<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2023 Workiva-->
<!--r:29c39cc1-f3dd-4cdb-ba74-04caf04e8b15,g:c01003a9-8ba9-421e-8f0d-4d944a9bb12c-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.cloverhealth/role/Cover" xlink:type="simple" xlink:href="clov-20230930.xsd#Cover"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_555ecf00-0a1e-4563-ae88-c7a585b27a7f" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_DocumentType_555ecf00-0a1e-4563-ae88-c7a585b27a7f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_194bdff9-79c5-464a-b8d0-746bc90dcaee" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentQuarterlyReport"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_DocumentQuarterlyReport_194bdff9-79c5-464a-b8d0-746bc90dcaee" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_cf4dbe27-14fe-428c-91c9-970ce1427881" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_DocumentPeriodEndDate_cf4dbe27-14fe-428c-91c9-970ce1427881" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_bd28f3e8-40ba-4e3b-951a-8a61b9a4a787" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentTransitionReport"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_DocumentTransitionReport_bd28f3e8-40ba-4e3b-951a-8a61b9a4a787" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_5a5f6ba4-dcb6-4130-a336-bce83d0ff67d" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityFileNumber_5a5f6ba4-dcb6-4130-a336-bce83d0ff67d" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_293dc616-5a41-4ec1-ad02-97f5120c62ca" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityIncorporationStateCountryCode_293dc616-5a41-4ec1-ad02-97f5120c62ca" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_c2fe3fdf-2923-4074-b7c2-c0b37e6b0ff0" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityTaxIdentificationNumber_c2fe3fdf-2923-4074-b7c2-c0b37e6b0ff0" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_1bfedcac-b865-471d-90be-e47d09b432dc" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityAddressAddressLine1_1bfedcac-b865-471d-90be-e47d09b432dc" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine2_2d07a7bc-be35-45c7-8e69-743b903bcf89" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityAddressAddressLine2_2d07a7bc-be35-45c7-8e69-743b903bcf89" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_abfe4cf1-75b8-4719-bcaa-83c9a5535590" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityAddressCityOrTown_abfe4cf1-75b8-4719-bcaa-83c9a5535590" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_aca72dec-2538-4981-bca8-a644ff4bb8a9" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityAddressStateOrProvince_aca72dec-2538-4981-bca8-a644ff4bb8a9" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_dbd524fb-1b02-4292-9e2a-da0026d8d1a4" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityAddressPostalZipCode_dbd524fb-1b02-4292-9e2a-da0026d8d1a4" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_487cd949-da0c-4e90-b4cb-a890f2b3b505" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_CityAreaCode_487cd949-da0c-4e90-b4cb-a890f2b3b505" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_2ee6aa1d-c1fe-4091-ad02-765ed5d1db52" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_LocalPhoneNumber_2ee6aa1d-c1fe-4091-ad02-765ed5d1db52" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12gTitle_82c2d17f-3ae7-4853-af35-90efe839c219" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12gTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_Security12gTitle_82c2d17f-3ae7-4853-af35-90efe839c219" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_11ac52ef-1758-4b66-98c6-4a1dd4543439" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_TradingSymbol_11ac52ef-1758-4b66-98c6-4a1dd4543439" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_6f3a07b0-a8e5-445e-b792-02607ad4b787" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_SecurityExchangeName_6f3a07b0-a8e5-445e-b792-02607ad4b787" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_1fa6826d-341b-4670-b27b-c918f0a916fc" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityCurrentReportingStatus_1fa6826d-341b-4670-b27b-c918f0a916fc" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_fb27a1a5-3afa-4757-862b-018555506d6f" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityInteractiveDataCurrent_fb27a1a5-3afa-4757-862b-018555506d6f" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_c27e73bf-431e-4235-b806-5722f40ecaaf" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityFilerCategory_c27e73bf-431e-4235-b806-5722f40ecaaf" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_6a5a00bd-b2ef-4f7b-89b3-ae207be1272d" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntitySmallBusiness_6a5a00bd-b2ef-4f7b-89b3-ae207be1272d" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_75606642-75b3-48ed-bc67-c732a33c0f0e" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityEmergingGrowthCompany_75606642-75b3-48ed-bc67-c732a33c0f0e" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_1bc6825f-2834-4a74-932c-cd27f9279c27" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityShellCompany_1bc6825f-2834-4a74-932c-cd27f9279c27" xlink:type="arc" order="22"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_8a10d95c-7e19-4b1f-9c55-6d6f139ec56a" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_8a10d95c-7e19-4b1f-9c55-6d6f139ec56a" xlink:type="arc" order="23"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_f3bfc9db-407b-42fc-ae4a-af1457a71c74" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityCentralIndexKey_f3bfc9db-407b-42fc-ae4a-af1457a71c74" xlink:type="arc" order="24"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_062edf0f-5197-4fe4-94c4-9b196324a9a9" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_AmendmentFlag_062edf0f-5197-4fe4-94c4-9b196324a9a9" xlink:type="arc" order="25"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_f089e3e4-5b82-4298-b9b1-9c335e66669e" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_DocumentFiscalPeriodFocus_f089e3e4-5b82-4298-b9b1-9c335e66669e" xlink:type="arc" order="26"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_30fcd0be-010e-47e6-9b18-790bcc340245" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_DocumentFiscalYearFocus_30fcd0be-010e-47e6-9b18-790bcc340245" xlink:type="arc" order="27"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_fb72e30f-0d5c-4f2c-8f7e-5164e3939b21" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_CurrentFiscalYearEndDate_fb72e30f-0d5c-4f2c-8f7e-5164e3939b21" xlink:type="arc" order="28"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_678f7b8a-39d1-41bd-a7be-d3a619b63929" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_EntityRegistrantName_678f7b8a-39d1-41bd-a7be-d3a619b63929" xlink:type="arc" order="29"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_75375666-c659-48a6-a2cc-018bf1185d1b" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentInformationTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_DocumentInformationLineItems_d6728dc2-ddeb-4bae-9d57-e3e0e56063d6" xlink:to="loc_dei_DocumentInformationTable_75375666-c659-48a6-a2cc-018bf1185d1b" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_3bc1f2f6-26a8-446a-abb1-eabc71b7236b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_DocumentInformationTable_75375666-c659-48a6-a2cc-018bf1185d1b" xlink:to="loc_us-gaap_StatementClassOfStockAxis_3bc1f2f6-26a8-446a-abb1-eabc71b7236b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_3bc1f2f6-26a8-446a-abb1-eabc71b7236b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_3bc1f2f6-26a8-446a-abb1-eabc71b7236b" xlink:to="loc_us-gaap_ClassOfStockDomain_3bc1f2f6-26a8-446a-abb1-eabc71b7236b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_76f184ad-d9fb-46c4-8a2c-f319b70f3765" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_3bc1f2f6-26a8-446a-abb1-eabc71b7236b" xlink:to="loc_us-gaap_ClassOfStockDomain_76f184ad-d9fb-46c4-8a2c-f319b70f3765" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_5086502a-51c8-4e7a-a515-7e478ca50bc4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_76f184ad-d9fb-46c4-8a2c-f319b70f3765" xlink:to="loc_us-gaap_CommonClassAMember_5086502a-51c8-4e7a-a515-7e478ca50bc4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_2b60191f-4ff8-46a5-b1b6-da33649abbe8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_76f184ad-d9fb-46c4-8a2c-f319b70f3765" xlink:to="loc_us-gaap_CommonClassBMember_2b60191f-4ff8-46a5-b1b6-da33649abbe8" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="clov-20230930.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETS"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_4c6b566f-9ab7-4c27-8b7a-26590942797a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_4c6b566f-9ab7-4c27-8b7a-26590942797a" xlink:to="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsCurrentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_de26bf0c-cd08-4196-becf-19a3249262a7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_de26bf0c-cd08-4196-becf-19a3249262a7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermInvestments_0b701de4-c026-48b4-8b40-5c96709a3003" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherShortTermInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_OtherShortTermInvestments_0b701de4-c026-48b4-8b40-5c96709a3003" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_22c0dad4-61f8-4a78-a2ad-f3d4e1b71dd3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_22c0dad4-61f8-4a78-a2ad-f3d4e1b71dd3" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesCurrent_939524fa-0436-42b9-8e7f-a04cfe6d7674" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_HeldToMaturitySecuritiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesCurrent_939524fa-0436-42b9-8e7f-a04cfe6d7674" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccruedRetrospectivePremiumsCurrent_0bccee5a-64fd-4bcf-a856-1e0172e0b320" xlink:href="clov-20230930.xsd#clov_AccruedRetrospectivePremiumsCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_clov_AccruedRetrospectivePremiumsCurrent_0bccee5a-64fd-4bcf-a856-1e0172e0b320" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_0ecd2a66-77ba-40dd-953b-aa19bdb3b1e6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherReceivables"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_OtherReceivables_0ecd2a66-77ba-40dd-953b-aa19bdb3b1e6" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFromCustomers_29a014a8-1d11-45c7-ba75-da6a1c636b49" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReceivablesFromCustomers"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_ReceivablesFromCustomers_29a014a8-1d11-45c7-ba75-da6a1c636b49" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonInsurancePerformanceYearReceivableCurrent_3ab31afb-6184-47e9-8013-cc35c5e835db" xlink:href="clov-20230930.xsd#clov_NonInsurancePerformanceYearReceivableCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_clov_NonInsurancePerformanceYearReceivableCurrent_3ab31afb-6184-47e9-8013-cc35c5e835db" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonInsuranceReceivable_b515525c-e947-4eb7-a26a-2fe2a2f07894" xlink:href="clov-20230930.xsd#clov_NonInsuranceReceivable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_clov_NonInsuranceReceivable_b515525c-e947-4eb7-a26a-2fe2a2f07894" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAssetsCurrent_b7602526-43d6-47d0-958a-38ab92dc7add" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepositsAssetsCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_DepositsAssetsCurrent_b7602526-43d6-47d0-958a-38ab92dc7add" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseCurrent_0a9298ca-8a5a-4819-b719-f0e10fac3760" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PrepaidExpenseCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_PrepaidExpenseCurrent_0a9298ca-8a5a-4819-b719-f0e10fac3760" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsCurrent_d12f8a38-55f5-4400-9ae2-258326fd011d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssetsCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_OtherAssetsCurrent_d12f8a38-55f5-4400-9ae2-258326fd011d" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_ebf832af-120e-49ce-8c18-61e806d8e4af" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsCurrentAbstract_c92035a9-0f8e-4c88-bfaf-155fdb28e408" xlink:to="loc_us-gaap_AssetsCurrent_ebf832af-120e-49ce-8c18-61e806d8e4af" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_d270a6c2-184b-4a9e-aae5-aaa21d0a1ff9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesNoncurrent_d270a6c2-184b-4a9e-aae5-aaa21d0a1ff9" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_dfb10f4e-7369-4d80-a365-54187f3c852d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_HeldToMaturitySecuritiesNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesNoncurrent_dfb10f4e-7369-4d80-a365-54187f3c852d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_d5966f3b-1405-4b3a-b449-0f49ef720549" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_d5966f3b-1405-4b3a-b449-0f49ef720549" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_eee8e5e2-e079-45ab-a510-72cf3e614e29" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_eee8e5e2-e079-45ab-a510-72cf3e614e29" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_1256af3f-4ae9-454e-876b-d7cb8e03d2f1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_1256af3f-4ae9-454e-876b-d7cb8e03d2f1" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_660a3765-82aa-4509-8b18-2ec609990382" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_660a3765-82aa-4509-8b18-2ec609990382" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_404c2c53-575f-4a26-a5a0-4483292eb765" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_0fc4dae2-f9a7-4396-9413-9affaa0e860b" xlink:to="loc_us-gaap_Assets_404c2c53-575f-4a26-a5a0-4483292eb765" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_4c6b566f-9ab7-4c27-8b7a-26590942797a" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesCurrentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:to="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_ef27c71f-e6bd-4799-8ca8-74be6300831c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_ef27c71f-e6bd-4799-8ca8-74be6300831c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_7214c4a4-194a-4f0d-b763-b7ec5615e133" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherLiabilitiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent_7214c4a4-194a-4f0d-b763-b7ec5615e133" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonInsurancePerformanceYearObligationCurrent_b4822929-d778-4ff1-8930-97d9aca101ac" xlink:href="clov-20230930.xsd#clov_NonInsurancePerformanceYearObligationCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_clov_NonInsurancePerformanceYearObligationCurrent_b4822929-d778-4ff1-8930-97d9aca101ac" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonInsurancePayableCurrent_2db3c630-e2b6-4e4b-97c2-69d2ac021e5c" xlink:href="clov-20230930.xsd#clov_NonInsurancePayableCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_clov_NonInsurancePayableCurrent_2db3c630-e2b6-4e4b-97c2-69d2ac021e5c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_d0212a75-28d9-4445-9ffe-49ffc3fbb020" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_d0212a75-28d9-4445-9ffe-49ffc3fbb020" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_685ecdcc-c9da-468c-b235-b734f97dbf9b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedSalariesCurrentAndNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_AccruedSalariesCurrentAndNoncurrent_685ecdcc-c9da-468c-b235-b734f97dbf9b" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityCurrent_5c439390-9b94-48b1-94ab-ef429470b2b7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ContractWithCustomerLiabilityCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_ContractWithCustomerLiabilityCurrent_5c439390-9b94-48b1-94ab-ef429470b2b7" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_334683b5-1764-49ad-aeea-e8154c5b6150" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_334683b5-1764-49ad-aeea-e8154c5b6150" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefits_2aa61e8b-28f9-43d1-b633-45b7499859a6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilityForFuturePolicyBenefits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefits_2aa61e8b-28f9-43d1-b633-45b7499859a6" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_cc601662-4713-4e16-ade9-070e3604e97f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherLiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_f1196579-3b17-4787-b7fa-0837293763af" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesCurrentAbstract_2dbe563d-cf43-4b54-8df0-fd6d652ebedd" xlink:to="loc_us-gaap_LiabilitiesCurrent_f1196579-3b17-4787-b7fa-0837293763af" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_3b2f5f81-4f8e-4ba9-bf47-53031c230f52" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_3b2f5f81-4f8e-4ba9-bf47-53031c230f52" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_b67d3676-8076-4451-a2eb-00ee374f2b1d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_b67d3676-8076-4451-a2eb-00ee374f2b1d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_54f8e994-1a7f-48d6-92dc-f493114dffcc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:to="loc_us-gaap_Liabilities_54f8e994-1a7f-48d6-92dc-f493114dffcc" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_a035a8ad-46a1-4fac-908e-e0af38acde45" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:to="loc_us-gaap_CommitmentsAndContingencies_a035a8ad-46a1-4fac-908e-e0af38acde45" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:to="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_7fa5b958-9fe0-4d0a-ab0a-20214cd12091" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:to="loc_us-gaap_CommonStockValue_7fa5b958-9fe0-4d0a-ab0a-20214cd12091" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_e8182159-75f1-4490-ae65-a9b524b57f5c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:to="loc_us-gaap_AdditionalPaidInCapital_e8182159-75f1-4490-ae65-a9b524b57f5c" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_cf677056-1fe7-40c7-82aa-f1e561ca22ad" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_cf677056-1fe7-40c7-82aa-f1e561ca22ad" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_58a8c11c-163d-4eae-acea-4e29993af28f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_58a8c11c-163d-4eae-acea-4e29993af28f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonValue_865be48a-c58b-4e1d-b404-8dbbf036199f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:to="loc_us-gaap_TreasuryStockCommonValue_865be48a-c58b-4e1d-b404-8dbbf036199f" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_771a252d-8daf-4526-9e81-537417912715" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityAbstract_864a2555-e3ca-45ec-bc84-f30b099a1adb" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_771a252d-8daf-4526-9e81-537417912715" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_f9ad9826-978e-42dc-8f8a-52244429bd6d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10b1a260-286b-4e7c-9dc5-df10d20bb553" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_f9ad9826-978e-42dc-8f8a-52244429bd6d" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_616e8d6f-c1a3-4b44-b007-f4995bf67536" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_4c6b566f-9ab7-4c27-8b7a-26590942797a" xlink:to="loc_us-gaap_StatementTable_616e8d6f-c1a3-4b44-b007-f4995bf67536" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_82316693-4379-4024-8237-5e32fd8420d0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_616e8d6f-c1a3-4b44-b007-f4995bf67536" xlink:to="loc_us-gaap_StatementClassOfStockAxis_82316693-4379-4024-8237-5e32fd8420d0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_82316693-4379-4024-8237-5e32fd8420d0_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_82316693-4379-4024-8237-5e32fd8420d0" xlink:to="loc_us-gaap_ClassOfStockDomain_82316693-4379-4024-8237-5e32fd8420d0_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_4ad6a766-7afb-40b5-9405-a88c8caba09e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_82316693-4379-4024-8237-5e32fd8420d0" xlink:to="loc_us-gaap_ClassOfStockDomain_4ad6a766-7afb-40b5-9405-a88c8caba09e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_e2b19ce5-edfe-4590-a08e-4008951f1753" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_4ad6a766-7afb-40b5-9405-a88c8caba09e" xlink:to="loc_us-gaap_CommonClassAMember_e2b19ce5-edfe-4590-a08e-4008951f1753" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_197acf2c-ded5-4bf5-a4d9-a3142f142a51" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_4ad6a766-7afb-40b5-9405-a88c8caba09e" xlink:to="loc_us-gaap_CommonClassBMember_197acf2c-ded5-4bf5-a4d9-a3142f142a51" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_e9246e65-2b5f-49eb-8f6b-2bcf10fb0917" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_616e8d6f-c1a3-4b44-b007-f4995bf67536" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_e9246e65-2b5f-49eb-8f6b-2bcf10fb0917" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_e9246e65-2b5f-49eb-8f6b-2bcf10fb0917_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_e9246e65-2b5f-49eb-8f6b-2bcf10fb0917" xlink:to="loc_us-gaap_RelatedPartyDomain_e9246e65-2b5f-49eb-8f6b-2bcf10fb0917_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_4d358234-af9a-4092-8d66-62c111fc02c0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_e9246e65-2b5f-49eb-8f6b-2bcf10fb0917" xlink:to="loc_us-gaap_RelatedPartyDomain_4d358234-af9a-4092-8d66-62c111fc02c0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember_fc6e8c44-0749-4823-97c1-12e00cac3e0d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_4d358234-af9a-4092-8d66-62c111fc02c0" xlink:to="loc_us-gaap_RelatedPartyMember_fc6e8c44-0749-4823-97c1-12e00cac3e0d" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonrelatedPartyMember_c6ac710d-3ee9-4562-9ec5-0476683aaf51" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonrelatedPartyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_4d358234-af9a-4092-8d66-62c111fc02c0" xlink:to="loc_us-gaap_NonrelatedPartyMember_c6ac710d-3ee9-4562-9ec5-0476683aaf51" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="simple" xlink:href="clov-20230930.