFocus_a1505f7a-d2ba-4d11-8f1d-789fa03dc41d" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_ca2eebcf-8653-48cd-a28a-83ec3333947d" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_CurrentFiscalYearEndDate_ca2eebcf-8653-48cd-a28a-83ec3333947d" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_0ac1cc3e-2dcd-4149-b7b6-e65bdbba2420" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_97d26b4c-e7ca-4afe-990c-4fbda5cb9b30" xlink:to="loc_dei_EntityRegistrantName_0ac1cc3e-2dcd-4149-b7b6-e65bdbba2420" xlink:type="arc" order="22"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="clov-20250630.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETS"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_f1ee28a1-3163-4321-b46b-0cf534a2d460" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_a2c33915-84d6-49e0-a68d-e4a1cf7e8406" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_f1ee28a1-3163-4321-b46b-0cf534a2d460" xlink:to="loc_us-gaap_StatementTable_a2c33915-84d6-49e0-a68d-e4a1cf7e8406" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_b9f5f1f7-56ac-46b3-a404-6004505b372d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_a2c33915-84d6-49e0-a68d-e4a1cf7e8406" xlink:to="loc_us-gaap_StatementClassOfStockAxis_b9f5f1f7-56ac-46b3-a404-6004505b372d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_b9f5f1f7-56ac-46b3-a404-6004505b372d_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_b9f5f1f7-56ac-46b3-a404-6004505b372d" xlink:to="loc_us-gaap_ClassOfStockDomain_b9f5f1f7-56ac-46b3-a404-6004505b372d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_d0522b64-3c02-4c8f-bb20-edb0bfd5af50" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_b9f5f1f7-56ac-46b3-a404-6004505b372d" xlink:to="loc_us-gaap_ClassOfStockDomain_d0522b64-3c02-4c8f-bb20-edb0bfd5af50" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_3794c23e-5d2e-4f39-94db-a3b2941f1435" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_d0522b64-3c02-4c8f-bb20-edb0bfd5af50" xlink:to="loc_us-gaap_CommonClassAMember_3794c23e-5d2e-4f39-94db-a3b2941f1435" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_d78b71cb-e58b-46fe-97d7-97535aabe477" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_d0522b64-3c02-4c8f-bb20-edb0bfd5af50" xlink:to="loc_us-gaap_CommonClassBMember_d78b71cb-e58b-46fe-97d7-97535aabe477" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_f1ee28a1-3163-4321-b46b-0cf534a2d460" xlink:to="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsCurrentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:to="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValueIncludingDiscontinuedOperations_4e0a59e9-f86f-410b-89f1-34f39e5a54e4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueIncludingDiscontinuedOperations"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValueIncludingDiscontinuedOperations_4e0a59e9-f86f-410b-89f1-34f39e5a54e4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_57120a11-24bf-4e18-8a93-66257d99a0bb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_57120a11-24bf-4e18-8a93-66257d99a0bb" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesCurrent_9030bfe9-02d7-4eec-86a5-4af772ec9663" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HeldToMaturitySecuritiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesCurrent_9030bfe9-02d7-4eec-86a5-4af772ec9663" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccruedRetrospectivePremiumsCurrent_fe3424f1-0149-4996-a5f0-0f5ae7fad7a6" xlink:href="clov-20250630.xsd#clov_AccruedRetrospectivePremiumsCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_clov_AccruedRetrospectivePremiumsCurrent_fe3424f1-0149-4996-a5f0-0f5ae7fad7a6" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFromCustomers_55947929-510e-42d3-9b06-e51d26efb041" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ReceivablesFromCustomers"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_us-gaap_ReceivablesFromCustomers_55947929-510e-42d3-9b06-e51d26efb041" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseCurrent_ce32775c-3bd4-417a-8367-be783d370b3f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PrepaidExpenseCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_us-gaap_PrepaidExpenseCurrent_ce32775c-3bd4-417a-8367-be783d370b3f" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsCurrent_1ad114db-e1f1-4158-abe9-2d9892d7ffaf" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssetsCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_us-gaap_OtherAssetsCurrent_1ad114db-e1f1-4158-abe9-2d9892d7ffaf" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_967fe66d-c3b5-4a89-8ee0-f2a501819424" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_57f9b7ef-1a58-4976-a835-a0cab528ff87" xlink:to="loc_us-gaap_AssetsCurrent_967fe66d-c3b5-4a89-8ee0-f2a501819424" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_e8e4a604-2724-4c03-a042-969dce51de31" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_e8e4a604-2724-4c03-a042-969dce51de31" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_901801c1-37fa-4ba3-9cda-c47b80d7677c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HeldToMaturitySecuritiesNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_901801c1-37fa-4ba3-9cda-c47b80d7677c" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_216ec799-714f-48b3-9770-c301f67ca758" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_216ec799-714f-48b3-9770-c301f67ca758" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_53d4ded4-a34f-4620-99d0-524451e93a3f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:to="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_53d4ded4-a34f-4620-99d0-524451e93a3f" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_1368b96a-d4cb-472c-9443-56ebef95739c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_1368b96a-d4cb-472c-9443-56ebef95739c" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_b0ecf5f2-d029-4d4f-b6f4-9a1735b283f9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Assets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_ef25f869-e8a7-4ae6-8b37-f4a4f1c98b71" xlink:to="loc_us-gaap_Assets_b0ecf5f2-d029-4d4f-b6f4-9a1735b283f9" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_f1ee28a1-3163-4321-b46b-0cf534a2d460" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrentAbstract_6a85a24b-7545-46c6-9b21-18f3f3176afb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesCurrentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:to="loc_us-gaap_LiabilitiesCurrentAbstract_6a85a24b-7545-46c6-9b21-18f3f3176afb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_b7e8500c-3ca4-4beb-83a2-a207ed5104ab" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_6a85a24b-7545-46c6-9b21-18f3f3176afb" xlink:to="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_b7e8500c-3ca4-4beb-83a2-a207ed5104ab" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_c6d8fb21-d5eb-45d7-9681-3131df01d81a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_6a85a24b-7545-46c6-9b21-18f3f3176afb" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_c6d8fb21-d5eb-45d7-9681-3131df01d81a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_c23d6fb6-f5a5-4b23-ba24-a3688fe17637" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccruedSalariesCurrentAndNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_6a85a24b-7545-46c6-9b21-18f3f3176afb" xlink:to="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_c23d6fb6-f5a5-4b23-ba24-a3688fe17637" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_135e1c84-c5be-4b54-a45c-d72dbca4b0b9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherLiabilitiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_6a85a24b-7545-46c6-9b21-18f3f3176afb" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent_135e1c84-c5be-4b54-a45c-d72dbca4b0b9" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_8bfac2af-e3d5-4eb8-8451-5411d9c04a57" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_6a85a24b-7545-46c6-9b21-18f3f3176afb" xlink:to="loc_us-gaap_LiabilitiesCurrent_8bfac2af-e3d5-4eb8-8451-5411d9c04a57" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_f389f6e9-9139-4d95-8125-b81bb16d3ff1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_f389f6e9-9139-4d95-8125-b81bb16d3ff1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_76f433d7-dbb2-484a-932f-c230c7c3f242" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Liabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:to="loc_us-gaap_Liabilities_76f433d7-dbb2-484a-932f-c230c7c3f242" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_ba9cc6c5-2330-48e5-966a-7e7b6048023f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:to="loc_us-gaap_CommitmentsAndContingencies_ba9cc6c5-2330-48e5-966a-7e7b6048023f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:to="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_350c4337-90d8-4dc4-a2f8-eb307d89676a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:to="loc_us-gaap_CommonStockValue_350c4337-90d8-4dc4-a2f8-eb307d89676a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_5eaf4586-4d98-4ad8-8826-e92667b7c323" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:to="loc_us-gaap_AdditionalPaidInCapital_5eaf4586-4d98-4ad8-8826-e92667b7c323" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_a7589c39-87b3-421f-99b0-d29897d31e28" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_a7589c39-87b3-421f-99b0-d29897d31e28" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_51c1f4cf-8c65-42c6-9108-1bf75b83d136" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_51c1f4cf-8c65-42c6-9108-1bf75b83d136" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonValue_83e13c8d-f9fe-48d5-b571-d66700633dbc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockCommonValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:to="loc_us-gaap_TreasuryStockCommonValue_83e13c8d-f9fe-48d5-b571-d66700633dbc" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4ac3a9da-e93a-4d50-897c-b626c0d4e270" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_cdac9bc3-5e2e-4abc-b985-2e8b4e62ec3f" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4ac3a9da-e93a-4d50-897c-b626c0d4e270" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_8d51a117-0a3f-44c5-bb3e-e296fe3ec779" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_38b9c556-48eb-4783-b03e-d56766969912" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_8d51a117-0a3f-44c5-bb3e-e296fe3ec779" xlink:type="arc" order="6"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="simple" xlink:href="clov-20250630.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_5b15dbc1-ae57-46e7-8a32-5ce9a56bfaa3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_StatementTable_5b15dbc1-ae57-46e7-8a32-5ce9a56bfaa3" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_88f1e9f1-a817-4bf3-ba63-6b1deae448fe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_5b15dbc1-ae57-46e7-8a32-5ce9a56bfaa3" xlink:to="loc_us-gaap_StatementClassOfStockAxis_88f1e9f1-a817-4bf3-ba63-6b1deae448fe" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_88f1e9f1-a817-4bf3-ba63-6b1deae448fe_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_88f1e9f1-a817-4bf3-ba63-6b1deae448fe" xlink:to="loc_us-gaap_ClassOfStockDomain_88f1e9f1-a817-4bf3-ba63-6b1deae448fe_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_eb5c25a8-597d-4515-b53c-f22ca1e5648c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_88f1e9f1-a817-4bf3-ba63-6b1deae448fe" xlink:to="loc_us-gaap_ClassOfStockDomain_eb5c25a8-597d-4515-b53c-f22ca1e5648c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_ba2ad95f-e834-4de6-b6c7-874a471c1d13" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_eb5c25a8-597d-4515-b53c-f22ca1e5648c" xlink:to="loc_us-gaap_CommonClassAMember_ba2ad95f-e834-4de6-b6c7-874a471c1d13" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_511d7505-2b0f-4c29-9168-0dac8be47aaf" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_eb5c25a8-597d-4515-b53c-f22ca1e5648c" xlink:to="loc_us-gaap_CommonClassBMember_511d7505-2b0f-4c29-9168-0dac8be47aaf" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_f0832938-9ba8-4d6b-8503-32fdab962944" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_f0832938-9ba8-4d6b-8503-32fdab962944" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueCurrent_dd61a173-07ee-4afc-ab93-217c3cee3222" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesHeldToMaturityFairValueCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueCurrent_dd61a173-07ee-4afc-ab93-217c3cee3222" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent_66321b60-4b47-4561-9ff8-d2945e9a9245" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent_66321b60-4b47-4561-9ff8-d2945e9a9245" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueNoncurrent_9d873369-e54d-4c1b-b277-c6859399ed99" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesHeldToMaturityFairValueNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueNoncurrent_9d873369-e54d-4c1b-b277-c6859399ed99" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_9625cbd6-6199-43f1-9467-ebe933817855" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_9625cbd6-6199-43f1-9467-ebe933817855" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_b4d0632c-245e-4c62-823c-b839fc9b8654" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_b4d0632c-245e-4c62-823c-b839fc9b8654" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_e12db94b-0f33-4604-bec2-e99b7271a2a4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_CommonStockSharesIssued_e12db94b-0f33-4604-bec2-e99b7271a2a4" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_5cf3aeb2-f844-43b9-a6a1-4640c57a9fa0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_5cf3aeb2-f844-43b9-a6a1-4640c57a9fa0" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_ef34b026-e5c8-47ba-b15d-757c1cccc766" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockCommonShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_38f079ea-3106-4653-86f3-2638eb83f565" xlink:to="loc_us-gaap_TreasuryStockCommonShares_ef34b026-e5c8-47ba-b15d-757c1cccc766" xlink:type="arc" order="8"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITY" xlink:type="simple" xlink:href="clov-20250630.