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<link:definition>1006 - Statement - CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY (DEFICIT)</link:definition>
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<link:definition>1007 - Statement - CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
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<link:definition>1008 - Disclosure - Organization and operations</link:definition>
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<link:definition>1009 - Disclosure - Summary of Significant Accounting Policies</link:definition>
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<link:definition>1010 - Disclosure - Business combination</link:definition>
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<link:definition>1011 - Disclosure - Reverse Capitalization</link:definition>
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<link:definition>1012 - Disclosure - Investment Securities</link:definition>
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<link:definition>1013 - Disclosure - Fair Value Measurements</link:definition>
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<link:definition>1014 - Disclosure - Healthcare Receivables</link:definition>
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<link:definition>1015 - Disclosure - Related Party Transactions</link:definition>
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<link:definition>1016 - Disclosure - Property and equipment net</link:definition>
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<link:definition>1017 - Disclosure - Goodwill and other intangible assets</link:definition>
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<link:definition>1018 - Disclosure - Unpaid Claims</link:definition>
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<link:definition>1019 - Disclosure - Reinsurance</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:definition>1020 - Disclosure - Notes and Securities Payable</link:definition>
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<link:definition>1021 - Disclosure - Warrants Payable</link:definition>
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<link:definition>1022 - Disclosure - Derivative Liabilities</link:definition>
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<link:definition>1023 - Disclosure - Letter of credit</link:definition>
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<link:definition>1024 - Disclosure - Leases</link:definition>
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<link:definition>1025 - Disclosure - Convertible Preferred Stock</link:definition>
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<link:definition>1026 - Disclosure - Employee Benefit Plans</link:definition>
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<link:definition>1027 - Disclosure - Income Taxes</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:definition>1028 - Disclosure - Net Loss Per Share</link:definition>
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<link:definition>1029 - Disclosure - Commitments and contingencies</link:definition>
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<link:definition>1030 - Disclosure - Statutory equity and income</link:definition>
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<link:definition>1031 - Disclosure - Regulatory matters</link:definition>
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<link:definition>1032 - Disclosure - Dividend Restrictions</link:definition>
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<link:definition>1033 - Disclosure - Subsequent Events</link:definition>
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<link:definition>1034 - Disclosure - Schedule I</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ScheduleIi" id="ScheduleIi">
<link:definition>1035 - Disclosure - Schedule II</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/SummaryOfSignificantAccountingPoliciesPolicies" id="SummaryOfSignificantAccountingPoliciesPolicies">
<link:definition>1036 - Disclosure - Summary of Significant Accounting Policies (Policies)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ReverseCapitalizationTables" id="ReverseCapitalizationTables">