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_89fdb489-50a1-4f5b-9f58-4e295cc83863" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_89fdb489-50a1-4f5b-9f58-4e295cc83863" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueCurrent_a2d8e49f-9897-4fb4-9a83-94cbfc03010e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesHeldToMaturityFairValueCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueCurrent_a2d8e49f-9897-4fb4-9a83-94cbfc03010e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent_ee34a6d7-cb79-4673-b65f-061137438564" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostNoncurrent_ee34a6d7-cb79-4673-b65f-061137438564" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueNoncurrent_ef080317-f3f9-43b3-8c8a-370bce348c64" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesHeldToMaturityFairValueNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityFairValueNoncurrent_ef080317-f3f9-43b3-8c8a-370bce348c64" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_6b763f58-2c33-484e-a88d-eba335544b3b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_6b763f58-2c33-484e-a88d-eba335544b3b" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_1695adfa-23eb-40c3-b219-56e269fc0a5c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_1695adfa-23eb-40c3-b219-56e269fc0a5c" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_bc87cedf-1b0c-4654-a3c4-d42a255149a9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_CommonStockSharesIssued_bc87cedf-1b0c-4654-a3c4-d42a255149a9" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_7d993732-5e03-43c0-be96-628a232c90d6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_7d993732-5e03-43c0-be96-628a232c90d6" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_785a53ad-dd51-427b-8387-29a60b73244c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_TreasuryStockCommonShares_785a53ad-dd51-427b-8387-29a60b73244c" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_d6b97a38-0e8a-4920-9b02-c42b353b36cd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_399376e5-23fa-4fbc-8b51-d68219f53b59" xlink:to="loc_us-gaap_StatementTable_d6b97a38-0e8a-4920-9b02-c42b353b36cd" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_9028e967-b986-4bc3-bc0d-f1713b9412c9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_d6b97a38-0e8a-4920-9b02-c42b353b36cd" xlink:to="loc_us-gaap_StatementClassOfStockAxis_9028e967-b986-4bc3-bc0d-f1713b9412c9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_9028e967-b986-4bc3-bc0d-f1713b9412c9_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_9028e967-b986-4bc3-bc0d-f1713b9412c9" xlink:to="loc_us-gaap_ClassOfStockDomain_9028e967-b986-4bc3-bc0d-f1713b9412c9_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_5a328052-363e-4705-b3c7-afcef9d2a395" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_9028e967-b986-4bc3-bc0d-f1713b9412c9" xlink:to="loc_us-gaap_ClassOfStockDomain_5a328052-363e-4705-b3c7-afcef9d2a395" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_0058e0b1-728d-4e33-b895-6855ff8e6def" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_5a328052-363e-4705-b3c7-afcef9d2a395" xlink:to="loc_us-gaap_CommonClassAMember_0058e0b1-728d-4e33-b895-6855ff8e6def" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_1ce52473-5251-4bd7-8d56-8b65dbc70a3f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_5a328052-363e-4705-b3c7-afcef9d2a395" xlink:to="loc_us-gaap_CommonClassBMember_1ce52473-5251-4bd7-8d56-8b65dbc70a3f" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYUnaudited" xlink:type="simple" xlink:href="clov-20230930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYUnaudited"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINCONVERTIBLEPREFERREDSTOCKANDSTOCKHOLDERSEQUITYUnaudited" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_5c968cb9-9ff5-4318-87b4-e8d2b6a1542b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_bac956dc-0183-44d5-b958-e764dd3b8d0d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInTemporaryEquityRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_5c968cb9-9ff5-4318-87b4-e8d2b6a1542b" xlink:to="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_bac956dc-0183-44d5-b958-e764dd3b8d0d" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_1d37b0f0-7e59-4719-8f25-38ee5cdbbc90" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_bac956dc-0183-44d5-b958-e764dd3b8d0d" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_1d37b0f0-7e59-4719-8f25-38ee5cdbbc90" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_7693bf01-fc7a-4e3c-8260-f2b0d03c4eac" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInTemporaryEquityRollForward_bac956dc-0183-44d5-b958-e764dd3b8d0d" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_7693bf01-fc7a-4e3c-8260-f2b0d03c4eac" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_7ce19ceb-d236-43f8-b482-a87ec7b4ed1d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_9edbd588-8907-4c93-a03b-9e19f3587a64" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_5c968cb9-9ff5-4318-87b4-e8d2b6a1542b" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_9f6ebdc9-cd1a-47a4-a284-3d72faad0f8b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_9f6ebdc9-cd1a-47a4-a284-3d72faad0f8b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_a7aecff8-67e7-4056-ac8d-d6d7f896e02c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_TreasuryStockCommonShares_a7aecff8-67e7-4056-ac8d-d6d7f896e02c" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_e35195e7-6733-41e1-b60a-27d3d63b2ec7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_e35195e7-6733-41e1-b60a-27d3d63b2ec7" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_89fd6cf7-8a06-48d0-91f7-bd81f404ee70" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_89fd6cf7-8a06-48d0-91f7-bd81f404ee70" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_301003f4-8a15-48d7-af82-7dc167e6ab2d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_301003f4-8a15-48d7-af82-7dc167e6ab2d" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_74edddd4-cb8e-4548-b8df-823a6854a14f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_74edddd4-cb8e-4548-b8df-823a6854a14f" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_b87ee4c5-1d3c-49e6-91cd-263aa51a02c9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_b87ee4c5-1d3c-49e6-91cd-263aa51a02c9" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_36575777-5bf9-41bd-a085-68a572b6ee44" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_36575777-5bf9-41bd-a085-68a572b6ee44" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_8cc95ff2-928b-4e25-be0e-6faf8b8f635c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_8cc95ff2-928b-4e25-be0e-6faf8b8f635c" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConversionFromClassBToClassACommonStockShares_4a0556d2-eee7-4ace-9503-cc5577572fa2" xlink:href="clov-20230930.xsd#clov_ConversionFromClassBToClassACommonStockShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_clov_ConversionFromClassBToClassACommonStockShares_4a0556d2-eee7-4ace-9503-cc5577572fa2" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConversionFromClassBToClassACommonStockAmount_86cd5422-b48d-4bd0-817e-b0ab50e4514a" xlink:href="clov-20230930.xsd#clov_ConversionFromClassBToClassACommonStockAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_clov_ConversionFromClassBToClassACommonStockAmount_86cd5422-b48d-4bd0-817e-b0ab50e4514a" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ConversionFromClassAToClassBCommonStockShares_e1a7375c-030a-459b-aa02-c8800eb30549" xlink:href="clov-20230930.xsd#clov_ConversionFromClassAToClassBCommonStockShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_clov_ConversionFromClassAToClassBCommonStockShares_e1a7375c-030a-459b-aa02-c8800eb30549" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockSharesAcquired_84fda707-5f58-47c6-b7ef-6aca0574b929" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockSharesAcquired"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_TreasuryStockSharesAcquired_84fda707-5f58-47c6-b7ef-6aca0574b929" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_395b1fb1-e05a-49ea-9f78-b253f79ccb3d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_TreasuryStockValueAcquiredCostMethod_395b1fb1-e05a-49ea-9f78-b253f79ccb3d" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan_38d4f5a8-967e-4d6f-9384-de39930af84e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan_38d4f5a8-967e-4d6f-9384-de39930af84e" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestDecreaseFromDeconsolidation_5c9f9676-edbd-407a-b4a1-c5d05078af9b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncontrollingInterestDecreaseFromDeconsolidation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_NoncontrollingInterestDecreaseFromDeconsolidation_5c9f9676-edbd-407a-b4a1-c5d05078af9b" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_96ae4d1a-f42b-4312-a752-8cb6616fa623" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_399b7dcf-65a2-466a-b6d3-f22a3c01aca9" xlink:to="loc_us-gaap_NetIncomeLoss_96ae4d1a-f42b-4312-a752-8cb6616fa623" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_13848eff-2cd4-4878-8381-9761a658db1b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_b84af731-82f0-4056-83a9-574580f0d27b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonShares"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_22c91e1c-df1e-4b26-ae3a-526a6212f4e6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_7d39536d-292c-4997-a24c-d7c6bbeb861c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_5c968cb9-9ff5-4318-87b4-e8d2b6a1542b" xlink:to="loc_us-gaap_StatementTable_7d39536d-292c-4997-a24c-d7c6bbeb861c" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_4dfbe412-c3b0-41d8-bc8b-1f60fd4d2a00" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_7d39536d-292c-4997-a24c-d7c6bbeb861c" xlink:to="loc_srt_RestatementAxis_4dfbe412-c3b0-41d8-bc8b-1f60fd4d2a00" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_4dfbe412-c3b0-41d8-bc8b-1f60fd4d2a00_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RestatementAxis_4dfbe412-c3b0-41d8-bc8b-1f60fd4d2a00" xlink:to="loc_srt_RestatementDomain_4dfbe412-c3b0-41d8-bc8b-1f60fd4d2a00_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_dd85e9b8-afd7-4426-a0a1-5b3fcf3328bf" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RestatementAxis_4dfbe412-c3b0-41d8-bc8b-1f60fd4d2a00" xlink:to="loc_srt_RestatementDomain_dd85e9b8-afd7-4426-a0a1-5b3fcf3328bf" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_b012f561-0d99-425d-af64-1ce9e330e0d7" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RestatementDomain_dd85e9b8-afd7-4426-a0a1-5b3fcf3328bf" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_b012f561-0d99-425d-af64-1ce9e330e0d7" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember_75aea575-4705-4ec7-9423-aee6a437e74f" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RestatementDomain_dd85e9b8-afd7-4426-a0a1-5b3fcf3328bf" xlink:to="loc_srt_RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember_75aea575-4705-4ec7-9423-aee6a437e74f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_4dc34aca-a44f-4dfd-9cee-ff041b7e0cc5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_7d39536d-292c-4997-a24c-d7c6bbeb861c" xlink:to="loc_us-gaap_StatementClassOfStockAxis_4dc34aca-a44f-4dfd-9cee-ff041b7e0cc5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_4dc34aca-a44f-4dfd-9cee-ff041b7e0cc5_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_4dc34aca-a44f-4dfd-9cee-ff041b7e0cc5" xlink:to="loc_us-gaap_ClassOfStockDomain_4dc34aca-a44f-4dfd-9cee-ff041b7e0cc5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_fcd78443-1f02-45b1-95d1-bad1e87d3536" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_4dc34aca-a44f-4dfd-9cee-ff041b7e0cc5" xlink:to="loc_us-gaap_ClassOfStockDomain_fcd78443-1f02-45b1-95d1-bad1e87d3536" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_40e76785-8ceb-482c-8c72-393ef98bce54" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_fcd78443-1f02-45b1-95d1-bad1e87d3536" xlink:to="loc_us-gaap_CommonClassAMember_40e76785-8ceb-482c-8c72-393ef98bce54" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_447976d8-a0f3-44c8-8023-281ce7f92c36" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_fcd78443-1f02-45b1-95d1-bad1e87d3536" xlink:to="loc_us-gaap_CommonClassBMember_447976d8-a0f3-44c8-8023-281ce7f92c36" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_11d210ab-74cf-4b20-b8be-20a7021f629e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_7d39536d-292c-4997-a24c-d7c6bbeb861c" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_11d210ab-74cf-4b20-b8be-20a7021f629e" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_11d210ab-74cf-4b20-b8be-20a7021f629e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_11d210ab-74cf-4b20-b8be-20a7021f629e" xlink:to="loc_us-gaap_EquityComponentDomain_11d210ab-74cf-4b20-b8be-20a7021f629e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_11d210ab-74cf-4b20-b8be-20a7021f629e" xlink:to="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_52e638b1-9a19-4772-8586-7d9b794fd4bc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:to="loc_us-gaap_CommonStockMember_52e638b1-9a19-4772-8586-7d9b794fd4bc" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonMember_3030e857-09a3-4ed4-a93f-ce74c82d6066" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:to="loc_us-gaap_TreasuryStockCommonMember_3030e857-09a3-4ed4-a93f-ce74c82d6066" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_cee22aba-6311-4f6d-9fa5-a04575f6383d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_cee22aba-6311-4f6d-9fa5-a04575f6383d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_d25ba582-853d-412b-9fa6-ba49994b4ff2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:to="loc_us-gaap_RetainedEarningsMember_d25ba582-853d-412b-9fa6-ba49994b4ff2" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_a80e7787-7af0-4711-9ee7-99c17c5a1fb0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_a80e7787-7af0-4711-9ee7-99c17c5a1fb0" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestMember_4a100ee2-a241-42a8-89e2-061a1c6661f1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoncontrollingInterestMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_84079ff1-ebc9-4d1a-8bc1-fcd1beee719f" xlink:to="loc_us-gaap_NoncontrollingInterestMember_4a100ee2-a241-42a8-89e2-061a1c6661f1" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_3b2dea8c-0fca-466c-a6ef-d93581b5ede8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_7d39536d-292c-4997-a24c-d7c6bbeb861c" xlink:to="loc_us-gaap_AwardTypeAxis_3b2dea8c-0fca-466c-a6ef-d93581b5ede8" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3b2dea8c-0fca-466c-a6ef-d93581b5ede8_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_3b2dea8c-0fca-466c-a6ef-d93581b5ede8" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3b2dea8c-0fca-466c-a6ef-d93581b5ede8_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_310315f0-9529-4622-8f30-1d9cc3570214" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_3b2dea8c-0fca-466c-a6ef-d93581b5ede8" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_310315f0-9529-4622-8f30-1d9cc3570214" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_cd8eb8c3-8442-42a0-8fdd-13cf1ce2efe1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_310315f0-9529-4622-8f30-1d9cc3570214" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_cd8eb8c3-8442-42a0-8fdd-13cf1ce2efe1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_0bad38e6-655f-4096-9752-4008cffc362c" xlink:href="clov-20230930.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_310315f0-9529-4622-8f30-1d9cc3570214" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_0bad38e6-655f-4096-9752-4008cffc362c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RestrictedStockUnitsAndPerformanceStockUnitsMember_3990eaec-8cb1-4261-bbd9-ca6de8c0b33c" xlink:href="clov-20230930.xsd#clov_RestrictedStockUnitsAndPerformanceStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_310315f0-9529-4622-8f30-1d9cc3570214" xlink:to="loc_clov_RestrictedStockUnitsAndPerformanceStockUnitsMember_3990eaec-8cb1-4261-bbd9-ca6de8c0b33c" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#SummaryofSignificantAccountingPoliciesAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccountingPoliciesLineItems_2e965893-cb5b-412f-af7e-1989e81d9625" xlink:href="clov-20230930.xsd#clov_AccountingPoliciesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DecreaseInAccumulatedDeficit_ec3e1205-7a9b-4ba5-b1a2-6b5b5baf9e20" xlink:href="clov-20230930.xsd#clov_DecreaseInAccumulatedDeficit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_2e965893-cb5b-412f-af7e-1989e81d9625" xlink:to="loc_clov_DecreaseInAccumulatedDeficit_ec3e1205-7a9b-4ba5-b1a2-6b5b5baf9e20" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_a33d09aa-b495-42f5-8f24-30db65f7888c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_2e965893-cb5b-412f-af7e-1989e81d9625" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_a33d09aa-b495-42f5-8f24-30db65f7888c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments_ac97471f-e37e-41ca-8808-ac94550fb34b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_2e965893-cb5b-412f-af7e-1989e81d9625" xlink:to="loc_us-gaap_NumberOfReportableSegments_ac97471f-e37e-41ca-8808-ac94550fb34b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DeferredPolicyAcquisitionCostsAmortizationExpensePremiumDeficiencyReserve_ab5948fd-26eb-45eb-95ad-0bbe083f29dc" xlink:href="clov-20230930.xsd#clov_DeferredPolicyAcquisitionCostsAmortizationExpensePremiumDeficiencyReserve"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_2e965893-cb5b-412f-af7e-1989e81d9625" xlink:to="loc_clov_DeferredPolicyAcquisitionCostsAmortizationExpensePremiumDeficiencyReserve_ab5948fd-26eb-45eb-95ad-0bbe083f29dc" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_60c8a5cd-5638-41f6-8c96-2ccc594c9cdd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_clov_AccountingPoliciesLineItems_2e965893-cb5b-412f-af7e-1989e81d9625" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_60c8a5cd-5638-41f6-8c96-2ccc594c9cdd" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AccountingPoliciesTable_ecb0bdeb-f42b-4306-ad55-2044ef786d69" xlink:href="clov-20230930.xsd#clov_AccountingPoliciesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_clov_AccountingPoliciesLineItems_2e965893-cb5b-412f-af7e-1989e81d9625" xlink:to="loc_clov_AccountingPoliciesTable_ecb0bdeb-f42b-4306-ad55-2044ef786d69" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_c8b57d30-f973-4f50-bc2a-b7be4c34955c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementLocationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_clov_AccountingPoliciesTable_ecb0bdeb-f42b-4306-ad55-2044ef786d69" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_c8b57d30-f973-4f50-bc2a-b7be4c34955c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_c8b57d30-f973-4f50-bc2a-b7be4c34955c_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_c8b57d30-f973-4f50-bc2a-b7be4c34955c" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_c8b57d30-f973-4f50-bc2a-b7be4c34955c_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_1c11a85c-8357-4047-a433-6176088f6649" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_c8b57d30-f973-4f50-bc2a-b7be4c34955c" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_1c11a85c-8357-4047-a433-6176088f6649" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpenseMember_9c938fb0-2e21-415b-b75a-2a461a62ae14" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralAndAdministrativeExpenseMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_1c11a85c-8357-4047-a433-6176088f6649" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpenseMember_9c938fb0-2e21-415b-b75a-2a461a62ae14" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesCompanysCondensedConsolidatedBalanceSheetDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#SummaryofSignificantAccountingPoliciesCompanysCondensedConsolidatedBalanceSheetDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesCompanysCondensedConsolidatedBalanceSheetDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefits_3cb1d873-6b4b-4a8a-a010-27d78421839b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilityForFuturePolicyBenefits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefits_3cb1d873-6b4b-4a8a-a010-27d78421839b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_40acb90b-0f47-4c20-ad2b-58a2dbd5bcf1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_LiabilitiesCurrent_40acb90b-0f47-4c20-ad2b-58a2dbd5bcf1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_68f8451f-ac62-495d-9189-6d2eb69d5d54" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_Liabilities_68f8451f-ac62-495d-9189-6d2eb69d5d54" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_bcf9c5e7-8a4f-4e22-b25f-3228a8df8475" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_bcf9c5e7-8a4f-4e22-b25f-3228a8df8475" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4fe51aeb-a3d1-4523-9547-e64f17af1424" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4fe51aeb-a3d1-4523-9547-e64f17af1424" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_89d54922-613f-425a-93bf-9bba1c181133" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_89d54922-613f-425a-93bf-9bba1c181133" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PremiumDeficiencyTestingBenefitLongDurationContractAmount_3e628975-eb66-4aad-8210-063ed7e34ae9" xlink:href="clov-20230930.xsd#clov_PremiumDeficiencyTestingBenefitLongDurationContractAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_clov_PremiumDeficiencyTestingBenefitLongDurationContractAmount_3e628975-eb66-4aad-8210-063ed7e34ae9" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_1675aa45-3e70-47e7-9d5b-69072f0d215f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingExpenses"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_OperatingExpenses_1675aa45-3e70-47e7-9d5b-69072f0d215f" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_64ad5f2e-4715-4458-84da-8e1c6001e54e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_OperatingIncomeLoss_64ad5f2e-4715-4458-84da-8e1c6001e54e" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_02cdb479-6ae9-434d-a796-8fd874d36cd4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_NetIncomeLoss_02cdb479-6ae9-434d-a796-8fd874d36cd4" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_8c8122b6-1dab-4484-a59a-8ee16a0899d0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_EarningsPerShareBasic_8c8122b6-1dab-4484-a59a-8ee16a0899d0" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_ab9d18c0-732c-45a6-986a-b038134b69fa" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_EarningsPerShareDiluted_ab9d18c0-732c-45a6-986a-b038134b69fa" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_13f3d425-bb86-4708-b4d6-804f10c573d8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_f9f5d652-1001-443e-9505-344c94a262c3" xlink:to="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_13f3d425-bb86-4708-b4d6-804f10c573d8" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_d639330b-82e9-4379-aff2-caedf06df11a" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_13f3d425-bb86-4708-b4d6-804f10c573d8" xlink:to="loc_srt_RestatementAxis_d639330b-82e9-4379-aff2-caedf06df11a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_d639330b-82e9-4379-aff2-caedf06df11a_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RestatementAxis_d639330b-82e9-4379-aff2-caedf06df11a" xlink:to="loc_srt_RestatementDomain_d639330b-82e9-4379-aff2-caedf06df11a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_82188e58-ca05-4a25-920b-1f7fe3505cd3" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RestatementAxis_d639330b-82e9-4379-aff2-caedf06df11a" xlink:to="loc_srt_RestatementDomain_82188e58-ca05-4a25-920b-1f7fe3505cd3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_e4b841a2-26a2-4927-8fff-728a53288d24" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RestatementDomain_82188e58-ca05-4a25-920b-1f7fe3505cd3" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_e4b841a2-26a2-4927-8fff-728a53288d24" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RevisionOfPriorPeriodChangeInAccountingPrincipleAdjustmentMember_f455821e-364d-42e7-8030-3b03c6427793" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RevisionOfPriorPeriodChangeInAccountingPrincipleAdjustmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RestatementDomain_82188e58-ca05-4a25-920b-1f7fe3505cd3" xlink:to="loc_srt_RevisionOfPriorPeriodChangeInAccountingPrincipleAdjustmentMember_f455821e-364d-42e7-8030-3b03c6427793" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesCompanysCondensedConsolidatedStatementofComprehensiveIncomeDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#SummaryofSignificantAccountingPoliciesCompanysCondensedConsolidatedStatementofComprehensiveIncomeDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/SummaryofSignificantAccountingPoliciesCompanysCondensedConsolidatedStatementofComprehensiveIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_11f20add-0adf-495b-83b3-bd1df7571d99" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PremiumDeficiencyTestingBenefitLongDurationContractAmount_de98e8ee-b800-4e42-bc7f-828cbc7885ab" xlink:href="clov-20230930.xsd#clov_PremiumDeficiencyTestingBenefitLongDurationContractAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_11f20add-0adf-495b-83b3-bd1df7571d99" xlink:to="loc_clov_PremiumDeficiencyTestingBenefitLongDurationContractAmount_de98e8ee-b800-4e42-bc7f-828cbc7885ab" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_9611ca8d-ff49-4082-90a5-48ea6f1a9f3f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingExpenses"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_11f20add-0adf-495b-83b3-bd1df7571d99" xlink:to="loc_us-gaap_OperatingExpenses_9611ca8d-ff49-4082-90a5-48ea6f1a9f3f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_b659d1ba-d51a-4b60-af84-6f2b20aaf487" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_11f20add-0adf-495b-83b3-bd1df7571d99" xlink:to="loc_us-gaap_OperatingIncomeLoss_b659d1ba-d51a-4b60-af84-6f2b20aaf487" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_8b368d24-e1ee-4374-b9e3-0077ae0cb96c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_11f20add-0adf-495b-83b3-bd1df7571d99" xlink:to="loc_us-gaap_NetIncomeLoss_8b368d24-e1ee-4374-b9e3-0077ae0cb96c" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_5dfe36ce-6f6f-4ab1-be81-71b718e6f6f6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_11f20add-0adf-495b-83b3-bd1df7571d99" xlink:to="loc_us-gaap_EarningsPerShareAbstract_5dfe36ce-6f6f-4ab1-be81-71b718e6f6f6" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_115669d4-d166-4ff9-b1ba-0da53a4bd88c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EarningsPerShareAbstract_5dfe36ce-6f6f-4ab1-be81-71b718e6f6f6" xlink:to="loc_us-gaap_EarningsPerShareBasic_115669d4-d166-4ff9-b1ba-0da53a4bd88c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_d0170af2-f2de-4ab3-afdd-375ccdbc1fef" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EarningsPerShareAbstract_5dfe36ce-6f6f-4ab1-be81-71b718e6f6f6" xlink:to="loc_us-gaap_EarningsPerShareDiluted_d0170af2-f2de-4ab3-afdd-375ccdbc1fef" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_126bac87-140b-4577-91d7-7ef3f59614da" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_11f20add-0adf-495b-83b3-bd1df7571d99" xlink:to="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_126bac87-140b-4577-91d7-7ef3f59614da" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_a192117d-8b15-42e8-9f48-c8824a517371" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_126bac87-140b-4577-91d7-7ef3f59614da" xlink:to="loc_srt_RestatementAxis_a192117d-8b15-42e8-9f48-c8824a517371" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_a192117d-8b15-42e8-9f48-c8824a517371_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RestatementAxis_a192117d-8b15-42e8-9f48-c8824a517371" xlink:to="loc_srt_RestatementDomain_a192117d-8b15-42e8-9f48-c8824a517371_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_92f4eec5-9a5e-4a30-ad71-87acb0c335da" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RestatementAxis_a192117d-8b15-42e8-9f48-c8824a517371" xlink:to="loc_srt_RestatementDomain_92f4eec5-9a5e-4a30-ad71-87acb0c335da" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_0eb1925e-4402-466a-a0aa-26fc75ddaffa" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RestatementDomain_92f4eec5-9a5e-4a30-ad71-87acb0c335da" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_0eb1925e-4402-466a-a0aa-26fc75ddaffa" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RevisionOfPriorPeriodChangeInAccountingPrincipleAdjustmentMember_f1990c50-0ddf-4c07-9800-2f991ea93c04" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RevisionOfPriorPeriodChangeInAccountingPrincipleAdjustmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RestatementDomain_92f4eec5-9a5e-4a30-ad71-87acb0c335da" xlink:to="loc_srt_RevisionOfPriorPeriodChangeInAccountingPrincipleAdjustmentMember_f1990c50-0ddf-4c07-9800-2f991ea93c04" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofPresentCostorAmortizedCostandFairValuesofInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_403a1e20-9c49-4e88-aab2-68ad837f18b2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_0759a13e-79ef-47e9-93be-596858282224" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_HeldToMaturitySecuritiesClassifiedAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_403a1e20-9c49-4e88-aab2-68ad837f18b2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_0759a13e-79ef-47e9-93be-596858282224" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_2c3ac26f-c401-468f-9de6-6259e8afa4ad" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_0759a13e-79ef-47e9-93be-596858282224" xlink:to="loc_us-gaap_HeldToMaturitySecurities_2c3ac26f-c401-468f-9de6-6259e8afa4ad" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_3995d944-ddf8-4907-815d-5d2b8c94ab51" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_0759a13e-79ef-47e9-93be-596858282224" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_3995d944-ddf8-4907-815d-5d2b8c94ab51" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_ad778483-ccab-485b-a496-de8d5d2a6c2f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_0759a13e-79ef-47e9-93be-596858282224" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_ad778483-ccab-485b-a496-de8d5d2a6c2f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_4fcf9113-54ce-4833-9d46-8d3e6dfa5874" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_0759a13e-79ef-47e9-93be-596858282224" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_4fcf9113-54ce-4833-9d46-8d3e6dfa5874" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_48118329-e5f6-4473-8484-078cc67747e4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_403a1e20-9c49-4e88-aab2-68ad837f18b2" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_48118329-e5f6-4473-8484-078cc67747e4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_c53636b6-8beb-40dd-828c-6f8e036dc97e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_48118329-e5f6-4473-8484-078cc67747e4" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_c53636b6-8beb-40dd-828c-6f8e036dc97e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_e6b4d8e3-5c76-46f2-8ae3-60589a7488c0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_48118329-e5f6-4473-8484-078cc67747e4" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_e6b4d8e3-5c76-46f2-8ae3-60589a7488c0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_a4a95bbe-3385-4851-bcff-3522e8e9d86c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_48118329-e5f6-4473-8484-078cc67747e4" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_a4a95bbe-3385-4851-bcff-3522e8e9d86c" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_ab85ef16-6f63-48a2-bbac-7e218aa40760" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_48118329-e5f6-4473-8484-078cc67747e4" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_ab85ef16-6f63-48a2-bbac-7e218aa40760" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_60d0f73a-c9ab-4f50-b1b4-034b9069e840" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_403a1e20-9c49-4e88-aab2-68ad837f18b2" xlink:to="loc_us-gaap_InvestmentsAbstract_60d0f73a-c9ab-4f50-b1b4-034b9069e840" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_04bc177d-244a-4042-9eae-aa45ff721f94" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Investments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_60d0f73a-c9ab-4f50-b1b4-034b9069e840" xlink:to="loc_us-gaap_Investments_04bc177d-244a-4042-9eae-aa45ff721f94" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_f2bf37d9-762c-4f17-bf46-8dd43bfc12af" xlink:href="clov-20230930.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_60d0f73a-c9ab-4f50-b1b4-034b9069e840" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedGainBeforeTax_f2bf37d9-762c-4f17-bf46-8dd43bfc12af" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_633b0bb3-6eea-41fb-a0ab-ec141252226a" xlink:href="clov-20230930.xsd#clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_60d0f73a-c9ab-4f50-b1b4-034b9069e840" xlink:to="loc_clov_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAccumulatedGrossUnrealizedLossBeforeTax_633b0bb3-6eea-41fb-a0ab-ec141252226a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_695fdf2b-28fb-4a57-a48e-821561476e7a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentsFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentsAbstract_60d0f73a-c9ab-4f50-b1b4-034b9069e840" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_695fdf2b-28fb-4a57-a48e-821561476e7a" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_20066c04-f31e-4e72-b29e-10e6ea7c4d6f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_403a1e20-9c49-4e88-aab2-68ad837f18b2" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_20066c04-f31e-4e72-b29e-10e6ea7c4d6f" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_bf01fefc-c099-4116-b396-bd95e957674e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_20066c04-f31e-4e72-b29e-10e6ea7c4d6f" xlink:to="loc_us-gaap_FinancialInstrumentAxis_bf01fefc-c099-4116-b396-bd95e957674e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bf01fefc-c099-4116-b396-bd95e957674e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_bf01fefc-c099-4116-b396-bd95e957674e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bf01fefc-c099-4116-b396-bd95e957674e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_afb3e16a-adfc-40c7-9e60-e1c44e979b72" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_bf01fefc-c099-4116-b396-bd95e957674e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_afb3e16a-adfc-40c7-9e60-e1c44e979b72" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_fbe3b4dc-bf91-413a-ae94-de124d68d7d0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_afb3e16a-adfc-40c7-9e60-e1c44e979b72" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_fbe3b4dc-bf91-413a-ae94-de124d68d7d0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_43be73a2-20ab-490c-b28c-7e74e9532f81" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_afb3e16a-adfc-40c7-9e60-e1c44e979b72" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_43be73a2-20ab-490c-b28c-7e74e9532f81" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofNetInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_52689a6b-b3e1-422a-a6a9-6502a29ae653" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_9e724b8f-aed2-4212-8f1f-f9fa5a154a18" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetInvestmentIncome"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_52689a6b-b3e1-422a-a6a9-6502a29ae653" xlink:to="loc_us-gaap_NetInvestmentIncome_9e724b8f-aed2-4212-8f1f-f9fa5a154a18" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_59f75364-e6dc-41d3-957e-c8186bc1b193" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentLineItems_52689a6b-b3e1-422a-a6a9-6502a29ae653" xlink:to="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_59f75364-e6dc-41d3-957e-c8186bc1b193" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeAxis_9284946f-bf20-46c8-80bc-908911592da5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTable_59f75364-e6dc-41d3-957e-c8186bc1b193" xlink:to="loc_us-gaap_InvestmentTypeAxis_9284946f-bf20-46c8-80bc-908911592da5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_9284946f-bf20-46c8-80bc-908911592da5_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InvestmentTypeAxis_9284946f-bf20-46c8-80bc-908911592da5" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_9284946f-bf20-46c8-80bc-908911592da5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_0ce0a12a-a999-4ee7-8e1b-b86dec65ab4b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InvestmentTypeAxis_9284946f-bf20-46c8-80bc-908911592da5" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_0ce0a12a-a999-4ee7-8e1b-b86dec65ab4b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsMember_85b9cbcf-a97e-4394-8468-3848aacd5e34" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_0ce0a12a-a999-4ee7-8e1b-b86dec65ab4b" xlink:to="loc_us-gaap_CashAndCashEquivalentsMember_85b9cbcf-a97e-4394-8468-3848aacd5e34" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_60bdb1bf-51e2-4e94-b1ec-b6cab4a1cc74" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShortTermInvestmentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_0ce0a12a-a999-4ee7-8e1b-b86dec65ab4b" xlink:to="loc_us-gaap_ShortTermInvestmentsMember_60bdb1bf-51e2-4e94-b1ec-b6cab4a1cc74" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesInvestmentMember_136522b6-b90e-4363-8ccb-02852d515566" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SecuritiesInvestmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_0ce0a12a-a999-4ee7-8e1b-b86dec65ab4b" xlink:to="loc_us-gaap_SecuritiesInvestmentMember_136522b6-b90e-4363-8ccb-02852d515566" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/InvestmentSecuritiesScheduleofGrossUnrealizedLossesandFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneFairValue_aa057250-2c81-4fb3-8d4d-6c89d2d9172b" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneFairValue_aa057250-2c81-4fb3-8d4d-6c89d2d9172b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss_413c5019-205c-4e7c-a4cc-8f6d920c30c2" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPositionYearOneAccumulatedLoss_413c5019-205c-4e7c-a4cc-8f6d920c30c2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue_e7fe34bb-e21c-452d-b167-bff1a31df137" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue_e7fe34bb-e21c-452d-b167-bff1a31df137" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_91d982bb-629b-43d4-87d7-6041d2771bb4" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_91d982bb-629b-43d4-87d7-6041d2771bb4" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionFairValue_7ad8e889-db31-49e4-a28a-ea5490fac268" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionFairValue_7ad8e889-db31-49e4-a28a-ea5490fac268" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss_0095a1d4-0e51-4e90-8f76-ab1e1d613f6e" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionAccumulatedLoss_0095a1d4-0e51-4e90-8f76-ab1e1d613f6e" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne_39360b3d-e476-4fce-a8c2-7f2f6c139416" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositionsYearOne_39360b3d-e476-4fce-a8c2-7f2f6c139416" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger_962a7b69-98af-4ef6-a765-8ae874a3015d" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions12MonthsOrLonger_962a7b69-98af-4ef6-a765-8ae874a3015d" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions_d8e82e2f-4bc7-45b2-988a-bcb9edd7646b" xlink:href="clov-20230930.xsd#clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_clov_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionNumberOfPositions_d8e82e2f-4bc7-45b2-988a-bcb9edd7646b" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_046ec509-9ace-464e-8231-a761704a7b54" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_8d5916b1-a82c-4580-91f8-8dd13a624cd8" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_046ec509-9ace-464e-8231-a761704a7b54" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_29ae38d2-29ea-4e65-8c3a-d804aee60f8a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_046ec509-9ace-464e-8231-a761704a7b54" xlink:to="loc_us-gaap_FinancialInstrumentAxis_29ae38d2-29ea-4e65-8c3a-d804aee60f8a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_29ae38d2-29ea-4e65-8c3a-d804aee60f8a_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_29ae38d2-29ea-4e65-8c3a-d804aee60f8a" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_29ae38d2-29ea-4e65-8c3a-d804aee60f8a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_29c9dea7-d6d1-4e94-b3ee-0bdf084dd0f4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_29ae38d2-29ea-4e65-8c3a-d804aee60f8a" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_29c9dea7-d6d1-4e94-b3ee-0bdf084dd0f4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_286dbb67-1f8a-4f93-9732-23cb0535d8fd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_29c9dea7-d6d1-4e94-b3ee-0bdf084dd0f4" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_286dbb67-1f8a-4f93-9732-23cb0535d8fd" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_3ca7efd0-43bc-4973-a8a4-dc5b939826f4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_29c9dea7-d6d1-4e94-b3ee-0bdf084dd0f4" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_3ca7efd