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITY"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITY" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_ab01b62a-6d28-4dff-8aeb-c3db63ecd83c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_9e2253a4-f809-4d92-a1fe-6a282fa6900c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_ab01b62a-6d28-4dff-8aeb-c3db63ecd83c" xlink:to="loc_us-gaap_StatementTable_9e2253a4-f809-4d92-a1fe-6a282fa6900c" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_42b45e97-94bd-47df-bd37-7c490181356c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_9e2253a4-f809-4d92-a1fe-6a282fa6900c" xlink:to="loc_us-gaap_StatementClassOfStockAxis_42b45e97-94bd-47df-bd37-7c490181356c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_42b45e97-94bd-47df-bd37-7c490181356c_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_42b45e97-94bd-47df-bd37-7c490181356c" xlink:to="loc_us-gaap_ClassOfStockDomain_42b45e97-94bd-47df-bd37-7c490181356c_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_4065fcd8-bd90-4086-9ee2-501d2c60e81b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_42b45e97-94bd-47df-bd37-7c490181356c" xlink:to="loc_us-gaap_ClassOfStockDomain_4065fcd8-bd90-4086-9ee2-501d2c60e81b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_1d235a06-0f57-48bb-b9ef-8816c890f136" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_4065fcd8-bd90-4086-9ee2-501d2c60e81b" xlink:to="loc_us-gaap_CommonClassAMember_1d235a06-0f57-48bb-b9ef-8816c890f136" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_08ae6eed-2042-4b20-9512-77108768cd13" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_4065fcd8-bd90-4086-9ee2-501d2c60e81b" xlink:to="loc_us-gaap_CommonClassBMember_08ae6eed-2042-4b20-9512-77108768cd13" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_cb4cc18e-12c1-42ce-b3a5-9bfb8f4c5623" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_9e2253a4-f809-4d92-a1fe-6a282fa6900c" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_cb4cc18e-12c1-42ce-b3a5-9bfb8f4c5623" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_cb4cc18e-12c1-42ce-b3a5-9bfb8f4c5623_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_cb4cc18e-12c1-42ce-b3a5-9bfb8f4c5623" xlink:to="loc_us-gaap_EquityComponentDomain_cb4cc18e-12c1-42ce-b3a5-9bfb8f4c5623_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_62bf8217-2eb6-4f21-9222-5278595b0d26" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_cb4cc18e-12c1-42ce-b3a5-9bfb8f4c5623" xlink:to="loc_us-gaap_EquityComponentDomain_62bf8217-2eb6-4f21-9222-5278595b0d26" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_a49711ee-3524-4f14-9506-4723c4fb53d8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_62bf8217-2eb6-4f21-9222-5278595b0d26" xlink:to="loc_us-gaap_CommonStockMember_a49711ee-3524-4f14-9506-4723c4fb53d8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonMember_94a8727a-3f79-4eb1-bb02-f4786c9c4504" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockCommonMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_62bf8217-2eb6-4f21-9222-5278595b0d26" xlink:to="loc_us-gaap_TreasuryStockCommonMember_94a8727a-3f79-4eb1-bb02-f4786c9c4504" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_76456112-bff8-47fe-ac9e-6c38f79471e4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_62bf8217-2eb6-4f21-9222-5278595b0d26" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_76456112-bff8-47fe-ac9e-6c38f79471e4" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_b06bca02-a92f-49cc-8da1-f07d5bb324bc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetainedEarningsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_62bf8217-2eb6-4f21-9222-5278595b0d26" xlink:to="loc_us-gaap_RetainedEarningsMember_b06bca02-a92f-49cc-8da1-f07d5bb324bc" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_a0c15b85-6efa-4f17-9fe5-608f54c65222" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_62bf8217-2eb6-4f21-9222-5278595b0d26" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_a0c15b85-6efa-4f17-9fe5-608f54c65222" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_37f15484-0058-480c-992e-10111ec882ea" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_9e2253a4-f809-4d92-a1fe-6a282fa6900c" xlink:to="loc_us-gaap_AwardTypeAxis_37f15484-0058-480c-992e-10111ec882ea" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_37f15484-0058-480c-992e-10111ec882ea_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_37f15484-0058-480c-992e-10111ec882ea" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_37f15484-0058-480c-992e-10111ec882ea_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f67daf21-efcf-4fa5-8588-f64c2c599883" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_37f15484-0058-480c-992e-10111ec882ea" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f67daf21-efcf-4fa5-8588-f64c2c599883" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_49c16761-ec8a-41ca-9845-001f7bad224c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f67daf21-efcf-4fa5-8588-f64c2c599883" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_49c16761-ec8a-41ca-9845-001f7bad224c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_ab01b62a-6d28-4dff-8aeb-c3db63ecd83c" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_944c8010-e6f8-427d-b597-f9f0e66d4605" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_944c8010-e6f8-427d-b597-f9f0e66d4605" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_5f56fcce-e2e9-430c-9f76-7ca6149ada8d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_5f56fcce-e2e9-430c-9f76-7ca6149ada8d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_0977f4ce-76e1-48d4-ae5c-eafb8033b66d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockCommonShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_TreasuryStockCommonShares_0977f4ce-76e1-48d4-ae5c-eafb8033b66d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_2be88018-f0a4-47e0-8413-197d4cd288f3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_2be88018-f0a4-47e0-8413-197d4cd288f3" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_8c9bda6e-1d4d-45c1-8d44-0b1e11a8b967" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_8c9bda6e-1d4d-45c1-8d44-0b1e11a8b967" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_d99c61b1-45d3-4ac7-8a37-c1a261f5d4af" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_d99c61b1-45d3-4ac7-8a37-c1a261f5d4af" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_41828961-ef5c-4665-aee0-92a040c1f45f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_41828961-ef5c-4665-aee0-92a040c1f45f" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_16835014-ff6f-474d-8766-f98a3e89c4d0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_16835014-ff6f-474d-8766-f98a3e89c4d0" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_d2759c26-d29d-4366-b5d3-508920f27400" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_d2759c26-d29d-4366-b5d3-508920f27400" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesPaidForTaxWithholdingForShareBasedCompensation_ab2cdb9b-144b-4d3e-a1d6-2425d981a5ee" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharesPaidForTaxWithholdingForShareBasedCompensation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_SharesPaidForTaxWithholdingForShareBasedCompensation_ab2cdb9b-144b-4d3e-a1d6-2425d981a5ee" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_f0f66de2-f3f0-4138-b1f9-dbc19ff46861" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_f0f66de2-f3f0-4138-b1f9-dbc19ff46861" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan_5c59d739-1c21-45df-a778-55801dcbd403" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan_5c59d739-1c21-45df-a778-55801dcbd403" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_c91c5ef4-ff49-42eb-96be-c4e8aa57eece" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_c91c5ef4-ff49-42eb-96be-c4e8aa57eece" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_70dccd51-3bb1-4dda-bc3c-799d72ce475a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockRepurchasedDuringPeriodShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_70dccd51-3bb1-4dda-bc3c-799d72ce475a" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodValue_ee742684-c6e0-4f29-9ccc-f7ce63623719" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockRepurchasedDuringPeriodValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodValue_ee742684-c6e0-4f29-9ccc-f7ce63623719" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_89b6a442-768c-432e-985b-4f41e8481cb6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_9b5446fe-890e-42d8-9251-94484a5851b1" xlink:to="loc_us-gaap_NetIncomeLoss_89b6a442-768c-432e-985b-4f41e8481cb6" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_8211b9f7-a83d-4358-867b-cb52b8707016" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_99d7d940-0494-458a-b990-f392170ca366" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_abd58637-0d22-46ca-a17d-f4514db6c7f6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TreasuryStockCommonShares"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#SummaryofSignificantAccountingPoliciesDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccountingPoliciesLineItems_c4eda336-462e-4e75-88aa-563bbc0f337d" xlink:href="clov-20250630.xsd#clov_AccountingPoliciesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccountingPoliciesTable_b482c7e0-8957-4268-8a8e-c6b2ce65b09b" xlink:href="clov-20250630.xsd#clov_AccountingPoliciesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_clov_AccountingPoliciesLineItems_c4eda336-462e-4e75-88aa-563bbc0f337d" xlink:to="loc_clov_AccountingPoliciesTable_b482c7e0-8957-4268-8a8e-c6b2ce65b09b" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_73042a59-34ea-4a75-a5cd-4b43d5555ffe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementLocationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_clov_AccountingPoliciesTable_b482c7e0-8957-4268-8a8e-c6b2ce65b09b" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_73042a59-34ea-4a75-a5cd-4b43d5555ffe" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_73042a59-34ea-4a75-a5cd-4b43d5555ffe_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_73042a59-34ea-4a75-a5cd-4b43d5555ffe" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_73042a59-34ea-4a75-a5cd-4b43d5555ffe_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_7135cfed-d4ab-4b96-bb45-3c977ca8237e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_73042a59-34ea-4a75-a5cd-4b43d5555ffe" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_7135cfed-d4ab-4b96-bb45-3c977ca8237e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpenseMember_c8c0a531-7ca8-4678-b0cf-6e12e3e8dbea" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GeneralAndAdministrativeExpenseMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_7135cfed-d4ab-4b96-bb45-3c977ca8237e" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpenseMember_c8c0a531-7ca8-4678-b0cf-6e12e3e8dbea" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments_5f41f4b6-503a-4b01-a3fb-d4b36e761637" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_c4eda336-462e-4e75-88aa-563bbc0f337d" xlink:to="loc_us-gaap_NumberOfReportableSegments_5f41f4b6-503a-4b01-a3fb-d4b36e761637" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfOperatingSegments_e96b53c9-1efa-44df-8853-2b114a2a989c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NumberOfOperatingSegments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_c4eda336-462e-4e75-88aa-563bbc0f337d" xlink:to="loc_us-gaap_NumberOfOperatingSegments_e96b53c9-1efa-44df-8853-2b114a2a989c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_7c7ad1a2-a520-48e5-b0fb-8bd6cc6f1d6d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_c4eda336-462e-4e75-88aa-563bbc0f337d" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_7c7ad1a2-a520-48e5-b0fb-8bd6cc6f1d6d" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_29b4630b-5e01-4555-9513-8aa5f8eb7ebd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_a2ca6be0-6d3a-456a-869f-1a068f6c3141" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_29b4630b-5e01-4555-9513-8aa5f8eb7ebd" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_a2ca6be0-6d3a-456a-869f-1a068f6c3141" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_b9ea6a29-c3e3-4a3b-839c-24ff97a1d627" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_a2ca6be0-6d3a-456a-869f-1a068f6c3141" xlink:to="loc_us-gaap_FinancialInstrumentAxis_b9ea6a29-c3e3-4a3b-839c-24ff97a1d627" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_b9ea6a29-c3e3-4a3b-839c-24ff97a1d627_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_b9ea6a29-c3e3-4a3b-839c-24ff97a1d627" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_b9ea6a29-c3e3-4a3b-839c-24ff97a1d627_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_c1529494-cc17-4b6d-b918-3a4b164aaf61" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_b9ea6a29-c3e3-4a3b-839c-24ff97a1d627" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_c1529494-cc17-4b6d-b918-3a4b164aaf61" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_5e1444b0-44b9-42d5-aeb4-6da5834b1247" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_c1529494-cc17-4b6d-b918-3a4b164aaf61" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_5e1444b0-44b9-42d5-aeb4-6da5834b1247" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_b8826acb-084c-4aa6-8af7-9ecfe181b26a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_c1529494-cc17-4b6d-b918-3a4b164aaf61" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_b8826acb-084c-4aa6-8af7-9ecfe181b26a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OtherLevelOneDebtSecuritiesMember_f8658510-4e11-4553-ad41-a11c35d814d0" xlink:href="clov-20250630.xsd#clov_OtherLevelOneDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_c1529494-cc17-4b6d-b918-3a4b164aaf61" xlink:to="loc_clov_OtherLevelOneDebtSecuritiesMember_f8658510-4e11-4553-ad41-a11c35d814d0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_fba5ca32-8f52-4bbf-8747-be3a68cceda9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HeldToMaturitySecuritiesClassifiedAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_29b4630b-5e01-4555-9513-8aa5f8eb7ebd" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_fba5ca32-8f52-4bbf-8747-be3a68cceda9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_2e0f997d-4231-4afa-bb89-16b66b12ebe8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_fba5ca32-8f52-4bbf-8747-be3a68cceda9" xlink:to="loc_us-gaap_HeldToMaturitySecurities_2e0f997d-4231-4afa-bb89-16b66b12ebe8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_8ed0ad2e-a000-4a3d-ba33-b6b4a4c43d6e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_fba5ca32-8f52-4bbf-8747-be3a68cceda9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_8ed0ad2e-a000-4a3d-ba33-b6b4a4c43d6e" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_d34a1655-2688-4591-b356-55a9af60b414" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_fba5ca32-8f52-4bbf-8747-be3a68cceda9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_d34a1655-2688-4591-b356-55a9af60b414" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_e0f7c7c1-700c-4139-af28-f5023e3c4c1c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_fba5ca32-8f52-4bbf-8747-be3a68cceda9" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_e0f7c7c1-700c-4139-af28-f5023e3c4c1c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_2e22e56e-3e2f-4a3f-852a-132b8e6487ae" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_29b4630b-5e01-4555-9513-8aa5f8eb7ebd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_2e22e56e-3e2f-4a3f-852a-132b8e6487ae" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_62fcf8cc-a0cd-4460-8835-93e845c035b3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_2e22e56e-3e2f-4a3f-852a-132b8e6487ae" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_62fcf8cc-a0cd-4460-8835-93e845c035b3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_c70679c7-fb5a-47a8-a6cb-3c1a9f59c889" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_2e22e56e-3e2f-4a3f-852a-132b8e6487ae" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_c70679c7-fb5a-47a8-a6cb-3c1a9f59c889" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_9d00727e-e320-42f4-9c52-df7163f6a916" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_2e22e56e-3e2f-4a3f-852a-132b8e6487ae" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_9d00727e-e320-42f4-9c52-df7163f6a916" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7ac2d7f7-f8e3-4097-971b-27a7aaf36b51" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_2e22e56e-3e2f-4a3f-852a-132b8e6487ae" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7ac2d7f7-f8e3-4097-971b-27a7aaf36b51" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_75c66493-0732-465d-aa54-52b8eb92f494" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentsAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_29b4630b-5e01-4555-9513-8aa5f8eb7ebd" xlink:to="loc_us-gaap_InvestmentsAbstract_75c66493-0732-465d-aa54-52b8eb92f494" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_2329f6f6-2987-4585-84ea-2747c3721922" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Investments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_75c66493-0732-465d-aa54-52b8eb92f494" xlink:to="loc_us-gaap_Investments_2329f6f6-2987-4585-84ea-2747c3721922" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_427d64e4-19ae-4480-b938-1635c28cd598" xlink:href="clov-20250630.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_75c66493-0732-465d-aa54-52b8eb92f494" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_427d64e4-19ae-4480-b938-1635c28cd598" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_b1ca2003-ef56-4d30-9e61-3027b1e97f3a" xlink:href="clov-20250630.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_75c66493-0732-465d-aa54-52b8eb92f494" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_b1ca2003-ef56-4d30-9e61-3027b1e97f3a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_54a93bc5-886b-40d5-a868-d1533bd034f8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentsFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_75c66493-0732-465d-aa54-52b8eb92f494" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_54a93bc5-886b-40d5-a868-d1533bd034f8" xlink:type="arc" order="4"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_b2349114-d898-419d-9656-e31bddbd01d5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_d342f4a1-6d03-4f84-b9cd-d90d4d32e740" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_b2349114-d898-419d-9656-e31bddbd01d5" xlink:to="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_d342f4a1-6d03-4f84-b9cd-d90d4d32e740" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeAxis_eb6e1cae-9d78-46df-8f33-61fd6735ef9d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_d342f4a1-6d03-4f84-b9cd-d90d4d32e740" xlink:to="loc_us-gaap_InvestmentTypeAxis_eb6e1cae-9d78-46df-8f33-61fd6735ef9d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_eb6e1cae-9d78-46df-8f33-61fd6735ef9d_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InvestmentTypeAxis_eb6e1cae-9d78-46df-8f33-61fd6735ef9d" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_eb6e1cae-9d78-46df-8f33-61fd6735ef9d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_48eecea2-80f9-4b0b-a71c-e74aceb39eeb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InvestmentTypeAxis_eb6e1cae-9d78-46df-8f33-61fd6735ef9d" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_48eecea2-80f9-4b0b-a71c-e74aceb39eeb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsMember_7a7dd1ed-c2c2-4f65-ad2c-e6dc0bb2a630" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_48eecea2-80f9-4b0b-a71c-e74aceb39eeb" xlink:to="loc_us-gaap_CashAndCashEquivalentsMember_7a7dd1ed-c2c2-4f65-ad2c-e6dc0bb2a630" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_f64d49f7-111e-4217-9038-a65fe0685a4f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShortTermInvestmentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_48eecea2-80f9-4b0b-a71c-e74aceb39eeb" xlink:to="loc_us-gaap_ShortTermInvestmentsMember_f64d49f7-111e-4217-9038-a65fe0685a4f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesInvestmentMember_7097949c-ec30-4be8-8a33-ff977ee242f5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SecuritiesInvestmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_48eecea2-80f9-4b0b-a71c-e74aceb39eeb" xlink:to="loc_us-gaap_SecuritiesInvestmentMember_7097949c-ec30-4be8-8a33-ff977ee242f5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_5501b2a8-bd2a-4d5e-b55d-39535760ea27" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetInvestmentIncome"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_b2349114-d898-419d-9656-e31bddbd01d5" xlink:to="loc_us-gaap_NetInvestmentIncome_5501b2a8-bd2a-4d5e-b55d-39535760ea27" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_3e65b972-adff-4923-be32-e2f2acf35b1d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_3e65b972-adff-4923-be32-e2f2acf35b1d" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_f80825fa-8a0d-4d47-a8dd-3c9c5f51265e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_3e65b972-adff-4923-be32-e2f2acf35b1d" xlink:to="loc_us-gaap_FinancialInstrumentAxis_f80825fa-8a0d-4d47-a8dd-3c9c5f51265e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f80825fa-8a0d-4d47-a8dd-3c9c5f51265e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_f80825fa-8a0d-4d47-a8dd-3c9c5f51265e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_f80825fa-8a0d-4d47-a8dd-3c9c5f51265e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_26450dfd-9cae-40f5-99f5-74f5891c25a5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_f80825fa-8a0d-4d47-a8dd-3c9c5f51265e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_26450dfd-9cae-40f5-99f5-74f5891c25a5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_65bc77d4-d0e3-415b-b30f-bc9409276421" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_26450dfd-9cae-40f5-99f5-74f5891c25a5" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_65bc77d4-d0e3-415b-b30f-bc9409276421" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_0ba70978-ee64-4b77-8d99-d7fd77b28d60" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_26450dfd-9cae-40f5-99f5-74f5891c25a5" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_0ba70978-ee64-4b77-8d99-d7fd77b28d60" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneFairValue_1c596e51-0abe-4a94-bb6f-5f318912d872" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneFairValue_1c596e51-0abe-4a94-bb6f-5f318912d872" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss_d34c511d-5479-4eed-aba3-5b5f5402099a" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss_d34c511d-5479-4eed-aba3-5b5f5402099a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue_61a2a700-605d-439a-875f-56f02f5feeb4" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue_61a2a700-605d-439a-875f-56f02f5feeb4" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_bd8b1c6c-3849-45e0-b51f-16be81b0ea8f" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_bd8b1c6c-3849-45e0-b51f-16be81b0ea8f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionFairValue_81e1c031-ecc2-4bba-98e9-0e6c3c1f58f4" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionFairValue_81e1c031-ecc2-4bba-98e9-0e6c3c1f58f4" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss_b2b8ea47-4fb7-4849-8ae4-2c775c6028ea" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss_b2b8ea47-4fb7-4849-8ae4-2c775c6028ea" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne_1da7c5a0-e3df-4ebc-8de3-6567cb0eeeec" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne_1da7c5a0-e3df-4ebc-8de3-6567cb0eeeec" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger_82253051-df62-4032-9cc4-c43305b598db" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger_82253051-df62-4032-9cc4-c43305b598db" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions_3a4cfb72-3633-4170-adff-2ca58c6132e8" xlink:href="clov-20250630.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_783e9821-ca42-4069-aa82-2c7938923926" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions_3a4cfb72-3633-4170-adff-2ca58c6132e8" xlink:type="arc" order="8"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsScheduleofFairValueMeasurementsforItemsDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#FairValueMeasurementsScheduleofFairValueMeasurementsforItemsDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsScheduleofFairValueMeasurementsforItemsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1482f4a6-3c8b-4407-b0b1-d86ec382e377" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9be45035-a120-4a42-8f64-7c607873b51c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1482f4a6-3c8b-4407-b0b1-d86ec382e377" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9be45035-a120-4a42-8f64-7c607873b51c" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_a4a8ae59-a0c6-408e-ac0a-dbb414f9cad7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9be45035-a120-4a42-8f64-7c607873b51c" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_a4a8ae59-a0c6-408e-ac0a-dbb414f9cad7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_a4a8ae59-a0c6-408e-ac0a-dbb414f9cad7_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_a4a8ae59-a0c6-408e-ac0a-dbb414f9cad7" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_a4a8ae59-a0c6-408e-ac0a-dbb414f9cad7_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b5923386-e6ce-4473-b7da-7c47182d41e1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_a4a8ae59-a0c6-408e-ac0a-dbb414f9cad7" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b5923386-e6ce-4473-b7da-7c47182d41e1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_eaf145b7-eb5a-4e99-a731-04205c9ef240" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b5923386-e6ce-4473-b7da-7c47182d41e1" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_eaf145b7-eb5a-4e99-a731-04205c9ef240" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_499dd3ad-5ce3-4220-bcb5-97a5be9703d2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b5923386-e6ce-4473-b7da-7c47182d41e1" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_499dd3ad-5ce3-4220-bcb5-97a5be9703d2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_7435b3d3-cc0b-437c-8837-5f7ec520c6a1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_b5923386-e6ce-4473-b7da-7c47182d41e1" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_7435b3d3-cc0b-437c-8837-5f7ec520c6a1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_4fd6f00b-a673-46c9-a29a-2e417d4cb3c2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9be45035-a120-4a42-8f64-7c607873b51c" xlink:to="loc_us-gaap_FinancialInstrumentAxis_4fd6f00b-a673-46c9-a29a-2e417d4cb3c2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4fd6f00b-a673-46c9-a29a-2e417d4cb3c2_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_4fd6f00b-a673-46c9-a29a-2e417d4cb3c2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4fd6f00b-a673-46c9-a29a-2e417d4cb3c2_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a042d4d6-f1fb-4a18-84ad-adced31fccd5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_4fd6f00b-a673-46c9-a29a-2e417d4cb3c2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a042d4d6-f1fb-4a18-84ad-adced31fccd5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_1c5d8d7c-92e2-4778-a580-347fde2ef9a5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a042d4d6-f1fb-4a18-84ad-adced31fccd5" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_1c5d8d7c-92e2-4778-a580-347fde2ef9a5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_b5f160f5-dbf9-419c-b9ef-acc406451812" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a042d4d6-f1fb-4a18-84ad-adced31fccd5" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_b5f160f5-dbf9-419c-b9ef-acc406451812" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherDebtSecuritiesMember_49ce20d4-f8ce-4ec1-87ff-d6d1191b15c2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a042d4d6-f1fb-4a18-84ad-adced31fccd5" xlink:to="loc_us-gaap_OtherDebtSecuritiesMember_49ce20d4-f8ce-4ec1-87ff-d6d1191b15c2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_30f85c6e-d9ae-41da-afe6-a102af008bf4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9be45035-a120-4a42-8f64-7c607873b51c" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_30f85c6e-d9ae-41da-afe6-a102af008bf4" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_30f85c6e-d9ae-41da-afe6-a102af008bf4_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_30f85c6e-d9ae-41da-afe6-a102af008bf4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_30f85c6e-d9ae-41da-afe6-a102af008bf4_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_d8de1e6f-9fdf-4ff4-b098-6e1060ee75e6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_30f85c6e-d9ae-41da-afe6-a102af008bf4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_d8de1e6f-9fdf-4ff4-b098-6e1060ee75e6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsReceivableMember_dc44f461-9e9f-406f-b760-9950d2aed8e2" xlink:href="clov-20250630.xsd#clov_WarrantsReceivableMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_d8de1e6f-9fdf-4ff4-b098-6e1060ee75e6" xlink:to="loc_clov_WarrantsReceivableMember_dc44f461-9e9f-406f-b760-9950d2aed8e2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_5c63cf50-5b46-4e20-868b-bd79fff2e9b7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1482f4a6-3c8b-4407-b0b1-d86ec382e377" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_5c63cf50-5b46-4e20-868b-bd79fff2e9b7" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_8c855481-cfba-4db3-bcae-c8285d58a133" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1482f4a6-3c8b-4407-b0b1-d86ec382e377" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_8c855481-cfba-4db3-bcae-c8285d58a133" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_a13c030f-82df-489f-8cd7-81813485fee7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1482f4a6-3c8b-4407-b0b1-d86ec382e377" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_a13c030f-82df-489f-8cd7-81813485fee7" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_f8fe94f2-ceb7-4922-83df-dd1d9785d6cc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ba4db4f4-9c97-4489-9d89-219792f45e9a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_f8fe94f2-ceb7-4922-83df-dd1d9785d6cc" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ba4db4f4-9c97-4489-9d89-219792f45e9a" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2a5fe9f5-9c5a-4735-acea-51b431f581c0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ba4db4f4-9c97-4489-9d89-219792f45e9a" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2a5fe9f5-9c5a-4735-acea-51b431f581c0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2a5fe9f5-9c5a-4735-acea-51b431f581c0_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2a5fe9f5-9c5a-4735-acea-51b431f581c0" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2a5fe9f5-9c5a-4735-acea-51b431f581c0_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e2ecc867-734b-4e7b-9afd-1435db6f3678" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2a5fe9f5-9c5a-4735-acea-51b431f581c0" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e2ecc867-734b-4e7b-9afd-1435db6f3678" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_b1e80cfc-a324-43ed-a046-632ccf20e365" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e2ecc867-734b-4e7b-9afd-1435db6f3678" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_b1e80cfc-a324-43ed-a046-632ccf20e365" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_742e57de-a0b7-487f-86af-308f52b388ad" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ba4db4f4-9c97-4489-9d89-219792f45e9a" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_742e57de-a0b7-487f-86af-308f52b388ad" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_742e57de-a0b7-487f-86af-308f52b388ad_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_742e57de-a0b7-487f-86af-308f52b388ad" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_742e57de-a0b7-487f-86af-308f52b388ad_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_cb5a798b-2810-45fa-a9ce-37cb62cb9f39" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_742e57de-a0b7-487f-86af-308f52b388ad" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_cb5a798b-2810-45fa-a9ce-37cb62cb9f39" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsReceivableMember_d8d61bd7-21fc-4c25-93e4-4d5a614314d8" xlink:href="clov-20250630.xsd#clov_WarrantsReceivableMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_cb5a798b-2810-45fa-a9ce-37cb62cb9f39" xlink:to="loc_clov_WarrantsReceivableMember_d8d61bd7-21fc-4c25-93e4-4d5a614314d8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_5ef74c85-2aa3-4944-a6f5-ec99d7d4a87a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_f8fe94f2-ceb7-4922-83df-dd1d9785d6cc" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_5ef74c85-2aa3-4944-a6f5-ec99d7d4a87a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_4c04c613-9f1a-4110-8122-3428e7bfcb7e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_5ef74c85-2aa3-4944-a6f5-ec99d7d4a87a" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_4c04c613-9f1a-4110-8122-3428e7bfcb7e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_14071a4c-927f-4939-85a4-69df989143a5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_5ef74c85-2aa3-4944-a6f5-ec