<link:definition>1037 - Disclosure - Reverse Capitalization (Tables)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/InvestmentSecuritiesTables" id="InvestmentSecuritiesTables">
<link:definition>1038 - Disclosure - Investment Securities (Tables)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/FairValueMeasurementsTables" id="FairValueMeasurementsTables">
<link:definition>1039 - Disclosure - Fair Value Measurements (Tables)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/PropertyAndEquipmentNetTables" id="PropertyAndEquipmentNetTables">
<link:definition>1040 - Disclosure - Property and equipment net (Tables)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/NotesAndSecuritiesPayableTables" id="NotesAndSecuritiesPayableTables">
<link:definition>1041 - Disclosure - Notes and Securities Payable (Tables)</link:definition>
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<link:definition>1042 - Disclosure - Unpaid claims (Tables)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ReinsuranceTables" id="ReinsuranceTables">
<link:definition>1043 - Disclosure - Reinsurance (Tables)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:definition>1044 - Disclosure - Leases (Tables)</link:definition>
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<link:definition>1045 - Disclosure - Convertible Preferred Stock (Tables)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansTables" id="EmployeeBenefitPlansTables">
<link:definition>1046 - Disclosure - Employee Benefit Plans (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/IncomeTaxesTables" id="IncomeTaxesTables">
<link:definition>1047 - Disclosure - Income Taxes (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/NetLossPerShareTables" id="NetLossPerShareTables">
<link:definition>1048 - Disclosure - Net Loss Per Share (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/SummaryOfSignificantAccountingPoliciesAdditionalInformationDetails" id="SummaryOfSignificantAccountingPoliciesAdditionalInformationDetails">
<link:definition>1049 - Disclosure - Summary of Significant Accounting Policies - Additional Information (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/BusinessCombinationAdditionalInformationDetails" id="BusinessCombinationAdditionalInformationDetails">
<link:definition>1050 - Disclosure - Business combination - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ReverseCapitalizationAdditionalInformationDetail" id="ReverseCapitalizationAdditionalInformationDetail">
<link:definition>1051 - Disclosure - Reverse Capitalization - Additional Information (Detail)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ReverseCapitalizationSummaryOfRetroactiveApplicationOfReverseCapitalizationToConsolidatedBalanceSheetsDetail" id="ReverseCapitalizationSummaryOfRetroactiveApplicationOfReverseCapitalizationToConsolidatedBalanceSheetsDetail">
<link:definition>1052 - Disclosure - Reverse Capitalization - Summary of  Retroactive Application of Reverse Capitalization to Consolidated Balance Sheets (Detail)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ReverseCapitalizationSummaryOfRetroactiveApplicationOfReverseCapitalizationToConsolidatedStatementsOfOperationsAndComprehensiveLossDetail" id="ReverseCapitalizationSummaryOfRetroactiveApplicationOfReverseCapitalizationToConsolidatedStatementsOfOperationsAndComprehensiveLossDetail">
<link:definition>1053 - Disclosure - Reverse Capitalization - Summary of Retroactive Application of Reverse Capitalization to Consolidated Statements of Operations and Comprehensive Loss (Detail)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ReverseCapitalizationSummaryOfRetroactiveApplicationOfReverseCapitalizationToConsolidatedStatementsOfChangesInConvertiblePreferredStockAndStockholdersDeficitDetail" id="ReverseCapitalizationSummaryOfRetroactiveApplicationOfReverseCapitalizationToConsolidatedStatementsOfChangesInConvertiblePreferredStockAndStockholdersDeficitDetail">
<link:definition>1054 - Disclosure - Reverse Capitalization - Summary of Retroactive Application of Reverse Capitalization to Consolidated Statements of Changes in Convertible Preferred Stock and Stockholders' Deficit (Detail)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/InvestmentSecuritiesScheduleOfPresentCostOrAmortizedCostAndFairValuesOfInvestmentsDetails" id="InvestmentSecuritiesScheduleOfPresentCostOrAmortizedCostAndFairValuesOfInvestmentsDetails">