0-43bc-4973-a8a4-dc5b939826f4" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsScheduleofFairValueMeasurementsforItemsDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#FairValueMeasurementsScheduleofFairValueMeasurementsforItemsDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsScheduleofFairValueMeasurementsforItemsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_7362d6b0-c705-4d46-b3a2-afa15d1e41b0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_464ac416-f695-489b-b1fa-504b64c0b952" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_7362d6b0-c705-4d46-b3a2-afa15d1e41b0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_464ac416-f695-489b-b1fa-504b64c0b952" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_5d7342b1-0e84-45cd-8825-140cb0fed07d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_7362d6b0-c705-4d46-b3a2-afa15d1e41b0" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_5d7342b1-0e84-45cd-8825-140cb0fed07d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_c72016fe-8c7f-4c28-86d8-41b372563010" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_7362d6b0-c705-4d46-b3a2-afa15d1e41b0" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_c72016fe-8c7f-4c28-86d8-41b372563010" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_d88454f0-3a1c-42a7-b09f-1411ea58f583" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_7362d6b0-c705-4d46-b3a2-afa15d1e41b0" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_d88454f0-3a1c-42a7-b09f-1411ea58f583" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_04b83e17-c30b-408e-a3f9-2cadae0253d6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_d88454f0-3a1c-42a7-b09f-1411ea58f583" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_04b83e17-c30b-408e-a3f9-2cadae0253d6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_04b83e17-c30b-408e-a3f9-2cadae0253d6_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_04b83e17-c30b-408e-a3f9-2cadae0253d6" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_04b83e17-c30b-408e-a3f9-2cadae0253d6_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79456a42-1231-45ad-a0ed-dce335197838" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_04b83e17-c30b-408e-a3f9-2cadae0253d6" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79456a42-1231-45ad-a0ed-dce335197838" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_eb15d2d7-b253-4409-9f27-10b3fa59ae37" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79456a42-1231-45ad-a0ed-dce335197838" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_eb15d2d7-b253-4409-9f27-10b3fa59ae37" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_2b6ba774-aed2-4460-b607-99b40c631e13" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79456a42-1231-45ad-a0ed-dce335197838" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_2b6ba774-aed2-4460-b607-99b40c631e13" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_90afcc09-4d0a-47d5-9546-3d6999c0b2ca" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79456a42-1231-45ad-a0ed-dce335197838" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_90afcc09-4d0a-47d5-9546-3d6999c0b2ca" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_fdb3fd90-e93d-4114-af00-a42afe86ad75" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_d88454f0-3a1c-42a7-b09f-1411ea58f583" xlink:to="loc_us-gaap_FinancialInstrumentAxis_fdb3fd90-e93d-4114-af00-a42afe86ad75" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_fdb3fd90-e93d-4114-af00-a42afe86ad75_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_fdb3fd90-e93d-4114-af00-a42afe86ad75" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_fdb3fd90-e93d-4114-af00-a42afe86ad75_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_fbaf56a9-5ab2-4fb8-bbc3-194b1d7a5ed1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_fdb3fd90-e93d-4114-af00-a42afe86ad75" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_fbaf56a9-5ab2-4fb8-bbc3-194b1d7a5ed1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_3208e143-2eb5-495f-aadd-9e9bec1d7e18" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_fbaf56a9-5ab2-4fb8-bbc3-194b1d7a5ed1" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_3208e143-2eb5-495f-aadd-9e9bec1d7e18" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_fb02359d-1f32-435d-bc3f-8ec294ba585e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_fbaf56a9-5ab2-4fb8-bbc3-194b1d7a5ed1" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_fb02359d-1f32-435d-bc3f-8ec294ba585e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_49b501b8-82c8-41f1-9f7e-7d7cfedbf2c4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_d88454f0-3a1c-42a7-b09f-1411ea58f583" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_49b501b8-82c8-41f1-9f7e-7d7cfedbf2c4" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_49b501b8-82c8-41f1-9f7e-7d7cfedbf2c4_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_49b501b8-82c8-41f1-9f7e-7d7cfedbf2c4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_49b501b8-82c8-41f1-9f7e-7d7cfedbf2c4_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_76fb627d-a7dc-4466-9f61-ce25a853f906" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_49b501b8-82c8-41f1-9f7e-7d7cfedbf2c4" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_76fb627d-a7dc-4466-9f61-ce25a853f906" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsReceivableMember_a18f2d7a-792b-4506-a777-130cbef024d3" xlink:href="clov-20230930.xsd#clov_WarrantsReceivableMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_76fb627d-a7dc-4466-9f61-ce25a853f906" xlink:to="loc_clov_WarrantsReceivableMember_a18f2d7a-792b-4506-a777-130cbef024d3" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsScheduleofChangesinBalancesofLevel3FinancialLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e757ae9c-07d3-4e22-a3e4-57769aafa084" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e757ae9c-07d3-4e22-a3e4-57769aafa084" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_ddd73a74-a9a5-4372-ae50-168d98e109fa" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_ddd73a74-a9a5-4372-ae50-168d98e109fa" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityReceipts_a61968d5-d4e8-4967-a141-6dcc4532b2ef" xlink:href="clov-20230930.xsd#clov_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityReceipts"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:to="loc_clov_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityReceipts_a61968d5-d4e8-4967-a141-6dcc4532b2ef" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_6bdd2ebc-8016-48da-8736-fa57ee9dae94" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_6bdd2ebc-8016-48da-8736-fa57ee9dae94" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3_b8c4ed85-ed63-4890-b52e-ad0e8ef0f66f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersIntoLevel3_b8c4ed85-ed63-4890-b52e-ad0e8ef0f66f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3_500a43a0-9943-46c9-8f58-88941dbe6083" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityTransfersOutOfLevel3_500a43a0-9943-46c9-8f58-88941dbe6083" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss_e4eb5fcb-ebd3-4551-b285-46e77b7c6e10" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_04ed3fa7-9052-4d74-8b01-eb23b278e85f" xlink:to="loc_us-gaap_FairValueAssetLiabilityRecurringBasisStillHeldUnrealizedGainLoss_e4eb5fcb-ebd3-4551-b285-46e77b7c6e10" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_a7b341e7-fd5a-4e4a-ba46-86940e43557c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ca478c2b-f4d1-43a2-af8d-37a5f3dd3dc8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_e757ae9c-07d3-4e22-a3e4-57769aafa084" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ca478c2b-f4d1-43a2-af8d-37a5f3dd3dc8" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_beffdaae-80fa-42bd-bdc1-22fe58f1d262" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ca478c2b-f4d1-43a2-af8d-37a5f3dd3dc8" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_beffdaae-80fa-42bd-bdc1-22fe58f1d262" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_beffdaae-80fa-42bd-bdc1-22fe58f1d262_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_beffdaae-80fa-42bd-bdc1-22fe58f1d262" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_beffdaae-80fa-42bd-bdc1-22fe58f1d262_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d17a2208-b006-4bfb-946e-42aa9e67d934" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_beffdaae-80fa-42bd-bdc1-22fe58f1d262" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d17a2208-b006-4bfb-946e-42aa9e67d934" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_73085405-ee79-4772-83a6-6b5c5ab25586" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d17a2208-b006-4bfb-946e-42aa9e67d934" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_73085405-ee79-4772-83a6-6b5c5ab25586" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_bd292c80-60c4-4304-ac0a-20960c67aef2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_ca478c2b-f4d1-43a2-af8d-37a5f3dd3dc8" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_bd292c80-60c4-4304-ac0a-20960c67aef2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_bd292c80-60c4-4304-ac0a-20960c67aef2_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_bd292c80-60c4-4304-ac0a-20960c67aef2" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_bd292c80-60c4-4304-ac0a-20960c67aef2_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_ebe491da-ce0d-4fdd-a32d-0f19c0253cfc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_bd292c80-60c4-4304-ac0a-20960c67aef2" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_ebe491da-ce0d-4fdd-a32d-0f19c0253cfc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_WarrantsReceivableMember_0f7ecac9-1c5f-4eed-a5e3-539d5f5ed4e9" xlink:href="clov-20230930.xsd#clov_WarrantsReceivableMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_ebe491da-ce0d-4fdd-a32d-0f19c0253cfc" xlink:to="loc_clov_WarrantsReceivableMember_0f7ecac9-1c5f-4eed-a5e3-539d5f5ed4e9" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/FairValueMeasurementsAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#FairValueMeasurementsAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/FairValueMeasurementsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1aeff356-6d0b-443f-9123-dd79eae0093a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_FinancialAssetsOrLiabilitiesTransferredLevel3_00f95ac7-d397-43e2-9b15-41d07992924e" xlink:href="clov-20230930.xsd#clov_FinancialAssetsOrLiabilitiesTransferredLevel3"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1aeff356-6d0b-443f-9123-dd79eae0093a" xlink:to="loc_clov_FinancialAssetsOrLiabilitiesTransferredLevel3_00f95ac7-d397-43e2-9b15-41d07992924e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_52943251-2a72-4be6-aa55-49103d80a46f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1aeff356-6d0b-443f-9123-dd79eae0093a" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_52943251-2a72-4be6-aa55-49103d80a46f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9e82f56d-a974-41f4-a671-a6809bb3dba0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_1aeff356-6d0b-443f-9123-dd79eae0093a" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9e82f56d-a974-41f4-a671-a6809bb3dba0" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_30018a63-b2c2-4f96-90d8-38513b1a92ba" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9e82f56d-a974-41f4-a671-a6809bb3dba0" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_30018a63-b2c2-4f96-90d8-38513b1a92ba" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_30018a63-b2c2-4f96-90d8-38513b1a92ba_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_30018a63-b2c2-4f96-90d8-38513b1a92ba" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_30018a63-b2c2-4f96-90d8-38513b1a92ba_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_8d5412bb-e68a-4c35-a6c9-2bf1f7cd8667" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_30018a63-b2c2-4f96-90d8-38513b1a92ba" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_8d5412bb-e68a-4c35-a6c9-2bf1f7cd8667" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_5a481f04-b300-45db-8327-5fb7bdaf6995" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_8d5412bb-e68a-4c35-a6c9-2bf1f7cd8667" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_5a481f04-b300-45db-8327-5fb7bdaf6995" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightAxis_cb50d4a5-5cba-44f9-b2f8-e54b8e2a3614" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_9e82f56d-a974-41f4-a671-a6809bb3dba0" xlink:to="loc_us-gaap_ClassOfWarrantOrRightAxis_cb50d4a5-5cba-44f9-b2f8-e54b8e2a3614" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_cb50d4a5-5cba-44f9-b2f8-e54b8e2a3614_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_cb50d4a5-5cba-44f9-b2f8-e54b8e2a3614" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_cb50d4a5-5cba-44f9-b2f8-e54b8e2a3614_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightDomain_64ca852a-c44f-46a4-8f4f-0cc79231df95" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ClassOfWarrantOrRightAxis_cb50d4a5-5cba-44f9-b2f8-e54b8e2a3614" xlink:to="loc_us-gaap_ClassOfWarrantOrRightDomain_64ca852a-c44f-46a4-8f4f-0cc79231df95" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivateWarrantsMember_cf818a86-77a7-4466-b270-e5b3e8496f25" xlink:href="clov-20230930.xsd#clov_PrivateWarrantsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfWarrantOrRightDomain_64ca852a-c44f-46a4-8f4f-0cc79231df95" xlink:to="loc_clov_PrivateWarrantsMember_cf818a86-77a7-4466-b270-e5b3e8496f25" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RelatedPartyTransactionsDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#RelatedPartyTransactionsDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/RelatedPartyTransactionsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_86dfa8cb-a4a7-4c21-89a4-02d2e70e4155" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_5ef06a73-c5bf-414c-95b6-43df32fd609e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_86dfa8cb-a4a7-4c21-89a4-02d2e70e4155" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_5ef06a73-c5bf-414c-95b6-43df32fd609e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_8d5fedd5-9440-4d33-8868-892102ca3d38" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_86dfa8cb-a4a7-4c21-89a4-02d2e70e4155" xlink:to="loc_us-gaap_OtherLiabilities_8d5fedd5-9440-4d33-8868-892102ca3d38" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_18b82bfc-bd65-47bb-ae37-0fac03edde39" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_86dfa8cb-a4a7-4c21-89a4-02d2e70e4155" xlink:to="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_18b82bfc-bd65-47bb-ae37-0fac03edde39" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_EquityOwnershipInterestPercentage_741fb459-d43d-40b9-a202-8250e016f764" xlink:href="clov-20230930.xsd#clov_EquityOwnershipInterestPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_86dfa8cb-a4a7-4c21-89a4-02d2e70e4155" xlink:to="loc_clov_EquityOwnershipInterestPercentage_741fb459-d43d-40b9-a202-8250e016f764" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_b614e84f-5763-4bca-a21c-634365e9b600" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_86dfa8cb-a4a7-4c21-89a4-02d2e70e4155" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_b614e84f-5763-4bca-a21c-634365e9b600" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_3aa8d28e-be8a-4d7b-af47-e55f514cc0ac" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_86dfa8cb-a4a7-4c21-89a4-02d2e70e4155" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_3aa8d28e-be8a-4d7b-af47-e55f514cc0ac" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_65648fa9-8655-476b-a44c-59aac657de9f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_3aa8d28e-be8a-4d7b-af47-e55f514cc0ac" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_65648fa9-8655-476b-a44c-59aac657de9f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_65648fa9-8655-476b-a44c-59aac657de9f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_65648fa9-8655-476b-a44c-59aac657de9f" xlink:to="loc_us-gaap_RelatedPartyDomain_65648fa9-8655-476b-a44c-59aac657de9f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_05010c05-a48d-4df2-8ab5-a524e09b5dab" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_65648fa9-8655-476b-a44c-59aac657de9f" xlink:to="loc_us-gaap_RelatedPartyDomain_05010c05-a48d-4df2-8ab5-a524e09b5dab" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember_f7a9306c-2941-464f-9a52-4310d67fe4c2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RelatedPartyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_05010c05-a48d-4df2-8ab5-a524e09b5dab" xlink:to="loc_us-gaap_RelatedPartyMember_f7a9306c-2941-464f-9a52-4310d67fe4c2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_e9f2e337-22c8-4836-8658-1e8d4cfa77d7" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CounterpartyNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_3aa8d28e-be8a-4d7b-af47-e55f514cc0ac" xlink:to="loc_srt_CounterpartyNameAxis_e9f2e337-22c8-4836-8658-1e8d4cfa77d7" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_e9f2e337-22c8-4836-8658-1e8d4cfa77d7_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_CounterpartyNameAxis_e9f2e337-22c8-4836-8658-1e8d4cfa77d7" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_e9f2e337-22c8-4836-8658-1e8d4cfa77d7_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_c16b33af-6d6e-4369-849b-db80b99425eb" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_CounterpartyNameAxis_e9f2e337-22c8-4836-8658-1e8d4cfa77d7" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_c16b33af-6d6e-4369-849b-db80b99425eb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CarePointHealthContractMember_4a2ad8d8-cf61-4349-96ac-56eeb9f9cb30" xlink:href="clov-20230930.xsd#clov_CarePointHealthContractMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_c16b33af-6d6e-4369-849b-db80b99425eb" xlink:to="loc_clov_CarePointHealthContractMember_4a2ad8d8-cf61-4349-96ac-56eeb9f9cb30" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_MedicalRecordsExchangeLLCMember_dcba3731-2569-4a93-ae9c-6d13cdfcd4dc" xlink:href="clov-20230930.xsd#clov_MedicalRecordsExchangeLLCMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_c16b33af-6d6e-4369-849b-db80b99425eb" xlink:to="loc_clov_MedicalRecordsExchangeLLCMember_dcba3731-2569-4a93-ae9c-6d13cdfcd4dc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ThymeCareIncMember_e9f29d5a-13b4-4888-960b-3541e53b5ba9" xlink:href="clov-20230930.xsd#clov_ThymeCareIncMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_c16b33af-6d6e-4369-849b-db80b99425eb" xlink:to="loc_clov_ThymeCareIncMember_e9f29d5a-13b4-4888-960b-3541e53b5ba9" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidClaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#UnpaidClaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/UnpaidClaimsScheduleofActivityintheLiabilityforUnpaidClaimsandClaimsAdjustmentExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClaimsDevelopmentLineItems_a392833f-a59f-4217-a028-84f305ab7924" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClaimsDevelopmentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_17891938-c819-416d-ac59-77ab2770803e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClaimsDevelopmentLineItems_a392833f-a59f-4217-a028-84f305ab7924" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_17891938-c819-416d-ac59-77ab2770803e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_7f0875c2-7895-46c3-9978-c85bb8d872f2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClaimsDevelopmentLineItems_a392833f-a59f-4217-a028-84f305ab7924" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_7f0875c2-7895-46c3-9978-c85bb8d872f2" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_f4c818ee-4f85-4976-8f86-10dd97b58cee" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ProductOrServiceAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsClaimsDevelopmentTable_7f0875c2-7895-46c3-9978-c85bb8d872f2" xlink:to="loc_srt_ProductOrServiceAxis_f4c818ee-4f85-4976-8f86-10dd97b58cee" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_f4c818ee-4f85-4976-8f86-10dd97b58cee_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ProductsAndServicesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ProductOrServiceAxis_f4c818ee-4f85-4976-8f86-10dd97b58cee" xlink:to="loc_srt_ProductsAndServicesDomain_f4c818ee-4f85-4976-8f86-10dd97b58cee_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_98f7f267-2f61-41fb-a306-229837b8dd99" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ProductsAndServicesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ProductOrServiceAxis_f4c818ee-4f85-4976-8f86-10dd97b58cee" xlink:to="loc_srt_ProductsAndServicesDomain_98f7f267-2f61-41fb-a306-229837b8dd99" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonInsuranceOperationsMember_913c0024-34cc-446c-87e7-69b77458df30" xlink:href="clov-20230930.xsd#clov_NonInsuranceOperationsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_98f7f267-2f61-41fb-a306-229837b8dd99" xlink:to="loc_clov_NonInsuranceOperationsMember_913c0024-34cc-446c-87e7-69b77458df30" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/UnpaidClaimsAdditionalinformationDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#UnpaidClaimsAdditionalinformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/UnpaidClaimsAdditionalinformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_dc112fed-cfef-486e-a875-f18454d65773" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_01b8f794-8713-4faa-8c54-950dea58e1a5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_dc112fed-cfef-486e-a875-f18454d65773" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_01b8f794-8713-4faa-8c54-950dea58e1a5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_c8bf0485-e92f-405e-a9d3-df1e2bca2588" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_dc112fed-cfef-486e-a875-f18454d65773" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_c8bf0485-e92f-405e-a9d3-df1e2bca2588" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_1fb65964-f1a4-49c4-afce-344288c3adf9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_dc112fed-cfef-486e-a875-f18454d65773" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_1fb65964-f1a4-49c4-afce-344288c3adf9" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_a18a71c5-baa9-4019-8524-0919e3a28e54" xlink:href="clov-20230930.xsd#clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_dc112fed-cfef-486e-a875-f18454d65773" xlink:to="loc_clov_RatioOfCurrentYearMedicalClaimsPaidAsAPercentOfCurrentYearNetMedicalClaims_a18a71c5-baa9-4019-8524-0919e3a28e54" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable_caa11b01-ef49-4fc6-af53-0dc833d84940" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesLineItems_dc112fed-cfef-486e-a875-f18454d65773" xlink:to="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable_caa11b01-ef49-4fc6-af53-0dc833d84940" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_69a1c561-ab95-4df8-bb51-af040c45a3da" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ProductOrServiceAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ShortdurationInsuranceContractsDiscountedLiabilitiesTable_caa11b01-ef49-4fc6-af53-0dc833d84940" xlink:to="loc_srt_ProductOrServiceAxis_69a1c561-ab95-4df8-bb51-af040c45a3da" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_69a1c561-ab95-4df8-bb51-af040c45a3da_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ProductsAndServicesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ProductOrServiceAxis_69a1c561-ab95-4df8-bb51-af040c45a3da" xlink:to="loc_srt_ProductsAndServicesDomain_69a1c561-ab95-4df8-bb51-af040c45a3da_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_2aaf4706-c6e4-49b0-9ef3-1bd56a75b6d0" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ProductsAndServicesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ProductOrServiceAxis_69a1c561-ab95-4df8-bb51-af040c45a3da" xlink:to="loc_srt_ProductsAndServicesDomain_2aaf4706-c6e4-49b0-9ef3-1bd56a75b6d0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InsuranceOperationsMember_5fdba82b-5722-451b-8419-93354eb40604" xlink:href="clov-20230930.xsd#clov_InsuranceOperationsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_2aaf4706-c6e4-49b0-9ef3-1bd56a75b6d0" xlink:to="loc_clov_InsuranceOperationsMember_5fdba82b-5722-451b-8419-93354eb40604" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/LetterofCreditDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#LetterofCreditDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/LetterofCreditDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_0cb4889c-9a5b-4a5b-b11b-62a5ab1fa88a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_8dcf983d-46d3-46ea-abd0-f805dd91730b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0cb4889c-9a5b-4a5b-b11b-62a5ab1fa88a" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_8dcf983d-46d3-46ea-abd0-f805dd91730b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_a97d9b50-85a7-4029-b92e-6f78cc49e1a4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityInterestRateDuringPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0cb4889c-9a5b-4a5b-b11b-62a5ab1fa88a" xlink:to="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_a97d9b50-85a7-4029-b92e-6f78cc49e1a4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_d505ecb4-815e-4748-825a-2e683762a66b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0cb4889c-9a5b-4a5b-b11b-62a5ab1fa88a" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_d505ecb4-815e-4748-825a-2e683762a66b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_c1d1cff0-ccbe-4b9b-9174-6618e0ad1c75" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_0cb4889c-9a5b-4a5b-b11b-62a5ab1fa88a" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_c1d1cff0-ccbe-4b9b-9174-6618e0ad1c75" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_e79985da-e4ec-4263-ace5-c9cca4deff56" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_c1d1cff0-ccbe-4b9b-9174-6618e0ad1c75" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_e79985da-e4ec-4263-ace5-c9cca4deff56" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_e79985da-e4ec-4263-ace5-c9cca4deff56_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_e79985da-e4ec-4263-ace5-c9cca4deff56" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_e79985da-e4ec-4263-ace5-c9cca4deff56_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_93264142-ef6f-4862-a987-03b545c17386" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_e79985da-e4ec-4263-ace5-c9cca4deff56" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_93264142-ef6f-4862-a987-03b545c17386" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LetterOfCreditMember_2ff5654b-901f-482c-98b3-dc65758b4611" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LetterOfCreditMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_93264142-ef6f-4862-a987-03b545c17386" xlink:to="loc_us-gaap_LetterOfCreditMember_2ff5654b-901f-482c-98b3-dc65758b4611" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_e02947fd-e927-4efd-951d-167ce577efe9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_c1d1cff0-ccbe-4b9b-9174-6618e0ad1c75" xlink:to="loc_us-gaap_FinancialInstrumentAxis_e02947fd-e927-4efd-951d-167ce577efe9" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_e02947fd-e927-4efd-951d-167ce577efe9_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_e02947fd-e927-4efd-951d-167ce577efe9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_e02947fd-e927-4efd-951d-167ce577efe9_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_785d62e0-e396-4986-873e-43963f435f1e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_e02947fd-e927-4efd-951d-167ce577efe9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_785d62e0-e396-4986-873e-43963f435f1e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnusedLinesOfCreditMember_9c74c8d3-1403-4c9e-87f9-54f4e825da88" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_UnusedLinesOfCreditMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_785d62e0-e396-4986-873e-43963f435f1e" xlink:to="loc_us-gaap_UnusedLinesOfCreditMember_9c74c8d3-1403-4c9e-87f9-54f4e825da88" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/StockholdersEquityandConvertiblePreferredStockDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#StockholdersEquityandConvertiblePreferredStockDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/StockholdersEquityandConvertiblePreferredStockDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_bf323e61-5791-4ef1-bc67-7bc3d90d41a4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_bf323e61-5791-4ef1-bc67-7bc3d90d41a4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_266a6964-e04c-4d44-a626-725a54ed1553" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_CommonStockSharesIssued_266a6964-e04c-4d44-a626-725a54ed1553" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_7b6dee67-6a56-46cf-aa95-e5a0e8d2bd47" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_7b6dee67-6a56-46cf-aa95-e5a0e8d2bd47" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockNumberOfVotingRights_085c5535-12dc-4481-8a05-0082dd6d99fe" xlink:href="clov-20230930.xsd#clov_CommonStockNumberOfVotingRights"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_clov_CommonStockNumberOfVotingRights_085c5535-12dc-4481-8a05-0082dd6d99fe" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_4d84adfe-7336-4460-ba3d-c5787e2f7455" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockCommonShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_TreasuryStockCommonShares_4d84adfe-7336-4460-ba3d-c5787e2f7455" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_1600f7d3-b98a-4fd7-932a-c1876a458c5e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_1600f7d3-b98a-4fd7-932a-c1876a458c5e" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_39e4cf82-7412-442f-af05-7a5b8c29af75" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_39e4cf82-7412-442f-af05-7a5b8c29af75" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_8bf7c379-af0e-44ad-9d03-7ce1315a1138" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_PreferredStockSharesIssued_8bf7c379-af0e-44ad-9d03-7ce1315a1138" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_9a038859-98da-4ab6-88f7-7061548b1a7c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_9a038859-98da-4ab6-88f7-7061548b1a7c" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_14788da0-c6b7-496a-9a64-6b88ec9355e9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfStockByClassTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClassOfStockLineItems_4d112c2b-4acd-4a22-b0f7-af53e4687ada" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_14788da0-c6b7-496a-9a64-6b88ec9355e9" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_4b5a7113-d47c-45e0-8ca5-cd3f65835dbb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_14788da0-c6b7-496a-9a64-6b88ec9355e9" xlink:to="loc_us-gaap_StatementClassOfStockAxis_4b5a7113-d47c-45e0-8ca5-cd3f65835dbb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_4b5a7113-d47c-45e0-8ca5-cd3f65835dbb_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_4b5a7113-d47c-45e0-8ca5-cd3f65835dbb" xlink:to="loc_us-gaap_ClassOfStockDomain_4b5a7113-d47c-45e0-8ca5-cd3f65835dbb_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_acd03622-611e-4a23-81d4-0994bae453a3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_4b5a7113-d47c-45e0-8ca5-cd3f65835dbb" xlink:to="loc_us-gaap_ClassOfStockDomain_acd03622-611e-4a23-81d4-0994bae453a3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_ff332fbd-5fad-401c-9f33-c36e3d03a8c0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_acd03622-611e-4a23-81d4-0994bae453a3" xlink:to="loc_us-gaap_CommonClassAMember_ff332fbd-5fad-401c-9f33-c36e3d03a8c0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_fc15c967-772d-4a4c-ad75-d7ffd8444d59" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassBMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_acd03622-611e-4a23-81d4-0994bae453a3" xlink:to="loc_us-gaap_CommonClassBMember_fc15c967-772d-4a4c-ad75-d7ffd8444d59" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/VariableInterestEntityandEquityMethodofAccountingDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#VariableInterestEntityandEquityMethodofAccountingDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/VariableInterestEntityandEquityMethodofAccountingDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_0c43b59a-7311-491a-9fc6-064bae16ed99" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockConsiderationReceivedOnTransaction"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:to="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_0c43b59a-7311-491a-9fc6-064bae16ed99" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_6065c9c8-c99d-4e3b-b739-9ba4c8079199" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:to="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_6065c9c8-c99d-4e3b-b739-9ba4c8079199" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_f3518b36-6cb4-4942-b7fc-c3db5c16de18" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:to="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_f3518b36-6cb4-4942-b7fc-c3db5c16de18" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestments_3260c94f-f60d-487d-9eb2-58059d235455" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityMethodInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:to="loc_us-gaap_EquityMethodInvestments_3260c94f-f60d-487d-9eb2-58059d235455" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_17210ab5-8dff-46d5-b13e-6e309a3976b7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_17210ab5-8dff-46d5-b13e-6e309a3976b7" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_3d6bdcb2-30cc-4137-9c21-2673e4f3af87" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GainLossOnInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:to="loc_us-gaap_GainLossOnInvestments_3d6bdcb2-30cc-4137-9c21-2673e4f3af87" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_c8b641d1-0b0f-4c73-8130-52c68340057b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfStockByClassTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ClassOfStockLineItems_b7ca2df8-a1a4-41f9-9442-abb09e7bb550" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_c8b641d1-0b0f-4c73-8130-52c68340057b" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_126c6dc3-7e1a-4c5d-bbf6-a8eec4f78f1e" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CounterpartyNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_c8b641d1-0b0f-4c73-8130-52c68340057b" xlink:to="loc_srt_CounterpartyNameAxis_126c6dc3-7e1a-4c5d-bbf6-a8eec4f78f1e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_126c6dc3-7e1a-4c5d-bbf6-a8eec4f78f1e_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_CounterpartyNameAxis_126c6dc3-7e1a-4c5d-bbf6-a8eec4f78f1e" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_126c6dc3-7e1a-4c5d-bbf6-a8eec4f78f1e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_e381ff82-a6ed-4297-a4cd-57fbab2afdc3" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_CounterpartyNameAxis_126c6dc3-7e1a-4c5d-bbf6-a8eec4f78f1e" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_e381ff82-a6ed-4297-a4cd-57fbab2afdc3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CharacterBiosciencesIncMember_dbf20d19-c2a0-4743-b3f5-78768a592946" xlink:href="clov-20230930.xsd#clov_CharacterBiosciencesIncMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_e381ff82-a6ed-4297-a4cd-57fbab2afdc3" xlink:to="loc_clov_CharacterBiosciencesIncMember_dbf20d19-c2a0-4743-b3f5-78768a592946" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_ef02e515-daeb-4e30-80f9-ad6b238fec4e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_c8b641d1-0b0f-4c73-8130-52c68340057b" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_ef02e515-daeb-4e30-80f9-ad6b238fec4e" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_ef02e515-daeb-4e30-80f9-ad6b238fec4e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_ef02e515-daeb-4e30-80f9-ad6b238fec4e" xlink:to="loc_us-gaap_EquityComponentDomain_ef02e515-daeb-4e30-80f9-ad6b238fec4e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_997ea7c1-4512-456b-bdf1-3e5ffd97884e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_ef02e515-daeb-4e30-80f9-ad6b238fec4e" xlink:to="loc_us-gaap_EquityComponentDomain_997ea7c1-4512-456b-bdf1-3e5ffd97884e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_d8b07ba1-4076-4cb5-ad9e-e570c4be0992" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_997ea7c1-4512-456b-bdf1-3e5ffd97884e" xlink:to="loc_us-gaap_PreferredStockMember_d8b07ba1-4076-4cb5-ad9e-e570c4be0992" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_c2584282-7ac4-44d5-9a43-8dade9e2d589" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_997ea7c1-4512-456b-bdf1-3e5ffd97884e" xlink:to="loc_us-gaap_CommonStockMember_c2584282-7ac4-44d5-9a43-8dade9e2d589" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsidiarySaleOfStockAxis_0e165746-2e88-425b-a417-99e94c42df28" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubsidiarySaleOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_c8b641d1-0b0f-4c73-8130-52c68340057b" xlink:to="loc_us-gaap_SubsidiarySaleOfStockAxis_0e165746-2e88-425b-a417-99e94c42df28" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_0e165746-2e88-425b-a417-99e94c42df28_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_0e165746-2e88-425b-a417-99e94c42df28" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_0e165746-2e88-425b-a417-99e94c42df28_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_67362960-2529-45a7-a2fe-c08e0fb6eafe" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_0e165746-2e88-425b-a417-99e94c42df28" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_67362960-2529-45a7-a2fe-c08e0fb6eafe" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_SecondPrivateCapitalTransactionMember_7d67296b-916c-419a-967e-4ae4f9358c81" xlink:href="clov-20230930.xsd#clov_SecondPrivateCapitalTransactionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_67362960-2529-45a7-a2fe-c08e0fb6eafe" xlink:to="loc_clov_SecondPrivateCapitalTransactionMember_7d67296b-916c-419a-967e-4ae4f9358c81" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PrivateCapitalTransactionMember_c9e1f892-b545-41cb-9341-b9c8a0a719d9" xlink:href="clov-20230930.xsd#clov_PrivateCapitalTransactionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_67362960-2529-45a7-a2fe-c08e0fb6eafe" xlink:to="loc_clov_PrivateCapitalTransactionMember_c9e1f892-b545-41cb-9341-b9c8a0a719d9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_215a98f3-fb23-4019-b285-d44654b25348" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_c8b641d1-0b0f-4c73-8130-52c68340057b" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_215a98f3-fb23-4019-b285-d44654b25348" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_215a98f3-fb23-4019-b285-d44654b25348_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_215a98f3-fb23-4019-b285-d44654b25348" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_215a98f3-fb23-4019-b285-d44654b25348_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_b879f127-20a5-438a-a858-0b8ef4d7f686" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_215a98f3-fb23-4019-b285-d44654b25348" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_b879f127-20a5-438a-a858-0b8ef4d7f686" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CharacterBiosciencesIncMember_9dd71c45-1418-4876-a601-1d2331d82b20" xlink:href="clov-20230930.xsd#clov_CharacterBiosciencesIncMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_b879f127-20a5-438a-a858-0b8ef4d7f686" xlink:to="loc_clov_CharacterBiosciencesIncMember_9dd71c45-1418-4876-a601-1d2331d82b20" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BalanceSheetLocationAxis_606779de-7331-484b-8dea-50b82c52da5c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BalanceSheetLocationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_c8b641d1-0b0f-4c73-8130-52c68340057b" xlink:to="loc_us-gaap_BalanceSheetLocationAxis_606779de-7331-484b-8dea-50b82c52da5c" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BalanceSheetLocationDomain_606779de-7331-484b-8dea-50b82c52da5c_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BalanceSheetLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BalanceSheetLocationAxis_606779de-7331-484b-8dea-50b82c52da5c" xlink:to="loc_us-gaap_BalanceSheetLocationDomain_606779de-7331-484b-8dea-50b82c52da5c_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BalanceSheetLocationDomain_808a3950-9b20-4c2e-a2c5-54c96c03753c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BalanceSheetLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BalanceSheetLocationAxis_606779de-7331-484b-8dea-50b82c52da5c" xlink:to="loc_us-gaap_BalanceSheetLocationDomain_808a3950-9b20-4c2e-a2c5-54c96c03753c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsMember_aa8805b5-58b8-4f6f-9184-587cf66f3118" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssetsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_808a3950-9b20-4c2e-a2c5-54c96c03753c" xlink:to="loc_us-gaap_OtherAssetsMember_aa8805b5-58b8-4f6f-9184-587cf66f3118" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_b82a5435-9900-47ff-928c-ba99abc39247" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch_b82a5435-9900-47ff-928c-ba99abc39247" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_36f27224-d7e2-43f5-8ad3-373e364ba4bf" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_36f27224-d7e2-43f5-8ad3-373e364ba4bf" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_a615b409-da8d-433f-a406-b291a3e1caca" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_a615b409-da8d-433f-a406-b291a3e1caca" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_a98e0b1b-1d59-47c3-babc-10b566854146" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_a98e0b1b-1d59-47c3-babc-10b566854146" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_84b7c400-0307-49e7-847c-db7a19d96ed6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_84b7c400-0307-49e7-847c-db7a19d96ed6" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_4a1afff6-5060-4dfb-8d66-77d14e179ef5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_4a1afff6-5060-4dfb-8d66-77d14e179ef5" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_9b41f1da-51c6-45b9-b45b-f3a22c80936b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_9b41f1da-51c6-45b9-b45b-f3a22c80936b" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfOutstandingStock_cbd781