99d7d4a87a" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_14071a4c-927f-4939-85a4-69df989143a5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_4095b3bf-b9f9-46e9-8f36-19e49a0c88c5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetRecurringBasisStillHeldUnrealizedGainLossStatementOfIncomeExtensibleList_d4858f29-2a7e-4a85-a856-3aa6fcc084e9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAssetRecurringBasisStillHeldUnrealizedGainLossStatementOfIncomeExtensibleList"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_f8fe94f2-ceb7-4922-83df-dd1d9785d6cc" xlink:to="loc_us-gaap_FairValueAssetRecurringBasisStillHeldUnrealizedGainLossStatementOfIncomeExtensibleList_d4858f29-2a7e-4a85-a856-3aa6fcc084e9" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#FairValueMeasurementsAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_cea82f35-053f-438a-ac47-455e00754961" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b540c1d7-b69c-4c52-a997-51082b960efe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_cea82f35-053f-438a-ac47-455e00754961" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b540c1d7-b69c-4c52-a997-51082b960efe" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_11a3d7cd-5d97-4c9a-b169-3ce55aedf024" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b540c1d7-b69c-4c52-a997-51082b960efe" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_11a3d7cd-5d97-4c9a-b169-3ce55aedf024" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11a3d7cd-5d97-4c9a-b169-3ce55aedf024_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_11a3d7cd-5d97-4c9a-b169-3ce55aedf024" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11a3d7cd-5d97-4c9a-b169-3ce55aedf024_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_aa74ba2a-315e-4145-8a8b-ac7438f32763" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_11a3d7cd-5d97-4c9a-b169-3ce55aedf024" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_aa74ba2a-315e-4145-8a8b-ac7438f32763" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_08bda610-ed92-4f9e-bbaa-641a3a561bc7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_aa74ba2a-315e-4145-8a8b-ac7438f32763" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_08bda610-ed92-4f9e-bbaa-641a3a561bc7" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_c881bd87-cf0a-47cc-a36b-d192a1c97ae4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_b540c1d7-b69c-4c52-a997-51082b960efe" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_c881bd87-cf0a-47cc-a36b-d192a1c97ae4" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_c881bd87-cf0a-47cc-a36b-d192a1c97ae4_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_c881bd87-cf0a-47cc-a36b-d192a1c97ae4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_c881bd87-cf0a-47cc-a36b-d192a1c97ae4_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_40e6e472-8a33-4f19-8c7a-1ca873057b07" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_c881bd87-cf0a-47cc-a36b-d192a1c97ae4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_40e6e472-8a33-4f19-8c7a-1ca873057b07" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivateWarrantsMember_aa067b62-518a-47eb-a068-6bf463397695" xlink:href="clov-20250630.xsd#clov_PrivateWarrantsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_40e6e472-8a33-4f19-8c7a-1ca873057b07" xlink:to="loc_clov_PrivateWarrantsMember_aa067b62-518a-47eb-a068-6bf463397695" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_FinancialAssetsOrLiabilitiesTransferredLevel3_4e17a3a2-a38e-4885-a002-e4310bb45d96" xlink:href="clov-20250630.xsd#clov_FinancialAssetsOrLiabilitiesTransferredLevel3"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_cea82f35-053f-438a-ac47-455e00754961" xlink:to="loc_clov_FinancialAssetsOrLiabilitiesTransferredLevel3_4e17a3a2-a38e-4885-a002-e4310bb45d96" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_1b38d59c-4c2a-452c-82b2-8f50848cfeb1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_cea82f35-053f-438a-ac47-455e00754961" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_1b38d59c-4c2a-452c-82b2-8f50848cfeb1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_66eda0ec-2819-49e4-82f3-c2ec5e8a3850" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_cea82f35-053f-438a-ac47-455e00754961" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_66eda0ec-2819-49e4-82f3-c2ec5e8a3850" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RelatedPartyTransactionsDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#RelatedPartyTransactionsDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/RelatedPartyTransactionsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_c0bd1bbc-64d2-4965-9bf3-1535cb406d68" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_c0bd1bbc-64d2-4965-9bf3-1535cb406d68" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_fe77b3d1-5681-4c83-85e4-88df574b0eab" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_c0bd1bbc-64d2-4965-9bf3-1535cb406d68" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_fe77b3d1-5681-4c83-85e4-88df574b0eab" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_fe77b3d1-5681-4c83-85e4-88df574b0eab_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_fe77b3d1-5681-4c83-85e4-88df574b0eab" xlink:to="loc_us-gaap_RelatedPartyDomain_fe77b3d1-5681-4c83-85e4-88df574b0eab_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_575ecb3a-255e-46a8-907a-1532bda5684a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_fe77b3d1-5681-4c83-85e4-88df574b0eab" xlink:to="loc_us-gaap_RelatedPartyDomain_575ecb3a-255e-46a8-907a-1532bda5684a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember_f1151096-22db-41d6-93b7-1223c24c7370" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RelatedPartyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_575ecb3a-255e-46a8-907a-1532bda5684a" xlink:to="loc_us-gaap_RelatedPartyMember_f1151096-22db-41d6-93b7-1223c24c7370" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_3c8c7c67-534e-4dc6-a38c-898a7fc94cb5" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CounterpartyNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_c0bd1bbc-64d2-4965-9bf3-1535cb406d68" xlink:to="loc_srt_CounterpartyNameAxis_3c8c7c67-534e-4dc6-a38c-898a7fc94cb5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_3c8c7c67-534e-4dc6-a38c-898a7fc94cb5_default" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_CounterpartyNameAxis_3c8c7c67-534e-4dc6-a38c-898a7fc94cb5" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_3c8c7c67-534e-4dc6-a38c-898a7fc94cb5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_a49e2d0e-c20b-48d3-b3ce-00a3d9f045b4" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_CounterpartyNameAxis_3c8c7c67-534e-4dc6-a38c-898a7fc94cb5" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_a49e2d0e-c20b-48d3-b3ce-00a3d9f045b4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CarePointHealthContractMember_eb68d95c-faf1-4ca5-b0ab-646660db4476" xlink:href="clov-20250630.xsd#clov_CarePointHealthContractMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_a49e2d0e-c20b-48d3-b3ce-00a3d9f045b4" xlink:to="loc_clov_CarePointHealthContractMember_eb68d95c-faf1-4ca5-b0ab-646660db4476" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MedicalRecordsExchangeLLCMember_a4c087f7-b692-42ef-b129-303ba9eb9692" xlink:href="clov-20250630.xsd#clov_MedicalRecordsExchangeLLCMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_a49e2d0e-c20b-48d3-b3ce-00a3d9f045b4" xlink:to="loc_clov_MedicalRecordsExchangeLLCMember_a4c087f7-b692-42ef-b129-303ba9eb9692" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ThymeCareIncMember_46441bd1-d310-4570-a74c-11ce8f8008ac" xlink:href="clov-20250630.xsd#clov_ThymeCareIncMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_a49e2d0e-c20b-48d3-b3ce-00a3d9f045b4" xlink:to="loc_clov_ThymeCareIncMember_46441bd1-d310-4570-a74c-11ce8f8008ac" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_1f53b632-4453-4fea-84d3-b1122d75796d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_1f53b632-4453-4fea-84d3-b1122d75796d" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_98ca1c0b-a9f5-48cc-bcfe-4d61867e0747" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:to="loc_us-gaap_OtherLiabilities_98ca1c0b-a9f5-48cc-bcfe-4d61867e0747" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_c0005d97-a8d4-41ee-be7a-199d16d3cbb8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_c0005d97-a8d4-41ee-be7a-199d16d3cbb8" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_1493803d-03e4-4e2c-a192-9ea6a60398d7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:to="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_1493803d-03e4-4e2c-a192-9ea6a60398d7" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EquityOwnershipInterestPercentage_ecf9e47d-7e14-4805-be27-46da71b8b58f" xlink:href="clov-20250630.xsd#clov_EquityOwnershipInterestPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:to="loc_clov_EquityOwnershipInterestPercentage_ecf9e47d-7e14-4805-be27-46da71b8b58f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsFairValueDisclosure_1c270cf2-39d7-4cd4-a13d-484ba4e64971" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssetsFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_16ed11cd-2d84-4823-8b32-e4b3dc8f4b19" xlink:to="loc_us-gaap_OtherAssetsFairValueDisclosure_1c270cf2-39d7-4cd4-a13d-484ba4e64971" xlink:type="arc" order="5"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidClaimsAdditionalinformationDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#UnpaidClaimsAdditionalinformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/UnpaidClaimsAdditionalinformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_3f5740c5-8615-48d4-94f3-9b46d6f0dd79" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable_a5121a97-5e44-4c23-8124-a2e69f136cb3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_3f5740c5-8615-48d4-94f3-9b46d6f0dd79" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable_a5121a97-5e44-4c23-8124-a2e69f136cb3" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_a141a6c3-4390-4583-a9d2-8f684dc93c61" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ProductOrServiceAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable_a5121a97-5e44-4c23-8124-a2e69f136cb3" xlink:to="loc_srt_ProductOrServiceAxis_a141a6c3-4390-4583-a9d2-8f684dc93c61" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_a141a6c3-4390-4583-a9d2-8f684dc93c61_default" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ProductsAndServicesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ProductOrServiceAxis_a141a6c3-4390-4583-a9d2-8f684dc93c61" xlink:to="loc_srt_ProductsAndServicesDomain_a141a6c3-4390-4583-a9d2-8f684dc93c61_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_054993f5-1a92-4e31-84ed-f9940fdc44e2" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ProductsAndServicesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ProductOrServiceAxis_a141a6c3-4390-4583-a9d2-8f684dc93c61" xlink:to="loc_srt_ProductsAndServicesDomain_054993f5-1a92-4e31-84ed-f9940fdc44e2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InsuranceOperationsMember_f1f78d99-4cc9-483d-bcc7-efbbd09de9a0" xlink:href="clov-20250630.xsd#clov_InsuranceOperationsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_054993f5-1a92-4e31-84ed-f9940fdc44e2" xlink:to="loc_clov_InsuranceOperationsMember_f1f78d99-4cc9-483d-bcc7-efbbd09de9a0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_bfe4f6de-b01c-4566-8bdb-e9a640537183" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_3f5740c5-8615-48d4-94f3-9b46d6f0dd79" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_bfe4f6de-b01c-4566-8bdb-e9a640537183" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_f86cdf6e-b8ef-4fd8-9cc8-175165908c5a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_3f5740c5-8615-48d4-94f3-9b46d6f0dd79" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_f86cdf6e-b8ef-4fd8-9cc8-175165908c5a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_c46e2282-5372-4b74-bc41-e61bab2dd666" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_3f5740c5-8615-48d4-94f3-9b46d6f0dd79" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_c46e2282-5372-4b74-bc41-e61bab2dd666" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_ed1abb26-af4a-491c-b79e-4300fc4c4f52" xlink:href="clov-20250630.xsd#clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_3f5740c5-8615-48d4-94f3-9b46d6f0dd79" xlink:to="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_ed1abb26-af4a-491c-b79e-4300fc4c4f52" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/VariableInterestEntityandEquityMethodofAccountingDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#VariableInterestEntityandEquityMethodofAccountingDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/VariableInterestEntityandEquityMethodofAccountingDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockLineItems_57b6eb92-6f0a-4a17-bfa3-beb68f6c49bc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_2cbb3c9a-f78f-4f30-b0a2-fd6e821623d7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfStockByClassTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClassOfStockLineItems_57b6eb92-6f0a-4a17-bfa3-beb68f6c49bc" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_2cbb3c9a-f78f-4f30-b0a2-fd6e821623d7" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_ece55343-fecd-4772-a02f-47db2373a429" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_2cbb3c9a-f78f-4f30-b0a2-fd6e821623d7" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_ece55343-fecd-4772-a02f-47db2373a429" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_ece55343-fecd-4772-a02f-47db2373a429_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_ece55343-fecd-4772-a02f-47db2373a429" xlink:to="loc_us-gaap_EquityComponentDomain_ece55343-fecd-4772-a02f-47db2373a429_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_00094f70-8ab0-4fc2-a4bc-814f286a2203" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_ece55343-fecd-4772-a02f-47db2373a429" xlink:to="loc_us-gaap_EquityComponentDomain_00094f70-8ab0-4fc2-a4bc-814f286a2203" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_c36cfa18-2f24-4811-ba8c-0b788500e7e1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_00094f70-8ab0-4fc2-a4bc-814f286a2203" xlink:to="loc_us-gaap_PreferredStockMember_c36cfa18-2f24-4811-ba8c-0b788500e7e1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_6bacc858-2865-4441-b4df-090cdbb5f7bf" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_00094f70-8ab0-4fc2-a4bc-814f286a2203" xlink:to="loc_us-gaap_CommonStockMember_6bacc858-2865-4441-b4df-090cdbb5f7bf" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsidiarySaleOfStockAxis_d8792687-b057-491e-bacf-bfc850c75323" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubsidiarySaleOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_2cbb3c9a-f78f-4f30-b0a2-fd6e821623d7" xlink:to="loc_us-gaap_SubsidiarySaleOfStockAxis_d8792687-b057-491e-bacf-bfc850c75323" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_d8792687-b057-491e-bacf-bfc850c75323_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_d8792687-b057-491e-bacf-bfc850c75323" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_d8792687-b057-491e-bacf-bfc850c75323_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_69d37ec3-981f-4b5f-975c-ddbd3eb6b61d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_d8792687-b057-491e-bacf-bfc850c75323" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_69d37ec3-981f-4b5f-975c-ddbd3eb6b61d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SecondPrivateCapitalTransactionMember_dc7aae1c-041a-4067-970c-db9327073287" xlink:href="clov-20250630.xsd#clov_SecondPrivateCapitalTransactionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_69d37ec3-981f-4b5f-975c-ddbd3eb6b61d" xlink:to="loc_clov_SecondPrivateCapitalTransactionMember