<link:definition>1055 - Disclosure - Investment Securities - Schedule of Present Cost or Amortized Cost and Fair Values of Investments (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/InvestmentSecuritiesScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesDetails" id="InvestmentSecuritiesScheduleOfAmortizedCostAndFairValueOfDebtSecuritiesDetails">
<link:definition>1056 - Disclosure - Investment Securities - Schedule of Amortized Cost and Fair Value of Debt Securities (Details)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/InvestmentSecuritiesScheduleOfNetInvestmentIncomeDetails" id="InvestmentSecuritiesScheduleOfNetInvestmentIncomeDetails">
<link:definition>1057 - Disclosure - Investment Securities - Schedule of Net Investment Income (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/InvestmentSecuritiesProceedsFromSalesAndMaturitiesOfInvestmentSecuritiesDetails" id="InvestmentSecuritiesProceedsFromSalesAndMaturitiesOfInvestmentSecuritiesDetails">
<link:definition>1058 - Disclosure - Investment Securities - Proceeds from Sales and Maturities of Investment Securities (Details)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/InvestmentSecuritiesScheduleOfGrossUnrealizedLossesAndFairValueDetails" id="InvestmentSecuritiesScheduleOfGrossUnrealizedLossesAndFairValueDetails">
<link:definition>1059 - Disclosure - Investment Securities - Schedule of Gross Unrealized Losses and Fair Value (Details)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/InvestmentSecuritiesAdditionalInformationDetails" id="InvestmentSecuritiesAdditionalInformationDetails">
<link:definition>1060 - Disclosure - Investment Securities - Additional Information (Details)</link:definition>
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<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/FairValueMeasurementsSummaryOfFairValueMeasurementsForItemsDetails" id="FairValueMeasurementsSummaryOfFairValueMeasurementsForItemsDetails">
<link:definition>1061 - Disclosure - Fair Value Measurements - Summary of Fair Value Measurements for Items (Details)</link:definition>
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<link:roleType roleURI="http://www.cloverhealth.com/role/FairValueMeasurementsAdditionalInformationDetails" id="FairValueMeasurementsAdditionalInformationDetails">
<link:definition>1062 - Disclosure - Fair Value Measurements - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/FairValueMeasurementsScheduleOfSignificantUnobservableInputsUsedInBlackScholesModelToMeasureWarrantsPayableDetails" id="FairValueMeasurementsScheduleOfSignificantUnobservableInputsUsedInBlackScholesModelToMeasureWarrantsPayableDetails">
<link:definition>1063 - Disclosure - Fair Value Measurements - Schedule of Significant Unobservable Inputs Used in Black-Scholes Model to Measure Warrants Payable (Details)</link:definition>
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<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/FairValueMeasurementsScheduleOfChangesInBalancesOfLevel3FinancialLiabilitiesDetails" id="FairValueMeasurementsScheduleOfChangesInBalancesOfLevel3FinancialLiabilitiesDetails">
<link:definition>1064 - Disclosure - Fair Value Measurements - Schedule of Changes in Balances of Level 3 Financial Liabilities (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/FairValueMeasurementsScheduleOfChangesInFairValueOfWarrantsPayableDetails" id="FairValueMeasurementsScheduleOfChangesInFairValueOfWarrantsPayableDetails">
<link:definition>1065 - Disclosure - Fair Value Measurements - Schedule of Changes in Fair Value of Warrants Payable (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/HealthcareReceivablesAdditionalInformationDetails" id="HealthcareReceivablesAdditionalInformationDetails">
<link:definition>1066 - Disclosure - Healthcare Receivables - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/RelatedPartyTransactionsAdditionalInformationDetails" id="RelatedPartyTransactionsAdditionalInformationDetails">
<link:definition>1067 - Disclosure - Related-Party Transactions - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/PropertyAndEquipmentNetSummaryOfPropertyPlantAndEquipmentDetails" id="PropertyAndEquipmentNetSummaryOfPropertyPlantAndEquipmentDetails">