f1-52be-42f1-96d7-969c18e32591" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfOutstandingStock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardPercentageOfOutstandingStock_cbd781f1-52be-42f1-96d7-969c18e32591" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_58fcec00-3541-4d2a-863c-7852cca50c40" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExercisePriceCapPercentageOfFairValue_58fcec00-3541-4d2a-863c-7852cca50c40" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_4ef31823-aae5-474c-b03d-2248211d1d58" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_4ef31823-aae5-474c-b03d-2248211d1d58" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_13fdbf1d-1ead-4d7d-8b6f-f9811a83b084" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_13fdbf1d-1ead-4d7d-8b6f-f9811a83b084" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_70acaae6-a096-45c1-93ac-4812d80ad5d5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_70acaae6-a096-45c1-93ac-4812d80ad5d5" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_01354d69-3bea-4bc6-b71e-a17ae907312e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_01354d69-3bea-4bc6-b71e-a17ae907312e" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_ee85a2f6-32e0-40c0-a62d-f69ee68cd811" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_ee85a2f6-32e0-40c0-a62d-f69ee68cd811" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod_0297452f-ba82-4ba6-b974-f1382683a516" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEligibilityForVestingPeriod_0297452f-ba82-4ba6-b974-f1382683a516" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardVolumeWeightedAverageStockClosingPrice_3576524a-230a-44d0-ae6f-c2da781eea23" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardVolumeWeightedAverageStockClosingPrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardVolumeWeightedAverageStockClosingPrice_3576524a-230a-44d0-ae6f-c2da781eea23" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpenseMoreThanStockBasedCompensationPlans_ac023a11-241c-43dd-a7b0-8244e44ab86d" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpenseMoreThanStockBasedCompensationPlans"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpenseMoreThanStockBasedCompensationPlans_ac023a11-241c-43dd-a7b0-8244e44ab86d" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_e3eb48ae-f9a6-4664-ad00-fd656a20fc46" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_e3eb48ae-f9a6-4664-ad00-fd656a20fc46" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_172b8d1b-c2cd-44eb-8e2e-5803b0417bba" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_172b8d1b-c2cd-44eb-8e2e-5803b0417bba" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_df1d9c34-4bb2-4ab9-b24d-cfdfe4a3cd00" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_df1d9c34-4bb2-4ab9-b24d-cfdfe4a3cd00" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_b9f0c5bc-2720-4238-95d8-e91c679e4108" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_b9f0c5bc-2720-4238-95d8-e91c679e4108" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_cc770f95-f68e-412b-bf1c-d918a842b74d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_cc770f95-f68e-412b-bf1c-d918a842b74d" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_77b97688-9229-47da-959b-e85bd314d393" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_77b97688-9229-47da-959b-e85bd314d393" xlink:type="arc" order="22"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_c536692c-3e06-4a00-b4f5-107f8c8bea1a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_c536692c-3e06-4a00-b4f5-107f8c8bea1a" xlink:type="arc" order="23"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_2381713f-80b0-4c1d-b63b-8914b816d4bc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_2381713f-80b0-4c1d-b63b-8914b816d4bc" xlink:type="arc" order="24"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_c5357073-2b4d-451b-a43b-fcfceaa909be" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate_c5357073-2b4d-451b-a43b-fcfceaa909be" xlink:type="arc" order="25"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_2527f829-a149-4d51-9eb4-efeb0ba22d1b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_2527f829-a149-4d51-9eb4-efeb0ba22d1b" xlink:type="arc" order="26"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_a81e1f78-4d66-479c-a719-897eac05846a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_a81e1f78-4d66-479c-a719-897eac05846a" xlink:type="arc" order="27"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_e8bb6ddd-9a49-4d2a-881e-1dfc8cad803e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_e8bb6ddd-9a49-4d2a-881e-1dfc8cad803e" xlink:type="arc" order="28"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_8de4f91b-574d-4bee-99ee-2ffccaa99d02" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_CommonStockSharesIssued_8de4f91b-574d-4bee-99ee-2ffccaa99d02" xlink:type="arc" order="29"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage_e2485cc7-6740-401d-9e12-18b41528cdf9" xlink:href="clov-20230930.xsd#clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_clov_CommonStockCapitalSharesReservedForFutureIssuanceThresholdPercentage_e2485cc7-6740-401d-9e12-18b41528cdf9" xlink:type="arc" order="30"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardInitialOfferingPeriod_a9d0d5c9-5d00-40a8-8306-da346b7c7c3c" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardInitialOfferingPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardInitialOfferingPeriod_a9d0d5c9-5d00-40a8-8306-da346b7c7c3c" xlink:type="arc" order="31"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e64c92c5-7e25-4d13-af2e-dee226f05430" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_9b6afb07-047c-4b88-81fe-74ad26be70f6" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e64c92c5-7e25-4d13-af2e-dee226f05430" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_97beb750-4dc7-487b-beea-a74f1c0fe1f1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e64c92c5-7e25-4d13-af2e-dee226f05430" xlink:to="loc_us-gaap_PlanNameAxis_97beb750-4dc7-487b-beea-a74f1c0fe1f1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_97beb750-4dc7-487b-beea-a74f1c0fe1f1_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_97beb750-4dc7-487b-beea-a74f1c0fe1f1" xlink:to="loc_us-gaap_PlanNameDomain_97beb750-4dc7-487b-beea-a74f1c0fe1f1_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_59d2abf0-b8ea-4a44-99f8-0d3cb959c283" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_97beb750-4dc7-487b-beea-a74f1c0fe1f1" xlink:to="loc_us-gaap_PlanNameDomain_59d2abf0-b8ea-4a44-99f8-0d3cb959c283" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember_e71ed4d9-00f0-49d1-a551-cc999d2b6d4d" xlink:href="clov-20230930.xsd#clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_59d2abf0-b8ea-4a44-99f8-0d3cb959c283" xlink:to="loc_clov_TwoThousandTwentyEquityAndManagementIncentivePlanMember_e71ed4d9-00f0-49d1-a551-cc999d2b6d4d" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InducementPlanMember_6c1c24b5-171f-4bc1-ad96-22b7f83a8db2" xlink:href="clov-20230930.xsd#clov_InducementPlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_59d2abf0-b8ea-4a44-99f8-0d3cb959c283" xlink:to="loc_clov_InducementPlanMember_6c1c24b5-171f-4bc1-ad96-22b7f83a8db2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_5987a68f-1bbc-4471-8876-a0207b7b42ab" xlink:href="clov-20230930.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_59d2abf0-b8ea-4a44-99f8-0d3cb959c283" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_5987a68f-1bbc-4471-8876-a0207b7b42ab" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_A2020EmployeeStockPurchasePlanMember_446a5f4e-e264-4129-8252-8ca1739ee6b1" xlink:href="clov-20230930.xsd#clov_A2020EmployeeStockPurchasePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_59d2abf0-b8ea-4a44-99f8-0d3cb959c283" xlink:to="loc_clov_A2020EmployeeStockPurchasePlanMember_446a5f4e-e264-4129-8252-8ca1739ee6b1" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_e83f7de1-5944-4090-a637-3faee3185f8f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e64c92c5-7e25-4d13-af2e-dee226f05430" xlink:to="loc_us-gaap_StatementClassOfStockAxis_e83f7de1-5944-4090-a637-3faee3185f8f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_e83f7de1-5944-4090-a637-3faee3185f8f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_e83f7de1-5944-4090-a637-3faee3185f8f" xlink:to="loc_us-gaap_ClassOfStockDomain_e83f7de1-5944-4090-a637-3faee3185f8f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_a7c09a9c-40b9-4932-ba74-433f08791128" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_e83f7de1-5944-4090-a637-3faee3185f8f" xlink:to="loc_us-gaap_ClassOfStockDomain_a7c09a9c-40b9-4932-ba74-433f08791128" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_479e6938-35b4-4163-8e55-e20dc6fd09b1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_a7c09a9c-40b9-4932-ba74-433f08791128" xlink:to="loc_us-gaap_CommonClassAMember_479e6938-35b4-4163-8e55-e20dc6fd09b1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_6e88d89f-a99f-4458-8ae6-17f7cb0c245b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e64c92c5-7e25-4d13-af2e-dee226f05430" xlink:to="loc_us-gaap_AwardTypeAxis_6e88d89f-a99f-4458-8ae6-17f7cb0c245b" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_6e88d89f-a99f-4458-8ae6-17f7cb0c245b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_6e88d89f-a99f-4458-8ae6-17f7cb0c245b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_6e88d89f-a99f-4458-8ae6-17f7cb0c245b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00da94ca-cf51-4129-8fa0-d5efe86b7e90" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_6e88d89f-a99f-4458-8ae6-17f7cb0c245b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00da94ca-cf51-4129-8fa0-d5efe86b7e90" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_1ef728c0-832d-4735-9dd4-6f871af29959" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00da94ca-cf51-4129-8fa0-d5efe86b7e90" xlink:to="loc_us-gaap_EmployeeStockOptionMember_1ef728c0-832d-4735-9dd4-6f871af29959" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_5a778676-fd23-40d0-bfbe-c8c863db2aad" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00da94ca-cf51-4129-8fa0-d5efe86b7e90" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_5a778676-fd23-40d0-bfbe-c8c863db2aad" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_42fae1b7-e74c-46a6-8044-1539019943f2" xlink:href="clov-20230930.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00da94ca-cf51-4129-8fa0-d5efe86b7e90" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_42fae1b7-e74c-46a6-8044-1539019943f2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_e7043160-c842-4390-95d7-2dabc3ad055c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00da94ca-cf51-4129-8fa0-d5efe86b7e90" xlink:to="loc_us-gaap_EmployeeStockMember_e7043160-c842-4390-95d7-2dabc3ad055c" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingAxis_f7d6110c-a3ab-4d6e-9198-f8808f2ae87c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_VestingAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e64c92c5-7e25-4d13-af2e-dee226f05430" xlink:to="loc_us-gaap_VestingAxis_f7d6110c-a3ab-4d6e-9198-f8808f2ae87c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingDomain_f7d6110c-a3ab-4d6e-9198-f8808f2ae87c_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_VestingDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_VestingAxis_f7d6110c-a3ab-4d6e-9198-f8808f2ae87c" xlink:to="loc_us-gaap_VestingDomain_f7d6110c-a3ab-4d6e-9198-f8808f2ae87c_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VestingDomain_687b1c66-2a5c-4c3d-b6ac-50da97ddbf97" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_VestingDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_VestingAxis_f7d6110c-a3ab-4d6e-9198-f8808f2ae87c" xlink:to="loc_us-gaap_VestingDomain_687b1c66-2a5c-4c3d-b6ac-50da97ddbf97" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_8d3ea652-1d13-4392-be3a-1e9d4e0f2f8d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VestingDomain_687b1c66-2a5c-4c3d-b6ac-50da97ddbf97" xlink:to="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_8d3ea652-1d13-4392-be3a-1e9d4e0f2f8d" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_e684df9e-73c7-45fc-85b0-82114e90b53a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationAwardTrancheTwoMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_VestingDomain_687b1c66-2a5c-4c3d-b6ac-50da97ddbf97" xlink:to="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_e684df9e-73c7-45fc-85b0-82114e90b53a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_15fc4165-f59a-4f1f-a572-faf077f1ca7d" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_e64c92c5-7e25-4d13-af2e-dee226f05430" xlink:to="loc_srt_RangeAxis_15fc4165-f59a-4f1f-a572-faf077f1ca7d" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_15fc4165-f59a-4f1f-a572-faf077f1ca7d_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_15fc4165-f59a-4f1f-a572-faf077f1ca7d" xlink:to="loc_srt_RangeMember_15fc4165-f59a-4f1f-a572-faf077f1ca7d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_3e4714d6-4183-4f36-b372-eb70fda771e1" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_15fc4165-f59a-4f1f-a572-faf077f1ca7d" xlink:to="loc_srt_RangeMember_3e4714d6-4183-4f36-b372-eb70fda771e1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_5742a4b2-d67f-4532-97e7-cb5ad15830c5" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_3e4714d6-4183-4f36-b372-eb70fda771e1" xlink:to="loc_srt_MinimumMember_5742a4b2-d67f-4532-97e7-cb5ad15830c5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_c8271f71-1231-4b70-bd45-2be2891bb802" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_3e4714d6-4183-4f36-b372-eb70fda771e1" xlink:to="loc_srt_MaximumMember_c8271f71-1231-4b70-bd45-2be2891bb802" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofShareBasedPaymentArrangementActivityDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansScheduleofShareBasedPaymentArrangementActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofShareBasedPaymentArrangementActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_158e70f3-fad3-4531-a9bf-37fb52c54a02" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_c4bb27d2-9dd2-4977-8e22-347d91d65990" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_158e70f3-fad3-4531-a9bf-37fb52c54a02" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_c4bb27d2-9dd2-4977-8e22-347d91d65990" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding_3d514d34-0016-46d0-bb9c-317c9ac865b7" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_158e70f3-fad3-4531-a9bf-37fb52c54a02" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesOutstanding_3d514d34-0016-46d0-bb9c-317c9ac865b7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_f9166193-cf0e-4d59-a1ee-ad7915beff36" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_158e70f3-fad3-4531-a9bf-37fb52c54a02" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_f9166193-cf0e-4d59-a1ee-ad7915beff36" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_450b54ff-9f8d-4390-ac90-e4ab5e28c23f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_158e70f3-fad3-4531-a9bf-37fb52c54a02" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_450b54ff-9f8d-4390-ac90-e4ab5e28c23f" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_b57122b4-148d-4162-ae5e-56372130040b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_450b54ff-9f8d-4390-ac90-e4ab5e28c23f" xlink:to="loc_us-gaap_PlanNameAxis_b57122b4-148d-4162-ae5e-56372130040b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_b57122b4-148d-4162-ae5e-56372130040b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_b57122b4-148d-4162-ae5e-56372130040b" xlink:to="loc_us-gaap_PlanNameDomain_b57122b4-148d-4162-ae5e-56372130040b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_23872a90-ded6-4af5-9da1-32bfffa9d2fd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_b57122b4-148d-4162-ae5e-56372130040b" xlink:to="loc_us-gaap_PlanNameDomain_23872a90-ded6-4af5-9da1-32bfffa9d2fd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_f7f02756-2556-42b5-b235-b8bbced7ae44" xlink:href="clov-20230930.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_23872a90-ded6-4af5-9da1-32bfffa9d2fd" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_f7f02756-2556-42b5-b235-b8bbced7ae44" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_0d682d21-0a9f-44f5-abc5-c3e5dfd6caa0" xlink:href="clov-20230930.xsd#clov_TwoThousandsTwentyEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_23872a90-ded6-4af5-9da1-32bfffa9d2fd" xlink:to="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_0d682d21-0a9f-44f5-abc5-c3e5dfd6caa0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyManagementIncentivePlanMember_c3dceb25-b35f-492e-942c-418695e61b86" xlink:href="clov-20230930.xsd#clov_TwoThousandsTwentyManagementIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_23872a90-ded6-4af5-9da1-32bfffa9d2fd" xlink:to="loc_clov_TwoThousandsTwentyManagementIncentivePlanMember_c3dceb25-b35f-492e-942c-418695e61b86" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InducementPlanMember_ea4a825c-ffc7-4975-b41b-e9ca3c300487" xlink:href="clov-20230930.xsd#clov_InducementPlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_23872a90-ded6-4af5-9da1-32bfffa9d2fd" xlink:to="loc_clov_InducementPlanMember_ea4a825c-ffc7-4975-b41b-e9ca3c300487" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockBasedCompensationCostDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansScheduleofStockBasedCompensationCostDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockBasedCompensationCostDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_17105289-8c6e-4349-bfcf-69d0b8ecb8e0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_ffd4d7f6-ef19-4ad3-b61c-7a5d809d99bb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_17105289-8c6e-4349-bfcf-69d0b8ecb8e0" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_ffd4d7f6-ef19-4ad3-b61c-7a5d809d99bb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_aa61d58b-b8e3-4c99-88e7-5f321559ca87" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_17105289-8c6e-4349-bfcf-69d0b8ecb8e0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_aa61d58b-b8e3-4c99-88e7-5f321559ca87" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_45b2f32d-4460-4ac6-b745-451300cc1496" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_aa61d58b-b8e3-4c99-88e7-5f321559ca87" xlink:to="loc_us-gaap_AwardTypeAxis_45b2f32d-4460-4ac6-b745-451300cc1496" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_45b2f32d-4460-4ac6-b745-451300cc1496_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_45b2f32d-4460-4ac6-b745-451300cc1496" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_45b2f32d-4460-4ac6-b745-451300cc1496_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_da3d224c-b429-42ac-816d-7664c79a5114" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_45b2f32d-4460-4ac6-b745-451300cc1496" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_da3d224c-b429-42ac-816d-7664c79a5114" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_9ca7e942-dcde-4898-8499-0d6b18b009d1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_da3d224c-b429-42ac-816d-7664c79a5114" xlink:to="loc_us-gaap_EmployeeStockOptionMember_9ca7e942-dcde-4898-8499-0d6b18b009d1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_17963694-4d29-4eaa-bdb1-1df88700b0d0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_da3d224c-b429-42ac-816d-7664c79a5114" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_17963694-4d29-4eaa-bdb1-1df88700b0d0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_39df7886-6538-405f-a1af-08a8d44a7875" xlink:href="clov-20230930.