_dc7aae1c-041a-4067-970c-db9327073287" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivateCapitalTransactionMember_9c2603a8-10fe-4de5-a4dd-9fbe85172513" xlink:href="clov-20250630.xsd#clov_PrivateCapitalTransactionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_69d37ec3-981f-4b5f-975c-ddbd3eb6b61d" xlink:to="loc_clov_PrivateCapitalTransactionMember_9c2603a8-10fe-4de5-a4dd-9fbe85172513" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_fc67f109-9d3a-4d3f-a3f2-1ccca0721687" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_2cbb3c9a-f78f-4f30-b0a2-fd6e821623d7" xlink:to="loc_dei_LegalEntityAxis_fc67f109-9d3a-4d3f-a3f2-1ccca0721687" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_fc67f109-9d3a-4d3f-a3f2-1ccca0721687_default" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_fc67f109-9d3a-4d3f-a3f2-1ccca0721687" xlink:to="loc_dei_EntityDomain_fc67f109-9d3a-4d3f-a3f2-1ccca0721687_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_37c01bca-8d19-4ee1-9b3b-b62db676dba5" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_fc67f109-9d3a-4d3f-a3f2-1ccca0721687" xlink:to="loc_dei_EntityDomain_37c01bca-8d19-4ee1-9b3b-b62db676dba5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CharacterBiosciencesIncMember_a7033a76-1e66-42be-a1b8-970e90a0fd35" xlink:href="clov-20250630.xsd#clov_CharacterBiosciencesIncMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_37c01bca-8d19-4ee1-9b3b-b62db676dba5" xlink:to="loc_clov_CharacterBiosciencesIncMember_a7033a76-1e66-42be-a1b8-970e90a0fd35" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_e141dd54-ac3b-4c0e-8a20-e2a7108d9a9e" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_2cbb3c9a-f78f-4f30-b0a2-fd6e821623d7" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_e141dd54-ac3b-4c0e-8a20-e2a7108d9a9e" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_e141dd54-ac3b-4c0e-8a20-e2a7108d9a9e_default" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_e141dd54-ac3b-4c0e-8a20-e2a7108d9a9e" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_e141dd54-ac3b-4c0e-8a20-e2a7108d9a9e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_85e14c17-a57a-4699-97eb-954d05bbefd6" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_e141dd54-ac3b-4c0e-8a20-e2a7108d9a9e" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_85e14c17-a57a-4699-97eb-954d05bbefd6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CharacterBiosciencesIncMember_89c1c05c-357b-4397-801f-9c2777f68fd4" xlink:href="clov-20250630.xsd#clov_CharacterBiosciencesIncMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_85e14c17-a57a-4699-97eb-954d05bbefd6" xlink:to="loc_clov_CharacterBiosciencesIncMember_89c1c05c-357b-4397-801f-9c2777f68fd4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_024c1e3e-5ebe-4088-ac0f-555221f83e43" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SaleOfStockConsiderationReceivedOnTransaction"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_57b6eb92-6f0a-4a17-bfa3-beb68f6c49bc" xlink:to="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_024c1e3e-5ebe-4088-ac0f-555221f83e43" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_632a8c7a-a536-4cb3-9216-69897fdfc2c4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_57b6eb92-6f0a-4a17-bfa3-beb68f6c49bc" xlink:to="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_632a8c7a-a536-4cb3-9216-69897fdfc2c4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_dca080a5-a86a-4378-8ae0-fe3b28b95055" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_57b6eb92-6f0a-4a17-bfa3-beb68f6c49bc" xlink:to="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_dca080a5-a86a-4378-8ae0-fe3b28b95055" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_043f78fe-3e43-4ea9-b365-9201998db4ce" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GainLossOnInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_57b6eb92-6f0a-4a17-bfa3-beb68f6c49bc" xlink:to="loc_us-gaap_GainLossOnInvestments_043f78fe-3e43-4ea9-b365-9201998db4ce" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_cd17e1b8-54f0-42f4-a82c-c31c4717ede2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_cd17e1b8-54f0-42f4-a82c-c31c4717ede2" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_2bec5a34-2e21-4ee3-9743-9947fb18c192" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_cd17e1b8-54f0-42f4-a82c-c31c4717ede2" xlink:to="loc_us-gaap_PlanNameAxis_2bec5a34-2e21-4ee3-9743-9947fb18c192" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_2bec5a34-2e21-4ee3-9743-9947fb18c192_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_2bec5a34-2e21-4ee3-9743-9947fb18c192" xlink:to="loc_us-gaap_PlanNameDomain_2bec5a34-2e21-4ee3-9743-9947fb18c192_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_d88068fd-47b1-4383-ab30-535f0ff9c394" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_2bec5a34-2e21-4ee3-9743-9947fb18c192" xlink:to="loc_us-gaap_PlanNameDomain_d88068fd-47b1-4383-ab30-535f0ff9c394" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_7e17b3a8-6231-4c42-a475-5bf1d8f438a7" xlink:href="clov-20250630.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_d88068fd-47b1-4383-ab30-535f0ff9c394" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_7e17b3a8-6231-4c42-a475-5bf1d8f438a7" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember_74879bb5-6998-4eaf-80eb-f3d1750d6ca2" xlink:href="clov-20250630.xsd#clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_d88068fd-47b1-4383-ab30-535f0ff9c394" xlink:to="loc_clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember_74879bb5-6998-4eaf-80eb-f3d1750d6ca2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_A2020EmployeeStockPurchasePlanMember_30ab3f2f-6e22-45bf-8cac-5f8396db4f0e" xlink:href="clov-20250630.xsd#clov_A2020EmployeeStockPurchasePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_d88068fd-47b1-4383-ab30-535f0ff9c394" xlink:to="loc_clov_A2020EmployeeStockPurchasePlanMember_30ab3f2f-6e22-45bf-8cac-5f8396db4f0e" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_8247bdc4-d187-476c-b436-f59cac3129d2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_cd17e1b8-54f0-42f4-a82c-c31c4717ede2" xlink:to="loc_us-gaap_StatementClassOfStockAxis_8247bdc4-d187-476c-b436-f59cac3129d2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_8247bdc4-d187-476c-b436-f59cac3129d2_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8247bdc4-d187-476c-b436-f59cac3129d2" xlink:to="loc_us-gaap_ClassOfStockDomain_8247bdc4-d187-476c-b436-f59cac3129d2_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_ffb73ac8-11cf-448e-9b0c-ce673a3f0e9c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8247bdc4-d187-476c-b436-f59cac3129d2" xlink:to="loc_us-gaap_ClassOfStockDomain_ffb73ac8-11cf-448e-9b0c-ce673a3f0e9c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_b31263c1-3684-4223-856e-f88f88e14301" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_ffb73ac8-11cf-448e-9b0c-ce673a3f0e9c" xlink:to="loc_us-gaap_CommonClassAMember_b31263c1-3684-4223-856e-f88f88e14301" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_1e9c2809-b6bb-42e4-bc54-1b99d1197489" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_cd17e1b8-54f0-42f4-a82c-c31c4717ede2" xlink:to="loc_us-gaap_AwardTypeAxis_1e9c2809-b6bb-42e4-bc54-1b99d1197489" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_1e9c2809-b6bb-42e4-bc54-1b99d1197489_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_1e9c2809-b6bb-42e4-bc54-1b99d1197489" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_1e9c2809-b6bb-42e4-bc54-1b99d1197489_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_bdb51bf3-9b4f-4a07-a00d-c785ed92d3a3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_1e9c2809-b6bb-42e4-bc54-1b99d1197489" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_bdb51bf3-9b4f-4a07-a00d-c785ed92d3a3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingAxis_79523817-0c79-4cd4-901e-f332da4aa1fc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VestingAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_cd17e1b8-54f0-42f4-a82c-c31c4717ede2" xlink:to="loc_us-gaap_VestingAxis_79523817-0c79-4cd4-901e-f332da4aa1fc" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingDomain_79523817-0c79-4cd4-901e-f332da4aa1fc_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VestingDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_VestingAxis_79523817-0c79-4cd4-901e-f332da4aa1fc" xlink:to="loc_us-gaap_VestingDomain_79523817-0c79-4cd4-901e-f332da4aa1fc_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingDomain_6a7e15e6-eb8a-4fa8-a5f8-9599e4876072" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VestingDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_VestingAxis_79523817-0c79-4cd4-901e-f332da4aa1fc" xlink:to="loc_us-gaap_VestingDomain_6a7e15e6-eb8a-4fa8-a5f8-9599e4876072" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ad9b17af-ece0-4cb7-8b62-999af1eadf63" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VestingDomain_6a7e15e6-eb8a-4fa8-a5f8-9599e4876072" xlink:to="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ad9b17af-ece0-4cb7-8b62-999af1eadf63" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_813d7955-1d6b-4d55-9102-20f69b68e39a" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_cd17e1b8-54f0-42f4-a82c-c31c4717ede2" xlink:to="loc_srt_RangeAxis_813d7955-1d6b-4d55-9102-20f69b68e39a" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_813d7955-1d6b-4d55-9102-20f69b68e39a_default" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_813d7955-1d6b-4d55-9102-20f69b68e39a" xlink:to="loc_srt_RangeMember_813d7955-1d6b-4d55-9102-20f69b68e39a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_34d2f5c9-8a64-4c27-927a-3a47642d2424" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_813d7955-1d6b-4d55-9102-20f69b68e39a" xlink:to="loc_srt_RangeMember_34d2f5c9-8a64-4c27-927a-3a47642d2424" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_6e900450-0898-4c2d-ae51-edca965bf107" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_34d2f5c9-8a64-4c27-927a-3a47642d2424" xlink:to="loc_srt_MinimumMember_6e900450-0898-4c2d-ae51-edca965bf107" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_585253a3-0f55-4053-b283-6219bbec0a63" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_34d2f5c9-8a64-4c27-927a-3a47642d2424" xlink:to="loc_srt_MaximumMember_585253a3-0f55-4053-b283-6219bbec0a63" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_53bd2004-14fd-474e-8bc0-eb8ee13a250b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_53bd2004-14fd-474e-8bc0-eb8ee13a250b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2b9946b3-24c2-466b-be01-153fceb3f8ff" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_806bb8e3-fca6-4d60-b977-a42a80a49470" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2b9946b3-24c2-466b-be01-153fceb3f8ff" xlink:to="loc_us-gaap_EmployeeStockOptionMember_806bb8e3-fca6-4d60-b977-a42a80a49470" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_fc4a92df-370d-4f06-9505-0df1c76aeae2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2b9946b3-24c2-466b-be01-153fceb3f8ff" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_fc4a92df-370d-4f06-9505-0df1c76aeae2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_57b678b4-f644-4937-bf10-a6dd1f873535" xlink:href="clov-20250630.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2b9946b3-24c2-466b-be01-153fceb3f8ff" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_57b678b4-f644-4937-bf10-a6dd1f873535" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_08e5b5bb-4c2a-46c5-a2f5-102a116346da" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2b9946b3-24c2-466b-be01-153fceb3f8ff" xlink:to="loc_us-gaap_EmployeeStockMember_08e5b5bb-4c2a-46c5-a2f5-102a116346da" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_9c223cff-87be-40e7-9404-c6f782e2b73c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_9c223cff-87be-40e7-9404-c6f782e2b73c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_62e3b5b9-2870-4a44-8e25-0fb4fc5accff" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_62e3b5b9-2870-4a44-8e25-0fb4fc5accff" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_f17afbfa-279c-4577-a6e9-bc292a6010d1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_f17afbfa-279c-4577-a6e9-bc292a6010d1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_11d47c41-f357-4b18-a944-9323cc6a4966" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_11d47c41-f357-4b18-a944-9323cc6a4966" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_65ec183c-4470-4808-9168-ddf9bf594993" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_65ec183c-4470-4808-9168-ddf9bf594993" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_4c638b48-2b3c-4f7b-b11a-10d661b6e617" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_4c638b48-2b3c-4f7b-b11a-10d661b6e617" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfOutstandingStock_285c7ae2-45ef-4071-85dc-e5a6e5a96521" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfOutstandingStock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfOutstandingStock_285c7ae2-45ef-4071-85dc-e5a6e5a96521" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_75f4a744-dd6e-40be-b753-34616facc4ad" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_75f4a744-dd6e-40be-b753-34616facc4ad" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_8fa32386-4b4e-4576-a948-aeb7dc8df696" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_8fa32386-4b4e-4576-a948-aeb7dc8df696" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_ad94cc0d-8173-4115-ba81-ad998c59e5ea" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_ad94cc0d-8173-4115-ba81-ad998c59e5ea" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_6bfb0b32-57e8-455d-8047-833daf2a93ed" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_6bfb0b32-57e8-455d-8047-833daf2a93ed" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_59e0a8eb-ca9e-41c6-9e8e-63e76b21266a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_59e0a8eb-ca9e-41c6-9e8e-63e76b21266a" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_955a410e-c758-456a-a767-bd6c3fa2f34e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_955a410e-c758-456a-a767-bd6c3fa2f34e" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_764e2185-2ac6-4cd1-8c1d-4ebd36ff721a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_764e2185-2ac6-4cd1-8c1d-4ebd36ff721a" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_06dbaf4b-6f50-47b1-b454-ab6590118036" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_06dbaf4b-6f50-47b1-b454-ab6590118036" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_5715c269-788c-493f-9d19-272e6d9e1bfa" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_5715c269-788c-493f-9d19-272e6d9e1bfa" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_f09fcfd9-fc1a-4803-a47e-4f4ab60d4e5d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_f09fcfd9-fc1a-4803-a47e-4f4ab60d4e5d" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_5af6985c-65ca-4bc0-bb36-7069bd276182" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_5af6985c-65ca-4bc0-bb36-7069bd276182" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_ec2c82d9-a0a3-4b20-8f56-9b4f39b5383c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_ec2c82d9-a0a3-4b20-8f56-9b4f39b5383c" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod_49c4e957-7052-4654-a5ad-6d6bbfa1c084" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod_49c4e957-7052-4654-a5ad-6d6bbfa1c084" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardVolumeWeightedAverageStockClosingPrice_991a92df-d0d5-4643-a684-77e5802b6af8" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardVolumeWeightedAverageStockClosingPrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardVolumeWeightedAverageStockClosingPrice_991a92df-d0d5-4643-a684-77e5802b6af8" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DefinedContributionPlanEmployeeDiscountPercent_b89946f7-4614-40d7-9196-70e7b1a76eb9" xlink:href="clov-20250630.xsd#clov_DefinedContributionPlanEmployeeDiscountPercent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_clov_DefinedContributionPlanEmployeeDiscountPercent_b89946f7-4614-40d7-9196-70e7b1a76eb9" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_367e2536-5cc8-472a-8552-9de67de4fd41" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_367e2536-5cc8-472a-8552-9de67de4fd41" xlink:type="arc" order="22"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_67a97160-d133-4af2-8126-2bd4021f0532" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_67a97160-d133-4af2-8126-2bd4021f0532" xlink:type="arc" order="23"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_f355f545-3632-4a74-9d4b-347879274754" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_CommonStockSharesIssued_f355f545-3632-4a74-9d4b-347879274754" xlink:type="arc" order="24"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage_2c2c2c6f-c33a-48cc-b3b5-158f71deef70" xlink:href="clov-20250630.xsd#clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage_2c2c2c6f-c33a-48cc-b3b5-158f71deef70" xlink:type="arc" order="25"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_c8255988-2ea9-476c-81e8-d0fb0c89f79c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_5dc01c78-f413-4d33-9ffb-16861176b16d" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_c8255988-2ea9-476c-81e8-d0fb0c89f79c" xlink:type="arc" order="26"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofShareBasedPaymentArrangementActivityDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansScheduleofShareBasedPaymentArrangementActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofShareBasedPaymentArrangementActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b6951dcc-b8be-4eec-aa29-91c9dfc047fb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_803080ca-d414-42c8-8199-e3424e5d9770" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b6951dcc-b8be-4eec-aa29-91c9dfc047fb" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_803080ca-d414-42c8-8199-e3424e5d9770" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_9c7ba662-c437-4888-99f2-4f429bfd0a18" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_803080ca-d414-42c8-8199-e3424e5d9770" xlink:to="loc_us-gaap_PlanNameAxis_9c7ba662-c437-4888-99f2-4f429bfd0a18" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_9c7ba662-c437-4888-99f2-4f429bfd0a18_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_9c7ba662-c437-4888-99f2-4f429bfd0a18" xlink:to="loc_us-gaap_PlanNameDomain_9c7ba662-c437-4888-99f2-4f429bfd0a18_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_9b935d65-8bcf-4403-a888-fa4858266220" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_9c7ba662-c437-4888-99f2-4f429bfd0a18" xlink:to="loc_us-gaap_PlanNameDomain_9b935d65-8bcf-4403-a888-fa4858266220" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_437a2fd8-c48e-4a64-8b52-6c3c2de91b3b" xlink:href="clov-20250630.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_9b935d65-8bcf-4403-a888-fa4858266220" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_437a2fd8-c48e-4a64-8b52-6c3c2de91b3b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_e786f0f1-1a0c-4dbb-8dc3-1892c25483ed" xlink:href="clov-20250630.xsd#clov_TwoThousandsTwentyEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_9b935d65-8bcf-4403-a888-fa4858266220" xlink:to="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_e786f0f1-1a0c-4dbb-8dc3-1892c25483ed" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyManagementIncentivePlanMember_39391cce-b0ee-4039-ab85-c50b1fe339d8" xlink:href="clov-20250630.xsd#clov_TwoThousandsTwentyManagementIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_9b935d65-8bcf-4403-a888-fa4858266220" xlink:to="loc_clov_TwoThousandsTwentyManagementIncentivePlanMember_39391cce-b0ee-4039-ab85-c50b1fe339d8" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InducementPlanMember_4d650dea-fc8b-4ec8-89a5-1e5e65df80b9" xlink:href="clov-20250630.xsd#clov_InducementPlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_9b935d65-8bcf-4403-a888-fa4858266220" xlink:to="loc_clov_InducementPlanMember_4d650dea-fc8b-4ec8-89a5-1e5e65df80b9" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_a3c285de-8bd1-4954-907d-b907e4436896" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b6951dcc-b8be-4eec-aa29-91c9dfc047fb" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_a3c285de-8bd1-4954-907d-b907e4436896" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding_48ef0555-459c-4bca-b621-48e30223fbf9" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b6951dcc-b8be-4eec-aa29-91c9dfc047fb" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding_48ef0555-459c-4bca-b621-48e30223fbf9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceMaximumPayouts_c0107ca6-43b6-41d3-92b0-cd08dad16d15" xlink:href="clov-20250630.xsd#clov_CommonStockCapitalSharesReservedForFutureIssuanceMaximumPayouts"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b6951dcc-b8be-4eec-aa29-91c9dfc047fb" xlink:to="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceMaximumPayouts_c0107ca6-43b6-41d3-92b0-cd08dad16d15" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_c0bcc22e-929a-444e-8ec1-86212f273878" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b6951dcc-b8be-4eec-aa29-91c9dfc047fb" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_c0bcc22e-929a-444e-8ec1-86212f273878" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockBasedCompensationCostDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansScheduleofStockBasedCompensationCostDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockBasedCompensationCostDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7ae3ebf0-8c96-4eb9-adb4-bc44b803de5c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1ab4838b-3e45-48f4-8539-33691bb61f69" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7ae3ebf0-8c96-4eb9-adb4-bc44b803de5c" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1ab4838b-3e45-48f4-8539-33691bb61f69" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_8af88352-f569-4517-a7a8-255c6d933244" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1ab4838b-3e45-48f4-8539-33691bb61f69" xlink:to="loc_us-gaap_AwardTypeAxis_8af88352-f569-4517-a7a8-255c6d933244" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_8af88352-f569-4517-a7a8-255c6d933244_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_8af88352-f569-4517-a7a8-255c6d933244" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_8af88352-f569-4517-a7a8-255c6d933244_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_80bf88ec-27f0-463e-9d54-8e2d72555d5a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_8af88352-f569-4517-a7a8-255c6d933244" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_80bf88ec-27f0-463e-9d54-8e2d72555d5a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_76ca2de1-aad2-4af7-8a1e-964e4da7557f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_80bf88ec-27f0-463e-9d54-8e2d72555d5a" xlink:to="loc_us-gaap_EmployeeStockOptionMember_76ca2de1-aad2-4af7-8a1e-964e4da7557f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_c68eba1b-e5b9-4f68-82b9-4510f498fa4c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_80bf88ec-27f0-463e-9d54-8e2d72555d5a" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_c68eba1b-e5b9-4f68-82b9-4510f498fa4c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_4c1ae805-e618-481a-9013-4ba8f036fc18" xlink:href="clov-20250630.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_80bf88ec-27f0-463e-9d54-8e2d72555d5a" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_4c1ae805-e618-481a-9013-4ba8f036fc18" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_8a3ad750-0de0-43a8-8b5a-d824e7ee7bc0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_80bf88ec-27f0-463e-9d54-8e2d72555d5a" xlink:to="loc_us-gaap_EmployeeStockMember_8a3ad750-0de0-43a8-8b5a-d824e7ee7bc0" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_93056e9d-4382-412e-90aa-bddd5c373409" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7ae3ebf0-8c96-4eb9-adb4-bc44b803de5c" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_93056e9d-4382-412e-90aa-bddd5c373409" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockOptionActivityDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansScheduleofStockOptionActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockOptionActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_138518af-780b-4fb7-9d55-893a9491aed3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_fff0c996-519c-4663-8a86-e3e87b26b4f6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_138518af-780b-4fb7-9d55-893a9491aed3" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_fff0c996-519c-4663-8a86-e3e87b26b4f6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_b4b291cf-41de-4fc5-af1e-47ca4a22a568" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_fff0c996-519c-4663-8a86-e3e87b26b4f6" xlink:to="loc_us-gaap_PlanNameAxis_b4b291cf-41de-4fc5-af1e-47ca4a22a568" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_b4b291cf-41de-4fc5-af1e-47ca4a22a568_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_b4b291cf-41de-4fc5-af1e-47ca4a22a568" xlink:to="loc_us-gaap_PlanNameDomain_b4b291cf-41de-4fc5-af1e-47ca4a22a568_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_7ea0e3e0-3271-46fe-a64c-60346c42b4e0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_b4b291cf-41de-4fc5-af1e-47ca4a22a568" xlink:to="loc_us-gaap_PlanNameDomain_7ea0e3e0-3271-46fe-a64c-60346c42b4e0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_947e7f34-73cb-4a7a-ae2d-c614e440b814" xlink:href="clov-20250630.xsd#clov_TwoThousandsTwentyEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_7ea0e3e0-3271-46fe-a64c-60346c42b4e0" xlink:to="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_947e7f34-73cb-4a7a-ae2d-c614e440b814" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_9c412043-e328-4cd6-bce8-29221a295ff2" xlink:href="clov-20250630.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_7ea0e3e0-3271-46fe-a64c-60346c42b4e0" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_9c412043-e328-4cd6-bce8-29221a295ff2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_aa75dd7c-ee52-4909-9491-62507603bb91" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_138518af-780b-4fb7-9d55-893a9491aed3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_aa75dd7c-ee52-4909-9491-62507603bb91" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_e44b1ca0-d413-4b89-b54a-9d8669aed0cb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_aa75dd7c-ee52-4909-9491-62507603bb91" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_e44b1ca0-d413-4b89-b54a-9d8669aed0cb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_2efd57c5-0737-4667-b2a5-8a3e45535ef0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_aa75dd7c-ee52-4909-9491-62507603bb91" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_2efd57c5-0737-4667-b2a5-8a3e45535ef0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_f5d12b28-5a98-40cd-8de9-b1f8f8586853" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_aa75dd7c-ee52-4909-9491-62507603bb91" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_f5d12b28-5a98-40cd-8de9-b1f8f8586853" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_3a6477b2-fa61-4cd1-bca1-8b67359dd4ac" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_aa75dd7c-ee52-4909-9491-62507603bb91" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_3a6477b2-fa61-4cd1-bca1-8b67359dd4ac" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_318c6d8f-53d4-4800-b38b-5b2fba7957d3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3368679e-b419-4cd1-a3b3-ddec3dcede03" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_138518af-780b-4fb7-9d55-893a9491aed3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3368679e-b419-4cd1-a3b3-ddec3dcede03" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_ea29d5ea-d08f-486e-933d-1971c51090ef" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3368679e-b419-4cd1-a3b3-ddec3dcede03" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_ea29d5ea-d08f-486e-933d-1971c51090ef" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_43ad51f1-58d1-4102-8c9e-c513cd20f97f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3368679e-b419-4cd1-a3b3-ddec3dcede03" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_43ad51f1-58d1-4102-8c9e-c513cd20f97f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_c9cf9a17-f169-4d63-a1d7-5f0a5079b05f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3368679e-b419-4cd1-a3b3-ddec3dcede03" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_c9cf9a17-f169-4d63-a1d7-5f0a5079b05f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_13593543-cc06-4610-bd3f-c96c258bdcb8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_3368679e-b419-4cd1-a3b3-ddec3dcede03" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_13593543-cc06-4610-bd3f-c96c258bdcb8" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_17a61e3d-5a93-44be-9928-770ebb429033" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalRSUsActivityDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansScheduleofTotalRSUsActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalRSUsActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b1e75e40-2d4e-4ab0-9d04-c78f08e4f421" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6e472b8d-88b5-46d4-8960-cdb2589a8d24" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b1e75e40-2d4e-4ab0-9d04-c78f08e4f421" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6e472b8d-88b5-46d4-8960-cdb2589a8d24" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_35894835-001e-4a05-b453-b768f1b9ac8b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6e472b8d-88b5-46d4-8960-cdb2589a8d24" xlink:to="loc_us-gaap_AwardTypeAxis_35894835-001e-4a05-b453-b768f1b9ac8b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_35894835-001e-4a05-b453-b768f1b9ac8b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_35894835-001e-4a05-b453-b768f1b9ac8b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_35894835-001e-4a05-b453-b768f1b9ac8b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_9f8355d5-7995-45ec-b38c-8f8db9e13d7e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_35894835-001e-4a05-b453-b768f1b9ac8b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_9f8355d5-7995-45ec-b38c-8f8db9e13d7e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_b049c88c-ec22-4b80-a0dc-8b8a770124dc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_9f8355d5-7995-45ec-b38c-8f8db9e13d7e" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_b049c88c-ec22-4b80-a0dc-8b8a770124dc" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_ad230575-bc89-40de-a49a-75b9a3a1ad0e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b1e75e40-2d4e-4ab0-9d04-c78f08e4f421" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_ad230575-bc89-40de-a49a-75b9a3a1ad0e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_a27e17cf-62a1-48dd-8e8c-cdbc9ebd10f9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_ad230575-bc89-40de-a49a-75b9a3a1ad0e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_a27e17cf-62a1-48dd-8e8c-cdbc9ebd10f9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_afa45cc8-7ed1-4cc8-b624-645b3c4c517b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_ad230575-bc89-40de-a49a-75b9a3a1ad0e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_afa45cc8-7ed1-4cc8-b624-645b3c4c517b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriod_cd91f985-fb11-41ed-8849-4ad5774ea5e2" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_ad230575-bc89-40de-a49a-75b9a3a1ad0e" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriod_cd91f985-fb11-41ed-8849