<link:definition>1068 - Disclosure - Property and equipment net - Summary of property plant and equipment (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/PropertyAndEquipmentNetAdditionalInformationDetails" id="PropertyAndEquipmentNetAdditionalInformationDetails">
<link:definition>1069 - Disclosure - Property and equipment net - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/GoodwillAndOtherIntangibleAssetsAdditionalInformationDetail" id="GoodwillAndOtherIntangibleAssetsAdditionalInformationDetail">
<link:definition>1070 - Disclosure - Goodwill and other intangible assets - Additional information (Detail)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/CommitmentsAndContingenciesAdditionalInformationDetails" id="CommitmentsAndContingenciesAdditionalInformationDetails">
<link:definition>1071 - Disclosure - Commitments and contingencies - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/UnpaidClaimsAdditionalInformationDetails" id="UnpaidClaimsAdditionalInformationDetails">
<link:definition>1072 - Disclosure - Unpaid Claims - Additional information (Details)</link:definition>
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<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/UnpaidClaimsScheduleOfActivityInTheLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDetails" id="UnpaidClaimsScheduleOfActivityInTheLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDetails">
<link:definition>1073 - Disclosure - Unpaid Claims - Schedule of Activity in the Liability for Unpaid Claims and Claims Adjustment Expense (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/UnpaidClaimsSummaryOfCumulativeIncurredClaimsDetails" id="UnpaidClaimsSummaryOfCumulativeIncurredClaimsDetails">
<link:definition>1074 - Disclosure - Unpaid Claims - Summary of Cumulative Incurred Claims (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/UnpaidClaimsSummaryOfCumulativeNetPaidClaimsDetails" id="UnpaidClaimsSummaryOfCumulativeNetPaidClaimsDetails">
<link:definition>1075 - Disclosure - Unpaid Claims - Summary of Cumulative Net Paid Claims (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/UnpaidClaimsSummaryOfReconcilationOfClaimsIncurredAndPaidAndUnpaidClaimsDetails" id="UnpaidClaimsSummaryOfReconcilationOfClaimsIncurredAndPaidAndUnpaidClaimsDetails">
<link:definition>1076 - Disclosure - Unpaid Claims - Summary of Reconcilation of Claims Incurred and Paid And Unpaid Claims (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/ReinsuranceSummaryOfPremiumEarnedAndCededDetails" id="ReinsuranceSummaryOfPremiumEarnedAndCededDetails">
<link:definition>1077 - Disclosure - Reinsurance - Summary of Premium Earned And Ceded (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/ReinsuranceSummaryOfReinsuranceClaimsIncurredAndCededDetails" id="ReinsuranceSummaryOfReinsuranceClaimsIncurredAndCededDetails">
<link:definition>1078 - Disclosure - Reinsurance - Summary of Reinsurance Claims Incurred and Ceded (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/ReinsuranceAdditionalInformationDetails" id="ReinsuranceAdditionalInformationDetails">
<link:definition>1079 - Disclosure - Reinsurance - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/ReinsuranceSummaryOfRecoverableAndPremiumPayableDetails" id="ReinsuranceSummaryOfRecoverableAndPremiumPayableDetails">
<link:definition>1080 - Disclosure - Reinsurance - Summary of Recoverable and Premium Payable (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/NotesAndSecuritiesPayableAdditionalInformationDetails" id="NotesAndSecuritiesPayableAdditionalInformationDetails">
<link:definition>1081 - Disclosure - Notes and Securities Payable - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/NotesAndSecuritiesPayableSummaryOfMaturitiesOfSecuritiesPayableOverNextFiveYearsDetails" id="NotesAndSecuritiesPayableSummaryOfMaturitiesOfSecuritiesPayableOverNextFiveYearsDetails">
<link:definition>1082 - Disclosure - Notes and Securities Payable - Summary of Maturities of Securities Payable Over Next Five Years (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/WarrantsPayableAdditionalInformationDetails" id="WarrantsPayableAdditionalInformationDetails">
<link:definition>1083 - Disclosure - Warrants Payable - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/DerivativeLiabilitiesAdditionalInformationDetails" id="DerivativeLiabilitiesAdditionalInformationDetails">