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_da3d224c-b429-42ac-816d-7664c79a5114" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_39df7886-6538-405f-a1af-08a8d44a7875" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_3caecc41-76b8-43e3-9632-ce862df1598c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_da3d224c-b429-42ac-816d-7664c79a5114" xlink:to="loc_us-gaap_EmployeeStockMember_3caecc41-76b8-43e3-9632-ce862df1598c" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockOptionActivityDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansScheduleofStockOptionActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofStockOptionActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_57a35a8f-2948-4041-b062-5477646ade2d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_b99b5b1f-a7e6-4b35-9b39-40a8c0b414c5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_57a35a8f-2948-4041-b062-5477646ade2d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_b99b5b1f-a7e6-4b35-9b39-40a8c0b414c5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_acc37e8e-5a00-4d85-a1f3-f4474ca9750f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_b99b5b1f-a7e6-4b35-9b39-40a8c0b414c5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_acc37e8e-5a00-4d85-a1f3-f4474ca9750f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_cc7057a9-8046-4ee7-8160-6551a1d1b457" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_b99b5b1f-a7e6-4b35-9b39-40a8c0b414c5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_cc7057a9-8046-4ee7-8160-6551a1d1b457" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_cb34c91b-307a-4884-aa5e-af97c8abe2e6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_b99b5b1f-a7e6-4b35-9b39-40a8c0b414c5" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_cb34c91b-307a-4884-aa5e-af97c8abe2e6" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_ccefffd0-59af-4e11-b006-67f98763720d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_b99b5b1f-a7e6-4b35-9b39-40a8c0b414c5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_ccefffd0-59af-4e11-b006-67f98763720d" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_64f3db52-150a-4af9-b20f-160a6254b01f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_f984841c-e7b6-49cd-9a21-b8f042a92829" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_57a35a8f-2948-4041-b062-5477646ade2d" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_f984841c-e7b6-49cd-9a21-b8f042a92829" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_7653648f-ec2e-421b-a3cf-b38a4e422147" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_f984841c-e7b6-49cd-9a21-b8f042a92829" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_7653648f-ec2e-421b-a3cf-b38a4e422147" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_1235a908-5e9f-4cc7-afb4-cfa7811af38b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_f984841c-e7b6-49cd-9a21-b8f042a92829" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_1235a908-5e9f-4cc7-afb4-cfa7811af38b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_21b033c0-a5ae-4fce-8324-d82e38284adf" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_f984841c-e7b6-49cd-9a21-b8f042a92829" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_21b033c0-a5ae-4fce-8324-d82e38284adf" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_868a688e-d2e7-4d87-bd67-ac27c920f23e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_f984841c-e7b6-49cd-9a21-b8f042a92829" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_868a688e-d2e7-4d87-bd67-ac27c920f23e" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_267047ec-9016-4917-b44a-1980433e87b0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_bcdca742-b106-424a-b3c1-79337944cf8b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_57a35a8f-2948-4041-b062-5477646ade2d" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_bcdca742-b106-424a-b3c1-79337944cf8b" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_18f96068-fa01-4dc7-b9b9-007539cbaca7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_bcdca742-b106-424a-b3c1-79337944cf8b" xlink:to="loc_us-gaap_PlanNameAxis_18f96068-fa01-4dc7-b9b9-007539cbaca7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_18f96068-fa01-4dc7-b9b9-007539cbaca7_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_18f96068-fa01-4dc7-b9b9-007539cbaca7" xlink:to="loc_us-gaap_PlanNameDomain_18f96068-fa01-4dc7-b9b9-007539cbaca7_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_4fcaa63a-9ffc-467b-b955-a2e76a22cb7c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_18f96068-fa01-4dc7-b9b9-007539cbaca7" xlink:to="loc_us-gaap_PlanNameDomain_4fcaa63a-9ffc-467b-b955-a2e76a22cb7c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_faaba211-84f0-4cf2-b200-8c912259c9ab" xlink:href="clov-20230930.xsd#clov_TwoThousandsTwentyEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_4fcaa63a-9ffc-467b-b955-a2e76a22cb7c" xlink:to="loc_clov_TwoThousandsTwentyEquityIncentivePlanMember_faaba211-84f0-4cf2-b200-8c912259c9ab" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_df5cad4b-f2be-4875-b385-b47ba09482ff" xlink:href="clov-20230930.xsd#clov_TwoThousandFourteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_4fcaa63a-9ffc-467b-b955-a2e76a22cb7c" xlink:to="loc_clov_TwoThousandFourteenEquityIncentivePlanMember_df5cad4b-f2be-4875-b385-b47ba09482ff" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalRSUsActivityDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansScheduleofTotalRSUsActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalRSUsActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_caf6da80-4acb-497d-9541-55857911cab3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_cfc600e7-5693-47d5-9c11-28d14f81164f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_caf6da80-4acb-497d-9541-55857911cab3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_cfc600e7-5693-47d5-9c11-28d14f81164f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_84856597-df86-4f7a-86ea-5db721b665c5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_cfc600e7-5693-47d5-9c11-28d14f81164f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_84856597-df86-4f7a-86ea-5db721b665c5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_57dac982-8ab9-4d7f-9b61-74ad379b332c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_cfc600e7-5693-47d5-9c11-28d14f81164f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_57dac982-8ab9-4d7f-9b61-74ad379b332c" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriod_b92f20ac-be89-44be-8daf-16c113bc47ea" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_cfc600e7-5693-47d5-9c11-28d14f81164f" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriod_b92f20ac-be89-44be-8daf-16c113bc47ea" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_7459903d-f606-4ca8-b7d6-e2e18f692efa" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_cfc600e7-5693-47d5-9c11-28d14f81164f" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_7459903d-f606-4ca8-b7d6-e2e18f692efa" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_8a3cc2d4-677a-4508-bfbc-c3c4dc127140" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_78909004-b0f8-4262-b216-fe0f18ad4dc1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_caf6da80-4acb-497d-9541-55857911cab3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_78909004-b0f8-4262-b216-fe0f18ad4dc1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_00df9475-0f03-4a46-bfe8-e8237533c544" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_78909004-b0f8-4262-b216-fe0f18ad4dc1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_00df9475-0f03-4a46-bfe8-e8237533c544" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_f966a1af-4e62-4fc7-b842-c1be0b148344" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_78909004-b0f8-4262-b216-fe0f18ad4dc1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_f966a1af-4e62-4fc7-b842-c1be0b148344" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriodWeightedAverageGrantDateFairValue_d87a5a5d-5ba2-4b7d-9ee8-fd0f497789d9" xlink:href="clov-20230930.xsd#clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_78909004-b0f8-4262-b216-fe0f18ad4dc1" xlink:to="loc_clov_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriodWeightedAverageGrantDateFairValue_d87a5a5d-5ba2-4b7d-9ee8-fd0f497789d9" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_f32231ba-c6d7-44e8-b313-26d097339821" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_78909004-b0f8-4262-b216-fe0f18ad4dc1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_f32231ba-c6d7-44e8-b313-26d097339821" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_119e2419-ce62-43a9-bfac-98acb0fb8b80" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_41358bbe-e31d-402e-be6d-b25e07fe77aa" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_caf6da80-4acb-497d-9541-55857911cab3" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_41358bbe-e31d-402e-be6d-b25e07fe77aa" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_40c93f5f-3699-4a8d-86d4-322772dfb635" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_41358bbe-e31d-402e-be6d-b25e07fe77aa" xlink:to="loc_us-gaap_AwardTypeAxis_40c93f5f-3699-4a8d-86d4-322772dfb635" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_40c93f5f-3699-4a8d-86d4-322772dfb635_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_40c93f5f-3699-4a8d-86d4-322772dfb635" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_40c93f5f-3699-4a8d-86d4-322772dfb635_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00cf103d-0aa0-44da-81e6-54d6c5757eb4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_40c93f5f-3699-4a8d-86d4-322772dfb635" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00cf103d-0aa0-44da-81e6-54d6c5757eb4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_4a602f9a-86ce-47ac-9ad5-2d034f1dec9d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_00cf103d-0aa0-44da-81e6-54d6c5757eb4" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_4a602f9a-86ce-47ac-9ad5-2d034f1dec9d" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofAssumptionstoEstimateFairValueofPRSUsonWeightedAverageBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_85e780b6-50d8-4d6e-8642-20d21aee2025" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_5344db7a-9138-4b2b-9fb9-f6e6dc066133" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_85e780b6-50d8-4d6e-8642-20d21aee2025" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_5344db7a-9138-4b2b-9fb9-f6e6dc066133" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_b8ab97fc-677e-4a22-91ac-d8e33a76c267" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_85e780b6-50d8-4d6e-8642-20d21aee2025" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_b8ab97fc-677e-4a22-91ac-d8e33a76c267" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_cc25ffe2-caa7-4e8d-b31e-555648fca079" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_85e780b6-50d8-4d6e-8642-20d21aee2025" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_cc25ffe2-caa7-4e8d-b31e-555648fca079" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_4809fae9-e8b3-4c20-912c-21c4f95ade93" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_85e780b6-50d8-4d6e-8642-20d21aee2025" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_4809fae9-e8b3-4c20-912c-21c4f95ade93" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_1d4f965d-6a02-49ef-ad9f-924844f8a5a5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_4809fae9-e8b3-4c20-912c-21c4f95ade93" xlink:to="loc_us-gaap_AwardTypeAxis_1d4f965d-6a02-49ef-ad9f-924844f8a5a5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_1d4f965d-6a02-49ef-ad9f-924844f8a5a5_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_1d4f965d-6a02-49ef-ad9f-924844f8a5a5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_1d4f965d-6a02-49ef-ad9f-924844f8a5a5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_0a94ce30-d88c-4b14-8bdc-24285027568f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_1d4f965d-6a02-49ef-ad9f-924844f8a5a5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_0a94ce30-d88c-4b14-8bdc-24285027568f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_ded98525-9a37-4f9e-a697-560c40f4c7fa" xlink:href="clov-20230930.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_0a94ce30-d88c-4b14-8bdc-24285027568f" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_ded98525-9a37-4f9e-a697-560c40f4c7fa" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalPRSUsActivityDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansScheduleofTotalPRSUsActivityDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofTotalPRSUsActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a7f74daa-452c-48a6-9a92-84ec7cd6ef84" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d86d00b6-bd04-4c0c-98e5-027d1a91d2d3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a7f74daa-452c-48a6-9a92-84ec7cd6ef84" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d86d00b6-bd04-4c0c-98e5-027d1a91d2d3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_5ecb627e-ddfb-4137-9926-d116ded119f2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d86d00b6-bd04-4c0c-98e5-027d1a91d2d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_5ecb627e-ddfb-4137-9926-d116ded119f2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_cb4e3e7d-136c-4df5-907c-cc4a843c72da" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d86d00b6-bd04-4c0c-98e5-027d1a91d2d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_cb4e3e7d-136c-4df5-907c-cc4a843c72da" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_79c39dfc-66ce-45fa-8a8e-3c16293dcf1a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d86d00b6-bd04-4c0c-98e5-027d1a91d2d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_79c39dfc-66ce-45fa-8a8e-3c16293dcf1a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_52228672-daf7-4e04-b062-d639c78f949d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_d86d00b6-bd04-4c0c-98e5-027d1a91d2d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_52228672-daf7-4e04-b062-d639c78f949d" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_823d41b2-0b2a-4bbb-9c5d-fe305d5102a9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_b506fdb9-b05f-426c-9038-c25dea5dcbc0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a7f74daa-452c-48a6-9a92-84ec7cd6ef84" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_b506fdb9-b05f-426c-9038-c25dea5dcbc0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_13baec14-acb4-45c6-a01b-f47e2c4c1d05" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_b506fdb9-b05f-426c-9038-c25dea5dcbc0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_13baec14-acb4-45c6-a01b-f47e2c4c1d05" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_12bdcce7-79f2-4b48-8014-0ecd27e2160b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_b506fdb9-b05f-426c-9038-c25dea5dcbc0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_12bdcce7-79f2-4b48-8014-0ecd27e2160b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_a3c4724d-0e17-4c4b-9e2f-9a628208d843" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_b506fdb9-b05f-426c-9038-c25dea5dcbc0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_a3c4724d-0e17-4c4b-9e2f-9a628208d843" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_06d7d7c4-73db-46e5-a612-e4de983240db" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_b506fdb9-b05f-426c-9038-c25dea5dcbc0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_06d7d7c4-73db-46e5-a612-e4de983240db" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_aa01b235-5a4d-49b0-a014-45b39a726c65" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_f6eb4dc1-a7ee-4342-9b83-9f4fe59c40d2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_a7f74daa-452c-48a6-9a92-84ec7cd6ef84" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_f6eb4dc1-a7ee-4342-9b83-9f4fe59c40d2" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_ae20e0e4-5bb0-4d6f-b9f7-8146237deb68" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_f6eb4dc1-a7ee-4342-9b83-9f4fe59c40d2" xlink:to="loc_us-gaap_AwardTypeAxis_ae20e0e4-5bb0-4d6f-b9f7-8146237deb68" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_ae20e0e4-5bb0-4d6f-b9f7-8146237deb68_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_ae20e0e4-5bb0-4d6f-b9f7-8146237deb68" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_ae20e0e4-5bb0-4d6f-b9f7-8146237deb68_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_e9fec640-023b-4e8f-9717-81f495bf0339" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_ae20e0e4-5bb0-4d6f-b9f7-8146237deb68" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_e9fec640-023b-4e8f-9717-81f495bf0339" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_cd280156-62e1-4abf-85d7-c5c7d7bdd353" xlink:href="clov-20230930.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_e9fec640-023b-4e8f-9717-81f495bf0339" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_cd280156-62e1-4abf-85d7-c5c7d7bdd353" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofESPPValuationAssumptionDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#EmployeeBenefitPlansScheduleofESPPValuationAssumptionDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/EmployeeBenefitPlansScheduleofESPPValuationAssumptionDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_09f3b5ee-ff39-40c9-9cb6-06e8cc8c9fa5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_8e8a66e2-8041-4970-9d8c-3da6931b0ad2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_09f3b5ee-ff39-40c9-9cb6-06e8cc8c9fa5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_8e8a66e2-8041-4970-9d8c-3da6931b0ad2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_b3efce62-7d3a-4348-8079-d6feffbc1169" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_09f3b5ee-ff39-40c9-9cb6-06e8cc8c9fa5" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_b3efce62-7d3a-4348-8079-d6feffbc1169" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_458132ba-082a-45f2-9729-8a93493165b7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_09f3b5ee-ff39-40c9-9cb6-06e8cc8c9fa5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_458132ba-082a-45f2-9729-8a93493165b7" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_355ccdeb-8ebc-4435-bccd-35b5d2288434" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_09f3b5ee-ff39-40c9-9cb6-06e8cc8c9fa5" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_355ccdeb-8ebc-4435-bccd-35b5d2288434" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_93d86514-17b7-4889-8ee3-d9be009c1cbc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_355ccdeb-8ebc-4435-bccd-35b5d2288434" xlink:to="loc_us-gaap_AwardTypeAxis_93d86514-17b7-4889-8ee3-d9be009c1cbc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_93d86514-17b7-4889-8ee3-d9be009c1cbc_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_93d86514-17b7-4889-8ee3-d9be009c1cbc" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_93d86514-17b7-4889-8ee3-d9be009c1cbc_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_eb314eee-18d2-4068-9d7d-1ea379058b9a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_93d86514-17b7-4889-8ee3-d9be009c1cbc" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_eb314eee-18d2-4068-9d7d-1ea379058b9a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember_3d3b3b18-eff7-4944-b7e6-4f9126b5c306" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_eb314eee-18d2-4068-9d7d-1ea379058b9a" xlink:to="loc_us-gaap_EmployeeStockMember_3d3b3b18-eff7-4944-b7e6-4f9126b5c306" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_d6fcd5a5-9faa-464c-9e6c-cee56cb124b1" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_355ccdeb-8ebc-4435-bccd-35b5d2288434" xlink:to="loc_srt_RangeAxis_d6fcd5a5-9faa-464c-9e6c-cee56cb124b1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_d6fcd5a5-9faa-464c-9e6c-cee56cb124b1_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_d6fcd5a5-9faa-464c-9e6c-cee56cb124b1" xlink:to="loc_srt_RangeMember_d6fcd5a5-9faa-464c-9e6c-cee56cb124b1_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_a5235c9f-cca8-4091-a665-22417207c3b5" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_d6fcd5a5-9faa-464c-9e6c-cee56cb124b1" xlink:to="loc_srt_RangeMember_a5235c9f-cca8-4091-a665-22417207c3b5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_b97fbd78-7586-4edd-9bdf-6beef986ac8d" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_WeightedAverageMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_a5235c9f-cca8-4091-a665-22417207c3b5" xlink:to="loc_srt_WeightedAverageMember_b97fbd78-7586-4edd-9bdf-6beef986ac8d" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/NetLossperShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#NetLossperShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/NetLossperShareScheduleofAntidilutiveSecuritiesExcludedfromDilutedNetLossPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_19db620b-5bbe-4999-aff2-009efc5088cb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_5c4da2b7-8f91-41df-891e-8e4969265b08" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_19db620b-5bbe-4999-aff2-009efc5088cb" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_5c4da2b7-8f91-41df-891e-8e4969265b08" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_441324ce-5169-4f12-9a1b-3de613dabb95" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_19db620b-5bbe-4999-aff2-009efc5088cb" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_441324ce-5169-4f12-9a1b-3de613dabb95" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_eb23ad24-8c6f-4daf-8ca4-f0c7ed7afaca" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_441324ce-5169-4f12-9a1b-3de613dabb95" xlink:to="loc_us-gaap_StatementClassOfStockAxis_eb23ad24-8c6f-4daf-8ca4-f0c7ed7afaca" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_eb23ad24-8c6f-4daf-8ca4-f0c7ed7afaca_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_eb23ad24-8c6f-4daf-8ca4-f0c7ed7afaca" xlink:to="loc_us-gaap_ClassOfStockDomain_eb23ad24-8c6f-4daf-8ca4-f0c7ed7afaca_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_2067a226-3e16-46bd-870c-74f6e4cd8087" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_eb23ad24-8c6f-4daf-8ca4-f0c7ed7afaca" xlink:to="loc_us-gaap_ClassOfStockDomain_2067a226-3e16-46bd-870c-74f6e4cd8087" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_OptionsToPurchaseCommonStockMember_5f16f850-1e91-472b-a9b8-b826f0533159" xlink:href="clov-20230930.xsd#clov_OptionsToPurchaseCommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_2067a226-3e16-46bd-870c-74f6e4cd8087" xlink:to="loc_clov_OptionsToPurchaseCommonStockMember_5f16f850-1e91-472b-a9b8-b826f0533159" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_db1cbfe8-46da-42e2-bdf3-be9d991f29d5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_441324ce-5169-4f12-9a1b-3de613dabb95" xlink:to="loc_us-gaap_AwardTypeAxis_db1cbfe8-46da-42e2-bdf3-be9d991f29d5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_db1cbfe8-46da-42e2-bdf3-be9d991f29d5_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_db1cbfe8-46da-42e2-bdf3-be9d991f29d5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_db1cbfe8-46da-42e2-bdf3-be9d991f29d5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_abfe7e41-a681-493e-914b-4d80d4866a37" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_db1cbfe8-46da-42e2-bdf3-be9d991f29d5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_abfe7e41-a681-493e-914b-4d80d4866a37" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_ab98f2ed-0208-4afb-847d-9c3d3094e468" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_abfe7e41-a681-493e-914b-4d80d4866a37" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_ab98f2ed-0208-4afb-847d-9c3d3094e468" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_fd8f9843-d129-48b0-aa74-dc3c7f99edaf" xlink:href="clov-20230930.