-4ad5774ea5e2" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_3ff2bd09-a974-4a91-b1eb-15311636b799" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_ad230575-bc89-40de-a49a-75b9a3a1ad0e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_3ff2bd09-a974-4a91-b1eb-15311636b799" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_2108b390-42da-42bf-b54a-19e86af6c629" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_56e5760b-8e09-44ea-be0e-362f9a23d36a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_b1e75e40-2d4e-4ab0-9d04-c78f08e4f421" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_56e5760b-8e09-44ea-be0e-362f9a23d36a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6e932338-a564-4d78-b515-ba414cd0f38e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_56e5760b-8e09-44ea-be0e-362f9a23d36a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6e932338-a564-4d78-b515-ba414cd0f38e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_fda6afe8-4cf8-4280-81ec-1e00d392bd0a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_56e5760b-8e09-44ea-be0e-362f9a23d36a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_fda6afe8-4cf8-4280-81ec-1e00d392bd0a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriodWeightedAverageGrantDateFairValue_bfb3090a-b871-4a08-aeed-91acdbddaa3b" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_56e5760b-8e09-44ea-be0e-362f9a23d36a" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriodWeightedAverageGrantDateFairValue_bfb3090a-b871-4a08-aeed-91acdbddaa3b" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_a4fcdc5d-91dc-4f90-b4c0-6c9f4443f737" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_56e5760b-8e09-44ea-be0e-362f9a23d36a" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_a4fcdc5d-91dc-4f90-b4c0-6c9f4443f737" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_4203d834-f66b-459f-ad53-c02eb4bacc97" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ffe64e51-4647-442f-a88a-ea4fb0216d78" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_74ec0baf-b786-4c60-90b2-2d630ee8a591" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ffe64e51-4647-442f-a88a-ea4fb0216d78" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_74ec0baf-b786-4c60-90b2-2d630ee8a591" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_f61cc7b6-1417-40a6-ba7f-11ce6c5534a4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_74ec0baf-b786-4c60-90b2-2d630ee8a591" xlink:to="loc_us-gaap_AwardTypeAxis_f61cc7b6-1417-40a6-ba7f-11ce6c5534a4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f61cc7b6-1417-40a6-ba7f-11ce6c5534a4_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_f61cc7b6-1417-40a6-ba7f-11ce6c5534a4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_f61cc7b6-1417-40a6-ba7f-11ce6c5534a4_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_878cd7fb-9487-44ec-81a8-8b8c615b372c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_f61cc7b6-1417-40a6-ba7f-11ce6c5534a4" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_878cd7fb-9487-44ec-81a8-8b8c615b372c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_c52b338b-0469-47e2-9c75-26b2bcd3b361" xlink:href="clov-20250630.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_878cd7fb-9487-44ec-81a8-8b8c615b372c" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_c52b338b-0469-47e2-9c75-26b2bcd3b361" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_cbe39cc4-7f0d-4d07-922d-5dd56890d5b6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ffe64e51-4647-442f-a88a-ea4fb0216d78" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_cbe39cc4-7f0d-4d07-922d-5dd56890d5b6" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_03e4bdfa-75eb-43fb-9f2f-b9312be550d4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ffe64e51-4647-442f-a88a-ea4fb0216d78" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_03e4bdfa-75eb-43fb-9f2f-b9312be550d4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_3972532f-d380-4124-92be-58fb9a568a5c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ffe64e51-4647-442f-a88a-ea4fb0216d78" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_3972532f-d380-4124-92be-58fb9a568a5c" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalPRSUsActivityDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansScheduleofTotalPRSUsActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalPRSUsActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a5fc5e93-16fb-4692-9755-bce925ff44d9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_de94dba1-9597-4e56-b14f-1cbaf75c40b1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a5fc5e93-16fb-4692-9755-bce925ff44d9" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_de94dba1-9597-4e56-b14f-1cbaf75c40b1" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_af6520cd-2755-4bb2-bba5-f369fcf2d0f9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_de94dba1-9597-4e56-b14f-1cbaf75c40b1" xlink:to="loc_us-gaap_AwardTypeAxis_af6520cd-2755-4bb2-bba5-f369fcf2d0f9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_af6520cd-2755-4bb2-bba5-f369fcf2d0f9_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_af6520cd-2755-4bb2-bba5-f369fcf2d0f9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_af6520cd-2755-4bb2-bba5-f369fcf2d0f9_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_c3c1c7e7-d34b-4f3f-9a5c-cb0e1c487dde" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_af6520cd-2755-4bb2-bba5-f369fcf2d0f9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_c3c1c7e7-d34b-4f3f-9a5c-cb0e1c487dde" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_e06bc013-eeb5-4bc3-876a-310165c4e0e8" xlink:href="clov-20250630.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_c3c1c7e7-d34b-4f3f-9a5c-cb0e1c487dde" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_e06bc013-eeb5-4bc3-876a-310165c4e0e8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d03e4e06-59ae-41df-b97b-cf3d7c60e515" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a5fc5e93-16fb-4692-9755-bce925ff44d9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d03e4e06-59ae-41df-b97b-cf3d7c60e515" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_ae5938ae-4a47-454e-b089-c4da644eb20a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d03e4e06-59ae-41df-b97b-cf3d7c60e515" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_ae5938ae-4a47-454e-b089-c4da644eb20a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_8f8e8ef2-fc73-42ac-93df-72d22836595c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d03e4e06-59ae-41df-b97b-cf3d7c60e515" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_8f8e8ef2-fc73-42ac-93df-72d22836595c" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptions_7937a025-bb2c-4fd5-8258-ad42f82d9568" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d03e4e06-59ae-41df-b97b-cf3d7c60e515" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptions_7937a025-bb2c-4fd5-8258-ad42f82d9568" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_4cef4c2b-0259-40c6-b930-9dfa8bdf7d71" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d03e4e06-59ae-41df-b97b-cf3d7c60e515" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_4cef4c2b-0259-40c6-b930-9dfa8bdf7d71" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_74613ccf-be96-4b29-8807-e0c0076155bc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d03e4e06-59ae-41df-b97b-cf3d7c60e515" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_74613ccf-be96-4b29-8807-e0c0076155bc" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_c7d2b02b-2d40-4467-8268-b70960131a74" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_41bc61c9-239d-449b-b307-6234bab956e9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a5fc5e93-16fb-4692-9755-bce925ff44d9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_41bc61c9-239d-449b-b307-6234bab956e9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_ed06bdc8-89b8-42d3-98a7-2b9b060e5c0a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_41bc61c9-239d-449b-b307-6234bab956e9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_ed06bdc8-89b8-42d3-98a7-2b9b060e5c0a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_5ed2d498-d490-4619-bb17-51f0c39bef3f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_41bc61c9-239d-449b-b307-6234bab956e9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_5ed2d498-d490-4619-bb17-51f0c39bef3f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdjustmentForPerformanceConditionAchievedWeightedAverageGrantDateFairValue_732ef474-72b5-4906-8ef8-75477a99df1d" xlink:href="clov-20250630.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdjustmentForPerformanceConditionAchievedWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_41bc61c9-239d-449b-b307-6234bab956e9" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdjustmentForPerformanceConditionAchievedWeightedAverageGrantDateFairValue_732ef474-72b5-4906-8ef8-75477a99df1d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_81903c91-7bb9-45d4-b730-52c6596aacf4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_41bc61c9-239d-449b-b307-6234bab956e9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_81903c91-7bb9-45d4-b730-52c6596aacf4" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_7c7118b3-99c3-491b-be13-0eed6e7c1bef" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_41bc61c9-239d-449b-b307-6234bab956e9" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_7c7118b3-99c3-491b-be13-0eed6e7c1bef" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_572051fa-753d-4d48-beb2-f6808cd4695e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofESPPValuationAssumptionDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#EmployeeBenefitPlansScheduleofESPPValuationAssumptionDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofESPPValuationAssumptionDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2a7a5e5c-3ba2-4d71-ab4a-a4817e0c4d80" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_328cc117-344d-40d7-87ae-a4e69b8eb7b0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2a7a5e5c-3ba2-4d71-ab4a-a4817e0c4d80" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_328cc117-344d-40d7-87ae-a4e69b8eb7b0" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_85a68fe6-2eb5-42b9-90cc-b9ac1ff057d3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_328cc117-344d-40d7-87ae-a4e69b8eb7b0" xlink:to="loc_us-gaap_AwardTypeAxis_85a68fe6-2eb5-42b9-90cc-b9ac1ff057d3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_85a68fe6-2eb5-42b9-90cc-b9ac1ff057d3_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_85a68fe6-2eb5-42b9-90cc-b9ac1ff057d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_85a68fe6-2eb5-42b9-90cc-b9ac1ff057d3_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_d6ac030f-ab3f-463b-abbf-b1a3bbeb5d92" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_85a68fe6-2eb5-42b9-90cc-b9ac1ff057d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_d6ac030f-ab3f-463b-abbf-b1a3bbeb5d92" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_c1cc9dea-e4a7-4e12-8ab2-995a4d1c64fb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_d6ac030f-ab3f-463b-abbf-b1a3bbeb5d92" xlink:to="loc_us-gaap_EmployeeStockMember_c1cc9dea-e4a7-4e12-8ab2-995a4d1c64fb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_8e97aafd-789b-4f51-ab7b-9e61939a9e91" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_328cc117-344d-40d7-87ae-a4e69b8eb7b0" xlink:to="loc_srt_RangeAxis_8e97aafd-789b-4f51-ab7b-9e61939a9e91" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_8e97aafd-789b-4f51-ab7b-9e61939a9e91_default" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_8e97aafd-789b-4f51-ab7b-9e61939a9e91" xlink:to="loc_srt_RangeMember_8e97aafd-789b-4f51-ab7b-9e61939a9e91_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_8a3ab028-31fb-4d45-815a-ad4cac824cb4" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_8e97aafd-789b-4f51-ab7b-9e61939a9e91" xlink:to="loc_srt_RangeMember_8a3ab028-31fb-4d45-815a-ad4cac824cb4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_21af4e4f-3b2e-4985-8c97-eb65a9f8b160" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_WeightedAverageMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_8a3ab028-31fb-4d45-815a-ad4cac824cb4" xlink:to="loc_srt_WeightedAverageMember_21af4e4f-3b2e-4985-8c97-eb65a9f8b160" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_fc15cc04-37c5-4880-94f2-10acb5f73e01" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2a7a5e5c-3ba2-4d71-ab4a-a4817e0c4d80" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_fc15cc04-37c5-4880-94f2-10acb5f73e01" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_c8ad6749-59f4-408d-8b8f-b0aa98234e19" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2a7a5e5c-3ba2-4d71-ab4a-a4817e0c4d80" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_c8ad6749-59f4-408d-8b8f-b0aa98234e19" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_51d91806-e81e-43f9-9292-fe9c345410b4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_2a7a5e5c-3ba2-4d71-ab4a-a4817e0c4d80" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_51d91806-e81e-43f9-9292-fe9c345410b4" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomeperShareScheduleofContinuingandDiscontinuedoperationsofBasicandDilutedNetLossPerShareDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#NetLossIncomeperShareScheduleofContinuingandDiscontinuedoperationsofBasicandDilutedNetLossPerShareDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/NetLossIncomeperShareScheduleofContinuingandDiscontinuedoperationsofBasicandDilutedNetLossPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_6c9d23d3-6100-4f87-964c-87b67eef2daa" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_8621e345-ce07-4f94-ba5c-c958c68925ce" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_6c9d23d3-6100-4f87-964c-87b67eef2daa" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_8621e345-ce07-4f94-ba5c-c958c68925ce" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_145b2daa-20fd-4044-8415-d810f10fb980" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_8621e345-ce07-4f94-ba5c-c958c68925ce" xlink:to="loc_us-gaap_AwardTypeAxis_145b2daa-20fd-4044-8415-d810f10fb980" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_145b2daa-20fd-4044-8415-d810f10fb980_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_145b2daa-20fd-4044-8415-d810f10fb980" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_145b2daa-20fd-4044-8415-d810f10fb980_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_35d70d6d-c016-4f58-bf76-7dc4d8f91412" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_145b2daa-20fd-4044-8415-d810f10fb980" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_35d70d6d-c016-4f58-bf76-7dc4d8f91412" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_35966b8a-df7d-4f43-b1f5-c67e08e35fcd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_35d70d6d-c016-4f58-bf76-7dc4d8f91412" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_35966b8a-df7d-4f43-b1f5-c67e08e35fcd" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceBasedRestrictedStockUnitsMember_5f71a74e-085f-4c36-86ad-4ef273efee6d" xlink:href="clov-20250630.xsd#clov_PerformanceBasedRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_35d70d6d-c016-4f58-bf76-7dc4d8f91412" xlink:to="loc_clov_PerformanceBasedRestrictedStockUnitsMember_5f71a74e-085f-4c36-86ad-4ef273efee6d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_ab8a19bd-829b-486b-8c54-3d568aca6d8d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_35d70d6d-c016-4f58-bf76-7dc4d8f91412" xlink:to="loc_us-gaap_EmployeeStockMember_ab8a19bd-829b-486b-8c54-3d568aca6d8d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_6c9d23d3-6100-4f87-964c-87b67eef2daa" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_0afc3208-af30-4ace-b84b-90806732e6b9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