<link:definition>1084 - Disclosure - Derivative Liabilities - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/LetterOfCreditAdditionalInformationDetails" id="LetterOfCreditAdditionalInformationDetails">
<link:definition>1085 - Disclosure - Letter of credit - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/LeasesSummaryOfLeaseCostsRecognizedUnderAsc842AndOtherInformationPertainingToOperatingLeasesDetails" id="LeasesSummaryOfLeaseCostsRecognizedUnderAsc842AndOtherInformationPertainingToOperatingLeasesDetails">
<link:definition>1086 - Disclosure - Leases - Summary of Lease Costs Recognized under ASC 842 and Other Information Pertaining to Operating Leases (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/LeasesSummaryOfMaturitiesOfOperatingLeaseLiabilitiesDetails" id="LeasesSummaryOfMaturitiesOfOperatingLeaseLiabilitiesDetails">
<link:definition>1087 - Disclosure - Leases - Summary of Maturities of Operating Lease Liabilities (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/LeasesAdditionalInformationDetail" id="LeasesAdditionalInformationDetail">
<link:definition>1088 - Disclosure - Leases - Additional Information (Detail)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/ConvertiblePreferredStockSummaryOfPreferredStockDetails" id="ConvertiblePreferredStockSummaryOfPreferredStockDetails">
<link:definition>1089 - Disclosure - Convertible Preferred Stock - Summary of Preferred Stock (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/ConvertiblePreferredStockSummaryOfPreferredStockParentheticalDetails" id="ConvertiblePreferredStockSummaryOfPreferredStockParentheticalDetails">
<link:definition>1090 - Disclosure - Convertible Preferred Stock - Summary of Preferred Stock (Parenthetical) (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/ConvertiblePreferredStockAdditionalInformationDetails" id="ConvertiblePreferredStockAdditionalInformationDetails">
<link:definition>1091 - Disclosure - Convertible Preferred Stock - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansShareBasedPaymentArrangementActivityDetails" id="EmployeeBenefitPlansShareBasedPaymentArrangementActivityDetails">
<link:definition>1092 - Disclosure - Employee Benefit Plans - Share-Based Payment Arrangement, Activity (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansSummaryOfStockBasedCompensationCostDetails" id="EmployeeBenefitPlansSummaryOfStockBasedCompensationCostDetails">
<link:definition>1093 - Disclosure - Employee Benefit Plans - Summary of Stock-Based Compensation Cost (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansScheduleOfAssumptionsToEstimateFairValueOfStockOptionsOnWeightedAverageBasisDetails" id="EmployeeBenefitPlansScheduleOfAssumptionsToEstimateFairValueOfStockOptionsOnWeightedAverageBasisDetails">
<link:definition>1094 - Disclosure - Employee Benefit Plans - Schedule of Assumptions to Estimate Fair Value of Stock Options on Weighted Average Basis (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansSummaryOfStockOptionActivityDetails" id="EmployeeBenefitPlansSummaryOfStockOptionActivityDetails">
<link:definition>1095 - Disclosure - Employee Benefit Plans - Summary of Stock Option Activity (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansSummaryOfStockOptionActivityParentheticalDetails" id="EmployeeBenefitPlansSummaryOfStockOptionActivityParentheticalDetails">
<link:definition>1096 - Disclosure - Employee Benefit Plans - Summary of Stock Option Activity (Parenthetical) (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansScheduleOfAssumptionsToEstimateFairValueOfPrsusOnWeightedAverageBasisDetails" id="EmployeeBenefitPlansScheduleOfAssumptionsToEstimateFairValueOfPrsusOnWeightedAverageBasisDetails">
<link:definition>1097 - Disclosure - Employee Benefit Plans - Schedule of Assumptions to Estimate Fair Value of PRSUs on Weighted Average Basis (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansSummaryOfTotalRsusActivityDetails" id="EmployeeBenefitPlansSummaryOfTotalRsusActivityDetails">
<link:definition>1098 - Disclosure - Employee Benefit Plans - Summary of Total RSUs Activity (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansSummaryOfTotalPrsusActivityDetails" id="EmployeeBenefitPlansSummaryOfTotalPrsusActivityDetails">