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_abfe7e41-a681-493e-914b-4d80d4866a37" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_fd8f9843-d129-48b0-aa74-dc3c7f99edaf" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/OperatingSegmentsScheduleofRevenuebyOperatingSegmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EntityWideRevenueMajorCustomerLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_1f72a1bb-4aa3-4a4b-a569-9df003f14674" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_PremiumsEarnedNet_1f72a1bb-4aa3-4a4b-a569-9df003f14674" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomer_d72b4eef-58c7-409e-905a-264d7b94c8f0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueNotFromContractWithCustomer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomer_d72b4eef-58c7-409e-905a-264d7b94c8f0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomerOther_17e4d915-2a4b-4cbb-86d3-645c2ceeac52" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RevenueNotFromContractWithCustomerOther"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomerOther_17e4d915-2a4b-4cbb-86d3-645c2ceeac52" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_cd6e29dd-596f-4179-b16a-421984f88c70" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Revenues"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_Revenues_cd6e29dd-596f-4179-b16a-421984f88c70" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_a25399b5-b4d6-4c10-83ec-6671a87a7b7a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_a25399b5-b4d6-4c10-83ec-6671a87a7b7a" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_a3e5abd9-000e-44eb-a2d8-962e4f14de62" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GrossProfit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_GrossProfit_a3e5abd9-000e-44eb-a2d8-962e4f14de62" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_f16e58d7-6dab-492b-a03c-88939d9d79c5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_Assets_f16e58d7-6dab-492b-a03c-88939d9d79c5" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_855a20b3-b5ae-415f-97cf-8bae3b7a615a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CededPremiumsEarned"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_CededPremiumsEarned_855a20b3-b5ae-415f-97cf-8bae3b7a615a" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_85293cdd-912a-4c79-ba93-379e33aec5f3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_EntityWideRevenueMajorCustomerLineItems_1388520c-2cc4-4b58-b447-2db9c314a62b" xlink:to="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_85293cdd-912a-4c79-ba93-379e33aec5f3" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_288dd373-3781-4ed3-9042-35ed3a1090e7" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidationItemsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_85293cdd-912a-4c79-ba93-379e33aec5f3" xlink:to="loc_srt_ConsolidationItemsAxis_288dd373-3781-4ed3-9042-35ed3a1090e7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_288dd373-3781-4ed3-9042-35ed3a1090e7_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidationItemsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidationItemsAxis_288dd373-3781-4ed3-9042-35ed3a1090e7" xlink:to="loc_srt_ConsolidationItemsDomain_288dd373-3781-4ed3-9042-35ed3a1090e7_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_9927f3b8-9b9f-415c-8776-ee639d8fa938" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidationItemsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidationItemsAxis_288dd373-3781-4ed3-9042-35ed3a1090e7" xlink:to="loc_srt_ConsolidationItemsDomain_9927f3b8-9b9f-415c-8776-ee639d8fa938" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_98969ef0-0f75-4df7-8d69-bdf0b11cb0a3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_9927f3b8-9b9f-415c-8776-ee639d8fa938" xlink:to="loc_us-gaap_OperatingSegmentsMember_98969ef0-0f75-4df7-8d69-bdf0b11cb0a3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateNonSegmentMember_2193a5cd-d78e-47e9-9b75-c73c589f52a3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CorporateNonSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_9927f3b8-9b9f-415c-8776-ee639d8fa938" xlink:to="loc_us-gaap_CorporateNonSegmentMember_2193a5cd-d78e-47e9-9b75-c73c589f52a3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntersegmentEliminationMember_fbdde5d1-a594-4372-b76e-e6970c76d085" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IntersegmentEliminationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_9927f3b8-9b9f-415c-8776-ee639d8fa938" xlink:to="loc_us-gaap_IntersegmentEliminationMember_fbdde5d1-a594-4372-b76e-e6970c76d085" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationEliminationsMember_6d15a06b-bacf-4cc0-8aec-760de55f152b" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ConsolidationEliminationsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidationItemsDomain_9927f3b8-9b9f-415c-8776-ee639d8fa938" xlink:to="loc_srt_ConsolidationEliminationsMember_6d15a06b-bacf-4cc0-8aec-760de55f152b" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_20b1a4dc-4599-4c6c-a30b-565c0fceaf97" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEntityWideRevenueByMajorCustomersByReportingSegmentsTable_85293cdd-912a-4c79-ba93-379e33aec5f3" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_20b1a4dc-4599-4c6c-a30b-565c0fceaf97" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_20b1a4dc-4599-4c6c-a30b-565c0fceaf97_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_20b1a4dc-4599-4c6c-a30b-565c0fceaf97" xlink:to="loc_us-gaap_SegmentDomain_20b1a4dc-4599-4c6c-a30b-565c0fceaf97_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_1411305f-970f-42e4-ad65-d41ea4985cad" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_20b1a4dc-4599-4c6c-a30b-565c0fceaf97" xlink:to="loc_us-gaap_SegmentDomain_1411305f-970f-42e4-ad65-d41ea4985cad" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_InsuranceMember_c234e2de-51eb-4aca-bbe9-662530b3ada2" xlink:href="clov-20230930.xsd#clov_InsuranceMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_1411305f-970f-42e4-ad65-d41ea4985cad" xlink:to="loc_clov_InsuranceMember_c234e2de-51eb-4aca-bbe9-662530b3ada2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_NonInsuranceMember_da93316d-f8b6-4dc9-8f28-85802b832330" xlink:href="clov-20230930.xsd#clov_NonInsuranceMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_1411305f-970f-42e4-ad65-d41ea4985cad" xlink:to="loc_clov_NonInsuranceMember_da93316d-f8b6-4dc9-8f28-85802b832330" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RestructuringcostsAdditionalInformationDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#RestructuringcostsAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/RestructuringcostsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCostAndReserveLineItems_ddbe335e-c0fc-4209-942b-d1644ffd9d44" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCostAndReserveLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminatedPeriodPercent_f4392b2e-7871-4844-bc61-c3bcdee66f35" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminatedPeriodPercent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_ddbe335e-c0fc-4209-942b-d1644ffd9d44" xlink:to="loc_us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminatedPeriodPercent_f4392b2e-7871-4844-bc61-c3bcdee66f35" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCosts_0e1d737a-67a8-4a75-bd15-9a3403376053" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCosts"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_ddbe335e-c0fc-4209-942b-d1644ffd9d44" xlink:to="loc_us-gaap_RestructuringCosts_0e1d737a-67a8-4a75-bd15-9a3403376053" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_9017e582-599b-49d2-8ce6-77fba49e4476" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfRestructuringAndRelatedCostsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_ddbe335e-c0fc-4209-942b-d1644ffd9d44" xlink:to="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_9017e582-599b-49d2-8ce6-77fba49e4476" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_9ebd8d0f-bed4-43d7-9ef7-62667cf3495a" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_9017e582-599b-49d2-8ce6-77fba49e4476" xlink:to="loc_srt_RangeAxis_9ebd8d0f-bed4-43d7-9ef7-62667cf3495a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_9ebd8d0f-bed4-43d7-9ef7-62667cf3495a_default" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_9ebd8d0f-bed4-43d7-9ef7-62667cf3495a" xlink:to="loc_srt_RangeMember_9ebd8d0f-bed4-43d7-9ef7-62667cf3495a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_e645c1f5-6179-462f-871e-93b8117605be" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_9ebd8d0f-bed4-43d7-9ef7-62667cf3495a" xlink:to="loc_srt_RangeMember_e645c1f5-6179-462f-871e-93b8117605be" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_118b0c67-56d2-4fd9-b071-f191c94b088e" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_e645c1f5-6179-462f-871e-93b8117605be" xlink:to="loc_srt_MinimumMember_118b0c67-56d2-4fd9-b071-f191c94b088e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_381af531-c18c-4f00-8b32-4709d3db8b1f" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_e645c1f5-6179-462f-871e-93b8117605be" xlink:to="loc_srt_MaximumMember_381af531-c18c-4f00-8b32-4709d3db8b1f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_1790fc35-4718-45d8-8624-5be0144e1134" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementLocationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_9017e582-599b-49d2-8ce6-77fba49e4476" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_1790fc35-4718-45d8-8624-5be0144e1134" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_1790fc35-4718-45d8-8624-5be0144e1134_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_1790fc35-4718-45d8-8624-5be0144e1134" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_1790fc35-4718-45d8-8624-5be0144e1134_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_db2448bc-4a0c-40ba-9dfd-2464cdc1b50e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_1790fc35-4718-45d8-8624-5be0144e1134" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_db2448bc-4a0c-40ba-9dfd-2464cdc1b50e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_DepreciationAndAmortizationMember_ba9716b9-bcd6-4fe9-8747-a555dae98609" xlink:href="clov-20230930.xsd#clov_DepreciationAndAmortizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_db2448bc-4a0c-40ba-9dfd-2464cdc1b50e" xlink:to="loc_clov_DepreciationAndAmortizationMember_ba9716b9-bcd6-4fe9-8747-a555dae98609" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RestructuringcostsScheduleofRestructuringChargesDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#RestructuringcostsScheduleofRestructuringChargesDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/RestructuringcostsScheduleofRestructuringChargesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCostAndReserveLineItems_619b9595-379f-4e90-b206-64035d4a4b89" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCostAndReserveLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCharges_cd1624af-9e7d-4337-94e7-abdbe5c80ced" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCharges"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_619b9595-379f-4e90-b206-64035d4a4b89" xlink:to="loc_us-gaap_RestructuringCharges_cd1624af-9e7d-4337-94e7-abdbe5c80ced" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_c8a0bdb4-b2f0-456c-b0ff-10bdce45e871" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfRestructuringAndRelatedCostsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_619b9595-379f-4e90-b206-64035d4a4b89" xlink:to="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_c8a0bdb4-b2f0-456c-b0ff-10bdce45e871" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCostAndReserveAxis_9154548a-af7b-4e6f-80d2-5bf39230743f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCostAndReserveAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_c8a0bdb4-b2f0-456c-b0ff-10bdce45e871" xlink:to="loc_us-gaap_RestructuringCostAndReserveAxis_9154548a-af7b-4e6f-80d2-5bf39230743f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TypeOfRestructuringDomain_9154548a-af7b-4e6f-80d2-5bf39230743f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfRestructuringDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RestructuringCostAndReserveAxis_9154548a-af7b-4e6f-80d2-5bf39230743f" xlink:to="loc_us-gaap_TypeOfRestructuringDomain_9154548a-af7b-4e6f-80d2-5bf39230743f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TypeOfRestructuringDomain_55e18fed-bdea-4348-bbcc-43ae6b01d80f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfRestructuringDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RestructuringCostAndReserveAxis_9154548a-af7b-4e6f-80d2-5bf39230743f" xlink:to="loc_us-gaap_TypeOfRestructuringDomain_55e18fed-bdea-4348-bbcc-43ae6b01d80f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeSeveranceMember_178bfb53-8792-4d5d-b80e-8507afdd54fe" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeSeveranceMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfRestructuringDomain_55e18fed-bdea-4348-bbcc-43ae6b01d80f" xlink:to="loc_us-gaap_EmployeeSeveranceMember_178bfb53-8792-4d5d-b80e-8507afdd54fe" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_VendorRelatedCostsMember_50529a48-1335-44e8-a665-c3abf60be7aa" xlink:href="clov-20230930.xsd#clov_VendorRelatedCostsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfRestructuringDomain_55e18fed-bdea-4348-bbcc-43ae6b01d80f" xlink:to="loc_clov_VendorRelatedCostsMember_50529a48-1335-44e8-a665-c3abf60be7aa" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherRestructuringMember_7e583500-fdb8-4a14-8435-d92c5b8898fb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherRestructuringMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfRestructuringDomain_55e18fed-bdea-4348-bbcc-43ae6b01d80f" xlink:to="loc_us-gaap_OtherRestructuringMember_7e583500-fdb8-4a14-8435-d92c5b8898fb" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.cloverhealth/role/RestructuringcostsScheduleofRestructuringReservebyTypeofCostDetails" xlink:type="simple" xlink:href="clov-20230930.xsd#RestructuringcostsScheduleofRestructuringReservebyTypeofCostDetails"/>
  <link:definitionLink xlink:role="http://www.cloverhealth/role/RestructuringcostsScheduleofRestructuringReservebyTypeofCostDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCostAndReserveLineItems_6731a817-fce8-413c-b133-9bcde5e5f80f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCostAndReserveLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringReserveRollForward_68ddebee-db27-4c28-8d3e-a6ba7577cae9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringReserveRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_6731a817-fce8-413c-b133-9bcde5e5f80f" xlink:to="loc_us-gaap_RestructuringReserveRollForward_68ddebee-db27-4c28-8d3e-a6ba7577cae9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringReserve_5f8a3748-e614-4db7-921e-a3e886eddf2f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringReserve"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringReserveRollForward_68ddebee-db27-4c28-8d3e-a6ba7577cae9" xlink:to="loc_us-gaap_RestructuringReserve_5f8a3748-e614-4db7-921e-a3e886eddf2f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCharges_2811c22e-27ac-4791-bc8f-1ce97206c72a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCharges"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringReserveRollForward_68ddebee-db27-4c28-8d3e-a6ba7577cae9" xlink:to="loc_us-gaap_RestructuringCharges_2811c22e-27ac-4791-bc8f-1ce97206c72a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRestructuring_1bda422d-6c90-4601-a8b7-fe02af1a2917" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForRestructuring"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringReserveRollForward_68ddebee-db27-4c28-8d3e-a6ba7577cae9" xlink:to="loc_us-gaap_PaymentsForRestructuring_1bda422d-6c90-4601-a8b7-fe02af1a2917" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringReserve_a7803806-f01b-4ff6-b8d8-4810e322f0e5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringReserve"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringAndRelatedCostCostIncurredToDate1_2e3baf14-d4ef-4d17-8d31-38ee01866e89" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringAndRelatedCostCostIncurredToDate1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_6731a817-fce8-413c-b133-9bcde5e5f80f" xlink:to="loc_us-gaap_RestructuringAndRelatedCostCostIncurredToDate1_2e3baf14-d4ef-4d17-8d31-38ee01866e89" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_168d9a6f-7ded-48aa-917c-212612e63bfd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ScheduleOfRestructuringAndRelatedCostsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_RestructuringCostAndReserveLineItems_6731a817-fce8-413c-b133-9bcde5e5f80f" xlink:to="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_168d9a6f-7ded-48aa-917c-212612e63bfd" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCostAndReserveAxis_f1513926-d10f-4a9f-a88a-3cecf1c98d2e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCostAndReserveAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfRestructuringAndRelatedCostsTable_168d9a6f-7ded-48aa-917c-212612e63bfd" xlink:to="loc_us-gaap_RestructuringCostAndReserveAxis_f1513926-d10f-4a9f-a88a-3cecf1c98d2e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TypeOfRestructuringDomain_f1513926-d10f-4a9f-a88a-3cecf1c98d2e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfRestructuringDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RestructuringCostAndReserveAxis_f1513926-d10f-4a9f-a88a-3cecf1c98d2e" xlink:to="loc_us-gaap_TypeOfRestructuringDomain_f1513926-d10f-4a9f-a88a-3cecf1c98d2e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TypeOfRestructuringDomain_30611ada-3930-4a0f-91f0-b16b47a8fd7c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TypeOfRestructuringDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RestructuringCostAndReserveAxis_f1513926-d10f-4a9f-a88a-3cecf1c98d2e" xlink:to="loc_us-gaap_TypeOfRestructuringDomain_30611ada-3930-4a0f-91f0-b16b47a8fd7c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeSeveranceMember_2a28ee9b-6f16-4548-adb4-640be5c34452" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeSeveranceMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfRestructuringDomain_30611ada-3930-4a0f-91f0-b16b47a8fd7c" xlink:to="loc_us-gaap_EmployeeSeveranceMember_2a28ee9b-6f16-4548-adb4-640be5c34452" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_VendorRelatedCostsMember_f805a214-7dba-4c11-8251-2c6b35a66330" xlink:href="clov-20230930.xsd#clov_VendorRelatedCostsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfRestructuringDomain_30611ada-3930-4a0f-91f0-b16b47a8fd7c" xlink:to="loc_clov_VendorRelatedCostsMember_f805a214-7dba-4c11-8251-2c6b35a66330" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherRestructuringMember_ae36eddf-956e-43fa-892e-e82b03d0a138" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherRestructuringMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TypeOfRestructuringDomain_30611ada-3930-4a0f-91f0-b16b47a8fd7c" xlink:to="loc_us-gaap_OtherRestructuringMember_ae36eddf-956e-43fa-892e-e82b03d0a138" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/AwardTypeOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd#AwardTypeOnly"/>
  <link:definitionLink xlink:role="http://xbrl.sec.gov/ecd/AwardTypeOnly" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_PerformanceRestrictedStockUnitsMember_dbc770ea-0c7e-4ce9-ba4e-2f17ea6c364b" xlink:href="clov-20230930.xsd#clov_PerformanceRestrictedStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_clov_PerformanceRestrictedStockUnitsMember_dbc770ea-0c7e-4ce9-ba4e-2f17ea6c364b" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_clov_RestrictedStockUnitsAndPerformanceStockUnitsMember_9ab7fdd4-5a8f-49a8-8ef6-f7ff5292db15" xlink:href="clov-20230930.xsd#clov_RestrictedStockUnitsAndPerformanceStockUnitsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_clov_RestrictedStockUnitsAndPerformanceStockUnitsMember_9ab7fdd4-5a8f-49a8-8ef6-f7ff5292db15" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EmployeeStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_EmployeeStockMember" xlink:type="arc" order="7"/>
  </link:definitionLink>
</link:linkbase>