_0afc3208-af30-4ace-b84b-90806732e6b9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax_68df6aaf-015e-4da9-8ad1-bca9d5c4b36d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:to="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax_68df6aaf-015e-4da9-8ad1-bca9d5c4b36d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntityAbstract_9cffd822-bc18-4ab3-8e48-fe31a5e73989" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntityAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:to="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntityAbstract_9cffd822-bc18-4ab3-8e48-fe31a5e73989" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_cf527e20-87bb-4b43-aef4-30b9fb5007d0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntityAbstract_9cffd822-bc18-4ab3-8e48-fe31a5e73989" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_cf527e20-87bb-4b43-aef4-30b9fb5007d0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_190f8602-d386-4899-b236-ad58c00f912a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntityAbstract_9cffd822-bc18-4ab3-8e48-fe31a5e73989" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_190f8602-d386-4899-b236-ad58c00f912a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_d78de7e9-ed9e-42ac-818c-b45beb7e7f3d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntityAbstract_9cffd822-bc18-4ab3-8e48-fe31a5e73989" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_d78de7e9-ed9e-42ac-818c-b45beb7e7f3d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare_66f53d8d-96bf-4be3-9176-878e99fc7009" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsPerBasicShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare_66f53d8d-96bf-4be3-9176-878e99fc7009" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationNetOfTaxPerBasicShare_5121e6dc-9050-4fad-ba43-80f5bfba0001" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationNetOfTaxPerBasicShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:to="loc_us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationNetOfTaxPerBasicShare_5121e6dc-9050-4fad-ba43-80f5bfba0001" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare_3ac8fc8f-f087-4f89-9803-547e12bab137" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare_3ac8fc8f-f087-4f89-9803-547e12bab137" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationNetOfTaxPerDilutedShare_0380f76f-17d0-437d-8489-39bb2b670036" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationNetOfTaxPerDilutedShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToParentAbstract_a19aaecb-1d9a-42cf-aea7-2339ce207e83" xlink:to="loc_us-gaap_DiscontinuedOperationIncomeLossFromDiscontinuedOperationNetOfTaxPerDilutedShare_0380f76f-17d0-437d-8489-39bb2b670036" xlink:type="arc" order="7"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossIncomeperShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossIncomePerShareDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#NetLossIncomeperShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossIncomePerShareDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/NetLossIncomeperShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossIncomePerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_9f67a223-d34b-4a0b-aad7-c0993664870e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a30aef6b-aaee-41f1-a507-a6dc10b85d43" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_9f67a223-d34b-4a0b-aad7-c0993664870e" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a30aef6b-aaee-41f1-a507-a6dc10b85d43" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_30ab810d-153d-442b-9cdd-6cdf4c677aad" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a30aef6b-aaee-41f1-a507-a6dc10b85d43" xlink:to="loc_us-gaap_StatementClassOfStockAxis_30ab810d-153d-442b-9cdd-6cdf4c677aad" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_30ab810d-153d-442b-9cdd-6cdf4c677aad_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_30ab810d-153d-442b-9cdd-6cdf4c677aad" xlink:to="loc_us-gaap_ClassOfStockDomain_30ab810d-153d-442b-9cdd-6cdf4c677aad_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_e51f56c6-b5ad-48f5-bbd2-66cb00ea788c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_30ab810d-153d-442b-9cdd-6cdf4c677aad" xlink:to="loc_us-gaap_ClassOfStockDomain_e51f56c6-b5ad-48f5-bbd2-66cb00ea788c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OptionsToPurchaseCommonStockMember_7ebd12f3-28ef-44a9-9b3a-840a2f2b93be" xlink:href="clov-20250630.xsd#clov_OptionsToPurchaseCommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_e51f56c6-b5ad-48f5-bbd2-66cb00ea788c" xlink:to="loc_clov_OptionsToPurchaseCommonStockMember_7ebd12f3-28ef-44a9-9b3a-840a2f2b93be" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_42d2d8c1-dd6a-488e-ab7c-a54c35e5ba1f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_a30aef6b-aaee-41f1-a507-a6dc10b85d43" xlink:to="loc_us-gaap_AwardTypeAxis_42d2d8c1-dd6a-488e-ab7c-a54c35e5ba1f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_42d2d8c1-dd6a-488e-ab7c-a54c35e5ba1f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_42d2d8c1-dd6a-488e-ab7c-a54c35e5ba1f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_42d2d8c1-dd6a-488e-ab7c-a54c35e5ba1f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_de6ded08-a5ca-428d-8be7-9968285e04e6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_42d2d8c1-dd6a-488e-ab7c-a54c35e5ba1f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_de6ded08-a5ca-428d-8be7-9968285e04e6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_88a270d0-388a-4800-9d0a-5be6f879cdce" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_de6ded08-a5ca-428d-8be7-9968285e04e6" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_88a270d0-388a-4800-9d0a-5be6f879cdce" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_f7350ad1-bb53-45fc-96df-1c8cadead595" xlink:href="clov-20250630.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_de6ded08-a5ca-428d-8be7-9968285e04e6" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_f7350ad1-bb53-45fc-96df-1c8cadead595" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_64904a6f-9560-4a5f-af10-8554a7fabc08" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_9f67a223-d34b-4a0b-aad7-c0993664870e" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_64904a6f-9560-4a5f-af10-8554a7fabc08" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_6efccdaa-ffe6-4888-a6d1-2b7edd4e2de2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EntityWideRevenueMajorCustomerLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_e28e91de-61a7-4b11-8cbb-c93182663bae" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_6efccdaa-ffe6-4888-a6d1-2b7edd4e2de2" xlink:to="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_e28e91de-61a7-4b11-8cbb-c93182663bae" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_0386f34e-6e9e-432b-b385-bbad8a144717" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_e28e91de-61a7-4b11-8cbb-c93182663bae" xlink:to="loc_srt_ConsolidationItemsAxis_0386f34e-6e9e-432b-b385-bbad8a144717" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_0386f34e-6e9e-432b-b385-bbad8a144717_default" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidationItemsAxis_0386f34e-6e9e-432b-b385-bbad8a144717" xlink:to="loc_srt_ConsolidationItemsDomain_0386f34e-6e9e-432b-b385-bbad8a144717_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_91f50443-092e-4b1b-9776-2aec14541d47" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidationItemsAxis_0386f34e-6e9e-432b-b385-bbad8a144717" xlink:to="loc_srt_ConsolidationItemsDomain_91f50443-092e-4b1b-9776-2aec14541d47" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_fed2a43d-66f9-4e36-a6e6-ebc7a5d9f9df" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_91f50443-092e-4b1b-9776-2aec14541d47" xlink:to="loc_us-gaap_OperatingSegmentsMember_fed2a43d-66f9-4e36-a6e6-ebc7a5d9f9df" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_ed900a34-2ce3-4e22-a807-1c5b13b83dfe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_e28e91de-61a7-4b11-8cbb-c93182663bae" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_ed900a34-2ce3-4e22-a807-1c5b13b83dfe" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_ed900a34-2ce3-4e22-a807-1c5b13b83dfe_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_ed900a34-2ce3-4e22-a807-1c5b13b83dfe" xlink:to="loc_us-gaap_SegmentDomain_ed900a34-2ce3-4e22-a807-1c5b13b83dfe_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_641131f3-bdfd-4f88-b645-b5125bec4d10" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_ed900a34-2ce3-4e22-a807-1c5b13b83dfe" xlink:to="loc_us-gaap_SegmentDomain_641131f3-bdfd-4f88-b645-b5125bec4d10" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InsuranceMember_c29a62ac-6b09-4512-b00f-1f35cd5a0cee" xlink:href="clov-20250630.xsd#clov_InsuranceMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_641131f3-bdfd-4f88-b645-b5125bec4d10" xlink:to="loc_clov_InsuranceMember_c29a62ac-6b09-4512-b00f-1f35cd5a0cee" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_12b5fa48-98c0-411e-a176-5f79dfaac5e3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_6efccdaa-ffe6-4888-a6d1-2b7edd4e2de2" xlink:to="loc_us-gaap_PremiumsEarnedNet_12b5fa48-98c0-411e-a176-5f79dfaac5e3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_37055422-e2b8-4698-9197-d87b8249c5e5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_6efccdaa-ffe6-4888-a6d1-2b7edd4e2de2" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_37055422-e2b8-4698-9197-d87b8249c5e5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_c4e3b582-544a-45da-ba92-4bd72c4580f6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_6efccdaa-ffe6-4888-a6d1-2b7edd4e2de2" xlink:to="loc_us-gaap_LaborAndRelatedExpense_c4e3b582-544a-45da-ba92-4bd72c4580f6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_d983d788-f880-4b89-b476-cc7b93458814" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_6efccdaa-ffe6-4888-a6d1-2b7edd4e2de2" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_d983d788-f880-4b89-b476-cc7b93458814" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_c0f88892-3c44-4260-b6c1-1afc036468a8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_6efccdaa-ffe6-4888-a6d1-2b7edd4e2de2" xlink:to="loc_us-gaap_NetIncomeLoss_c0f88892-3c44-4260-b6c1-1afc036468a8" xlink:type="arc" order="4"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegmentsScheduleofReconciliationofRevenueofSegmentstoStatementofOperationsDetails" xlink:type="simple" xlink:href="clov-20250630.xsd#OperatingSegmentsScheduleofReconciliationofRevenueofSegmentstoStatementofOperationsDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/OperatingSegmentsScheduleofReconciliationofRevenueofSegmentstoStatementofOperationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_EntityWideRevenueMajorCustomerLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_69534ca8-b32f-4434-8dcf-a86645909652" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_69534ca8-b32f-4434-8dcf-a86645909652" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_6f335815-b0b0-474f-a117-ff4ed7d6a7fa" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_69534ca8-b32f-4434-8dcf-a86645909652" xlink:to="loc_srt_ConsolidationItemsAxis_6f335815-b0b0-474f-a117-ff4ed7d6a7fa" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_6f335815-b0b0-474f-a117-ff4ed7d6a7fa_default" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidationItemsAxis_6f335815-b0b0-474f-a117-ff4ed7d6a7fa" xlink:to="loc_srt_ConsolidationItemsDomain_6f335815-b0b0-474f-a117-ff4ed7d6a7fa_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_0d42c689-8605-40ba-8575-04970581c7ba" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ConsolidationItemsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidationItemsAxis_6f335815-b0b0-474f-a117-ff4ed7d6a7fa" xlink:to="loc_srt_ConsolidationItemsDomain_0d42c689-8605-40ba-8575-04970581c7ba" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_9d43f055-e364-44df-a9ce-1e3a55043f13" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_0d42c689-8605-40ba-8575-04970581c7ba" xlink:to="loc_us-gaap_OperatingSegmentsMember_9d43f055-e364-44df-a9ce-1e3a55043f13" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_59de113c-c5e0-46f4-942e-6fc539a112d2" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_69534ca8-b32f-4434-8dcf-a86645909652" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_59de113c-c5e0-46f4-942e-6fc539a112d2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_59de113c-c5e0-46f4-942e-6fc539a112d2_default" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_59de113c-c5e0-46f4-942e-6fc539a112d2" xlink:to="loc_us-gaap_SegmentDomain_59de113c-c5e0-46f4-942e-6fc539a112d2_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_102edd23-bd9b-4ec4-9c9d-b366b39c2f6a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_59de113c-c5e0-46f4-942e-6fc539a112d2" xlink:to="loc_us-gaap_SegmentDomain_102edd23-bd9b-4ec4-9c9d-b366b39c2f6a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InsuranceMember_57fa19e9-6881-452f-98c2-8d229cb23fa8" xlink:href="clov-20250630.xsd#clov_InsuranceMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_102edd23-bd9b-4ec4-9c9d-b366b39c2f6a" xlink:to="loc_clov_InsuranceMember_57fa19e9-6881-452f-98c2-8d229cb23fa8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_ed2bd677-7d54-4b56-8910-e90160646bc0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_ed2bd677-7d54-4b56-8910-e90160646bc0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomerOther_5062c3b8-2d3b-45a6-b560-49ea8ca66e49" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RevenueNotFromContractWithCustomerOther"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomerOther_5062c3b8-2d3b-45a6-b560-49ea8ca66e49" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SalariesAndBenefitsOther_2095bcbc-5114-4060-a912-b9b92ee6410e" xlink:href="clov-20250630.xsd#clov_SalariesAndBenefitsOther"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_clov_SalariesAndBenefitsOther_2095bcbc-5114-4060-a912-b9b92ee6410e" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_GeneralAndAdministrativeExpenseOther_1d059d18-e71e-4170-b1bb-4bece96e8ac4" xlink:href="clov-20250630.xsd#clov_GeneralAndAdministrativeExpenseOther"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_clov_GeneralAndAdministrativeExpenseOther_1d059d18-e71e-4170-b1bb-4bece96e8ac4" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_baf147f0-8be8-4a08-97d9-be99d3b4e81c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_DepreciationAndAmortization_baf147f0-8be8-4a08-97d9-be99d3b4e81c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCosts_87bd4386-7089-4aca-9cba-a5078224950b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestructuringCosts"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_RestructuringCosts_87bd4386-7089-4aca-9cba-a5078224950b" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_276a74a9-31fd-4557-81ae-a62ad2a46901" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_276a74a9-31fd-4557-81ae-a62ad2a46901" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_6578ed04-d4de-4263-8e62-93bc65be20d4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GainLossOnInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_GainLossOnInvestments_6578ed04-d4de-4263-8e62-93bc65be20d4" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_ee39f197-195b-44ab-a9bf-dcf7d1a7fda6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_ee39f197-195b-44ab-a9bf-dcf7d1a7fda6" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_7c3ad47f-df2f-4d68-8ec9-833711ee5b9c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Assets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_3cce3450-9251-48c4-8d2e-f43198232db9" xlink:to="loc_us-gaap_Assets_7c3ad47f-df2f-4d68-8ec9-833711ee5b9c" xlink:type="arc" order="9"/>
  </link:definitionLink>
</link:linkbase>