<link:definition>1099 - Disclosure - Employee Benefit Plans - Summary of Total PRSUs Activity (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansSummaryOfWarrantActivityDetails" id="EmployeeBenefitPlansSummaryOfWarrantActivityDetails">
<link:definition>1100 - Disclosure - Employee Benefit Plans - Summary of Warrant Activity (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/EmployeeBenefitPlansAdditionalInformationDetails" id="EmployeeBenefitPlansAdditionalInformationDetails">
<link:definition>1101 - Disclosure - Employee Benefit Plans - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/IncomeTaxesSummaryOfTheProvisionForIncomeTaxesDetails" id="IncomeTaxesSummaryOfTheProvisionForIncomeTaxesDetails">
<link:definition>1102 - Disclosure - Income Taxes - Summary of the provision for income taxes  (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/IncomeTaxesSummaryOfProvisionForIncomeTaxesWasDifferentFromTheAmountComputedUsingTheFederalStatutoryRateDetails" id="IncomeTaxesSummaryOfProvisionForIncomeTaxesWasDifferentFromTheAmountComputedUsingTheFederalStatutoryRateDetails">
<link:definition>1103 - Disclosure - Income Taxes - Summary of provision for income taxes was different from the amount computed using the federal statutory rate (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/IncomeTaxesSummaryOfProvisionForIncomeTaxesWasDifferentFromTheAmountComputedUsingTheFederalStatutoryRateParentheticalDetails" id="IncomeTaxesSummaryOfProvisionForIncomeTaxesWasDifferentFromTheAmountComputedUsingTheFederalStatutoryRateParentheticalDetails">
<link:definition>1104 - Disclosure - Income Taxes - Summary of provision for income taxes was different from the amount computed using the federal statutory rate (Parenthetical) (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/IncomeTaxesSummaryOfTheComponentsOfNetDeferredTaxBalancesDetails" id="IncomeTaxesSummaryOfTheComponentsOfNetDeferredTaxBalancesDetails">
<link:definition>1105 - Disclosure - Income Taxes - Summary of the  components of net deferred tax balances (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/IncomeTaxesAdditionalInformationDetails" id="IncomeTaxesAdditionalInformationDetails">
<link:definition>1106 - Disclosure - Income Taxes - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/NetLossPerShareCalculationOfBasicAndDilutedNetLossPerShareDetails" id="NetLossPerShareCalculationOfBasicAndDilutedNetLossPerShareDetails">
<link:definition>1107 - Disclosure - Net Loss Per Share - Calculation of Basic and Diluted Net Loss Per Share (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/NetLossPerShareCalculationOfBasicAndDilutedNetLossPerShareParentheticalDetails" id="NetLossPerShareCalculationOfBasicAndDilutedNetLossPerShareParentheticalDetails">
<link:definition>1108 - Disclosure - Net Loss Per Share - Calculation of Basic and Diluted Net Loss Per Share (Parenthetical) (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.cloverhealth.com/role/NetLossPerShareScheduleOfAntidilutiveSecuritiesExcludedFromDilutedNetLossPerShareDetails" id="NetLossPerShareScheduleOfAntidilutiveSecuritiesExcludedFromDilutedNetLossPerShareDetails">
<link:definition>1109 - Disclosure - Net Loss Per Share - Schedule of Antidilutive Securities Excluded from Diluted Net Loss Per Share (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/NetLossPerShareScheduleOfAntidilutiveSecuritiesExcludedFromDilutedNetLossPerShareParentheticalDetails" id="NetLossPerShareScheduleOfAntidilutiveSecuritiesExcludedFromDilutedNetLossPerShareParentheticalDetails">
<link:definition>1110 - Disclosure - Net Loss Per Share - Schedule of Antidilutive Securities Excluded from Diluted Net Loss Per Share (Parenthetical) (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/StatutoryEquityAndIncomeAdditionalInformationDetails" id="StatutoryEquityAndIncomeAdditionalInformationDetails">
<link:definition>1111 - Disclosure - Statutory equity and income - Additional Information (Details)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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</link:roleType>
<link:roleType roleURI="http://www.cloverhealth.com/role/SubsequentEventsAdditionalInformationDetails" id="SubsequentEventsAdditionalInformationDetails">
<link:definition>1112 - Disclosure - Subsequent events -  Additional Information (Details)</link:definition>
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